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All Journal Al-Ulum Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora EDUCASIA : Jurnal Pendidikan, Pengajaran, dan Pembelajaran Oikonomika: Jurnal Kajian Ekonomi dan Keuangan Syariah Indo-MathEdu Intellectuals Journal International Journal of Social Science, Educational, Economics, Agriculture Research, and Technology (IJSET) Linggau Journal Science Education (LJSE) International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Jurnal Publikasi Ilmu Manajemen DIKTUM: JURNAL SYARIAH DAN HUKUM Islamic Economics and Business Review (IESBIR) Al Rikaz : Jurnal Ekonomi Syariah Indonesia Journal Of Zakat and Waqf Involvement International Journal of Business Islamic Financial And Accounting Review Ambacang: Jurnal Inovasi Pengabdian Masyarakat
Rukiah
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Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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Exploring Customer Experiences and Perceptions towards the Implementation of Digital Banking Services: A Case Study of Millennials in Mandailing Natal Rukiah
Involvement International Journal of Business Vol. 1 No. 2 (2024): April 2024
Publisher : PT Agung Media Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62569/iijb.v1i2.22

Abstract

This qualitative study investigates the perceptions and experiences of millennials regarding the implementation of digital banking services in Mandailing Natal. Through in-depth interviews with a purposive sample of millennials, key insights have emerged. Convenience and accessibility emerged as paramount factors driving millennials' adoption of digital banking services. Participants highly valued the ability to conduct banking transactions anytime, anywhere, through user-friendly mobile apps. Trust and security were also crucial, with concerns about privacy and security prevalent among participants. Financial institutions must prioritize robust security measures and transparent communication to build trust and encourage adoption. Additionally, the study revealed diverse preferences and usage patterns among millennials, emphasizing the need for tailored digital banking offerings. Education and awareness emerged as essential in shaping millennials' attitudes, highlighting the necessity for improved communication efforts from financial institutions. Understanding and addressing the needs, preferences, and concerns of millennials are crucial for enhancing the adoption and utilization of digital banking services in Mandailing Natal. By prioritizing convenience, trust, personalization, and education, financial institutions can better meet millennials' evolving needs and foster greater engagement and satisfaction with digital banking services.  
Implementasi Metode Bermain dalam Menstimulasi Kemampuan Kognitif dan Sosial Anak Usia Dini Masdiana Maula; Rukiah; Rukiyah, Ity
Indo-MathEdu Intellectuals Journal Vol. 5 No. 6 (2024): Indo-MathEdu Intellectuals Journal
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/imeij.v5i6.2218

Abstract

This research aims to describe the implementation of play methods in stimulating the cognitive and social abilities of young children. The research was conducted using a descriptive qualitative approach. The research subjects consisted of 17 Buah Hati Kindergarten children aged 5-6 years, who were selected using a purposive sampling technique based on the children's involvement in play activities designed by the teacher. Data was collected through observation, interviews and documentation, then analyzed using the Miles, Huberman and Saldana model including data collection, data condensation, data presentation and conclusion drawing, with triangulation validation techniques and sources. The results of the research show that play activities that are applied systematically, such as playing with blocks, stick men, making weapons from banana stems, and matching pictures of flags, make a significant contribution to children's development. Block games train logic, creativity and problem-solving skills. Stick man games hone creativity and critical thinking skills through discussion and collaboration. The activity of making weapons from banana stems fosters imagination, gross motor coordination and cooperation, while the flag matching game improves memory, symbol recognition and social interaction. The conclusion of this research confirms that play methods, if well designed and relevant, can be an effective learning strategy in supporting the cognitive and social development of early childhood.
ANALYSIS OF THE CONTRIBUTION AND INTERACTION BETWEEN INFLATION, ZAKAT POTENTIAL AND POVERTY LEVEL TOWARDS THE HUMAN DEVELOPMENT INDEX (HDI) Muhammad Syahwali; Arbanur Rasyid; Rukiah
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 4 No. 12 (2025): NOVEMBER
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijset.v4i12.1529

Abstract

The Human Development Index (IPM) is an illustration of the development of human welfare in a country. Indonesia, which has 34 provinces and several provinces still have HDI levels, some are still below 70% and are in the moderate HDI category. This condition can be related to policies taken from a country both from the strategy of maintaining inflation, empowering zakat potential and maintaining poverty levels. The purpose of this study was to analyze the influence, interaction and causality relationship between inflation, zakat potential, poverty level and human development index in provinces in Indonesia. The theory used in this study is related to macro variables such as inflation, zakat potential, poverty level and the Human Development Index. This research is a quantitative study using secondary data with a sampling technique with saturated sampling of 34 samples, and analyzed using the VAR method with computer program statistical toolsEviews 10. The research results show based on analysisVector Error Correction Model(VECM) Inflation has an effect of 27%, the potential for zakat has an effect of 0.002%, and the poverty rate has an influence of 10.4% Based on the analysisImpuls Response Function (IRF), The potential for zakat is the variable that has the highest response by other variables, then the response to the poverty rate and finally the inflation variable where the dynamic shock is stable between the 15th to the 20th year. Results of the analysisForcast error Variance Decomposition (FEVD) shows the potential for zakat and the poverty rate to be the variables that have the greatest contribution to other variables, namely 31.44% and 4,76%. The variable that has the lowest response and contribution to other variables is the inflation variable of 3.79% .
Kontribusi Mahasiswa Magang terhadap Administrasi dan Pengelolaan Data Anggota di Koperasi Mitra Manindo Akhyar; Rukiah; Nabila Amanda Putri; Andrian Maulana; Adam Maulana; Rizky Amanda Sari; Abdullah Saddam Siregar; Hasnawiyah; Helma Rosalina; Siti Ramadhani; Leli Safitri; Tuti Alawiyah
Ambacang: Jurnal Inovasi Pengabdian Masyarakat Vol. 2 No. 2 (2026): Edisi Januari
Publisher : PT. Willy Print Art

