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All Journal ETIKONOMI Pythagoras: Jurnal Matematika dan Pendidikan Matematika Jurnal Politik Profetik Jurnal Akuntansi : Kajian Ilmiah Akuntansi (JAK) RJABM (Research Journal of Accounting and Business Management) BHUMI: Jurnal Agraria dan Pertanahan Journal of Information System, Applied, Management, Accounting and Research Jurnal Abdimas Mahakam Value: Jurnal Manajemen dan Akuntansi Revitalisasi : Jurnal Ilmu Manajemen International Journal of Business Economics (IJBE) Jurnal Ilmiah Ar-Risalah: Media Ke-Islaman, Pendidikan, dan Hukum Islam Borneo Student Research (BSR) Economics and Digital Business Review EKOMABIS: Jurnal Ekonomi Manajemen Bisnis Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (JASMIEN) Bisnis Net : Jurnal Ekonomi dan Bisnis Jurnal Simki Economic MANAJEMEN Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan Journal of Trends Economics and Accounting Research Jurnal Manajemen Jurnal Ekonomika Dan Bisnis BISMA (Bisnis dan Manajemen) Balance : Jurnal Akuntansi dan Manajemen Al-Tijary : Jurnal Ekonomi dan Bisnis Islam PERADABAN JOURNAL of ECONOMIC and BUSINESS Jurnal Manajemen, Akuntansi, Ekonomi Mandiri: Jurnal Akuntansi dan Keuangan Jurnal Manajemen Keuangan Syariah Jurnal Riset Rumpun Ilmu Ekonomi (JURRIE) Manajemen : Jurnal Ekonomi Jurnal Ilmiah Manajemen Dan Kewirausahaan
Sri Wahyuni Jamal
Universitas Muhammadiyah Kalimantan Timur
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Mathematics Public Health Social Sciences Other

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Pengaruh Literasi Keuangan dan Gaya Hidup Hedonisme terhadap Perilaku Keuangan pada Mahasiswa Rahmawati, Nur; Fauziah, Fenty; Jamal, Sri Wahyuni
Journal of Information System, Applied, Management, Accounting and Research Vol 9 No 3 (2025): JISAMAR (Journal of Information System, Applied, Management, Accounting and Resea
Publisher : Sekolah Tinggi Manajemen Informatika dan Komputer Jayakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52362/jisamar.v9i3.2012

Abstract

This study aims to examine the influence of financial literacy and hedonistic lifestyle on the financial behavior of undergraduate management students at Universitas Muhammadiyah Kalimantan Timur. Financial literacy refers to an individual’s ability to understand, believe in, and effectively manage personal finances. Meanwhile, a hedonistic lifestyle reflects a tendency to pursue short-term pleasures without considering long-term financial consequences. This research employed a quantitative approach using a survey method, with data collected through questionnaires distributed to 100 active students. Data analysis was conducted using multiple linear regression with the help of SPSS software. The results indicate that financial literacy has a positive and significant effect on students’ financial behavior. In contrast, a hedonistic lifestyle does not have a significant partial effect; however, when combined with financial literacy, both variables have a significant simultaneous influence. These findings highlight the importance of improving financial literacy to foster healthier financial behavior and help students make wiser decisions when facing consumer lifestyle pressures.
PENGARUH STRUKTUR MODAL DAN PERTUMBUHAN LABA TERHADAP NILAI PERUSAHAAN PADA PERUSAHAAN PERTAMBANGAN YANG TERDAFTAR DI BURSA EFEK INDONESIA Puttiri, Puttiri; Puttiri; Jamal, Sri Wahyuni; Rahmah, Asmadhini Handayani
Manajemen: Jurnal Ekonomi USI Vol 7 No 2 (2025): Manajemen : Jurnal Ekonomi (Special Issue)
Publisher : Fakultas Ekonomi Universitas Simalungun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36985/qeedc877

