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Journal : Jurnal Pengabdian Masyarakat dan Riset Pendidikan

 1 
Pengaruh Financial Technology dan Financial Knowledge terhadap Financial Behavior Generasi Milenial di Dusun Tegal Ombo: Penelitian Raseta Mardiana; Muhammad Arif Liputo; Sahara
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 3 No. 4 (2025): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 3 Nomor 4 (April 2025
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v3i4.717

Abstract

A study has been conducted to examine the influence of financial technology and financial knowledge on the financial behavior of the millennial generation in Dusun Tegal Ombo. This research employs a quantitative method with a descriptive approach and an ex post facto design. The population consists of the millennial generation in Dusun Tegal Ombo, with a sample size of 110 respondents selected using total sampling techniques. The research instrument was a questionnaire, and data analysis was performed using SPSS version 25. The findings reveal that both financial technology and financial knowledge significantly affect the financial behavior of millennials in Dusun Tegal Ombo. This is evidenced by (1) the positive and significant effect of financial technology on financial behavior, indicated by a t-statistic value greater than the t-table (3.661 > 1.659). (2) There is a positive and significant influence of financial knowledge on financial behavior, based on a t-statistic value greater than the t-table (3.566 > 1.659). (3) Additionally, both financial technology and financial knowledge positively and significantly influence financial behavior, as shown by the f-count value exceeding the f-table (23.932 > 3.08). A determination value of 30.9% was obtained.
Strategi Inovatif Kepala Sekolah: Manisan Buah Lipah sebagai Media Pembelajaran Kontekstual di SD Negeri 12 Samudera: Penelitian Sarwadi; Iis Marsithah; Nurhafdar; Ainal Mardhiah; Irwati; Sahara
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 3 No. 4 (2025): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 3 Nomor 4 (April 2025
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v3i4.1498

Abstract

In the midst of rapid globalization, preserving local cultural values has become urgent in the world of education. This study aims to describe the principal's innovative strategy in local wisdom-based contextual learning through lipah fruit candy as a learning medium at SD Negeri 12 Samudera, North Aceh. Using a descriptive qualitative approach, data were collected through observation, in-depth interviews, and documentation. The results showed that the principal implemented five main strategies: project-based curriculum application, collaboration with the local community, providing creative space for students, exhibitions and product marketing, and basic entrepreneurial training. This program positively impacts students' creativity, critical thinking skills, learning motivation, and nurtures entrepreneurial spirit. These findings serve as a reference for other schools to develop meaningful local wisdom-based education.
Co-Authors A. Faroby Falatehan Ahmad Zarkasi Ahmad, Fahmi Salam Ainal Mardhiah Akhmad Mansyur, Akhmad Alia Sari, Filma Amirin Kusmiran Andi Syam Rizal Anwar Sanusi Arief Daryanto Baco, Syarifudddin Budiyanto Deden Deden Djaenudin Dhenny Asmarazisa Febbry Romundza Hafiz Aprielianto Hasibuan , Almanico Islamy Heny Kuswanti Suwarsinah Heriyani Iis Marsithah Irwati Isramiharti Isramiharti Jumardin, Jumardin Jumili Arianto Kasturi Ramadani Lagaida , Bugi Biruloma Lawelle, Sjamsu Alam Matius Bayo Pote Meliany, Birka Septy Muhammad Arif Liputo Novalia, Theresa Nurhafdar Patiung, Seventry Meliana Permatasari, Silvia Probokawuryan, Mutiara Raseta Mardiana Resnawati Riza, Chiko Muhamad Rizka, Mifta Rona Tanjung Ryantama Isjoni, M. Yogi Saban, Asrilis Boy Sajiah Sarini Yusuf Sarwadi Silvera, Dica Lady Siska Diana Lomban Sri Mulatsih Syarifuddin Baco Tedi Kustandi Ummi Kalsum Widyastutik Zulva Azijah ⁠Anggi Karunia Wijayanti