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All Journal Jurnal Pendidikan Anak Usia Dini Undiksha Pendas : Jurnah Ilmiah Pendidikan Dasar OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Jurnal Pendidikan Teknik Mesin Undiksha Edu Research : Jurnal Penelitian Pendidikan Research Horizon JUPARITA: Jurnal Pariwisata Tawangmangu SENADA : Semangat Nasional Dalam Mengabdi International Journal of English Language and Pedagogy Values: Jurnal Kajian Islam Multidisiplin PUSAKA: Jurnal Pengabdian Masyarakat Jurnal Riset Pendidikan dan Karakter AUFKLARUNG: Jurnal Kajian Bahasa, Sastra Indonesia, dan Pembelajarannya Journal of Village Development Innovation Proceedings of Malikussaleh International Conference on Multidisciplinary Studies (MICoMS)
Widya
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Religion Arts Humanities Automotive Engineering Earth & Planetary Sciences Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Mechanical Engineering Physics Social Sciences Other

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PENGARUH PERSEPSI KEMUDAHAN, GAYA HIDUP, DAN KEPERCAYAAN TERHADAP MINAT PENGGUNAAN QRIS PADA MAHASISWA AKUNTANSI UPN “VETERAN” JAWA TIMUR Widya; Trisnaningsih, Sri; Vendy, Vicky
OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Vol 8 No 2 (2024): OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi
Publisher : Fakultas Keguruan Dan Ilmu Pendidikan Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Technological developments have created new innovations in non-cash payment methods, namely QRIS. QRIS issued by Indonesian banks allows various electronic payment applications to use the same QR code to facilitate payment transactions, so that QRIS users continue to increase every year. However, the increase in the number of users cannot be separated from the driving factors that make users interested in making transactions using QRIS. The aim of this research is to determine the influence of perceived convenience, lifestyle and trust on interest in using QRIS among accounting students. Data was obtained from 91 respondents who were accounting students from the 2020-2022 class at UPN "Veteran" East Java using the SEM-PLS analysis technique. The research that has been carried out shows the results that the variables of perceived convenience, lifestyle and trust have a positive and significant effect on interest in using QRIS among accounting students at UPN "Veteran" East Java.
Pelatihan Gamifikasi: Implementasi Permainan Edukatif untuk Meningkatkan Kualitas Pembelajaran di SD Swasta Srikandi Lhokseumawe Elisyah, Nur; Fatwa, Islami; Widya; Hutabarat, Dinda Adha; Humaira, Zaharatul
PUSAKA : Jurnal Pengabdian Masyarakat Vol. 1 No. 2 (2024): DECEMBER 2024
Publisher : MANDAILING GLOBAL EDUKASIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62945/pusaka.v1i2.164

Abstract

Pelatihan gamifikasi bagi siswa di Sekolah Dasar Swasta Srikandi Lhokseumawe bertujuan untuk meningkatkan motivasi dan keterlibatan siswa dalam proses pembelajaran dengan memanfaatkan teknologi sebagai media pembelajaran. Mengingat tantangan yang dihadapi siswa, seperti kurangnya minat terhadap materi pelajaran khusunya mata pelajaran matematika. pelatihan ini mengintegrasikan elemen permainan berbasis teknologi untuk menciptakan pengalaman belajar yang lebih menarik dan interaktif. Metode yang digunakan mencakup pengenalan konsep gamifikasi, diikuti dengan sesi praktik di mana siswa berpartisipasi dalam permainan edukatif yang dirancang menggunakan aplikasi dan platform digital. Peserta pelatihan adalah siswa kelas VI SD swasta Srikandi Kota Lhokseumawe, yang diharapkan dapat merasakan manfaat langsung dari metode ini. Pembahasan hasil pelatihan akan mencakup analisis peningkatan keterlibatan dan hasil belajar siswa, serta tantangan yang mungkin muncul dalam implementasi teknologi dalam pembelajaran. Dengan demikian, kegiatan yang dilaksanakan ini diharapkan dapat menjadikan siswa lebih aktif dan termotivasi dalam belajar, serta mempersiapkan mereka untuk menghadapi tantangan di masa depan dalam dunia yang semakin digital.
ESG Managerial Dilemmas in Microfinance Institutions: A Phenomenological Study of Practices and Values Widya; Yulia, Devi
Journal of Village Development Innovation Vol. 2 No. 1 (2025): Journal of Village Development Innovation
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jvdi.v2i1.9

Abstract

The application of Environmental, Social, and Governance (ESG) principles in Microfinance Institutions (MFIs) is increasingly becoming a global concern, but presents its own challenges at the managerial level. MFI managers are often faced with ethical dilemmas between commitments to sustainability and operational pressures, especially in complex socio-economic contexts. This study aims to explore managers' subjective experiences in dealing with ESG managerial dilemmas and how local values influence decision-making. The method used is an interpretative phenomenology approach with in-depth interview techniques with 10 MFI managers in Indonesia. Data were analyzed through five stages of Interpretative Phenomenological Analysis (IPA), accompanied by observation and policy document analysis as triangulation. The results show four main forms of dilemma: (1) ESG compliance versus financial targets, (2) local social interests versus global ESG standards, (3) transparency versus operational confidentiality, and (4) ethical ambiguity in managerial decisions. Managers do not simply follow formal procedures, but navigate dilemmas through personal values, intuition, and community dialog. In conclusion, the implementation of ESG in MFIs demands a contextualized, reflective, and adaptive approach. This study emphasizes the importance of a flexible and local value-based ethical framework as part of the ESG strategy. This study also offers a theoretical contribution through strengthening the experiential dimension in microfinance ESG studies.
Legal Compliance Analysis of the BPJS Health Patient Referral Procedures at Primary Healthcare Facilities Widya; Prayuti, Yuyut
Research Horizon Vol. 5 No. 6 (2025): Research Horizon - December 2025
Publisher : LifeSciFi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54518/rh.5.6.2025.893

Abstract

This study analyzes the BPJS Health referral procedure at the Kimia Farma Sumber Cirebon Clinic through an empirical qualitative approach. Data were collected through interviews, observations, and documentation studies to evaluate legal compliance, identify driving and inhibiting factors, and formulate recommendations for improvement. Findings indicate that, normatively, the clinic has complied with BPJS regulations, as demonstrated by staff’s good understanding of doctors’ authority and the use of the P-Care system. However, implementation in the field faces technical obstacles, such as the instability of the P-Care system, which triggers the use of temporary referral letters, as well as information gaps that cause patient confusion. It was concluded that legal compliance depends not only on normative compliance, but also on infrastructure support and effective communication. Strategic recommendations focused on three pillars: strengthening technological infrastructure, increasing human resource capacity through continuous training, and improving transparency and patient education on procedures to create synergy between legal compliance, service efficiency, and public accountability within the JKN framework.
IMPLEMENTASI MEDIA PUZZLE KATA DALAM PEMBELAJARAN TEKS NARASI UNTUK MENINGKATKAN KEMAMPUAN MEMBACA SISWA KELAS IVC SD 002 SAROLANGUN Saskia, Arna; Thoyib, Hadi; Sari, Albi Permata; Widiawati; Widya
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 01 (2026): Volume 11 No. 01 Maret 2026 Publish
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i01.36173

Abstract

This qualitative descriptive study focuses on evaluating the implementation of Media Puzzle Kata as a pedagogical intervention to optimize students' reading comprehension skills in narrative text learning. The study was conducted on subjects in Class IV C of SD Negeri 002/VII Pasar Sarolangun II. Data collection was carried out through a combination of participatory observation triangulation, in-depth interviews, and questionnaires, which were then analyzed using data reduction and source triangulation validation. The results of the study show that the use of Media Puzzle Kata has proven to have a significant and effective positive impact. This media has succeeded in changing the classroom atmosphere from passive to more dynamic, active, and enjoyable, thereby overcoming the problem of low learning motivation. Through puzzle-building activities, students not only gained a strong understanding of sentence structure and vocabulary but also improved their ability to interpret story content, identify narrative elements, and build confidence in reading. In conclusion, word puzzles are a relevant and efficient learning strategy for improving literacy and collaboration at the elementary school level.
Test Of Secondary Metabolites And Total Phenols Of Robusta Coffee Grass (Coffea Canephora) Bener Meriah District Muttakin muttakin; Sri Setiawaty; Riska Imanda; Widya
Proceedings of Malikussaleh International Conference on Multidisciplinary Studies (MICoMS) Vol. 4 (2024): Proceedings of Malikussaleh International Conference on Multidisciplinary Studies (MI
Publisher : LPPM Universitas Malikussaleh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/micoms.v4i.958

Abstract

Coffee is one of the plantation commodities which has an important role in Indonesia's economic activities. The development of coffee processing, both on a small scale and on an industrial scale, will produce by-products called coffee waste. Coffee grounds waste is waste produced from the coffee processing process which reaches almost 45% of total production. The aim of this research was to determine the secondary metabolite and total phenol content of robusta coffee grounds in Bener Meriah Regency. The method used in this research is the experimental method. The resulting coffee grounds will be extracted using a solvent, and the resulting extract will be tested for secondary metabolites and total phenols. This test will be carried out in the chemistry laboratories of FKIP Unimal and FKIP USK. The results of testing the secondary metabolite content and total phenol content in Robusta coffee grounds were Alkaloids (Dragendrof, Mayer and Wagner), Saponins, Flavonoids, Polyphenols and Steroids, and the total phenol content was 87.38 (mg GAE/g extract).
Co-Authors Abdul Rahman Abdul Wahid Ade Irma Suryani Agustiana, Erika Akbar Arif Saman Ayu Clara Putri, Sabila Desy Sary Ayunda Fatwa, Islami Fitria Friska Br Bangun Halimatus Sakdiah Hanna Sundari Hanum Humaira, Zaharatul Hutabarat, Dinda Adha Jamila Tun Nabila Hasanuddin Maya Safitri Muhammad Iqbal Muhammad Iqbal Muttakin Noval Fuadi NUR ALAMSYAH Nur Elisyah Nurul Hartini Nurul Khoiria Pebrina Riska Imanda Riza Andriani Safriana salahuddin harahap Sari, Albi Permata Saskia, Arna Silvira Afriyanti Sri Setiawaty Sri Trisnaningsih Sri, Sri Rahmadani Syarif Suryanti, Dwi Retno Thoyib, Hadi Trianasari, Dila Vicky Vendy Widiawati Yulia, Devi Yuyut Prayuti