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All Journal Jurnal Manajemen Terapan dan Keuangan Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura Jurnal Manajemen STIE Muhammadiyah Palopo Madania: Jurnal Ilmu-Ilmu Keislaman Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan SENTRALISASI JURNAL EKONOMI PENDIDIKAN DAN KEWIRAUSAHAAN SEIKO : Journal of Management & Business JMKSP (Jurnal Manajemen, Kepemimpinan, dan Supervisi Pendidikan) Jesya (Jurnal Ekonomi dan Ekonomi Syariah) JIKA: Jurnal Ilmu Keuangan dan Perbankan JOURNAL OF APPLIED BUSINESS ADMINISTRATION Journal of Humanities and Social Studies JASa (Jurnal Akuntansi, Audit dan Sistem Informasi Akuntansi) JESI (Jurnal Ekonomi Syariah Indonesia) Competitive Jurnal Akuntansi dan Keuangan JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Informatika Tasharruf: Journal Economics and Business of Islam Al-Kharaj: Journal of Islamic Economic and Business International Journal of Economics Development Research (IJEDR) Ilomata International Journal of Management SOSIOEDUKASI : JURNAL ILMIAH ILMU PENDIDIKAN DAN SOSIAL Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Ilomata International Journal of Management Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (JASMIEN) Quantitative Economics and Management Studies Bisnis Net : Jurnal Ekonomi dan Bisnis JURNAL MANAJEMEN AKUNTANSI (JUMSI) Dynamic Management Journal JURNAL ILMIAH GLOBAL EDUCATION Humantech : Jurnal Ilmiah Multidisiplin Indonesia Journal of Indonesian Management Indonesian Journal of Innovation Studies Journal of Computer Science and Information Systems (JCoInS) Balance : Jurnal Akuntansi dan Manajemen International Journal of Accounting & Finance in Asia Pasific EKONOMIKA SYARIAH : Journal of Economic Studies Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Journal of Islamic Economics Lariba Journal of Public Representative and Society Provision Indonesia Auditing Research Journal Amkop Management Accounting Review (AMAR) Research Horizon Jurnal Informatika Ekonomi Bisnis Journal of Economics and Management Scienties GEMAH RIPAH: Jurnal Bisnis IIJSE Jurnal Akuntansi dan Keuangan Islam (JAKIs) As-Syirkah: Islamic Economic & Financial Journal Jurnal Simki Economic
Rahmani, Nur Ahmadi Bi
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Religion Arts Humanities Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Public Health Social Sciences Other

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The Influence of Boycott and Brand Image on KFC Purchase Decisions: The Moderating Role of Religiosity among Muslim Consumers in North Sumatra Siagian, Riza Rasyid; Batubara, Maryam; Rahmani, Nur Ahmadi Bi
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 9 No 2 (2025): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v9i2.30514

Abstract

This study examines the influence of boycott and brand image on the purchase decision of KFC products, with religiosity as a moderation variable in the Muslim community in North Sumatra. The survey was conducted on 100 Muslim respondents according to the research criteria. The analysis used Moderated Regression Analysis (MRA) with SPSS version 27. The results showed that: First, boycotts had a negative and significant effect on purchasing decisions, suggesting that the stronger the motivation of consumers to boycott, the lower their tendency to buy KFC products. Second, brand image also has a significant effect, where a positive brand image can increase consumers' intentions and decisions to make purchases. Third, simultaneously, these two variables (boycott and brand image) together contribute significantly to purchasing decisions, which means that consumers' decisions in purchasing KFC products are influenced by a combination of the two. Fourth, religiosity has been shown to moderate the relationship between boycott and brand image on purchasing decisions. In consumers with high levels of religiosity, the influence of boycotts becomes stronger in lowering purchasing decisions, while the influence of brand image becomes greater in driving purchases. This is evident from the regression equation Y = α + β1X1 + β2X2 + β3X3 + β4Z + β5X1Z + β5X2Z + β5X3Z + e. Overall, a coefficient of determination (R²) of 0.674 indicates that 67.4% of the variation in purchasing decisions can be explained by a combination of boycotts, halal labels, and brand imagery, while the remaining 32.6% the rest is influenced by other factors.
Pengaruh Self Efficacy, Locus Of Control dan Motivasi Kerja terhadap Kinerja Karyawan di PT Pelindo Multi Terminal Tiawan, Tegar Adit; Nurbaiti, Nurbaiti; Rahmani, Nur Ahmadi Bi
Journal of Economics and Management Scienties Volume 7 No. 4, September 2025
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/jems.v7i4.211

