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Analysis of Surety Bond Insurance Products at PT Bumiputeramuda General Insurance 1967 Medan Branch Hanin, Fadya; Nurbaiti; Rahmani, Nur Ahmadi Bi
Ilomata International Journal of Management Vol. 5 No. 3 (2024): July 2024
Publisher : Yayasan Sinergi Kawula Muda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61194/ijjm.v5i3.1240

Abstract

Surety Bond is an agreement between two parties, namely surety and principal. In this agreement, the surety submits a guarantee to the principal for the benefit of the obligee. If the principal fails or neglects to fulfil its obligations in accordance with the agreement with the obligee, the surety is responsible to the obligee to fulfil the principal's obligations. The purpose of this research is about the mechanism and application of surety bond principles in minimising the problems that will occur. The approach used in this research is qualitative analysis with descriptive method, which is intended to understand how the phenomenon experienced by the object of research. The results of this study explain that PT Bumiputeramuda General Insurance 1967 is one of the companies that has a surety bond product with a good implementation mechanism and applies several principles, namely the principle of togetherness, the principle of a three-party agreement, the principle of attachment, the principle of limitation of liability, the principle of legal defence, the principle of indemnity, the principle of additional / complementary contracts. This research also has implications for researchers and academics in the field of insurance. The findings of this research can be a reference material for further research on surety bond insurance products. In addition, this research can also be an input for academics to develop an educational curriculum on surety bond insurance products.
The Effect of Return on Equity, Capital Adequacy Ratio and Financing to Deposit Ratio on Return on Assets of PT. Bank Muamalat Tbk Khairi, Mhd Rizki; Atika; Rahmani, Nur Ahmadi Bi
Ilomata International Journal of Management Vol. 5 No. 4 (2024): October 2024
Publisher : Yayasan Sinergi Kawula Muda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61194/ijjm.v5i4.1274

Abstract

The aim of this study is to analyze the impact of Return on Equity (ROE), Capital Adequacy Ratio (CAR), and Financing to Deposit Ratio (FDR) on the Return on Assets (ROA) in PT. Bank Muamalat Tbk. Quantitative approaches are used using secondary data. The data collection process involves the analysis of quarterly financial reports published by P.T. Bank Muamalat in the period 2014-2023. The researchers analyzed the loss report, the financial position report and the calculation report of the minimum capital provision obligation. Statistical analysis is carried out using the SPSS version 29 program, where double linear regression methods are applied to data processing. The results of statistical analysis based on Test F show that at a 95% confidence level (α = 0.05), the variables ROE, CAR, and FDR together or simultaneously have a significant influence on ROA. The research hypothesis states that the independent variable has a significant impact on Return on Assets (ROA) as a dependent variable. From the results of the T test, the ROE variable has a significant effect on ROA of PT Bank Muamalat Tbk, while the CAR and FDR variables have no effect on ROA of PT Bank Muamalat Tbk. The estimate model yielded R values of 0.993 and R square of 0.986. This suggests that there is a very significant correlation between the free and the bound variables, where 98.6% of the changes in the binding variables can be explained by the free variables in this model. As for the other 1.4% affected by aspects not covered in the model.
Analisis Sistem Pelayanan Komplain Air Dalam Upaya Peningkatan Kualitas Kinerja PERUMDA Tirtanadi Cabang Sei Agul Manurung, Nabila Tasya Nurhafifah; Rahmani, Nur Ahmadi Bi
Jurnal Informatika Vol 11, No 3 (2023): INFORMATIKA
Publisher : Fakultas Sains & Teknologi, Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/informatika.v11i3.5011

Abstract

The motivation behind this research is to find out how clean water dispersion is carried out by the Regional Drinking Water Organization (PDAM Tirtanadi) in Medan Cab Sei Agul City. To find out the supporting and inhibiting elements in the implementation of clean water dissemination organizations (PERUMDA Tirtanadi) Medan Cab sei agul. The distribution of clean water at PERUMDA Tirtanadi Cab Sei Agul in Medan City has made great efforts to improve administrative standards by supplying clean water to customers, as seen from the many exhibitions that have been held to check or repair the damage. took place in the city of Medan. Flow can be managed skillfully and comprehensively. Likewise, there are obstacles in offering the type of assistance and reactions from workers in dealing with problems in the field, which means building how much water is created with the aim that all PERUMDA Tirtanadi clients' needs can be metideally.
Peran Strategi Kepemimpinan Dalam Upaya Meningkatkatkan Kualitas Kinerja Pegawai Pada Instansi Balai Penjaminan Mutu Pendidikan (BPMP) Sumatera Utara Jubaidah, Siti; Rahmani, Nur Ahmadi Bi
Jurnal Informatika Vol 11, No 3 (2023): INFORMATIKA
Publisher : Fakultas Sains & Teknologi, Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/informatika.v11i3.5014

Abstract

Leadership is important in order to solve problems and provide morale to employees who work. Based on the problems that have been presented above, it is clear that the Office of the North Sumatra Education Quality Assessment Center has not met the right governance. Problems like this should be immediately addressed and maximized to be better in the future so that it can be in accordance with the expected performance results as they should. If this is overcome, it certainly creates a comfortable and conducive atmosphere so that employees can perform their job responsibilities properly and optimally. In the implementation of the work required attitude discipline time, can receive suggestions, respect colleagues, be polite and more diligent to mengetahuin new things. Knowledge and information during this field work practice hopefully can help me as a provision after graduation and plunge in the world of work. This section contains conclusions which are a summary of the results of performance analysis in the previous section.
The Effect Of Using Qris On BSI Mobile Banking On MSMES Customer Satisfaction In Medan Atha, Muhammad Alwan; Lubis, Fauzi Arif; Rahmani, Nur Ahmadi Bi
JHSS (JOURNAL OF HUMANITIES AND SOCIAL STUDIES) Vol 8, No 1 (2024): JHSS (Journal of Humanities and Social Studies)
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/jhss.v8i3.10595

Abstract

The purpose of this study was to determine the effect of using QRIS in the BSI Mobile Banking Application on MSME customer satisfaction in Medan, this research was conducted at MSMEs in Medan. The type of research used is quantitative research. Sampling using saturated sampling technique, because researchers only took a sample of MSME respondents totaling 42 respondents. The data collection technique uses a questionnaire that has been tested for validity and reliability. The data analysis technique used to answer the hypothesis is multiple regression, classical assumption test, t test, f test, coefficient of determination. The results of the research conducted show that the coefficient of determination (adjusted R square) is 0.564 or 56.4%. That the use of QRIS in the BSI Mobile Banking Application partially affects MSME Customer Satisfaction in Medan.
The Influence Of Promotion And Product Quality On Purchase Decisions Of Jofie Bakery & Cake Shop Products In Medan Fachrozie, Ridho; Syahriza, Rahmi; Rahmani, Nur Ahmadi Bi
JHSS (JOURNAL OF HUMANITIES AND SOCIAL STUDIES) Vol 7, No 2 (2023): JHSS (Journal of Humanities and Social Studies)
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/jhss.v7i2.8777

Abstract

This study aims to investigate the impact of promotion and product quality on consumers' purchasing decisions regarding Jofie Bakery Cake Shop products in Medan. Quantitative research methods were employed for this study. Data analysis involved descriptive analysis and multiple linear regression analysis. The research encompassed respondent profiling, data variable descriptions, validity testing, including normality, multicollinearity, and heteroscedasticity tests, and hypothesis testing comprising multiple linear regression, R2 coefficient of determination, simultaneous F-test, and partial T-test. The findings revealed that while promotion does not significantly influence the purchasing decisions of Jofie Bakery Cake Shop products in Medan, product quality plays a significant role in shaping these decisions. This research suggests that Jofie Bakery Cake Shop should focus on enhancing its promotion strategies, expanding its reach, and considering collaborations with other entities to broaden its product visibility and consumer base.
Peran dan Potensi Green Economy terhadap Kesejahteraan dan Pemberdayaan Masyarakat Lokal Rahman, Zikri; Marliyah; Rahmani, Nur Ahmadi Bi
Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 3 (September 2023)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v5i3.703

