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All Journal Jurnal Manajemen Terapan dan Keuangan Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura Jurnal Manajemen STIE Muhammadiyah Palopo Madania: Jurnal Ilmu-Ilmu Keislaman Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan JURNAL EKONOMI PENDIDIKAN DAN KEWIRAUSAHAAN SEIKO : Journal of Management & Business JMKSP (Jurnal Manajemen, Kepemimpinan, dan Supervisi Pendidikan) Jesya (Jurnal Ekonomi dan Ekonomi Syariah) JIKA: Jurnal Ilmu Keuangan dan Perbankan Journal of Humanities and Social Studies JASa (Jurnal Akuntansi, Audit dan Sistem Informasi Akuntansi) JESI (Jurnal Ekonomi Syariah Indonesia) Competitive Jurnal Akuntansi dan Keuangan JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Informatika Tasharruf: Journal Economics and Business of Islam International Journal of Economics Development Research (IJEDR) Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (JASMIEN) Quantitative Economics and Management Studies Bisnis Net : Jurnal Ekonomi dan Bisnis JURNAL MANAJEMEN AKUNTANSI (JUMSI) Dynamic Management Journal JCA (Jurnal Cendekia Akuntansi) JURNAL ILMIAH GLOBAL EDUCATION Humantech : Jurnal Ilmiah Multidisiplin Indonesia Indonesian Journal of Innovation Studies Journal of Computer Science and Information Systems (JCoInS) Balance : Jurnal Akuntansi dan Manajemen Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Journal of Islamic Economics Lariba Journal of Public Representative and Society Provision Amkop Management Accounting Review (AMAR) Research Horizon Jurnal Informatika Ekonomi Bisnis Journal of Economics and Management Scienties GEMAH RIPAH: Jurnal Bisnis IIJSE Jurnal Akuntansi dan Keuangan Islam (JAKIs) As-Syirkah: Islamic Economic & Financial Journal
Rahmani, Nur Ahmadi Bi
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Religion Arts Humanities Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Public Health Social Sciences Other

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Operational Cost Budget Optimization Analysis to Improve Efficiency of PT Citra Robin Sarana Khairani, Umi; Rahmani, Nur Ahmadi Bi; Atika, Atika
Quantitative Economics and Management Studies Vol. 5 No. 5 (2024)
Publisher : PT Mattawang Mediatama Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35877/454RI.qems2813

Abstract

The aim of the study is to assess the company's ability to optimize the operating cost estimates with the data for the period 2021-2023. A quantitative approach with multi-objective analysis is used, collecting data through interviews and analysis of administrative and financial data. The data used are secondary data from annual financial reports and data of operational costs as well as financial production data of the company. The results of the research showed the difference between the cost of budget and the costs of operational realization of the company: Rs. -161.525.511 in 2021, Rs. 1.530.471.758 in 2022, and Rs. 706.742.283 in 2023. Despite an increase from 2022 to 2023, operating costs are still not optimal. Efforts to optimize risk management have been seen, but have not achieved the expected results.
Risk Analysis and Sustainability of Sharia Insurance in Facing the Challenges of the Digital Era Rahmadhani, Layla; Ramadhan, Muhammad; Rahmani, Nur Ahmadi Bi
Quantitative Economics and Management Studies Vol. 5 No. 5 (2024)
Publisher : PT Mattawang Mediatama Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35877/454RI.qems2912

Abstract

Digitalization of Islamic finance leverages technology to enable financial transactions anytime and anywhere, removing specific time constraints. This research explores the challenges, opportunities, and risks associated with digitalization in the sharia insurance sector. Utilizing qualitative methods with a descriptive approach, the study reveals that challenges include: a) Upholding sharia principles in technology adoption, b) Ensuring security and compliance, c) Addressing bias in big data and AI, d) Forming strategic partnerships with fintech, and e) Investing in sustainable projects. Opportunities for digitalization in sharia insurance encompass: a) Easier customer reach, b) Enhanced customer education and facilities, c) Streamlined transactions and SOP completion, d) Broader introduction of sharia insurance, e) More effective marketing, and f) Collaborative efforts. Risks associated with digitalization can be mitigated by: a) Providing robust customer protection, b) Enhancing trust and security, and c) Reinforcing justice and sustainability. This research aims to provide a comprehensive understanding of these aspects to better guide the implementation of digital technologies in the sharia insurance sector.
ANALYSIS OF DIGITIZATION OF PENSION PAYMENT SERVICES THROUGH THE DAPENBUN ONLINE APPLICATION Tambunan, Sagdiyah Fitri Andani; Rahmani, Nur Ahmadi Bi
Dynamic Management Journal Vol 9, No 1 (2025): January
Publisher : Universitas Muhammadiyah Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/dmj.v9i1.13200