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Program Praktik Pengalaman Lapangan (PPL) merupakan jembatan krusial bagi mahasiswa untuk mengaplikasikan ilmu teori ke dalam realitas dunia kerja. Artikel pengabdian ini bertujuan untuk mendeskripsikan serta menganalisis kontribusi nyata mahasiswa magang dalam mendukung operasional administrasi dan pengelolaan data anggota di Koperasi Mitra Manindo. Metode yang digunakan adalah partisipasi aktif melalui keterlibatan langsung dalam berbagai lini kerja koperasi, mulai dari pengelolaan administrasi keuangan hingga dukungan operasional lapangan. Hasil dari kegiatan pengabdian ini menunjukkan bahwa keberadaan mahasiswa magang mampu meningkatkan efisiensi kerja staf tetap, mempercepat proses penyusunan arsip yang sebelumnya menumpuk, serta memastikan akurasi data keuangan melalui pengerjaan vocer dan proses transaksi transfer. Selain manfaat teknis bagi instansi, program ini memberikan dampak signifikan bagi pengembangan diri mahasiswa, terutama dalam peningkatan ilmu pengetahuan praktis, pengalaman profesional, serta pembentukan karakter yang mencakup kedisiplinan, tata krama, dan kekompakan kerja tim. Mengingat Koperasi Mitra Manindo memiliki struktur organisasi yang luas dengan banyak cabang, pembagian mahasiswa ke berbagai unit kerja terbukti efektif dalam melatih adaptabilitas dan solidaritas antar anggota tim dalam lingkungan kerja yang dinamis.
Pemikiran Ulama Tafsir Kontemporer tentang Objek Zakat dan Relevansinya terhadap Praktik di BAZNAS Kabupaten Mandailing Natal Rukiah
Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora Vol. 12 No. 1 (2026): Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/alwatzikhoebillah.v12i1.5277

Abstract

Zakat is an important instrument in Islam that functions as a means of wealth distribution and community economic empowerment. The development of the modern economy has given rise to various new forms of wealth, encouraging the emergence of contemporary zakat thought, including that of Yusuf al-Qardhawi and Buya Hamka. This study aims to analyze the views of both scholars on zakat objects and examine their relevance to zakat management practices at BAZNAS Mandailing Natal Regency. The research employed a qualitative approach with a field research design. Primary data were collected through interviews and documentation, while secondary data were obtained from classical works, books, scholarly articles, and relevant official documents. Data were analyzed descriptively and comparatively. The findings reveal that Yusuf al-Qardhawi's ideas are reflected in zakat collection practices through the recognition of professional income zakat, the utilization of banking systems, and institutional zakat management. Meanwhile, Buya Hamka's thought is reflected in zakat distribution practices that emphasize social justice, solidarity, and public welfare through educational, health, socio-religious, and economic empowerment programs. Nevertheless, zakat distribution at BAZNAS Mandailing Natal Regency remains predominantly consumptive in nature, although efforts have been made to promote productive programs aimed at enhancing the self-reliance of beneficiaries (mustahik).
Co-Authors Abdullah Saddam Siregar Adam Maulana Adiyaswari, Achwani Agus Muchsin Ahmad Afandi Akhyar Ali Imran Chaniago Ali, St. Nurhayati Amalia Anindita Jufri Andri Soemitra Andrian Maulana Arbanur Rasyid Dimas Aji Wardana Fikri Firman Fitri Aisyah Hasibuan Hannani Hasnawiyah Helma Rosalina Heriansyah Panjaitan Hishaly GH, Nur Idris Saleh Ity Rukiyah Lina Revilla Malik Lubis, Dinda Silpia M Nasri H M. Fauzan Magfira Majdy Amiruddin, Muhammmad Masdiana Maula Mastira Romaito Hasibuan Muhammad Sabir Muhammad Syahwali Muliati Nabila Amanda Putri Nasution, Ananda Anugrah Norham Hidayat Nur Mutia Nurfitriani Nurhajijah Nurhalimah Lubis Nurlia Nurlia Putra, Muamar Adi Rahmayanti, Riska Rini Purnamasari, Rini Rizky Amanda Sari Safitri, Leli Saidah Saldi Salsabila Putri Sarmiana Batubara Siregar, Fatahuddin Aziz Siti Ramadhani Soumena, Moh. Yasin Suarning tanjung, elpinia Tuti Alawiyah Utari Evy Cahyani Utari Evy Cahyani Wahyudi Rusdi Wulandari, Kurnia Tri Wulandari