Abstract

Perusahaan pertambangan memiliki peran utama dalam mengambil sumber daya alam dan memberikan kontribusi signifikan bagi perekonomian nasional. Kebijakan tersebut berpengaruh besar terhadap perusahaan yang mana negara mulai mengurangi penggunaan bahan bakar untuk mengurangi emisi karbon di dunia sehingga hal tersebut mengakibatkan turunnya jumlah permintaan terutama pada sub sektor batu bara. Studi ini bertujuan untuk menganalisis pengaruh struktur modal dan pertumbuhan laba terhadap nilai perusahaan pada perusahaan pertambangan yang terdaftar di Bursa Efek Indonesia. Jenis studi yang digunakan adalah pendekatan kuantitatif dengan menggunakan purposive sampling sebagai penentuan kriteria sampel. Data dalam studi ini berjumlah 170 data (34 sampel studi dengan periode 2019-2023) teknik analisis data yang digunakan ialah analisis regresi linier berganda. Teknik pengumpulan data yang digunakan untuk mengumpulkan data studi ialah teknik dokumentasi. Hasil studi ini menunjukkan bahwa struktur modal secara parsial berpengaruh signifikan terhadap nilai perusahaan. Hasil studi pada pertumbuhan laba membuktikan bahwa secara signifikan tidak memengaruhi nilai perusahaan
Meningkatkan Produksi UMKM Kue Keminting di Desa Loa Duri Ilir Kabupaten Kutai Kartanegara Julianur; Jamal, Sri Wahyuni; Jusuf, Jeane Betty Kurnia; Jumarin; Mustofa, Muhammad Bisri
Jurnal Abdimas Mahakam Vol. 9 No. 02 (2025): Juli
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24903/jam.v9i02.3674