Abstract

Penelitian ini menganalisis implementasi digitalisasi dalam layanan pembayaran pensiun melalui aplikasi Dapenbun Online di PT Perkebunan Nusantara III Sei Batanghari Kota Medan. Tujuan dari penelitian ini adalah untuk mengidentifikasi hambatan yang dihadapi dalam penggunaan aplikasi, menganalisis faktor-faktor yang mempengaruhi keberhasilan implementasi, dan merumuskan rekomendasi perbaikan. Penelitian ini menggunakan pendekatan kualitatif. Hasil penelitian menunjukkan bahwa kendala utama meliputi rendahnya literasi digital di kalangan pensiunan, rumitnya prosedur pengajuan, dan kurangnya sosialisasi. Kendala tersebut berdampak negatif secara finansial, psikologis, dan kelembagaan, antara lain menurunnya kepercayaan masyarakat terhadap lembaga pengelola dana pensiun. Rekomendasi perbaikan meliputi peningkatan edukasi, pengembangan fitur aplikasi yang lebih user friendly, dan penyediaan layanan pendampingan bagi pensiunan. Digitalisasi yang lebih inklusif diharapkan dapat meningkatkan efisiensi proses administrasi dan memperkuat kepercayaan terhadap lembaga.
Pengaruh Fasilitas Dan Intelektualitas Terhadap Implementasi Kinerja Karyawan Bank Syariah Melalui Etika Kerja Islam (Studi Kasus PT Bank Muamalat Indonesia KC Medan Balai Kota) Sitorus, Friska Olavia; Rahmani, Nur Ahmadi Bi; Inayah, Nurul
SEIKO : Journal of Management & Business Vol 6, No 2.1 (2023)
Publisher : Program Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/sejaman.v6i2.5134

Abstract

Abstrak Penelitian ini bertujuan untuk mengetahui pengaruh fasilitas dan intelektualitas terhadap implementasi kinerja karyawan bank syariah melalui etika kerja islam (studi kasus PT. Bank Muamalat Indonesia KC Medan Balai Kota). Populasi dalam penelitian ini yaitu seluruh karyawan PT. Bank Muamalat Indonesia KC Medan Balai Kota. Sedangkan ukuran sampel sebanyak 30 orang responden. Data dikumpulkan menggunakan teknik pengumpulan melalui penyebaran kuesioner dengan skala likert. Teknis analisis data yang digunakan adalah regresi linier berganda dan MRA (moderated regression analysis). Data yang di dapat dari alat ukur yang di olah menggunakan SPSS versi 22. Berdasarkan hasil penelitian menunjukkan bahwa Pengujian secara parsial menyimpulkan bahwa fasilitas dan intelektualitas berpengaruh secara signifikan terhadap kinerja karyawan. Dan etika kerja islam secara signifikan mampu memoderasi pengaruh fasilitas dan intelektualitas terhadap kinerja karyawan. Pengujian secara simultan menyimpulkan bahwa fasilitas dan intelektualitas secara bersama-sama berpengaruh signifikan terhadap kinerja karyawan. Kata Kunci: Fasilitas, Intelektualitas, Implementasi Kinerja Karyawan, Etika Kerja Islam Abstract This study aims to determine the effect of facilities and intellect on the implementation of Islamic bank employee performance through Islamic work ethics (a case study of PT. Bank Muamalat Indonesia KC Medan Balai Kota). The population in this study are all employees of PT. Bank Muamalat Indonesia KC Medan Balai Kotal. While the sample size is 30 respondents. Data was collected using collection techniques by distributing questionnaires with a Likert scale. The data analysis technique used is multiple linear regression and MRA (moderated regression analysis). The data obtained from measuring instruments were processed using SPSS version 22. Based on the results of the study, it was shown that the partial test concluded that facilities and intellectuality had a significant effect on employee performance. And the Islamic work ethic is significantly able to moderate the influence of facilities and intellect on employee performance. Simultaneous testing concludes that facilities and intellect together have a significant effect on employee performance. Keywords: Facilities, Intellectuality, Employee Performance Implementation, Islamic Work Ethics
Evaluasi Kinerja Keuangan PT Bank Syariah Indonesia dengan Pendekatan Risk Profile, Good Corporate Governance, Earnings, dan Capital Fadhil, Muhammad Irsyad; Nurlaila, Nurlaila; Rahmani, Nur Ahmadi Bi
Jurnal Akuntansi dan Keuangan Islam Vol 13, No 1 (2025)
Publisher : SEKOLAH TINGGI EKONOMI ISLAM SEBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61111/jakis.v13i1.871

