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RAHASIA BANK BAGIAN DARI PROSES MONEY LAUNDRY wagiman, wagiman; Susilo, M. Endriyo
Legal Standing : Jurnal Ilmu Hukum Vol 5, No 2 (2021): September
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/ls.v5i2.3756

Abstract

The crime of money laundering is very detrimental to the public at large, because the crime will also be followed by other crimes, corruption, terrorism and drugs. The purpose of this research is to discuss the extent to which the Bank is involved in the money laundering process, so the researcher takes the theme Bank Secrets as part of the money laundering process. The method used is literature study with descriptive, exploratory, and analytical approaches. It can be concluded that, Bank Secrecy is everything related to information regarding depositors and deposits where the principle of bank secrecy aims to protect customers. Bank is a financial institution that runs its business based on the trust of its customers so that banks are required to be able to maintain the confidentiality of all data and information related to their customers, including information on financial transactions carried out by their customers. It is recommended that the bank should apply the Know Your Customer “Know Your Customer principle” properly accompanied by an adequate reporting system. If there is a suspicious flow of funds, it can work with related parties (PPATK, KPK and the Police) so that money laundering can be prevented as early as possible.
Analisis Penguatan Sistem Perbankan Digital Di Indonesia Berdasarkan Asas-Asas Perbankan Tirtawijaya, Yehezkiel Kevin; Wagiman, Wagiman
Jurnal Ilmiah Ecosystem Vol. 23 No. 1 (2023): ECOSYSTEM Vol. 23 No 1, Januari - April Tahun 2023
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35965/eco.v23i1.2493

Abstract

Tujuan penelitian ini adalah untuk mengetahui apakah perbankan digital, khususnya yang ada di Indonesia, telah memenuhi asas-asas perbankan yang dapat mengakomodir kepentingan pihak-pihak. Jenis penelitian ini adalah yuridis normatif dengan meneliti pada tataran asas-asasnya. Kedudukan asas sekalipun bukan hukum positif namun merupakan sendi sekaligus melingkupi cara kerja bank, baik pada lingkup perbankan konvensional, maupun perbankan digital. Hasil penelitian menunjukkan bahwa asas kehati-hatian pada UU No. 10 Tahun 1998, merujuk “kehati-hatian” dalam konteks yang mewajibkan bank untuk selalu berhati-hati dan menetapkan standar kehati-hatian yang tinggi serta kepatuhan terhadap peraturan perundang-undangan yang berlaku. Sedangkan asas kehati-hatian dalam Peraturan Bank Indonesia No. 20/6/PBI/2018, bermakna “kehati-hatian” pada konteks, agar bank dalam menjalankan kegiatan usahanya, baik dalam penghimpunan dan penyaluran dana kepada masyarakat harus sangat berhati hati. Kaitannya dengan penggunakan teknologi, asas kehati-hatian dalam UU No. 11 Tahun 2008 Tentang Informasi dan Transaksi Elektronik, “Asas kehati-hatian” berarti lembaga perbankan dan nasabahnya, sebagai peserta utama dalam transaksi elektronik, memiliki tanggung jawab khusus untuk melindungi dari setiap dan semua risiko yang terkait dengan penggunaan Teknologi Informasi dan Transaksi Elektronik. Dengan demikian menjadi jelas “asas kehati-hatian” terkait dengan bank digital tidak hanya melekat pada banknya semata, tetapi juga bagi nasabah-nasabahnya, seta pihak-pihak lain yang terlibat dalam sistem perbankan digital. The purpose of this research is to find out whether digital banking, especially in Indonesia, has fulfilled the principles of banking that can accommodate the interests of the parties. This type of research is normative juridical by examining the level of principles. The position of principles, although not positive law, is a joint as well as covering the way banks work, both in the scope of conventional banking and digital banking. The results show that the principle of prudence in Law No. 10 of 1998, refers to "prudence" in a context that requires banks to always be careful and set high prudential standards and compliance with applicable laws and regulations. While the principle of prudence in Bank Indonesia Regulation No. 20/6/PBI/2018, means "prudence" in the context that banks in carrying out their business activities, both in collecting and distributing funds to the public, must be very careful. In relation to the use of technology, the principle of prudence in Law No. 11 of 2008 concerning Information and Electronic Transactions, "The principle of prudence" means that banking institutions and their customers, as the main participants in electronic transactions, have a special responsibility to protect against any and all risks associated with the use of Information Technology and Electronic Transactions. Thus it becomes clear that the "precautionary principle" related to digital banking is not only attached to the bank itself, but also to its customers, as well as other parties involved in the digital banking system.
Pemberian Remisi Bagi Koruptor di Indonesia Dalam Perspektif Hak Asasi Manusia Rosalia, Rosalia; Wagiman, Wagiman
Politica: Jurnal Hukum Tata Negara dan Politik Islam Vol 11 No 1 (2024): POLITICA: Jurnal Hukum Tata Negara dan Politik Islam
Publisher : Prodi Tata Negara (Siyasah) IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/politica.v11i1.9141