Abstract

Al Farisi, S., Iqbal Fasa, M., & Suharto. (2022). Peran Umkm (Usaha Mikro Kecil Menengah) Dalam Meningkatkan Kesejahteraan Masyarakat. Jurnal Dinamika Ekonomi Syariah, 9(1), 73–84. https://doi.org/10.53429/jdes.v9ino.1.307 ARIFUDIN, O. (2020). Pkm Pembuatan Kemasan, Peningkatan Produksi Dan Perluasan Pemasaran Keripik Singkong Di Subang Jawa Barat. INTEGRITAS : Jurnal Pengabdian, 4(1), 21. https://doi.org/10.36841/integritas.v4i1.514 Harahap, H. S., Dewi, N. K., & Ningrum, E. P. (2021). Pemanfaatan Digital Marketing Bagi UMKM. Jurnal Loyalitas Sosial: Journal of Community Service in Humanities and Social Sciences, 3(2), 77. https://doi.org/10.32493/jls.v3i2.p77-85 Haryani, D. (2022). Implementasi Undang-Undang Nomor 20 Tahun 2008 Tentang Usaha Mikro Kecil Dan Menengah Terhadap Pengembangan Usaha Anyaman Rumbai Di Desa Sidang Mas Banyuasin Iii Kabupaten Banyuasin. Jurnal Ilmiah Administrasi Dan Sosial, 17(2), 76–88. https://doi.org/10.62128/jiads.v17i2.47 Hidayat, A., Lesmana, S., & Latifah, Z. (2022). No Title. Jurnal Inovasi Penelitian, 3(6), 6707–6714. https://doi.org/https://doi.org/10.47492/jip.v3i6.2133 Indonesia. Undang-undang RI Nomor 20 Tahun 2008 Tentang Usaha Mikro, Kecil, dan Menengah yang tertuang pada Bab IV pasal 6 ayat 1. Sekretariat Negara. Jakarta. Menrad, K., & Feigl, S. (2007). Traditional products and the economic impact of innovation. October. Permana, S. H. (2017). Strategi Peningkatan Usaha Mikro, Kecil, dan Menengah (UMKM) di Indonesia. Aspirasi: Jurnal Masalah-Masalah Sosial, 8(1), 93–103. https://doi.org/10.46807/aspirasi.v8i1.1257 Saleh, A., & Ndubisi, N. (2006). An evaluation of SME development in Malaysia. International Review of Business …, 2(1), 1–14. http://www.geasiapacifico.org/documents/IBRP1.pdf Samodro, SSn., M. H., & Desain. (2018). Samodro, SSn.,M.Hum . Desain Komunikasi Visual, Universitas Pembangunan Jaya. Abstrak UPAYA MENINGKATKAN DAYA SAING EKSPOR PRODUK UMKM MAKANAN DAN MINUMAN MELALUI PENGEMBANGAN USAHA DENGAN BERBASIS PADA KEARIFAN LOKAL DI INDONESIA S. Sembadha, 130–137. SaThierbach, K., Petrovic, S., Schilbach, S., Mayo, D. J., Perriches, T., Rundlet, E. J. E. J. E. J., Jeon, Y. E., Collins, L. N. L. N., Huber, F. M. F. M., Lin, D. D. H. D. H., Paduch, M., Koide, A., Lu, V. T., Fischer, J., Hurt, E., Koide, S., Kossiakoff, A. A., Hoelz, A., Hawryluk-gara, L. A., … Hoelz, A. (2015). No 主観的健康感を中心とした在宅高齢者における 健康関連指標に関する共分散構造分析Title. In Proceedings of the National Academy of Sciences (Vol. 3, Issue 1). http://dx.doi.org/10.1016/j.bpj.2015.06.056%0Ahttps://academic.oup.com/bioinformatics/article-abstract/34/13/2201/4852827%0Ainternal-pdf://semisupervised-3254828305/semisupervised.ppt%0Ahttp://dx.doi.org/10.1016/j.str.2013.02.005%0Ahttp://dx.doi.org/10.10 Sutresna, A., & Munizu, M. (2024). UMKM & Kewirausahaan ( Panduan Praktis ) (Issue April). Wati, D. L., Septianingsih, V., Khoeruddin, W., & Al-Qorni, Z. Q. (2024). Peranan UMKM (Usaha Mikro Kecil dan Menengah) Dalam Meningkatkan Kesejahteraan Rakyat. Jurnal Dinamika Ekonomi Syariah, 3(1), 265–285. Wibisono, S., & Sari, R. M. (2015). Pendampingan Pengembangan Geblek Pedas pada Wirausaha Pembuatan Geblek di Dusun Balong V, Desa Banjarsari, Kecamatan Samigaluh, Kulon Progo, Yogyakarta. Asian Journal of Innovation and Entrepreneurship, 4(3), 206–210. https://journal.uii.ac.id/ajie/article/view/7927 Yolanda, C. (2024). Peran Usaha Mikro, Kecil Dan Menengah (UMKM) Dalam Pengembangan Ekonomi Indonesia. Jurnal Manajemen Dan Bisnis, 2(3), 170–186. https://doi.org/10.36490/jmdb.v2i3.1147
Pengaruh Literasi Keuangan dan Sikap Keuangan terhadap Perilaku Keuangan pada Mahasiswa Hanifa Zahwa Virani; Fenty Fauziah; Sri Wahyuni Jamal
MAMEN: Jurnal Manajemen Vol. 4 No. 3 (2025): Juli 2025
Publisher : Yayasan Literasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55123/mamen.v4i3.6011

Abstract

This study aims to evaluate the influence of financial literacy and financial attitude on the financial behavior of students in the Management Study Program at Universitas Muhammadiyah Kalimantan Timur. The results show that financial literacy and financial attitude have a positive and significant effect on students' financial behavior, both partially and simultaneously. Financial literacy, which includes aspects of knowledge, skills, and confidence in managing money, is assumed to be closely related to wise financial decision-making. On the other hand, financial attitude, which reflects an individual’s views and judgments toward financial matters, also contributes to the formation of daily financial habits. This research employs a quantitative approach with an associative method. Data were obtained from 100 respondents selected using purposive sampling and analyzed using multiple linear regression to determine the influence between variables. These findings emphasize the importance of integrating financial education and fostering positive attitudes in supporting healthy personal financial management among students. Therefore, educational institutions are expected to play an active role in developing practical financial literacy programs and encouraging the formation of responsible financial behavior. These efforts serve as a crucial foundation for equipping students with the necessary skills and mindset to navigate future financial challenges effectively and independently.
Pengaruh Debt to Equity Ratio dan Arus Kas Operasi terhadap Kinerja Keuangan Perusahaan Transportasi dan Logistik Aribah, Lutfiah; Jamal, Sri Wahyuni; Pribadi, Muhammad Iqbal
Peradaban Journal of Economic and Business Vol. 4 No. 2 (2025)
Publisher : Pustaka Peradaban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59001/pjeb.v4i2.460

