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Pengaruh Capital Adequacy Ratio, Loan To Deposit Ratio Dan Biaya Operasional Pendapatan Operasional Terhadap Return On Assest Pada Bank Pembangunan Daerah Di Indonesia Khadafi, Muhammad
Jurnal MBE Manajemen Bisnis, Equilibrium Vol 6 No 2 (2020): Jurnal Manajemen Dan Bisnis Equilibrium
Publisher : Program Studi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Ngurah Rai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47329/jurnal_mbe.v6i2.427

Abstract

Penelitian ini bertujuan untuk mengetahui dan menganalisis faktor-faktor yang mempengaruhi Return On Assets (ROA) pada Bank Pembangunan Daerah di Indonesia. Adapun faktor-faktor yang ditinjau pada penelitian ini adalah Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), Biaya Operasional Pendapatan Operasional (BOPO). Data yang digunakan pada penelitian ini adalah data sekunder dari website Otoritas Jasa Keuangan. Adapun sampel penelitian ini diambil dengan menggunakan teknik purposive sampling dan diperoleh 9 perbankan sebagai sampel penelitian.Metode penelitian yang digunakan adalah regresi linier berganda. Hasil penelitian menunjukan CAR dan BOPO berpengaruh signifikan positif terhadap ROA sedangkan LDR tidak berpengaruh terhadap ROA.Implikasi dari penelitian ini menyatakan bahwa CAR meningkat, maka semakin tinggi ROA.
PKM PEMANFAATAN TEKNOLOGI AI SEBAGAI PENDUKUNG PEMBELAJARAN DI SMKN 2 TAKALAR Khadafi, Muhammad; Nasaruddin, Nasaruddin; Usman, Usman; Susanto, Cucut
Indonesian Collaboration Journal of Community Services (ICJCS) Vol. 4 No. 1 (2024): Indonesian Collaboration Journal of Community Services
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/icjcs.v4i1.158

Abstract

Community Service is intended as a form of approach offered to overcome the problems that exist at SMKN 2 Takalar. The problem that is often faced by SMKN 2 Takalar is in the teaching process to students. The ability of teachers to teach using the beautiful.ai application based on Artificial Intelligence, especially regarding presentations, is currently still not used, especially by teachers at SMKN 2 Takalar, due to limited knowledge in managing it to teach students. AI (Artificial Intelligence) based learning media training as a means to transfer subjects by utilizing the beutiful.ai application. This learning media is an activity to optimize teaching and learning for students at SMKN 2 Takalar. With the current acceleration of technological developments, if a teacher still uses teaching techniques manually, it will be left behind and boring for a student. Without training activities that are constructive in nature for both personal and group interests, it will result in lagging behind in utilizing animation media as a means for teaching. As a result of the PKM training on AI-based learning media (beautiful.ai) at SMKN 2 Takalar, teachers received material on Introduction to Animation Media, Introduction to beautiful.ai and other tools. Meanwhile, for practical activities: Making learning materials for each participant according to their lesson, Determining the target students being taught so they can understand the lesson. All the activities trained have gone well and really helped the learning and teaching of SMKN 2 Takalar teachers
Macam-Macam Perkembangan Media Pembelajaran Dalam Proses Belajar Mengajar Di Indonesia Nasron, Nasron; Nurhasanah, Nurhasanah; Suranda, Novalyo; Khadafi, Muhammad
Innovative: Journal Of Social Science Research Vol. 4 No. 4 (2024): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v4i4.14744

