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All Journal Jurnal Pendidikan Karakter Jurnal Siasat Bisnis Jurnal Manajemen Terapan dan Keuangan Jurnal Keuangan dan Perbankan Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura Briliant: Jurnal Riset dan Konseptual Jurnal Ilmiah Universitas Batanghari Jambi JURNAL MANAJEMEN MOTIVASI Jurnal Ekonomi dan Bisnis EKONOMIS : Journal of Economics and Business J-MAS (Jurnal Manajemen dan Sains) Owner : Riset dan Jurnal Akuntansi Jambura Economic Education Journal JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Sebelas Maret Business Review International Journal of Economics, Business and Accounting Research (IJEBAR) Cakrawala Repositori Imwi Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Jurnal Orientasi Bisnis dan Entrepreneurship Yumary: Jurnal Pengabdian kepada Masyarakat International Journal of Community Service (IJCS) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Journal of Management, Economic, and Financial Indonesian Journal of Economics, Business, Accounting, and Management
Kusumawardhani, Ratih
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Pengaruh Sikap Keuangan, Literasi Keuangan, Dan Gaya Hidup Terhadap Pengelolaan Keuangan Mahasiswa Ntt Di Yogyakarta Matan Langoday, Agustinus Petrus; Mulida, Alfiatual; Kusumawardhani, Ratih
JURNAL MANAJEMEN MOTIVASI Vol 22 No 1 (2026): Jurnal Manajemen Motivasi
Publisher : Universitas Muhammadiyah Pontianak

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29406/jmm.v22i1.8648

Abstract

This study examines the influence of financial attitude, financial literacy, and lifestyle on the financial management of NTT students studying in Yogyakarta. The research aims to analyze the partial effects of these variables on students’ financial management. A quantitative approach with a descriptive design was employed. Data were collected from 100 respondents using questionnaires and analyzed through multiple linear regression. The results indicate that financial attitude, financial literacy, and lifestyle have a positive and significant effect on financial management. The findings imply that strengthening financial knowledge and fostering positive financial attitudes can improve students’ financial management behavior.
Financial inclusion, financial management, and micro business performance Rinofah, Risal; Tyas, Hasti Nugrahaning; Kusumawardhani, Ratih
Sebelas Maret Business Review Vol 7, No 2 (2022): December 2022
Publisher : Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/smbr.v7i2.70674

Abstract

This study aims to determine the effect of financial inclusion, quality of financial management, and financial management on the financial performance of MSMEs at Wonosari Culinary Park, Gunungkidul. The strategy in this study uses a quantitative approach. The sampling technique used a saturated sampling method with a sample of 69 respondents and then tested. Quantitative data in this study is data sourced directly from respondents presented in the form of a Likert scale-data collection technique used to distribute questionnaires or questionnaires. The data processing statistical method used is descriptive statistics and Partial Least Square (PLS) with the SmartPLS version 3.0 program. The results show a significant effect of financial inclusion on financial performance, a significant effect of the quality of financial management on financial performance, and a significant effect of financial management on financial performance.
Co-Authors Alfiatul Maulida, Alfiatul Aliyah, Aliyah Alvita, Devi Anjelika, Aviva Ari Setiawan Ariantanto, Wimar Arnoldus, Rensiana Cabelita Astuti, Nuryani Dwi Aziz, Mohd Kasturi Nor Abd Damanik, Johannes Maysan Damanika, Johannes Maysan Dewi, Esta Lestariana Fadhilah, Anisah Salma Farom, Sogun Al Gendro Wiyono Handayani, Laras Rizki Harefa, Ade Candra Hartono, Arif Ismalia, Dhiah Alda Jamaluddin, Akmal Krisnawan, Andik Damar Lamak, Rositha Lusia Lema Lasera, Greis Lero, Stevani Maenaka, Ardha Gunung Maha Putri, Virginia Athadhita Mami Hajaroh Marzuki Marzuki Matan Langoday, Agustinus Petrus Mubarokah, Saidah Mulida , Alfiatual Mulida, Alfiatual Najong, Fransiska Jesika Noperian, Jogi Novi Puspitasari Nurjana, Anisa Nurkamilah Nurkamilah Pamungkas , Oscar Pesireron, Johannes Martin Pradana, Reza Yudha Pratama, Dandi Yoga Pratama, Dimas Yogi Prihatin, Wijiasih Prima Sari, Pristin Putrisia, Ezdwima Ramadhanti, Ardita Puri Rinofa, Rizal Risal Rinofah, Risal Riyana, Nita Romadhany, Desvyana Ruron, Priska Lolita Saleh, Chicih Sandika, Eugenius Flaviano Sari, Pristin Prima Seuk , Ordiana Shefyana, Ricka Sri Hermuningsih Taek, Wilhelmus Tua, Sahat Mangahut Tyas, Hasti Nugrahaning Viki Yuni Astuti Wahyuningtias, Eko Wulandari, Hana Yulaiha, Ambar Ilham Yuli Prihatni Yuninda, Yuninda Yusmeco, Vito Alviandri