Abstract

The banking sector has a strategic and essential role to support the economic development of a country. Therefore, banks must be able to manage their operations efficiently in order to maintain customer trust. As a reference for basic tools for authorities to formulate effective supervisory strategies using the provisions of POJK No.4/POJK.03/2016 to assess bank health assessments. This study examines PT Bank Syariah Indonesia (BSI), recognized as the leading Islamic bank in Indonesia, to assess its financial condition using the RGEC method (Risk Profile, Good Corporate Governance, Earnings, and Capital) over the 2021-2023 period. The research adopts a quantitative approach and uses descriptive secondary data analysis. The results indicate that BSI is in an "Excellent Health" category, achieving a composite rating of (PK-1). In 2021, the composite score reached 90%, with a slight decline to 87.5% during 2022 2023. These findings reflect high operational efficiency, solid profitability, and sufficient capital adequacy to manage risks effectively. In summary, BSI demonstrated outstanding financial performance throughout its initial three years. Dunia perbankan berperan sebagai salah satu pilar yang memegang kontribusi besar dalam perkembangan ekonomi suatu negara. Bank dengan tata kelola yang unggul perlu menjaga kepercayaan nasabah dalam menabung. Berdasarkan peraturan yang tercantum dalam POJK No. 4/POJK.03/2016, penilaian kesehatan bank berperan sebagai alat yang krusial bagi otoritas dalam merumuskan strategi pengawasan yang efektif. Bank Syariah Indonesia (BSI) dipilih sebagai objek penelitian karena merupakan Lembaga perbankan syariah dengan skala terbesar di Indonesia. Tujuan dari kajian ini untuk mengukur stabilitas keuangan BSI dengan menggunakan metode RGEC (Penilaian Risiko, Manajemen Perusahaan, Profitabilitas, dan Cadangan Modal) pada tahun 2021-2023. Metodologi yang digunakan bersifat kuantitatif dengan jenis penelitian deskriptif berbasis data sekunder. Hasil kajian menunjukkan bahwa BSI berada dalam kondisi "Sangat Sehat" dengan Kategori komposit terbaik (PK-1). Pada tahun 2021, Hasil penilaian komposit mencapai 90%, sedangkan pada tahun 2022-2023 sebesar 87,5%. Temuan ini mencerminkan efisiensi operasional, profitabilitas yang baik, serta kualitas dan kecukupan modal yang memadai dalam menghadapi risiko. Secara keseluruhan, BSI berhasil menunjukkan kinerja keuangan yang unggul selama tiga tahun pertama operasinya.
ANALISIS PENERAPAN TOTAL QUALITY MANAGEMENT (TQM) UNTUK MENINGKATKAN KINERJA MANAJERIAL PADA PT. PRUDENTIAL PRUAINI CABANG MEDAN Syah, Dwiki Wardana; Lubis, Fauzi Arif; Rahmani, Nur Ahmadi Bi
Jurnal Manajemen Terapan dan Keuangan Vol. 14 No. 02 (2025): Jurnal Manajemen Terapan dan Keuangan
Publisher : Program Studi Manajemen Pemerintahan dan Keuangan Daerah Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jmk.v14i2.43960