Abstract

Green economy is an economic approach that focuses on sustainable and environmentally friendly economic growth. The presence of Nukny Funland Water Park Ecotourism in Percut Sei Tuan sub-district, Deli Serdang district, North Sumatra, which is a green economy-based tourist spot in its management while having an impact on the community's economy. The purpose of this study was to determine how the role and potential of the Green Economy on the welfare and empowerment of local communities, increase their income, and preserve the environment through this Nukny Funland ecotourism. This research uses a qualitative method, where the data used in this study comes from observations and interviews with workers, visitors and the community. The results showed that ecotourism has managed with the concept of green economy quite well and has a positive impact on income and provides new economic opportunities for the community.
ANALISIS PERANAN PAJAK PARKIR DALAM UPAYA MENINGKATKAN PENDAPATAN ASLI DAERAH KOTA MEDAN Fahani, Tania Azura; Rahmani, Nur Ahmadi Bi
Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (Jasmien) Vol. 5 No. 02 (2025): Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (Jasmien) : Desember-Febuari
Publisher : Cattleya Darmaya Fortuna

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54209/jasmien.v5i02.922

Abstract

One type of local tax is parking tax, which is intended to support effective parking management and increase local revenue. Local revenues, taxes, proceeds from the management of special property, and other legal revenues are part of local revenue. To support regional autonomy, governments pay local taxes.A descriptive qualitative methodology was employed in this investigation. Interviews and documentation were used to gather data. To conduct this analysis, previous reviews were considered. The results showed that although parking tax increased Medan city's revenue, it had no impact on local own-source revenue.
Analysis of the Effect of Profitability on General Corporate Information and Forward-looking Information and its impact on the Company's Share Prices listed on the Indonesia Stock Exchange Rahmani, Nur Ahmadi Bi; Maksum, Azhar; Fachrudin, Khaira Amalia; Silalahi, Amlys Syahputra
International Journal of Accounting & Finance in Asia Pasific (IJAFAP) Vol 3, No 3 (2020): October 2020
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/ijafap.v3i3.950

Abstract

Many cases of investors who experience losses in investing by buying company shares have led to thoughts about what information is actually needed by investors in reducing the possibility of mistakes. The purpose of this research is to find and create the latest model of information that should be conveyed to reduce the occurrence of multi-interpretation of information. The population used is 540 companies listed on the Stock Exchange with the criteria of having active financial and web reports at the time of the study, then the target population becomes 302 with the sampling method using saturated samples then the entire target population is sampled as many as 302 companies. The analysis used is path analysis using the smart PLS tool, The researcher managed to make a finding that at alpha five percent, profitability directly had a positive and significant effect on general corporate information, and stock prices, but not on foward-looking information. General corporate information directly affects the stock price while foward-looking information does not significantly influence the stock price. Indirectly, profitability has a positive and significant effect on stock prices through general corporate information, but not through foward-looking information.
Strategi Meningkatkan Kualitas Agen Dalam Memperkuat Pangsa Pasar Asuransi Syariah Di Indonesia : Systematic Literatur Riview Chaniago, Alia; Soemitra, Andri; Rahmani, Nur Ahmadi Bi
Madania: Jurnal Ilmu-Ilmu Keislaman Vol 14, No 2 (2024): Madania
Publisher : Universitas Islam Negeri Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/jiik.v14i2.33186

Abstract

Asuransi syariah merupakan sistem perlindungan finansial yang berlandaskan prinsip-prinsip syariah Islam, yang menjamin keadilan, transparansi, dan bebas dari unsur riba dan gharar (ketidakpastian). Menganalisis strategi peningkatan kualitas agen dan pangsa pasar asuransi syariah di Indonesia merupakan tujuan studi ini. Dengan menggunakan metode Systematic Literature Review (SLR), penelitian ini mengidentifikasi, mengkaji, mengevaluasi, dan menafsirkan berbagai literatur yang relevan dari database elektronik seperti Google Scholar, Emerald Insight, dan ResearchGate. Hasil penelitian menunjukkan bahwa agen asuransi syariah sebagai peran kunci dalam menjangkau pasar lebih luas dan membangun kepercayaan masyarakat melalui pelayanan yang berkualitas dan edukasi yang efektif. Ditemukan bahwa strategi pemasaran, motivasi kerja, dan sertifikasi memiliki pengaruh signifikan terhadap kualitas pelayanan agen. Dengan penerapan strategi-strategi ini, perusahaan asuransi syariah diharapkan dapat meningkatkan kinerja agen mereka, memperluas jaringan distribusi, dan menguatkan pangsa pasar di industri asuransi syariah Indonesia yang berkembang pesat.
Co-Authors ,., Sugianto2 Adelia, Intan Afriza Ulfa Ritonga, Afriza Ulfa Ritonga Aminuyati Amir, Afriza Andini, Vingkan Andri Soemitra Antony Wijaya Aqwa Naser Daulay Arifin Fauzi Lubis Arsyadona, Arsyadona Atha, Muhammad Alwan atika Atika Atika Atikah, Rahmi Atmaja, Ardi Ayu Fitriana Azhar Maksum Baehaqi Batubara, Maryam Br Silalahi, Noni Novita Sari Budi Prianto Chaniago, Alia Daulay, Haikal Dzikri Devyana, Melati Dharma, Budi Dzuljastri, Dzuljastri Fachrozie, Ridho Fadhil, Muhammad Irsyad Fahani, Tania Azura Febriana, Vinni Firjatullah, Fairuz Fitri Susanti Siregar Hani, Hani Widari Hanin, Fadya Harahap, Jamiah Harahap, Rahmat Daim Hasibuan, Muthia Hafsari Hasibuan, Reni Ria Armayani Hendri Tanjung ilham khairi, ilham Imsar Imsar, Imsar Indradewa, Rhian Jannah, Nurul Juniartkik, Irma Kaswinata, Kaswinata Kembaren, Nurul Fadhilah Yusri Khaira Amalia Fachrudin Khairani, Umi Khairi, Mhd Rizki Khairun Nisa Kusmilawaty, Kusmilawaty Lubis, Radja Janna Lubis, Ridwan Azhari Mahira, Nazla Minda Mandani, Putih Manurung, Nabila Tasya Nurhafifah Marliyah Matondang, Sabrina Natasya Miftaloka, Ummu Hany Muhammad Iqbal Muhammad Lathief Ilhamy Nasution Muhammad Ramadhan muhammad Syahbudi, muhammad Muhammad Syukri Albani Nasution Muhammad Yafiz, Muhammad Munawar, Ahmad Fauzi Mustapa  Khamal  Rokan Nasution, Juliana Nikira, Nikira NST, Muhammad Latief Ilhamy Nst, Nurul Hafizah Nurbaiti Nuri Aslami Nurul Inayah Nurwani Nurwani Nurwani, Nurwani Prasetyo, Aris Kukuh Qarni, Waizul Qoyum, Muhammad Quraniyah, Fike Radianti, Ami Rahma, Tri Inda Fadhila Rahmadhani, Layla Rahman, Zikri Rahmi Syahriza, Rahmi Ramlan, H. Reni Ria Armayani Hasibuan Rianti, Irna Sarah, Fitria Siagian, Melsa Siagian, Riza Rasyid Silalahi, Amlys Syahputra Silalahi, Purnama Ramadani Simanungkalit, Gustin Tamara Siregar, Efrida Rahma Sari Siregar, Eva Syahrida Siti Jubaidah, Siti Sitorus, Friska Olavia Sugianto Surbakti, Agung Grafika Syah, Dwiki Wardana Syahprya, Widya Dwi Syahputra*, Angga Syarbaini, Ahmad Muhaisin B. Syifa, Naila Jayida Tambunan, Sagdiyah Fitri Andani Tanjung, Rizki Ramadhan Temuju, Mas Imam Tiawan, Tegar Adit Vanessa Vanessa Wahyu Syarvina Wiwik Handayani Yanti, Nur Santri YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI Zahrowaini, Taqiya