Abstract

Studi ini mengkaji dampak locus of control, self efficacy, dan motivasi kerja kepada kinerja pegawai di PT Pelindo Multi Terminal. Penurunan skor kinerja perusahaan di tahun 2024 menjadi latar belakang utama penelitian ini. Studi ini memanfaatkan pendekatan kuantitatif asosiatif dengan sampel sejumlah 67 pegawai yang dipilih melewati metode proportionate stratified random sampling. Data dikumpulkan melewati kuesioner dan dianalisis memanfaatkan regresi linear berganda dengan dibantu SPSS. Hasil penelitian memperlihatkan bahwasanya ketiga variabel independen, baik dengan cara parsial atau simultan, berdampak signifikan dan positif kepada kinerja pegawai. Self efficacy membantu meningkatkan kepercayaan diri pegawai dalam menyelesaikan tugas, locus of control internal mendorong rasa tanggung jawab pribadi atas hasil kerja, dan motivasi kerja berperan sebagai penggerak utama dalam pencapaian target. Ketiga faktor ini terbukti saling melengkapi dan secara bersama mampu menjelaskan 99,3% variasi dalam kinerja karyawan. Temuan ini menekankan pentingnya penguatan aspek psikologis dalam strategi pengelolaan SDM untuk menggapai kinerja yang maksimal dan berkelanjutan.
Formulation of Partnership-Based MSME Financing Strategies in Islamic Banking: An Analytic Network Process Approach Fitri Susanti Siregar; Sugianto; Rahmani, Nur Ahmadi Bi
Research Horizon Vol. 5 No. 4 (2025): Research Horizon - August 2025
Publisher : LifeSciFi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54518/rh.5.4.2025.731

Abstract

Micro, Small, and Medium Enterprises are vital to Indonesia’s economy, particularly in North Sumatra, yet face challenges in accessing Islamic banking financing due to internal and external barriers. This study aims to formulate strategies to enhance partnership-based financing for these enterprises in Islamic banks. Using the Analytic Network Process, the research involved nine key informants from academia, regulators, and Islamic bank practitioners, employing in-depth interviews and pairwise comparison questionnaires to map problem elements and prioritize solutions. The findings identify the lack of bank staff competence in understanding the characteristics of Micro, Small, and Medium Enterprises as the primary internal barrier, while reliance on personal capital by business owners is the main external challenge. Priority strategies include staff training, multi-stakeholder collaboration, digital promotion of partner enterprises’ products, and policies for margin subsidies and collaboration forums. This research offers a strategic framework for inclusive, sharia-compliant financing policies to support regional economic growth. However, its focus on North Sumatra and limited informant sample may restrict broader applicability. The framework provides actionable guidance for policymakers and banks to strengthen financing ecosystems, fostering sustainable development for these enterprises.
Analysis of Discipline Implementation in Improving Employee Performance at PT. Bank Syariah Indonesia Medan Tomang Elok Branch Vanessa, Vanessa; Rahmani, Nur Ahmadi Bi; Jannah , Nurul
Journal of Public Representative and Society Provision Vol. 5 No. 3 (2025): Journal of Public Representative and Society Provision
Publisher : Pusat Studi Pembangunan dan Pemberdayaan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55885/jprsp.v5i3.720

Abstract

In a company, human resources are one of the most important factors in determining the success of the company in achieving its goals. There must be work discipline in this endeavor. hard work. Discipline is the application of the application of rules and regulations that are understood as their responsibility, such as work schedules that have been set by a business entity and the tasks of being carried out by offices. This study uses qualitative data type by using purposive sampling technique. The data collection techniques used were observation and interviews with five participants as research information. The data analysis techniques used include SWOT analysis, observation and direct interviews with key informants and informants. The results of this study indicate that the work systematics at PT Bank Syariah Indonesia Kcp.Medan Tomang Elok is quite good, but in terms of work discipline there are still some employees who underestimate, starting from arriving not on time, misuse of time during breaks and many explanations of work responsibilities that are not in accordance with the duties of each employee. The performance of employees of PT Bank Syariah Indonesia Kcp. Medan Tomang Elok is quite good, with the existence of team work or collaboration between employees but with a very familial organizational culture resulting in employees not being professional and carrying out their responsibilities .
Analysis of Islamic Social Capital in Improving Welfare in MSMEs Group Financing Matondang, Sabrina Natasya; Nasution, Muhammad Lathief Ilhamy; Rahmani, Nur Ahmadi Bi
Journal of Applied Business Administration Vol 9 No 2 (2025): Journal of Applied Business Administration
Publisher : Pusat P2M Politeknik Negeri Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30871/jaba.10412

Abstract

This study aims to analyze the implementation of Islamic Social Capital in improving the welfare of members of the MSMEs (Micro, Small, and Medium Enterprises) financing group under PNM Mekaar in Jaring Halus Village. The background of this research is based on the importance of Islamic values in shaping social solidarity, trust, and collective responsibility within community economic empowerment programs. This study uses a qualitative approach with a case study method, where data were collected through observation, in-depth interviews, and documentation. The results show that Islamic values such as honesty (sidq), trustworthiness (amanah), mutual assistance (ta'awun), and moral discipline have become social strengths that drive smooth financing, increased business turnover, and the emergence of collective aspirations towards a blessed and independent business. Furthermore, synergy with religious figures and social institutions strengthens the potential for sustainable business development. This study concludes that Islamic Social Capital serves not only as a moral foundation but also as an effective and applicable strategy for economic empowerment.
Interaction Use Paylater Regarding Student Decisions with Lifestyle as Variables Moderation in the Perspective of Islamic Economics : A Case Study of FEBI Students at UIN North Sumatra Iqbal, Muhammad; Syahbudi, Muhammad; Rahmani, Nur Ahmadi Bi
Journal of Applied Business Administration Vol 9 No 2 (2025): Journal of Applied Business Administration
Publisher : Pusat P2M Politeknik Negeri Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30871/jaba.10693

Abstract

The advancement of financial technology has given rise to Paylater services, which are increasingly favored by university students, particularly for fulfilling their consumption needs directly. However, this convenience has the potential to trigger consumer behavior that conflicts with it. Based on this phenomenon, this study formulates the following question: Does the use of a Paylater perspective influence students' consumption decisions, and does lifestyle moderate this relationship? This study aims to analyze the effect of Paylater usage on student decisions and to examine the role of lifestyle as a moderating variable. The method employed is a quantitative approach using multiple regression and Moderated Regression Analysis (MRA). A sample of 98 students from the Faculty of Islamic Economics and Business at UIN North Sumatra was obtained through purposive sampling. The results indicate that Paylater usage has a significant effect on students' consumption decisions. Furthermore, lifestyle is proven to moderate this relationship, where a consumptive lifestyle strengthens the influence of pay later on consumption decisions. These findings indicate a shift in student consumption patterns toward instant and emotional behavior. Therefore, financial literacy education based on Sharia principles and promotion is necessary to address the penetration of digital financial services.
Supply Chain Management (SCM) Analysis in the Distribution Flow of 3 Kg LPG Gas at UD. Fitri Depot in Karo Regency Nikira, Nikira; Rahmani, Nur Ahmadi Bi; Lubis, Fauzi Arif
Amkop Management Accounting Review (AMAR) Vol. 5 No. 1 (2025): January - June
Publisher : Sekolah Tinggi Ilmu Ekonomi Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/amar.v5i1.2552

Abstract

The purpose of this study is to investigate the stages of the supply chain process involved in distributing 3 kg LPG gas at the UD distribution center in Karo Regency, as well as to identify the causes of delays in delivery and reductions in the quantity of goods requested by retailers at the distribution center. Fitri in Karo Regency, as well as to identify the causes of delivery delays and reductions in the quantity of goods requested by retailers at the distribution center. The method used in this study is a qualitative survey analysis, conducted through Lean Search, based on direct observation at the LPG gas distribution center. Data collection techniques included observation, interviews, and documentation conducted directly at the gas distribution center. The results of the study indicate that the 3 kg LPG gas distribution center is located at UD. Fitri in Karo Regency has three supply chain flows: product flow, information flow, and financial flow. Delays in the delivery of goods from the distribution center to retailers are caused by transportation limitations of the distribution center, which cannot transport large quantities of LPG gas to multiple retailers at once, as well as transportation issues such as flat tires and the distance between the distribution center and retailers, and unexpected road conditions that occasionally cause traffic congestion, leading to delays in goods delivery. Additionally, discrepancies between the quantities ordered by retailers and those delivered by the distribution center are caused by the limited supply available at the distribution center, which must allocate the available LPG gas among multiple retailers. Based on the analysis conducted by the author, the LPG distribution center UD. Fitri should establish and implement a scheduling system for retailers by dividing days and times for placing LPG gas orders. Additionally, the distribution center should consider the distance traveled for deliveries to retailers to minimize the risk of delivery delays. It should also calculate distribution costs for deliveries to retailers by avoiding and reducing excessively long distances, thereby saving on distribution costs in the event of fuel price increases while maintaining an efficient distribution process.
The Influence of Student Interest in Stock Investment in the Banking Sector: A Case Study at KSPMS Golden UIN Sumatera Utara Hani, Hani Widari; Daulay, Aqwa Naser; Rahmani, Nur Ahmadi Bi
Amkop Management Accounting Review (AMAR) Vol. 5 No. 1 (2025): January - June
Publisher : Sekolah Tinggi Ilmu Ekonomi Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/amar.v5i1.2645

Abstract

This study aims to analyze the influence of financial literacy, risk perception, and minimum capital on students’ interest in investing in banking sector stocks. The research subjects are students and members of the Sharia Capital Market Study Group (KSPMS) Golden at the State Islamic University of North Sumatra. The research employed a quantitative associative approach with purposive sampling technique, involving 100 respondents. Data were analyzed using multiple linear regression with the assistance of SPSS version 30. The results show that financial literacy and minimum capital have a positive and significant effect on students' investment interest. In contrast, risk perception does not significantly affect investment interest. These findings indicate that increasing financial understanding and providing affordable capital can encourage more active student participation in stock investment, particularly in the banking sector. Therefore, the role of communities like KSPMS is crucial in educating and guiding students to become more knowledgeable and confident investors.
SHARIA-BASED MSME DEVELOPMENT STRATEGY IN TEBING TINGGI CITY Lubis, Radja Janna; ,., Sugianto2; Rahmani, Nur Ahmadi Bi
Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Vol 18, No 4: October - December 2025
Publisher : LPPM Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/pamator.v18i4.32070

Abstract

The purpose of this study is to develop a development plan for sharia-based MSMEs in Tebing Tinggi City to encourage more equitable and inclusive regional economic development. This study used a qualitative descriptive method. Five MSMEs that have implemented sharia principles in their operations were observed and interviewed to collect data. The collected data were then analyzed thematically to identify trends, obstacles, and development tactics. The study findings demonstrate that sharia-based MSMEs in Tebing Tinggi City have adopted Islamic values such as being free from usury, using halal materials, and contributing to social welfare. However, they still face significant challenges such as limited access to sharia financing, a lack of Islamic economic literacy, and suboptimal utilization of digitalization. Recommended development strategies include improving sharia literacy, partnerships with Islamic financial institutions, training in digitalization and halal marketing, and facilitating halal certification. An integrative approach based on spiritual values, technology, and institutionalization is needed to strengthen the competitiveness of sharia-based MSMEs sustainably. This study contributes to the strategic framework for sharia-based MSME development at the regional level, integrated with Islamic economic principles and local challenges. The uniqueness of this study lies in the focus on the local context of Tebing Tinggi City and the direct interview approach to formulate sustainable strategies.Keywords: Sharia-compliant MSMEs, development strategy, finance, local economy, Tebing Tinggi City
PENGARUH NILAI TUKAR RUPIAH, HARGA KOPI INTERNASIONAL TERHADAP NILAI EKSPOR KOPI INDONESIA DENGAN INFLASI SEBAGAI VARIABEL INTERVENING PERIODE 2002-2021 Lubis, Ridwan Azhari; Rahmani, Nur Ahmadi Bi
JURNAL EKONOMI PENDIDIKAN DAN KEWIRAUSAHAAN Vol. 11 No. 2 (2023)
Publisher : UNIVERSITAS NEGERI SURABAYA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jepk.v11n2.p135-152

Abstract

Indonesia menjadi salah satu negara yang melakukan perdagangan internasional, yaitu ekspor. Salah satu komoditi ekspor Indonesia adalah kopi yang merupakan produk ekspor sektor perkebunan. Penelitian ini bertujuan untuk mengetahui pengaruh nilai tukar rupiah dan harga internasional terhadap nilai ekspor kopi Indonesia. Kebaharuan penelitian ini adalah peneliti mencoba untuk menambahkan variabel inflasi sebagai variabel intervening untuk mencari tahu pengaruh secara tidak langsung antara nilai tukar rupiah dan harga kopi internasional terhadap nilai ekspor kopi melalu inflasi. Teknik analisis yang dipakai menggunakan uji analyisis jalur. Hasil penelitian menunjukkan bahwa Nilai Tukar Rupiah berpengaruh terhadap Nilai Ekspor Kopi. Harga Kopi Internasional berpengaruh positif dan signifikan terhadap Nilai Ekspor Kopi. Nilai tukar rupiah, harga kopi internasional secara simultan berpengaruh positif dan signifikan terhadap nilai ekspor kopi di indonesia tahun 2002-2021. Hasil path analysis menunjukkan bahwa secara tidak langsung nilai tukar rupiah dan harga kopi melalui Inflasi tidak mempunyai pengaruh signifikan terhadap Nilai ekspor kopi di indonesia tahun 2002-2021.
Co-Authors ,., Sugianto2 Afriza Ulfa Ritonga, Afriza Ulfa Ritonga Aminuyati Amir, Afriza Andini, Vingkan Andri Soemitra Antony Wijaya Aqwa Naser Daulay Arifin Fauzi Lubis Arsyadona, Arsyadona Atha, Muhammad Alwan atika Atika Atika Atikah, Rahmi Atmaja, Ardi Azhar Maksum Baehaqi Batubara, Maryam Br Silalahi, Noni Novita Sari Budi Prianto Chaniago, Alia Daulay, Haikal Dzikri Devyana, Melati Dharma, Budi Dzuljastri, Dzuljastri Fachrozie, Ridho Fadhil, Muhammad Irsyad Fahani, Tania Azura Febriana, Vinni Firjatullah, Fairuz Fitri Susanti Siregar Hani, Hani Widari Hanin, Fadya Harahap, Jamiah Harahap, Rahmat Daim Hasibuan, Muthia Hafsari Hasibuan, Reni Ria Armayani Hendri Tanjung ilham khairi, ilham Imsar Indradewa, Rhian Jannah, Nurul Juniartkik, Irma Kaswinata, Kaswinata Kembaren, Nurul Fadhilah Yusri Khaira Amalia Fachrudin Khairani, Umi Khairi, Mhd Rizki Khairun Nisa Kusmilawaty, Kusmilawaty Lubis, Muhammad Azizi Akbar Lubis, Radja Janna Lubis, Ridwan Azhari Mahira, Nazla Minda Mandani, Putih Manurung, Nabila Tasya Nurhafifah Marliyah Matondang, Sabrina Natasya Miftaloka, Ummu Hany Muhammad Iqbal Muhammad Lathief Ilhamy Nasution Muhammad Ramadhan muhammad Syahbudi, muhammad Muhammad Syukri Albani Nasution Muhammad Yafiz, Muhammad Munawar, Ahmad Fauzi Mustapa  Khamal  Rokan Nasution, Juliana Nikira, Nikira NST, Muhammad Latief Ilhamy Nst, Nurul Hafizah Nurbaiti Nuri Aslami Nurul Inayah Nurwani Nurwani Nurwani, Nurwani Prasetyo, Aris Kukuh Qarni, Waizul Qoyum, Muhammad Quraniyah, Fike Radianti, Ami Rahma, Tri Inda Fadhila Rahmadhani, Layla Rahman, Zikri Rahmi Syahriza, Rahmi Ramlan, H. Rianti, Irna Sarah, Fitria Siagian, Melsa Siagian, Riza Rasyid Silalahi, Amlys Syahputra Silalahi, Purnama Ramadani Simanungkalit, Gustin Tamara Siregar, Efrida Rahma Sari Siregar, Eva Syahrida Siti Jubaidah, Siti Sitorus, Friska Olavia Sugianto Surbakti, Agung Grafika Syah, Dwiki Wardana Syahprya, Widya Dwi Syahputra*, Angga Syarbaini, Ahmad Muhaisin B. Syifa, Naila Jayida Tambunan, Sagdiyah Fitri Andani Tanjung, Rizki Ramadhan Tiawan, Tegar Adit Vanessa Vanessa Wahyu Syarvina Wiwik Handayani Yanti, Nur Santri YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI Zahrowaini, Taqiya