Abstract

Abstrak Penelitian ini bertujuan untuk mengetahui dan menganalisis penerapan konsep Total Quality Management (TQM) dalam meningkatkan kinerja manajerial di PT. Prudential Pruaini Cabang Medan. Penelitian ini menggunakan metode kualitatif deskriptif dengan sumber data primer yang diperoleh melalui observasi, wawancara, dan dokumentasi. Hasil penelitian menunjukkan bahwa PT. Prudential Pruaini Cabang Medan telah menerapkan sepuluh unsur utama Total Quality Management (TQM) secara efektif, termasuk fokus pada pelanggan, obsesi terhadap kualitas, pendekatan ilmiah, komitmen jangka panjang, kerja sama tim, perbaikan berkesinambungan, pendidikan dan pelatihan, kebebasan yang terkendali, kesatuan tujuan, serta keterlibatan dan pemberdayaan karyawan. Implementasi Total Quality Management (TQM) ini berdampak positif terhadap peningkatan kualitas Sumber Daya Manusia (SDM), pelayanan kepada nasabah, koordinasi internal, serta pencapaian target kinerja manajerial. Dengan demikian, penerapan Total Quality Management (TQM) menjadi strategi penting dalam meningkatkan daya saing perusahaan di industri asuransi nasional. Abstract This research aims to find out and analyze the application of the concept of Total Quality Management (TQM) in improving managerial performance in PT. Prudential Pruaini Medan Branch. This study uses a descriptive qualitative method with primary data sources obtained through observation, interviews, and documentation. The results of the study show that PT. Prudential Pruaini Medan Branch has effectively implemented the ten key elements of Total Quality Management (TQM), including customer focus, obsession with quality, scientific approach, long-term commitment, teamwork, continuous improvement, education and training, controlled freedom, unity of purpose, and employee engagement and empowerment. The implementation of Total Quality Management (TQM) has a positive impact on improving the quality of Human Resources (HR), service to customers, internal coordination, and the achievement of managerial performance targets. Thus, the implementation of Total Quality Management (TQM) is an important strategy in increasing the competitiveness of companies in the national insurance industry.
Ratio Analysis of the Degree of Decentralization, Regional Financial Independence, Regional Financial Dependence, Effectiveness in the City of Medan Local Own-Source Revenue Khairi, Ilham; Nasution, Yenni Samri Juliati; Rahmani, Nur Ahmadi Bi
JASa (Jurnal Akuntansi, Audit dan Sistem Informasi Akuntansi) Vol 9 No 1 (2025): April
Publisher : Program Studi Akuntansi Universitas Langlangbuana Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36555/jasa.v9i1.2814

Abstract

This research aims to analyze the degree of decentralization ratio, independence ratio, dependency ratio, and effectiveness ratio in local revenue Local Own-source Revenue reports in order to increase the financial independence of the Medan City Government during the 2021-2023 period. The type of analysis method used is quantitative analysis with a descriptive approach to Medan City PAD data during that period. The research results show that the degree of concentration for independence and effectiveness of Medan City's PAD has increased gradually from 2021 to 2023. However, the dependency ratio still shows quite high numbers, indicating that dependence on external sources of income is still a challenge. The implication of these findings is the need for further efforts to increase the financial independence of the Medan City Government by reducing dependence on external sources of income and increasing the efficiency of local revenue management.
Analysis of Determinants of QRIS Analysis of Determinants of QRIS Use in North Sumatra with the TAM Model (Technology Acceptance Model) Afriza Ulfa Ritonga, Afriza Ulfa Ritonga; Rahmani, Nur Ahmadi Bi; Qarni, Waizul
Amkop Management Accounting Review (AMAR) Vol. 5 No. 2 (2025): July - December
Publisher : Sekolah Tinggi Ilmu Ekonomi Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/amar.v5i2.2702

Abstract

This study uses a quantitative approach to analyze the factors that influence the use of QRIS (Quick Response Code Indonesian Standard) in the North Sumatra region. The model used is the Technology Acceptance Model (TAM), which evaluates the influence of Perceived Ease of Use and Perceived Usefulness on Attitude Toward Using and Behavioral Intention to Use QRIS. Data was collected through surveys and analyzed using path analysis to test the relationship between variables. The results showed that Perceived Ease of Use affects Perceived Usefulness and user attitude, which in turn affects behavioral intention to use QRIS. These findings confirm that the TAM model is effective in explaining the adoption of digital payment technology in North Sumatra. However, uneven digital infrastructure and low technological literacy are still the main challenges in increasing widespread adoption of QRIS. This research recommends improving digital access and education as strategic steps.
Digital Supply Chain Integration in Tofu MSMEs of Rambung Merah Village: Integrasi Rantai Pasokan Digital di UMKM Tahu Desa Rambung Merah Febriana, Vinni; Rahmani, Nur Ahmadi Bi; Silalahi, Purnama Ramadani
Indonesian Journal of Innovation Studies Vol. 26 No. 3 (2025): July
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