Abstract

The transportation and logistics sector plays a strategic role in supporting the distribution of goods and services as well as sustaining national economic growth. This study aims to examine the effect of the debt to equity ratio (DER) and operating cash flow on the financial performance of transportation and logistics companies listed on the Indonesia Stock Exchange (IDX) during the 2013–2024 period. Data were obtained from annual financial reports selected using a purposive sampling technique and analyzed with multiple linear regression. The results reveal that DER has no significant effect on financial performance, while operating cash flow shows a significant positive effect. These findings provide theoretical implications by strengthening the financial accounting literature, emphasizing that operating cash flow is a more relevant indicator of financial performance than capital structure ratios such as DER, particularly in the transportation and logistics sector. From a practical perspective, the results suggest that company management should prioritize strategies to optimize operating cash flow, while investors are encouraged to use operating cash flow as a key indicator when assessing the financial health of companies in this sector. Sektor transportasi dan logistik memiliki peran strategis dalam mendukung distribusi barang dan jasa serta menopang pertumbuhan ekonomi nasional. Penelitian ini bertujuan menganalisis pengaruh debt to equity ratio (DER) dan arus kas operasi terhadap kinerja keuangan perusahaan transportasi dan logistik yang terdaftar di Bursa Efek Indonesia (BEI) periode 2013–2024. Data diperoleh melalui laporan keuangan tahunan perusahaan yang dipilih dengan teknik purposive sampling dan dianalisis menggunakan regresi linier berganda. Hasil penelitian menunjukkan bahwa DER tidak berpengaruh signifikan terhadap kinerja keuangan, sedangkan arus kas operasi berpengaruh signifikan. Temuan ini memiliki implikasi teoretis dengan memperkuat literatur akuntansi keuangan mengenai dominasi arus kas operasi dibandingkan rasio struktur modal dalam menjelaskan kinerja keuangan. Dari sisi praktis, hasil penelitian ini memberikan masukan bagi manajemen perusahaan untuk memprioritaskan strategi peningkatan arus kas operasi, serta bagi investor dalam menilai kesehatan finansial perusahaan di sektor transportasi dan logistik.
Pengaruh Leverage dan Ukuran Perusahaan Terhadap Kebijakan Dividen Pada Perusahaan Indeks High Dividend 20 Rina Saputeri; Muhammad Iqbal Pribadi; Sri Wahyuni Jamal
Journal of Trends Economics and Accounting Research Vol 6 No 1 (2025): September 2025
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/jtear.v6i1.2225

Abstract

This This study aims to determine the effect of leverage and company size on dividend policy. The method used in this study is panel data regression, and purposive sampling was used in data collection. The main population in this study consists of companies listed on the High Dividend 20 Index, totaling 38 companies, with a sample size of 32 companies. The study period spans from 2018 to 2023, resulting in 192 observations. In this study, dividend policy is measured using the Dividend Payout Ratio (DPR), leverage using the Debt to Equity Ratio (DER), and company size measured using Size. The results of this study indicate that leverage has a positive and significant effect on dividend policy, and company size has a negative and significant effect on dividend policy.
Pengaruh Risiko Bisnis dan Profitabilitas Terhadap Kebijakan Dividen Pada Perusahaan yang Terdaftar dalam Indeks High Dividend 20 Resky Mulyani; Muhammad Iqbal Pribadi; Sri Wahyuni Jamal
Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (Jasmien) Vol. 5 No. 04 (2025): Vol. 5 No. 04 (2025): Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (Jasmien)
Publisher : Cattleya Darmaya Fortuna

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54209/jasmien.v5i04.1455

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh risiko bisnis dan profitabilitas terhadap kebijakan dividen. Penelitian ini menggunakan metode kuantitatif dengan data sekunder sebagai sumber data. Dalam penelitian ini data populasi yang digunakan adalah semua perusahaan yang terdaftar dalam indeks high dividend 20 dengan periode pengamatan dari tahun 2018 hingga 2023. Metode yang digunakan untuk menentukan sampel yaitu purposive sampling dengan populasi 38 perusahaan dan yang memenuhi kriteria sampel sebanyak 32 perusahaan sehingga data observasi adalah sebanyak 192. Pengukuran menggunakan risiko bisnis, profitabilitas menggunakan return on equity ratio (ROE), dan kebijakan dividen diukur dengan Dividend Payout Ratio (DPR). Hasil penelitian menunjukkan bahwa risiko bisnis berpengaruh positif dan signifikan terhadap kebijakan dividen, dan profitabilitas berpengaruh positif dan signifikan terhadap kebijakan dividen.
Pengaruh Pertumbuhan Laba Dan Kepemilikan Manajerial Terhadap Nilai Perusahaan Pada Sektor Pertambangan Resti; Resti, Resti; Jamal, Sri Wahyuni; Rahmah , Asmadhini Handayani
Manajemen Keuangan Syariah Vol. 5 No. 2 (2025): Journal of Islamic Financial Management
Publisher : Program Studi Manajemen Keuangan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/czbz2812

Abstract

The mining sector in Indonesia plays a significant role in driving national financial growth. The abundance of natural resources makes Indonesia a leading producer natural resource outputs like coal, precious metals, and industrial minerals. This paper aims to examine how earnings expansion and executive shareholding affect firm firm valuation within IDX-listed mining companies between 2019 and 2023  timeframe. The method employed to gather data in this study is archival documentation obtaining data directly from each company's official public reports. The participants selected for this study include of 15 mining sector companies that meet the predetermined criteria. The research applies a statistical framework using multivariate regression of data examination. The findings indicate that earnings expansion meaningfully impacts firm value, indicating that the higher the profit growth, the greater the potential increase in firm value. On the other hand, managerial ownership fails to significantly influence company valuation, possibly because of the minimal portion of shares owned by management, which is not yet sufficient to provide a strong incentive to harmonize managerial objectives with investor priorities.
Analisis Pengaruh Inflasi dan GDP Terhadap Harga Saham Perusahaan Sektor Perbankan di Indonesia Hardjanti, Ana Rusliani; Nurfadillah, Mursidah; Jamal, Sri Wahyuni
Jurnal Ekonomika Dan Bisnis (JEBS) Vol. 5 No. 4 (2025): Juli-Agustus
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47233/jebs.v5i4.3215

Abstract

  This study addresses the issue of whether inflation and Gross Domestic Product (GDP) influence the stock prices of banking sector companies in Indonesia. The purpose of this research is to analyze the effect of inflation and GDP, both partially and simultaneously, on the stock prices in this sector. The research uses secondary monthly data from the 2020–2024 period, obtained from the Central Bureau of Statistics (BPS) and the Indonesia Stock Exchange (IDX). The analytical method employed is multiple linear regression, supported by partial tests (t-test), simultaneous tests (F-test), and classical assumption tests to ensure the validity of the regression model. The findings indicate that inflation does not have a significant partial effect on banking stock prices, whereas GDP has a significant positive effect. However, when analyzed simultaneously, both inflation and GDP have a significant impact on stock price movements. These results align with the Arbitrage Pricing Theory (APT) and fundamental analysis theory, which suggest that stock prices are influenced by a combination of macroeconomic factors. This study suggests that investors, market participants, and policymakers should consider economic growth indicators as a primary reference in making investment decisions in the banking sector.  
Pengaruh Sales Growth dan Total Asset Turnover Terhadap Return Saham Pada Perusahaan Subsektor Makanan dan Minuman Isnaini Dzahabiyyah, Rahmi Isnaini Dzahabiyyah; Sri Wahyuni Jamal; Mursidah Nurfadillah
Jurnal Manajemen, Akuntansi, Ekonomi Vol. 4 No. 2 (2025): Jurnal Manajemen, Akuntansi, Ekonomi (September)
Publisher : CV. Era Digital Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59066/jmae.v4i2.1400

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh sales growth dan total asset turnover terhadap return saham pada perusahaan makanan dan minuman yang terdaftar di Bursa Efek Indonesia selama periode 2019-2023. Metode yang digunakan adalah pendekatan kuantitatif dengan analisis data sekunder yang diperoleh dari laporan keuangan perusahaan. Sampel penelitian ditentukan menggunakan teknik purposive sampling, dengan total 30 perusahaan dan 150 observasi. Analisis data dilakukan menggunakan regresi linier berganda, yang didahului oleh uji asumsi klasik. Hasil penelitian menunjukan bahwa sales growth berpengaruh signifikan terhadap return saham, sementara total asset turnover tidak memiliki pengaruh signifikan terhadap return saham. Temuan ini menunjukan bahwa pertumbuhan penjualan lebih diperhatikan oleh investor dibandingkan efisiensi penggunaan aset dalam konteks subsektor ini. Kesimpulan dari penelitian ini adalah bahwa informasi sales growth dapat menjadi sinyal positif bagi investor, sedangkan efisien aset belum menjadi faktor utama dalam pengambilan keputusan investasi pada subsektor makanan dan minuman.
Co-Authors al farauqi, Mohamad dziqie aulia Ana Meinana Anshari, Rahman Aribah, Lutfiah Arisa Safitri Azhar Latief Azmi Ruaida Devita Sari Dewi Wulandari Dhea Sartika Donatus Bayo Dwi Yulianingsih Endang Kurniati Fahlefi, M Rio Arezky Firza Faisal, Achmad Ridwani Fauziah, Fenty Fenty Fauziah Fenty Fauziah Fenty Fauziah fernanda lesmana Firdaus, Dhoni Fitria, Vivi Lailatul Fitriyani Fitriyani Fungky Dwi Putri Gogot Wiyoto Hanifa Zahwa Virani Hardjanti, Ana Rusliani Hariyati Oktaviani Ika Prida Rahmi Isnaini Dzahabiyyah, Rahmi Isnaini Dzahabiyyah istiqomah istiqomah Jannatul Awaliyah Julianur Jumarin Kholifatun Nisa Komang Sudiartini Kurnia Jusuf, Jeane Betty M Zudik Zainurrohim Maharani, Indah Marsha Anindita Melyana Rizky Muhammad Iqbal Pribadi muhammad Lukman Muhammad Najeri Al Syahrin Mustofa, Muhammad Bisri Mutiara Dewi, Mutiara Niqo Anshari Nur Rahmawati Nurfadillah, Mursidah Nurjanah Nurjanah Piantari, Ni Komang Putri Pribadi, Muhammad Iqbal Puttiri Puttiri Puttiri, Puttiri Rahmah , Asmadhini Handayani Rahmah, Asmadhini Handayani Rahmah, Asmadhini Handayani Rashid, Umi Kartini Rekha Fandini Resky Mulyani Resti Resti Resti Reyza Hatipah Puspitasari Rina Saputeri Rio Arif Pratama Rizky Dwi Ramadhan Rohman Nur Rofiq Sadidah, Dian Saeful Anwar Safitri, Riski Siregar, Mega Oktaviani Sofia Ulfa Eka Hadiyanti, Sofia Ulfa Eka Suci Wulandari Suparno Suparno Suparno Suparno Suparno Suparno Theodo rina Ping Tsalis, Khodijah Nur Umi Kartini Rashid