Abstract

The right to obtain remission in Indonesia is contained in Law Number 22 of 2022 concerning Corrections. Regarding the right to remission is contained in Article 34A paragraph (1) letter a of Government Regulation Number 99 of 2012 concerning Conditions and Procedures for Implementing the Rights of Prisoners. The problem that occurs is whether corruptors who harm the state and Indonesian society deserve remission. The issue of Justice Collaborator is also interesting to discuss because it has many pros and cons. This research is a doctrinal research with a statutory and conceptual approach. Legal materials are obtained from legislation, to strengthen the analysis, this research also uses some empirical and normative research results. The analysis of data is carried out using the content analysis method which focuses on the study of laws and regulations regarding remission. This study argues that the elimination of the requirement to become a Justice Collabolator for perpetrators of corruption will eliminate human rights because the right to obtain remission is not given immediately but there must be mandatory conditions and procedures that must be met for perpetrators of corruption. based on Article 29 paragraph (2) and Article 28J paragraph (2) of the 1945 Constitution that restrictions on the fulfillment of human rights can only be carried out for reasons carried out under the law and stipulated by law. Meanwhile, the elimination of the requirement to become a Justice Collaborator
Crust Goat Leather Dyeing using Mahogany (Swietenia mahagoni) Sawdust Extract and Coloring Time to Get the Best Results Rahmawati, Dona; Wagiman, Wagiman; Sukartiko, Anggoro Cahyo
Jurnal Ilmu dan Teknologi Peternakan Tropis Vol 10, No 1 (2023): JITRO, January
Publisher : Universitas Halu Oleo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33772/jitro.v10i1.27982

Abstract

Synthetic dyes used in the leather dyeing process contain allergenic and carcinogenic compounds. Natural dyes sourced from wood industry waste, namely mahogany sawdust can be a substitute for synthetic dyes with the advantages of being more economical, minimizing waste, and relatively safe for the environment. This study aims to determine the effect of the comparison of mahogany sawdust with hot water solvent and the duration of dyeing time on the characteristics of the extract and the best results of dyeing application on crust goat leather, using a Completely Randomized Factorial Design with 2 (two) factors and 3 (three) levels respectively. The first factor is the ratio of mahogany sawdust with solvent during Extraction, 1:5; 1:10 and 1:15 (w/v) and the second factor is the duration of dyeing time, 60, 90 and 120 minutes, each with two repetitions. Data analysis used ANOVA analysis of variance. This research activity resulted in a comparison of mahogany sawdust and water solvent with the best duration of dyeing time in producing colored goat leather products with the criteria of color absorption, rub fastness (wet and dry) and color shading. The results showed the analysis of the highest extract tannin content was 7,66 µg/mL at 1:5 (w/v) extract. The highest color absorption was in the dye extract 1:5 (w/v) and the lowest was in the dye extract 1:15(w/v), both at 60 minutes, 90 minutes, and 120 minutes. All natural dyes from mahogany sawdust showed good color fastness values with a scale above 3/5. The visual result of the dyeing process is reddish brown. Keywords: goat leather, mahogany sawdust, natural dyes, tannin
Characterization of Freeze-Dried Strawberries (Fragaria x ananassa var. Mencir): Quality on Physical Information Fallah, Annas Miftahul; Putri, Refika Melina; Yuliani, Wahyu; Wagiman, Wagiman; Falah, Mohammad Affan Fajar
Journal of Agri-Food Science and Technology Vol. 5 No. 2 (2024): November
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/jafost.v5i2.9468

Abstract

Drying fruits has many advantages for consumers, such as allowing them to be consumed in various processes and products during all seasons. Freeze-dried strawberries (FDS) are an alternative for adding value to fresh strawberries, extending shelf life, and maintaining fresh fruit characteristics. The study contributed to determine the quality physical characteristics of FDS produced using osmotic dehydration (OD) combined with freeze-drying. A combination of FDSs production with three factors and levels, freezing times (4d, 14d, and 21d); OD solution concentrations (40°Brix, 50°Brix, and 60°Brix); cleavage times (initial, pre-OD, and post-OD); immersion times of 120 minutes; and lyophilization times of 24 hours were used to prepare FDS. The quality of physical information of FDSs was the color of the skinned fruit (L*a*b* and change of color (∆E)) and texture. The results of the study showed that the highest degree of L* and a* values were found in the combination of 14d, 50°Brix, post-OD; the lowest b* value was found in the combination of 21d, 40°Brix, initial split; the lowest ∆E value and the highest FDSs skin texture was found in the combination of 4d, 60°Brix, pre-OD. As an innovation, since no official Indonesian National Standard (SNI) is used as a reference for producing FDS, the research contributes to making good FDS products.
ANALISIS KEMAMPUAN TENAGA PENDIDIK TERHADAP PENINGKATAN KUALITAS HASIL DIDIK TARUNA DI AKADEMI MILITER MAGELANG Wagiman, Wagiman; Nugroho, Muhammad Awal Satrio
Jurnal Riset Manajemen Akuntansi Indonesia Vol 2 No 4 (2024): Jurnal Riset Manajemen Akuntansi Indonesia
Publisher : Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32477/jrima.v2i4.1082

Abstract

The aim of this research is to find out why the ability of teaching staff to improve the quality of cadets' educational outcomes at the Magelang Military Academy is still not optimal, to formulate the efforts made to improve the abilities of teaching staff to improve the quality of cadets' educational outcomes at the Magelang Military Academy. The results of the research show that the reason why the ability of teaching staff to improve the quality of cadet student outcomes at the Magelang Military Academy is still not optimal is due to, among other things, the lack of basic skills possessed by Gadik in managing learning principles, Gadik's role is less than optimal in providing understanding to students regarding knowledge. (Knowledge) and experience to eliminate mis-understanding, attitude aspects still need to be improved in accordance with applicable norms. Efforts made to improve the ability of teaching staff to improve the quality of cadet student outcomes at the Magelang Military Academy are by improving the Skills of Akmil Girls Magelang is in accordance with improving or upgrading Gadik's skills which is carried out at least once a semester to ensure the depth and breadth of learning material, guaranteeing the distribution of learning material in accordance with the KKNI, the Magelang Akmil curriculum, improving or upgrading Gadik's skills in preparing learning plans, implementing learning plans, carrying out evaluations during the PBM, as well as following up on the evaluation results, increasing the knowledge of the Magelang Military Academy Education Staff who are required to have academic qualifications and educational competencies, with the lowest level of education (S1, Masters, Doctoral) which must be met, improving attitudes (Attitude) Magelang Military Academy educational staff in carrying out coaching or upgrading as well as psychological tests to improve Gadik's personality which is steady and stable, mature, dignified, wise and has noble morals and can be a role model, coupled with Spiritual Guidance (Binroh) activities.
Ultimum Remedium Principles: Realizing Restorative Justice For Children In Conflict With The Law Wagiman, Wagiman; Jubaidi, Didi
KRTHA BHAYANGKARA Vol. 18 No. 3 (2024): KRTHA BHAYANGKARA: DECEMBER 2024
Publisher : Fakultas Hukum Universitas Bhayangkara Jakarta Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31599/krtha.v18i3.2984

Abstract

This research analyzes the extent to which the concept of the Ultimum Remedium Principle becomes the principle basis for judges to keep children out of prison. This principle encourages problem-solving efforts involving perpetrators, victims and other parties. The provisions of Law No. 11/2012 are a form of certainty in providing clear guidelines for judges in making decisions that are optimal for the interests of children, in accordance with the principle of the Ultimum Remedium Principle. Nonetheless, some judges still tend to take action based on the theory of retaliation when determining responsibility for the wrongdoing committed by the child. This study aims to determine the extent to which this country has a legal umbrella in protecting children and to determine the optimization of the application of the ultimum remedium principle to crimes committed by children. This research is a normative juridical study. The results showed that the settlement of cases of children in conflict with the law according to Law No. 11/2012 is to prioritize alternative out-of-court settlements which are the basic principles in the legal system governing child protection. This approach is in line with the principles of human rights and the best interests of the child.
Penerapan dan Kontribusi Kecerdasan Buatan ChatGPT Untuk Menafsir Teks Hukum (Studi Kasus Penafsiran Pasal 10, Pasal 13, Permenkes No.889 Tahun 2011) Wijonarko, Panji; Wagiman, Wagiman; Khana, Rajes; Tundo, Tundo; Salam, Abdus; James, Bobby; tampubolon, parlindungan
Jurnal Kajian Teknik Elektro Vol 8, No 2 (2023): JKTE VOL 8 NO 2 (SEPTEMBER 2023)
Publisher : Universitas 17 Agustus 1945 Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52447/jkte.v8i2.7061

Abstract

ChatGPT adalah model bahasa berbasis kecerdasan buatan yang dikembangkan oleh OpenAI. Salah satu aspek kritis dalam penerapan ChatGPT adalah kemampuannya untuk memahami, menafsirkan, dan memanfaatkan informasi yang terdapat dalam peraturan atau sebuah pedoman resmi. Hal ini tentunya sangat membantu dalam melakukan pekerjaan, salah satunya pada bidang Hukum, yaitu kemungkinan melakukan analisis interpretasi hukum, mengeksplorasi kemampuan ChatGPT untuk menafsir, memberikan interpretasi atau penjelasan tentang peraturan atau klausal hukum tertentu berdasarkan fakta-fakta atau skenario yang diberikan. Penelitian ini membahas mengenai Penerapan Dan Kontribusi Kecerdasan Buatan ChatGPT Untuk Menafsir Teks Hukum (Studi Kasus: Pasal 10, Pasal 13 Permenkes No.889 Tahun 2011). Penelitian akan difokuskan pada apakah ChatGPT dapat melakukan penafsiran pada kata “dianggap” pada bunyi Pasal 10 Ayat (1) yang menyebutkan Apoteker yang baru lulus pendidikan profesi: “dianggap telah lulus uji kompetensi”. Eksplorasi ChatGPT juga dilakukan dalam menafsir kata “dapat memperoleh”, pada Pasal 13 Ayat (1) “dapat memperoleh STRA (Surat Tanda Registrasi Apoteker) secara langsung”. Kedua pasal di atas dianggap ambigu karena penafsiran yang dilakukan bisa saja menjadi subjektif terlebih jika memiliki kepentingan tertentu di dalam mengambil keputusan. Eksplorasi dilakukan dengan memasukkan skenario pertanyaan tentang kedua pasal tersebut ke dalam GPT-3.5 dan juga GPT-4. Hasil eksplorasi menunjukkan bahwa ChatGPT memiliki kemampuan untuk melakukan penafsiran terhadap teks hukum. ChatGPT dapat memberikan kontribusi dan menjadi opsi masukan bagi praktisi hukum terhadap ketentuan yang ambigu ataupun sulit ditafsir oleh manusia, hal ini karena ChatGPT dianggap sebuah mesin yang netral dan tidak terpengaruh terhadap perasaan ataupun kepentingan. Kontribusi ChatGPT juga dapat memberikan efesiensi, baik dari aspek waktu maupun sumber daya manusia dalam lingkup praktisi hukum.
Penerapan Hukum Perang Dalam Konflik Ukraina-Rusia: Analisis Kepatuhan Terhadap Konvensi Jenewa Dan Tanggung Jawab Atas Pelanggaran Hukum Humaniter Suliandi, Marwan; Wagiman, Wagiman
GLOBAL INSIGHT JOURNAL Vol 10, No 1 (2025)
Publisher : Universitas 17 Agustus 1945 Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52447/gij.v10i1.8191