General Background: Micro, Small, and Medium Enterprises (MSMEs) play a pivotal role in Indonesia’s economy, particularly in rural areas. Specific Background: Tofu MSMEs in Rambung Merah Village contribute significantly to the local economy but face persistent operational inefficiencies. Knowledge Gap: Despite existing studies on supply chain practices, limited research addresses digital-driven SCM models in rural MSME contexts. Aims: This study aims to analyze the supply chain management (SCM) practices of tofu MSMEs in Rambung Merah Village and identify strategic opportunities to enhance operational efficiency. Results: Findings indicate that while the current SCM involves structured flows from suppliers to end consumers, it remains traditional and constrained by payment delays, logistical issues, and market competition. Novelty: This research introduces a digital integration model into SCM for rural MSMEs, combining qualitative insights with strategic recommendations for technology adoption. Implications: Implementing digital tools—such as e-commerce and social media—supported by digital literacy and logistics training from local authorities, could significantly improve supply chain efficiency, competitiveness, and sustainability of tofu MSMEs in the digital era.Highlight : SCM helps streamline the tofu production and distribution in Rambung Merah. Challenges include late payments, lost equipment, and limited logistics. Digital solutions and training can improve MSME efficiency and competitiveness.   Keywords : Supply Chain Management, MSMEs, Operational Efficiency, Tofu, Rambung Merah
Strategi Personal Branding Melalui Digital Marketing Pada Aplikasi TikTok (Studi Kasus Content Creator Reizuka Ari) Siregar, Efrida Rahma Sari; Atika, Atika; Rahmani, Nur Ahmadi Bi
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 9 No 2 (2025): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v9i2.31671

Abstract

The development of digital technology has significantly influenced marketing strategies, including the use of social media like TikTok for building personal branding. However, research exploring content creators' personal branding strategies remains limited. This study aims to explore the personal branding strategies implemented by Reizuka Ari on TikTok through a digital marketing approach. This research used a descriptive qualitative method with a case study approach. The subject was Reizuka Ari, an active TikTok content creator. Data were collected through content observation and documentation and analyzed using the Authentic Personal Branding theory by Hubert K. Rampersad. The results show that Reizuka Ari successfully builds an authentic personal image through consistent content focusing on skincare, daily life, travel, and food by showcasing his personality in every post. This study contributes to content creators and digital marketing practitioners in developing a strong, consistent, and character-driven identity on video-based social media platforms
Co-Authors ,., Sugianto2 Afriza Ulfa Ritonga, Afriza Ulfa Ritonga Aminuyati Amir, Afriza Andri Soemitra Antony Wijaya Aqwa Naser Daulay Arifin Fauzi Lubis Arsyadona, Arsyadona Atha, Muhammad Alwan atika Atika Atika Atikah, Rahmi Atmaja, Ardi Baehaqi Batubara, Maryam Budi Prianto Chaniago, Alia Devyana, Melati Dharma, Budi Dzuljastri, Dzuljastri Fachrozie, Ridho Fadhil, Muhammad Irsyad Fahani, Tania Azura Febriana, Vinni Firjatullah, Fairuz Fitri Susanti Siregar Hani, Hani Widari Hanin, Fadya Harahap, Jamiah Harahap, Rahmat Daim hariyatih, Suri Hasibuan, Muthia Hafsari Hendri Tanjung ilham khairi, ilham Indradewa, Rhian Juniartkik, Irma Kaswinata, Kaswinata Kembaren, Nurul Fadhilah Yusri Khairani, Umi Khairi, Mhd Rizki Khairun Nisa Kusmilawaty, Kusmilawaty Lubis, Radja Janna Lubis, Ridwan Azhari Mahira, Nazla Minda Manurung, Nabila Tasya Nurhafifah Marliyah Muhammad Ramadhan Muhammad Yafiz, Muhammad Munawar, Ahmad Fauzi Mustapa  Khamal  Rokan Nasution, Juliana Nikira, Nikira NST, Muhammad Latief Ilhamy Nst, Nurul Hafizah Nurbaiti Nuri Aslami Nurul Inayah Nurul Jannah Prasetyo, Aris Kukuh Qarni, Waizul Qoyum, Muhammad Quraniyah, Fike Radianti, Ami Rahma, Tri Inda Fadhila Rahmadhani, Layla Rahman, Zikri Rahmi Syahriza, Rahmi Ramlan, H. Rianti, Irna Riza Rasyid Al-Aufa Siagian Sarah, Fitria Siagian, Melsa Silalahi, Purnama Ramadani Simanungkalit, Gustin Tamara Siregar, Efrida Rahma Sari Siti Jubaidah, Siti Sitorus, Friska Olavia Sugianto Surbakti, Agung Grafika Syah, Dwiki Wardana Syahputra*, Angga Syarbaini, Ahmad Muhaisin B. Syifa, Naila Jayida Tambunan, Sagdiyah Fitri Andani Tanjung, Rizki Ramadhan Tiawan, Tegar Adit Vanessa Vanessa Wahyu Syarvina Wiwik Handayani Yanti, Nur Santri YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI