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All Journal Jurnal Manajemen Terapan dan Keuangan Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura Jurnal Manajemen STIE Muhammadiyah Palopo Madania: Jurnal Ilmu-Ilmu Keislaman Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan SENTRALISASI JURNAL EKONOMI PENDIDIKAN DAN KEWIRAUSAHAAN SEIKO : Journal of Management & Business JMKSP (Jurnal Manajemen, Kepemimpinan, dan Supervisi Pendidikan) Jesya (Jurnal Ekonomi dan Ekonomi Syariah) JIKA: Jurnal Ilmu Keuangan dan Perbankan JOURNAL OF APPLIED BUSINESS ADMINISTRATION Journal of Humanities and Social Studies JASa (Jurnal Akuntansi, Audit dan Sistem Informasi Akuntansi) JESI (Jurnal Ekonomi Syariah Indonesia) Competitive Jurnal Akuntansi dan Keuangan JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Informatika Tasharruf: Journal Economics and Business of Islam Al-Kharaj: Journal of Islamic Economic and Business International Journal of Economics Development Research (IJEDR) Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Ilomata International Journal of Management Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (JASMIEN) Quantitative Economics and Management Studies Bisnis Net : Jurnal Ekonomi dan Bisnis Jurnal Investasi Islam JURNAL MANAJEMEN AKUNTANSI (JUMSI) Dynamic Management Journal JUSTIAN - Jurnal Sistem Informasi Akuntansi JURNAL ILMIAH GLOBAL EDUCATION Humantech : Jurnal Ilmiah Multidisiplin Indonesia Indonesian Journal of Innovation Studies Journal of Computer Science and Information Systems (JCoInS) Balance : Jurnal Akuntansi dan Manajemen International Journal of Accounting & Finance in Asia Pasific EKONOMIKA SYARIAH : Journal of Economic Studies Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Journal of Islamic Economics Lariba Journal of Public Representative and Society Provision Indonesia Auditing Research Journal Amkop Management Accounting Review (AMAR) Research Horizon Jurnal Informatika Ekonomi Bisnis Journal of Economics and Management Scienties GEMAH RIPAH: Jurnal Bisnis IIJSE Jurnal Akuntansi dan Keuangan Islam (JAKIs) As-Syirkah: Islamic Economic & Financial Journal Jurnal Simki Economic
Rahmani, Nur Ahmadi Bi
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Religion Arts Humanities Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Public Health Social Sciences Other

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Ratio Analysis of the Degree of Decentralization, Regional Financial Independence, Regional Financial Dependence, Effectiveness in the City of Medan Local Own-Source Revenue Khairi, Ilham; Nasution, Yenni Samri Juliati; Rahmani, Nur Ahmadi Bi
JASa (Jurnal Akuntansi, Audit dan Sistem Informasi Akuntansi) Vol 9 No 1 (2025): April
Publisher : Program Studi Akuntansi Universitas Langlangbuana Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36555/jasa.v9i1.2814

Abstract

This research aims to analyze the degree of decentralization ratio, independence ratio, dependency ratio, and effectiveness ratio in local revenue Local Own-source Revenue reports in order to increase the financial independence of the Medan City Government during the 2021-2023 period. The type of analysis method used is quantitative analysis with a descriptive approach to Medan City PAD data during that period. The research results show that the degree of concentration for independence and effectiveness of Medan City's PAD has increased gradually from 2021 to 2023. However, the dependency ratio still shows quite high numbers, indicating that dependence on external sources of income is still a challenge. The implication of these findings is the need for further efforts to increase the financial independence of the Medan City Government by reducing dependence on external sources of income and increasing the efficiency of local revenue management.
Analysis of Determinants of QRIS Analysis of Determinants of QRIS Use in North Sumatra with the TAM Model (Technology Acceptance Model) Afriza Ulfa Ritonga, Afriza Ulfa Ritonga; Rahmani, Nur Ahmadi Bi; Qarni, Waizul
Amkop Management Accounting Review (AMAR) Vol. 5 No. 2 (2025): July - December
Publisher : Sekolah Tinggi Ilmu Ekonomi Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/amar.v5i2.2702

Abstract

This study uses a quantitative approach to analyze the factors that influence the use of QRIS (Quick Response Code Indonesian Standard) in the North Sumatra region. The model used is the Technology Acceptance Model (TAM), which evaluates the influence of Perceived Ease of Use and Perceived Usefulness on Attitude Toward Using and Behavioral Intention to Use QRIS. Data was collected through surveys and analyzed using path analysis to test the relationship between variables. The results showed that Perceived Ease of Use affects Perceived Usefulness and user attitude, which in turn affects behavioral intention to use QRIS. These findings confirm that the TAM model is effective in explaining the adoption of digital payment technology in North Sumatra. However, uneven digital infrastructure and low technological literacy are still the main challenges in increasing widespread adoption of QRIS. This research recommends improving digital access and education as strategic steps.
Digital Supply Chain Integration in Tofu MSMEs of Rambung Merah Village: Integrasi Rantai Pasokan Digital di UMKM Tahu Desa Rambung Merah Febriana, Vinni; Rahmani, Nur Ahmadi Bi; Silalahi, Purnama Ramadani
Indonesian Journal of Innovation Studies Vol. 26 No. 3 (2025): July
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

General Background: Micro, Small, and Medium Enterprises (MSMEs) play a pivotal role in Indonesia’s economy, particularly in rural areas. Specific Background: Tofu MSMEs in Rambung Merah Village contribute significantly to the local economy but face persistent operational inefficiencies. Knowledge Gap: Despite existing studies on supply chain practices, limited research addresses digital-driven SCM models in rural MSME contexts. Aims: This study aims to analyze the supply chain management (SCM) practices of tofu MSMEs in Rambung Merah Village and identify strategic opportunities to enhance operational efficiency. Results: Findings indicate that while the current SCM involves structured flows from suppliers to end consumers, it remains traditional and constrained by payment delays, logistical issues, and market competition. Novelty: This research introduces a digital integration model into SCM for rural MSMEs, combining qualitative insights with strategic recommendations for technology adoption. Implications: Implementing digital tools—such as e-commerce and social media—supported by digital literacy and logistics training from local authorities, could significantly improve supply chain efficiency, competitiveness, and sustainability of tofu MSMEs in the digital era.Highlight : SCM helps streamline the tofu production and distribution in Rambung Merah. Challenges include late payments, lost equipment, and limited logistics. Digital solutions and training can improve MSME efficiency and competitiveness.   Keywords : Supply Chain Management, MSMEs, Operational Efficiency, Tofu, Rambung Merah
Strategi Personal Branding Melalui Digital Marketing Pada Aplikasi TikTok (Studi Kasus Content Creator Reizuka Ari) Siregar, Efrida Rahma Sari; Atika, Atika; Rahmani, Nur Ahmadi Bi
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 9 No 2 (2025): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v9i2.31671

Abstract

The development of digital technology has significantly influenced marketing strategies, including the use of social media like TikTok for building personal branding. However, research exploring content creators' personal branding strategies remains limited. This study aims to explore the personal branding strategies implemented by Reizuka Ari on TikTok through a digital marketing approach. This research used a descriptive qualitative method with a case study approach. The subject was Reizuka Ari, an active TikTok content creator. Data were collected through content observation and documentation and analyzed using the Authentic Personal Branding theory by Hubert K. Rampersad. The results show that Reizuka Ari successfully builds an authentic personal image through consistent content focusing on skincare, daily life, travel, and food by showcasing his personality in every post. This study contributes to content creators and digital marketing practitioners in developing a strong, consistent, and character-driven identity on video-based social media platforms
The Influence of Stock Market Anomalies on Sharia Stock Returns in Companies Implementing the ESG (Environmental, Social, and Governance) Concept in Indonesia Siregar, Eva Syahrida; Batubara, Maryam; Rahmani, Nur Ahmadi Bi
JHSS (JOURNAL OF HUMANITIES AND SOCIAL STUDIES) Vol 9, No 2 (2025): Journal of Humanities and Social Studies
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/jhss.v9i2.12218

