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M. SALEH
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Journal : JURNAL ILMIAH GEMA PERENCANA

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Analysis of the Readiness of Home-Based Industries to Adopt E-Money in Aceh Province, Based on the Unified Theory of Technology Acceptance M. Saleh; Abd. Majid, M. Shabri; Suriani; Hamdani; Rizal, Muhammad; Muttaqim, Hakim
JURNAL ILMIAH GEMA PERENCANA Vol 4 No 3 (2026): Jurnal Ilmiah Gema Perencana
Publisher : POKJANAS Bekerja Sama Biro Perencanaan dan Penganggaran, Sekretariat Jenderal Kementerian Agama RI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61860/jigp.v4i3.377

Abstract

The Fourth Industrial Revolution has driven various advancements in technology, one of which is marked by the emergence of the digital revolution that has impacted payment systems, including the use of electronic money (E-money) in financial transactions. The home industry plays a strategic role in supporting national economic development, where innovations in technology-based transaction systems have a significant impact on the sustainability and efficiency of their business activities. One of the rapidly developing innovations today is the use of e-money. The research method employed is a quantitative approach based on the UTAUT model. Data were collected through interviews and the distribution of questionnaires designed using a Likert scale, with questionnaire items based on the variables in the UTAUT model. Data analysis was conducted using Partial Least Squares Structural Equation Modeling (PLS-SEM) via the SmartPLS software. The results indicate that the intention to use e-money drives actual usage behavior. Ease of use and social influence enhance this intention, while perceived benefits have not yet emerged as a determining factor. Furthermore, facility support plays a crucial role in driving e-money usage within the home industry in Aceh.
Co-Authors Abdul Khair Abdul Khair AD. Basniwati Aditya Pria Setyady AGUNG SETIAWAN Agus Mahardiyanto Ahmad Roziq Alya Dina Wilujeng Anugrah, Ibnu Anzani, Luthfi Aryandhini, Annisa Ashari Ayang Armelita Rosalia Balissa Martin Chairunnisa, Dinda Chrisdianto Eko Purnomo Daniel Happy Putra Fahruddini, Reant Egie fahrudin Fallahiyan, M. Alfian Familia, Aorelia Bunga Febriani Kadang Firas Gucci, Dinda Okta Dwiyanti Ridwan H. A. Khair H. Abdul Khair HA Khair Hakim Muttaqim Hamdani Ida Surya Iit Hoiriyatul Hasanah Jane Aprilia Mege Jeliana Doi Kafrawi - Kafrawi Kafrawi Kamal Hasan Al Hadar Kiffah Kayyisah Ahmad Kurnia Y Bulewan Lalu Yazid Ferdiansyah Lusiana Damayanti M. Alfian Fallahiyan M. Fahorrazi M. Isnaini M. Rasyidin M. Shabri Abd. Majid Manalu, Alex boy Sandi Marsal, Antonino Pedro Maryana Mestiria Harbani Sitepu Muhammad Khairi Muslimin Muhammad Rizal Naziaa Adeel NOVA Paula, Phalmasita Melati Rachman Maulana Kafrawi Rahmadani Rosalia Sira Sarungallo RR. Cahyowati Sarkawi Sarkawi Sarkawi Sarkawi Sarkawi Sonny Sumarsono Suriani Tajidan, Tajidan Temmalegga Tirtana, Denta Tyas Arthasari Yahya, Lalu Husnu Yoel Pasae Zainuri Zulfikar