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All Journal JMKSP (Jurnal Manajemen, Kepemimpinan, dan Supervisi Pendidikan) Unram Journal of Community Service (UJCS) Arus Jurnal Sosial dan Humaniora Journal International of Lingua and Technology Jurnal Ilmu Hukum, Humaniora dan Politik (JIHHP) Journal of Economics and Social Sciences Innovative: Journal Of Social Science Research Jurnal Pengabdian Masyarakat Bangsa Journal of Innovative and Creativity Journal of Social Work and Science Education ZIJEn: Zabags International Journal of Engagement
Pitri, Alisyah
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Journal : Unram Journal of Community Service (UJCS)

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Financial Literacy Program for Housewives in Rubber Plantation Villages in Indonesia Furbani, Widiastuti; Rini, Puspa; Bachtiar, Alfan; Nilfatri, Nilfatri; Pitri, Alisyah
Unram Journal of Community Service Vol. 5 No. 3 (2024): September
Publisher : Pascasarjana Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ujcs.v5i3.709

Abstract

The Financial Literacy Program for Housewives in Rubber Plantation Village aims to improve understanding and skills in family financial management, especially among housewives vulnerable to income fluctuations. This activity was conducted online through the Zoom application and attended by 50 housewives. The methods include three-month interactive training, group discussions, and post-training mentoring. The results of the initial Survey showed that most participants did not have a monthly budget plan (80%), did not save regularly (70%), and did not understand the importance of debt management and insurance (85%). After the training, there was a significant increase in understanding and practice of financial management. As many as 65% of participants started preparing a monthly budget, 55% saved regularly, and 45% understood how to manage debt wisely. Although there are challenges in implementing financial literacy, especially related to income instability, this program has proven effective in increasing awareness and financial management skills. The final Survey also showed increased awareness of the importance of emergency funds and long-term financial plans, although the percentage is still relatively low. With this program, it is hoped that housewives in rubber plantation villages can be more independent and resilient and manage family finances better amid economic uncertainty
Financial Literacy Program for Housewives in Rubber Plantation Villages in Indonesia Furbani, Widiastuti; Rini, Puspa; Bachtiar, Alfan; Nilfatri, Nilfatri; Pitri, Alisyah
Unram Journal of Community Service Vol. 5 No. 3 (2024): September
Publisher : Pascasarjana Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ujcs.v5i3.709

Abstract

The Financial Literacy Program for Housewives in Rubber Plantation Village aims to improve understanding and skills in family financial management, especially among housewives vulnerable to income fluctuations. This activity was conducted online through the Zoom application and attended by 50 housewives. The methods include three-month interactive training, group discussions, and post-training mentoring. The results of the initial Survey showed that most participants did not have a monthly budget plan (80%), did not save regularly (70%), and did not understand the importance of debt management and insurance (85%). After the training, there was a significant increase in understanding and practice of financial management. As many as 65% of participants started preparing a monthly budget, 55% saved regularly, and 45% understood how to manage debt wisely. Although there are challenges in implementing financial literacy, especially related to income instability, this program has proven effective in increasing awareness and financial management skills. The final Survey also showed increased awareness of the importance of emergency funds and long-term financial plans, although the percentage is still relatively low. With this program, it is hoped that housewives in rubber plantation villages can be more independent and resilient and manage family finances better amid economic uncertainty
Co-Authors A Halim A Syamsi Aca, Ambo Aji , Sugeng Purnama Akbar Marhafis, Muhammad Amanda, Aprilia Angelina, Tiara Anjarwati, Atika Anwar Us, Kasful Bachtiar, Alfan Dara, Sokha Daud Dewi , Hasna dewi, hasna Edi Saputra, Ahmad Erwina Kartika Devi Furbani, Widiastuti Haeran Hapzi Ali Hardiana, Deasy Inriani, Nopita Karang, Lisa Kartika Devi, Erwina Khoiratun Nisak, Sayida Khoiratun Nisak, Sayidah Kurniawan Kuswanto Kuswanto M. Arif Musthofa Martinis Yamin Nilfatri Nilfatri, Nilfatri Nisak Munamah, Anatun Nisak, Sayida Khoiratun Nurhaliza, Elsa Nurjali Okva Marwendi, Reza Pitriani, Pitriani Prameswari, Nanda Pulma Sari, Lili Puspa Rini Puspa Rini, Puspa Putri, Riska Ayu Riyadi, Ilham Slamet Rudianto Rudianto Sarmila, Sarmila Sarwono Seniati Siti Fatimah Susanti, Pini Vann, Rithy wandi Wulandari, Triyana Zaenal Abidin