Abstract

Media pembelajaran juga berfungsi sebagai sumber belajar, membantu guru dalam memudahkan pemahaman materi ajar oleh siswa dan memperkaya wawasan peserta didik. Menurut Levie dan Lentz (1982), media pembelajaran memiliki empat fungsi utama: menarik perhatian siswa (fungsi atensi), menggugah emosi dan sikap siswa (fungsi afektif), memperlancar tujuan untuk memahami dan mengingat informasi (fungsi kognitif), dan mengakomodasikan siswa yang lemah dan lambat menerima informasi (fungsi compensations) . Media pembelajaran berkembang dikelas tentu memudahkan dalam setiap laju pembelajaran, berbagai konsep serta gagasan pembelajaran dijadikan konkrit dengan adanya media pembelajaran. Siswa tidak semua mudah berfikir secara kritis, maka dai itu adanya media pembelajaran itu menjadi jembatannya. Guru menjadi media untuk penyampain materi atau ilmu dan media menjadi bagian yang sangat penting bagi guru, selain memudahkan itu dapat mengefisienkan waktu. Bagaimana media digunakan agar baik perlunya seorang guru mengetahui sejauh mana siswa membutuhkan, dan mana media yang pas dan relevan dengan apa yang di pelajari oleh murid tersebut. Guru juga harus mengoptimalkan bagaimana pelajaran tersampaikan dengan bantuan media yang sesuai dengan pelajaran tersebut. Jangan sampai media dan pelajaran yang disampaikan itu berlainan, karna akan mendapatkan kerancuan pemahaman kepada anak.
THE INFLUENCES OF ELECTRONIC-BASED GOVERNMENT SYSTEM (SPBE) IMPLEMENTATION ON PERFORMANCE ACCOUNTABILITY IN THE REGIONAL SECRETARIAT OF SOUTH SULAWESI PROVINCE Almadani, Muzzaman; Cahyani, Andi Asniar Dewi; Khadafi, Muhammad
Jurnal MSDA (Manajemen Sumber Daya Aparatur) Vol. 12 No. 1 (2024): JURNAL MSDA (Manajemen Sumber Daya Aparatur)
Publisher : Institut Pemerintahan Dalam Negeri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33701/jmsda.v12i1.4057

Abstract

This research investigates the impact of implementing the Electronic-Based Government System (SPBE) on performance accountability within the Regional Secretariat of South Sulawesi Province. The research addresses a discrepancy where performance assessments based on accountability reports from the Regional Secretariat do not align significantly with the SPBE assessment index. Adopting a quantitative, descriptive methodology, the research surveyed civil servants working across various units of the Regional Secretariat in South Sulawesi Province. Data was collected using a questionnaire validated for reliability through Statistical Package for the Social Sciences (SPSS). The findings indicate a significant positive influence of SPBE implementation on performance accountability within the Regional Secretariat of South Sulawesi Province.
The Influence of the Example Non Example Model on Student Learning Participation in Social Studies Khadafi, Muhammad; Aramuddin, Aramuddin; Hamdani, M. Fikri; Risnawati, Risnawati
Journal of Islamic Education Students (JIES) Vol. 4 No. 2: November 2024
Publisher : Universitas Islam negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/jies.v4i2.12700

Abstract

This research examines the influence of the Example Non Example learning model on student participation in social studies, driven by the low levels of engagement observed among students. This study aims to assess the effectiveness of the Example Non Example model in enhancing student participation in social studies classes. A quasi-experimental method was employed, involving two groups: an experimental group taught using the Example Non Example model and a control group receiving conventional instruction. The model incorporates visual media, with only the experimental group exposed to image-based learning materials. A total of 30 students were included in the sample, selected through total sampling. Data were collected using an observation sheet for student participation. The findings indicate a significant effect of the Example Non Example model on student participation at SDN 06 Tanjung Baru Tanah Datar. Statistical analysis, including the t-test and determination test, showed a t-test value of 0.401, which is below the threshold of 0.05, suggesting a meaningful impact. The determination test further revealed that this model accounts for 14% of the variance in student participation. 
Need Analysis for Ecological Consciousness to Improve Metacognitive Awareness for Students in Islamic Learning Demina; Ramli, Syahrur; Susrizal, Silvia; Zakia, Nadia; Khadafi, Muhammad
Tadris: Jurnal Keguruan dan Ilmu Tarbiyah Vol 10 No 2 (2025): Tadris: Jurnal Keguruan dan Ilmu Tarbiyah
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/tadris.v10i1.27257

Abstract

This study explores the integration of ecotheology into Islamic Religious Education (PAI) to enhance metacognitive awareness among students. Given the increasing ecological crisis, particularly in Indonesia, this research addresses the gap between students' cognitive understanding of environmental issues and their moral responsibility towards nature. Using a qualitative approach, interviews were conducted with 94 12th-grade students at MAN 2 Tanah Datar, West Sumatra, to assess their needs for combining ecological consciousness with metacognitive skills. The findings indicate that 71.5% of students require integrative knowledge that merges ecological awareness with metacognitive strategies. In comparison, 55.5% express the need for structured learning steps and regulations to effectively connect these areas. The results suggest that a two-month learning process is necessary to cultivate meaningful metacognitive understanding through ecotheological integration. This study highlights the importance of fostering reflective thinking and self-regulation in students to bridge the gap between theoretical ecological knowledge and real-life behaviors. However, the study is limited by its focus on a single institution and the use of only two metacognitive indicators. Future research should expand to include a broader range of metacognitive aspects and explore the integration of ecotheology in diverse educational settings to enhance students' ecological consciousness and critical thinking skills.
Penerapan Metode Decision Tree dan Naïve Bayes pada Kasus Kriminalitas di Lampung Khadafi, Muhammad; Yudhistira, Aditia
Dinamik Vol 31 No 1 (2026)
Publisher : Universitas Stikubank

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35315/dinamik.v31i1.10411

Abstract

Crime, an unlawful act that contradicts ethics and norms, has now become a primary factor for the police in Lampung province. This presents a challenge for the police institution in predicting high crime rates. However, there are still many crimes that have not become the main focus of problem-solving at the Lampung Regional Police.This research aims to identify the types and criminal acts of crime with the highest recorded incidence in a crime dataset by performing classification using the Naïve Bayes algorithm. The data was obtained from investigators at the Directorate of General Criminal Investigation of the Lampung Regional Police, with a total of 12,034 JTP (Total Criminal Acts) and 7,518 PTP (Crime Resolution) data points for each type of crime, distributed across the Regional Police, City Police, and District Police throughout Lampung province. The classification process using the Naïve Bayes algorithm reveals the relationship between the work unit (Satker) and the type of crime handled, thereby identifying crime patterns based on the location where they are handled. The results of the research, which involved converting numerical data into binomial (binary) form using the "Numerical to Binominal" feature in Rapid miner, show that the analysis and modeling process, especially in algorithms like Naïve Bayes or decision trees, is more effective when using data in a binary format. Thus, the initial dataset can be visualized in the form of a , with the size of the text varying according to the level of each high-incidence crime; the larger the text, the more frequently or significantly the crime occurred or was reported. The application of this method can help in identifying patterns, dominant trends, and areas of focus for more targeted law enforcement efforts or crime prevention policies.
Peran Saksi Ahli Psikolog Anak dalam Pembuktian di Peradilan terhadap Anak Korban Pemerkosaan Fajrah, Fadhilla; Khadafi, Muhammad; Afriza , Rodia
Counseling Milenial (CM) Vol. 7 No. 1 (2025): DECEMBER
Publisher : Universitas Muhammadiyah Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/konselor.v7i1.11152

Abstract

Child victims of rape are a vulnerable group who experience severe psychological impacts and therefore require special protection in judicial proceedings. In the context of legal evidence, children’s testimonies often face limitations related to psychological conditions and cognitive development. Thus, the role of child psychologist expert witnesses is crucial in assisting law enforcement officials to understand the psychological condition of child victims and to assess the credibility of their statements. This study aims to examine the role of child psychologist expert witnesses in the evidentiary process in court involving child victims of rape. This research employs a qualitative method with a juridical-psychological approach through literature review and legal document analysis. The findings indicate that child psychologist expert witnesses play an important role in explaining the psychological condition of victims, trauma impacts, children’s capacity to testify, and providing recommendations for psychological protection during legal proceedings. The presence of child psychologist expert witnesses assists judges in evaluating evidence comprehensively and prioritizing the best interests of the child.
Design And Development of A Flood-Prone Area Mapping System Using The K-Means Clustering Method Based On Web (Case Study: Lhoksukon District) Khadafi, Muhammad; Suana, Nurmaisuri; mulyadi, mulyadi
Jurnal Teknologi Rekayasa Informasi dan Komputer Vol 9, No 1 (2026): JURNAL TRIK - POLITEKNIK NEGERI LHOKSEUMAWE
Publisher : Politeknik Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30811/jtrik.v9i1.8756

Abstract

Natural disasters are a form of natural events that result in a major impact on human populations. The natural disaster that frequently occurs in Lhoksukon District is flooding. Flooding is caused by continuous rainfall. Based on data from BPS (Central Statistics Agency) of North Aceh, the rainfall height in 2021 averaged 152.19 mm/month. High rainfall has caused many areas to be affected by floods and experience many losses, including disrupted road access, submerged houses, a paralyzed economy, and even loss of life. Based on data from BPBD (Regional Disaster Management Agency), in 2018 there were 19 villages affected by floods out of 75 existing villages, while in 2022 there were 54 villages affected by floods out of 75 villages in Lhoksukon District. In this research, a flood-prone area mapping system was created using the K-Means Clustering method, where the K-Means Clustering method is used to cluster villages affected by floods using 5 variables: duration of water inundation, water height, watershed (DAS - Daerah Aliran Sungai), elevation, and land cover. Based on the test results that have been conducted, there are 2 villages in the green cluster, 52 villages in the yellow cluster, and 21 villages in the red cluster. The results of this clustering are digitalized into a Geographic Information System using the Mapbox API. The digital map displayed shows the area in Lhoksukon District divided by village with green zone identification for non-vulnerable level, yellow zone for vulnerable level, and red zone for highly vulnerable level.
Analisis Normatif Kebijakan Penangkapan Ikan Terukur (PIT) Berbasis Kuota Berdasarkan Pasal 33 UUD 1945 Siregar, Emiel Salim; Rangkuti, Ratu Emanda; Khadafi, Muhammad; Nasution, Zulham Ramanda; Andira, Tri Ayu; Aqila, Silvana Bela
J-CEKI : Jurnal Cendekia Ilmiah Vol. 5 No. 3: April 2026
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/j-ceki.v5i3.15470

Abstract

Artikel ini menganalisis kebijakan Penangkapan Ikan Terukur (PIT) berbasis kuota sebagaimana diatur dalam PP No. 11 Tahun 2023 dengan menggunakan pendekatan yuridis normatif. Fokus kajian diarahkan pada konstruksi hukum pembagian kuota penangkapan ikan serta uji kesesuaiannya dengan prinsip “Hak Menguasai Negara” dan asas “sebesar-besar kemakmuran rakyat” dalam Pasal 33 UUD 1945. Hasil analisis menunjukkan bahwa PIT dirancang untuk menjaga keberlanjutan sumber daya ikan melalui pengaturan zona, alokasi kuota industri, kuota nelayan lokal, dan kuota non-komersial. Namun, mekanisme pemberian akses melalui lelang atau kerja sama dengan korporasi membuka ruang terjadinya privatisasi akses laut yang dapat menggeser kendali negara dan mengurangi ruang hidup nelayan tradisional. Dengan meninjau lima dimensi Hak Menguasai Negara yang dirumuskan Mahkamah Konstitusi—mengatur, mengurus, mengawasi, mengelola, dan kebijakan—dapat disimpulkan bahwa kebijakan PIT hanya dapat dianggap konstitusional apabila negara mempertahankan kontrol penuh serta memastikan perlindungan prioritas bagi nelayan kecil. Tanpa proteksi tersebut, alokasi kuota yang didominasi pemodal besar berpotensi bertentangan dengan prinsip demokrasi ekonomi dan tujuan kemakmuran rakyat.