Abstract

Market anomaly is a deviation that occurs in the capital market. The existence of market anomalies (irregularities) then forms one of the phenomena that disrupts the efficient capital market hypothesis theory. This market anomaly rejects the hypothesis of the capital market efficiency concept which states that investors cannot predict prices and rates of return based on past stock prices due to random returns, but can be predicted based on the influence of the calendar or a certain period. So that this seasonal anomaly can be utilized by investors to obtain high abnormal returns. This study was conducted to test the effect of the Monday Effect and Ramadhan Effect phenomena on the returns of companies that apply the ESG concept in Indonesia for the period 2024. The sampling technique used in this study uses NonProbability Sampling, namely quota sampling. Data analysis was carried out using descriptive analysis and hypothesis testing. The results of the analysis show that there is no Monday Effect and Ramadhan Effect phenomenon in Indonesia in 2024. So the Monday Effect and Ramadhan Effect phenomena do not affect the returns of companies that apply the ESG concept in Indonesia
Innovative Strategy In Third Party Fund Management To Increase Liquidity In Indonesian Sharia Banks: Case Study Of BSI Kc Pematangsiantar Perintis Mahira, Nazla Minda; Nurbaiti, Nurbaiti; Rahmani, Nur Ahmadi Bi
JHSS (JOURNAL OF HUMANITIES AND SOCIAL STUDIES) Vol 9, No 2 (2025): Journal of Humanities and Social Studies
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/jhss.v9i2.12056

Abstract

This research aims to analyze innovative strategies for collecting Third Party Funds (DPK) to enhance liquidity at Bank Syariah Indonesia (BSI) KC Pematangsiantar Perintis. Using a qualitative approach and a case study method, this study explores various strategies, including incentive programs such as Pesta Hadiah and Rezeki Berkah, which have proven effective in attracting and retaining customer funds. Digitalization also plays a key role through the development of the BSI Mobile (BYOND) application, QRIS promotion, and the provision of EDC machines to support non-cash transactions. Additionally, the financial inclusion strategy through the expansion of the BSI Smart Agent (BSA) network has helped reach customers in remote areas. The findings indicate that the combination of incentive strategies, digital services, and financial inclusion positively contributes to deposit growth and liquidity stability. Despite challenges such as limited customer trust in digital systems and constraints in equipment procurement, these innovative approaches have strengthened BSI’s position in the Islamic banking industry. Therefore, this strategy can serve as a model for other Islamic banks in optimizing liquidity management and improving competitiveness within the Islamic financial sector.
The Influence of Boycott and Brand Image on KFC Purchase Decisions: The Moderating Role of Religiosity among Muslim Consumers in North Sumatra Siagian, Riza Rasyid; Batubara, Maryam; Rahmani, Nur Ahmadi Bi
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 9 No 2 (2025): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v9i2.30514

Abstract

This study examines the influence of boycott and brand image on the purchase decision of KFC products, with religiosity as a moderation variable in the Muslim community in North Sumatra. The survey was conducted on 100 Muslim respondents according to the research criteria. The analysis used Moderated Regression Analysis (MRA) with SPSS version 27. The results showed that: First, boycotts had a negative and significant effect on purchasing decisions, suggesting that the stronger the motivation of consumers to boycott, the lower their tendency to buy KFC products. Second, brand image also has a significant effect, where a positive brand image can increase consumers' intentions and decisions to make purchases. Third, simultaneously, these two variables (boycott and brand image) together contribute significantly to purchasing decisions, which means that consumers' decisions in purchasing KFC products are influenced by a combination of the two. Fourth, religiosity has been shown to moderate the relationship between boycott and brand image on purchasing decisions. In consumers with high levels of religiosity, the influence of boycotts becomes stronger in lowering purchasing decisions, while the influence of brand image becomes greater in driving purchases. This is evident from the regression equation Y = α + β1X1 + β2X2 + β3X3 + β4Z + β5X1Z + β5X2Z + β5X3Z + e. Overall, a coefficient of determination (R²) of 0.674 indicates that 67.4% of the variation in purchasing decisions can be explained by a combination of boycotts, halal labels, and brand imagery, while the remaining 32.6% the rest is influenced by other factors.
Pengaruh Self Efficacy, Locus Of Control dan Motivasi Kerja terhadap Kinerja Karyawan di PT Pelindo Multi Terminal Tiawan, Tegar Adit; Nurbaiti, Nurbaiti; Rahmani, Nur Ahmadi Bi
Journal of Economics and Management Scienties Volume 7 No. 4, September 2025
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/jems.v7i4.211

Abstract

Studi ini mengkaji dampak locus of control, self efficacy, dan motivasi kerja kepada kinerja pegawai di PT Pelindo Multi Terminal. Penurunan skor kinerja perusahaan di tahun 2024 menjadi latar belakang utama penelitian ini. Studi ini memanfaatkan pendekatan kuantitatif asosiatif dengan sampel sejumlah 67 pegawai yang dipilih melewati metode proportionate stratified random sampling. Data dikumpulkan melewati kuesioner dan dianalisis memanfaatkan regresi linear berganda dengan dibantu SPSS. Hasil penelitian memperlihatkan bahwasanya ketiga variabel independen, baik dengan cara parsial atau simultan, berdampak signifikan dan positif kepada kinerja pegawai. Self efficacy membantu meningkatkan kepercayaan diri pegawai dalam menyelesaikan tugas, locus of control internal mendorong rasa tanggung jawab pribadi atas hasil kerja, dan motivasi kerja berperan sebagai penggerak utama dalam pencapaian target. Ketiga faktor ini terbukti saling melengkapi dan secara bersama mampu menjelaskan 99,3% variasi dalam kinerja karyawan. Temuan ini menekankan pentingnya penguatan aspek psikologis dalam strategi pengelolaan SDM untuk menggapai kinerja yang maksimal dan berkelanjutan.
Formulation of Partnership-Based MSME Financing Strategies in Islamic Banking: An Analytic Network Process Approach Fitri Susanti Siregar; Sugianto; Rahmani, Nur Ahmadi Bi
Research Horizon Vol. 5 No. 4 (2025): Research Horizon - August 2025
Publisher : LifeSciFi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54518/rh.5.4.2025.731

Abstract

Micro, Small, and Medium Enterprises are vital to Indonesia’s economy, particularly in North Sumatra, yet face challenges in accessing Islamic banking financing due to internal and external barriers. This study aims to formulate strategies to enhance partnership-based financing for these enterprises in Islamic banks. Using the Analytic Network Process, the research involved nine key informants from academia, regulators, and Islamic bank practitioners, employing in-depth interviews and pairwise comparison questionnaires to map problem elements and prioritize solutions. The findings identify the lack of bank staff competence in understanding the characteristics of Micro, Small, and Medium Enterprises as the primary internal barrier, while reliance on personal capital by business owners is the main external challenge. Priority strategies include staff training, multi-stakeholder collaboration, digital promotion of partner enterprises’ products, and policies for margin subsidies and collaboration forums. This research offers a strategic framework for inclusive, sharia-compliant financing policies to support regional economic growth. However, its focus on North Sumatra and limited informant sample may restrict broader applicability. The framework provides actionable guidance for policymakers and banks to strengthen financing ecosystems, fostering sustainable development for these enterprises.
Analysis of Discipline Implementation in Improving Employee Performance at PT. Bank Syariah Indonesia Medan Tomang Elok Branch Vanessa, Vanessa; Rahmani, Nur Ahmadi Bi; Jannah , Nurul
Journal of Public Representative and Society Provision Vol. 5 No. 3 (2025): Journal of Public Representative and Society Provision
Publisher : Pusat Studi Pembangunan dan Pemberdayaan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55885/jprsp.v5i3.720

Abstract

In a company, human resources are one of the most important factors in determining the success of the company in achieving its goals. There must be work discipline in this endeavor. hard work. Discipline is the application of the application of rules and regulations that are understood as their responsibility, such as work schedules that have been set by a business entity and the tasks of being carried out by offices. This study uses qualitative data type by using purposive sampling technique. The data collection techniques used were observation and interviews with five participants as research information. The data analysis techniques used include SWOT analysis, observation and direct interviews with key informants and informants. The results of this study indicate that the work systematics at PT Bank Syariah Indonesia Kcp.Medan Tomang Elok is quite good, but in terms of work discipline there are still some employees who underestimate, starting from arriving not on time, misuse of time during breaks and many explanations of work responsibilities that are not in accordance with the duties of each employee. The performance of employees of PT Bank Syariah Indonesia Kcp. Medan Tomang Elok is quite good, with the existence of team work or collaboration between employees but with a very familial organizational culture resulting in employees not being professional and carrying out their responsibilities .
Co-Authors ,., Sugianto2 Adelia, Intan Afriza Ulfa Ritonga, Afriza Ulfa Ritonga Aminuyati Amir, Afriza Andini, Vingkan Andri Soemitra Antony Wijaya Aqwa Naser Daulay Arifin Fauzi Lubis Arsyadona, Arsyadona Atha, Muhammad Alwan atika Atika Atika Atikah, Rahmi Atmaja, Ardi Ayu Fitriana Azhar Maksum Baehaqi Batubara, Maryam Br Silalahi, Noni Novita Sari Budi Prianto Chaniago, Alia Daulay, Haikal Dzikri Devyana, Melati Dharma, Budi Dzuljastri, Dzuljastri Fachrozie, Ridho Fadhil, Muhammad Irsyad Fahani, Tania Azura Febriana, Vinni Firjatullah, Fairuz Fitri Susanti Siregar Hani, Hani Widari Hanin, Fadya Harahap, Jamiah Harahap, Rahmat Daim Hasibuan, Muthia Hafsari Hasibuan, Reni Ria Armayani Hendri Tanjung ilham khairi, ilham Imsar Imsar, Imsar Indradewa, Rhian Jannah, Nurul Juniartkik, Irma Kaswinata, Kaswinata Kembaren, Nurul Fadhilah Yusri Khaira Amalia Fachrudin Khairani, Umi Khairi, Mhd Rizki Khairun Nisa Kusmilawaty, Kusmilawaty Lubis, Radja Janna Lubis, Ridwan Azhari Mahira, Nazla Minda Mandani, Putih Manurung, Nabila Tasya Nurhafifah Marliyah Matondang, Sabrina Natasya Miftaloka, Ummu Hany Muhammad Iqbal Muhammad Lathief Ilhamy Nasution Muhammad Ramadhan muhammad Syahbudi, muhammad Muhammad Syukri Albani Nasution Muhammad Yafiz, Muhammad Munawar, Ahmad Fauzi Mustapa  Khamal  Rokan Nasution, Juliana Nikira, Nikira NST, Muhammad Latief Ilhamy Nst, Nurul Hafizah Nurbaiti Nuri Aslami Nurul Inayah Nurwani Nurwani Nurwani, Nurwani Prasetyo, Aris Kukuh Qarni, Waizul Qoyum, Muhammad Quraniyah, Fike Radianti, Ami Rahma, Tri Inda Fadhila Rahmadhani, Layla Rahman, Zikri Rahmi Syahriza, Rahmi Ramlan, H. Reni Ria Armayani Hasibuan Rianti, Irna Sarah, Fitria Siagian, Melsa Siagian, Riza Rasyid Silalahi, Amlys Syahputra Silalahi, Purnama Ramadani Simanungkalit, Gustin Tamara Siregar, Efrida Rahma Sari Siregar, Eva Syahrida Siti Jubaidah, Siti Sitorus, Friska Olavia Sugianto Surbakti, Agung Grafika Syah, Dwiki Wardana Syahprya, Widya Dwi Syahputra*, Angga Syarbaini, Ahmad Muhaisin B. Syifa, Naila Jayida Tambunan, Sagdiyah Fitri Andani Tanjung, Rizki Ramadhan Temuju, Mas Imam Tiawan, Tegar Adit Vanessa Vanessa Wahyu Syarvina Wiwik Handayani Yanti, Nur Santri YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI Zahrowaini, Taqiya