Abstract

Perang antara Ukraina dan Rusia telah menimbulkan berbagai permasalahan dalam penerapan hukum perang, khususnya dengan kepatuhan terhadap Konvensi Jenewa yang mengatur perlindungan terhadap warga sipil dan kombatan. Berbagai laporan mengindikasikan adanya dugaan pelanggaran hukum humaniter, termasuk serangan terhadap infrastruktur sipil, penggunaan senjata terlarang, dan perlakuan tidak manusiawi terhadap tawanan perang. Oleh karena itu, analisis terhadap kepatuhan kedua pihak dalam konflik ini serta tanggung jawab atas pelanggaran yang terjadi menjadi penting untuk memastikan keadilan dan penegakan hukum internasional. Permasalahan dalam penelitian ini terkait dengan penerapan hukum perang dalam konflik Ukraina-Rusia berkaitan dengan kepatuhan terhadap Konvensi Jenewa serta tanggung jawab atas pelanggaran hukum humaniter, termasuk dugaan kejahatan perang, serangan terhadap warga sipil, dan hambatan dalam mekanisme penegakan hukum internasional. Metode penelitian bersifat yuridis normatif, yaitu meneliti norma-norma atau kaedah yang merupakan data sekunder. Adapun pendekatan yang digunakan bersifat konseptual; bersifat perundang-undangan dengan menggunakan instrumen-instrumen, baik nasional maupun internasional, serta pendekatan perbandingan dan historis. Analisis data dilakukan dengan rekonstruksi hukum serta heurmeneutik. Bahan hukum yang digunakan yaitu bahan hukum primer seperti Konvensi Senjata Konvensional Tertentu dan peran Mahkamah Pidana Internasional. Hasil penelitian menujukkan, penerapan hukum perang dalam konflik Ukraina-Rusia menunjukkan berbagai pelanggaran terhadap Konvensi Jenewa, terutama terkait serangan terhadap warga sipil dan infrastruktur non-militer. Meskipun ada upaya dari komunitas internasional untuk menegakkan hukum humaniter, tantangan dalam investigasi dan akuntabilitas masih menjadi hambatan utama. Oleh karena itu, diperlukan mekanisme penegakan hukum yang lebih efektif serta kerja sama internasional untuk memastikan pertanggungjawaban atas kejahatan perang yang terjadi.
KETERKAITAN ANTARA HUKUM DAN ADMINISTRASI PUBLIK: HUBUNGAN YANG MEMASTIKAN BAHWA KEBIJAKAN DILAKSANAKAN DALAM BATASAN HUKUM Matthew, Brian; wagiman, wagiman; Prasetyo, Sisman
The Indonesian Journal of Public Administration (IJPA) Vol 11, No 1 (2025): THE JOURNAL OF PUBLIC ADMINISTRATION (IJPA) jANUARI-JUNI
Publisher : Department of Public Administration, Faculty of Social and Political Science, Universitas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52447/ijpa.v11i1.8196

Abstract

Hubungan antara hukum dan administrasi publik berakar pada pentingnya tata kelola pemerintahan yang terstruktur dan berkeadilan. Hukum berfungsi sebagai landasan dalam mengatur kehidupan masyarakat sekaligus membatasi kewenangan pemerintah agar tidak bertindak secara sewenang-wenang. Di sisi lain, administrasi publik berkembang sebagai alat untuk melaksanakan ketentuan hukum dan memberikan pelayanan kepada masyarakat secara efektif. Dalam sistem pemerintahan modern, hukum memberikan legitimasi terhadap administrasi publik, sementara administrasi bertanggung jawab dalam menerapkan hukum dalam praktik pemerintahan sehari-hari