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All Journal INTEKNA Jurnal Skala Kesehatan International Journal of Social Science and Business An-Nadaa: Jurnal Kesehatan Masyarakat Jurnal Pengabdian kepada Masyarakat Berajah Journal Jurnal Multidisiplin Madani (MUDIMA) Jurnal Pendidikan Dasar dan Sosial Humaniora Jurnal Pengabdian Mandiri Journal of Economic Education and Entrepreneurship Studies Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Journal of International Multidisciplinary Research Prosiding Seminar Nasional Indonesia
Ahmad Rizani
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Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Dentistry Economics, Econometrics & Finance Education Electrical & Electronics Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Library & Information Science Medicine & Pharmacology Nursing Public Health Social Sciences Veterinary Other

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FAKTOR-FAKTOR YANG MEMPENGARUHI KEPATUHAN PAJAK PADA UKM DAN USAHA INFORMAL DI INDONESIA Ahmad Rizani
Prosiding Seminar Nasional Indonesia Vol. 3 No. 1 (2025): Prosiding Seminar Nasional Indonesia
Publisher : CV. Adiba Aisha Amira

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to identify and analyse the factors that influence tax compliance in Small and Medium Enterprises (SMEs) and informal businesses in Indonesia through a systematic literature review. Tax compliance in this sector is a major challenge in optimising state revenue, given the significant contribution of SMEs to the national economy. The study focuses on two main groups of factors, namely internal factors, which include tax knowledge, taxpayer attitudes, economic capacity, and financial management, as well as external factors, which include tax regulations, administrative convenience, fiscal incentives, the role of tax officials, and digital technology support. The results of the study show that a synergistic combination of internal and external factors greatly determines the level of tax compliance among SMEs and informal businesses. Therefore, an integrated approach to taxation policy and education is essential to encourage sustainable and inclusive compliance.
PENGARUH SISTEM TRANSAKSI KARTU KREDIT DAN DEBIT, UANG ELEKTRONIK, DAN M-BANKING TERHADAP PERMINTAAN TUNAI Ahmad Rizani; Puput Iswandyah Raysharie; Justino Veryanto Lumbantungkup; Nabila; Nana Talia; Riki Cahyadi; Stefanus; Siana
Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Vol. 1 No. 5 (2023): Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi
Publisher : Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.572349/neraca.v1i5.574

Abstract

Sistem pembayaran dan pengedaran uang tunai tidak hanya mencerminkan dinamika operasional ekonomi, tetapi juga berfungsi sebagai pilar kritis dalam kebijakan ekonomi moneternya. Jurnal ini memperdalam pemahaman terhadap infrastruktur, peran uang tunai, dan dampak ekonomi dari perspektif ekonomi moneter. Sistem pembayaran dan pengedaran uang tunai merupakan elemen integral dalam dinamika ekonomi suatu negara. Memberikan gambaran tentang infrastruktur, proses, dan dampak ekonomi dari sistem pembayaran dan penggunaan uang tunai di era modern. Pertama, kami menjelaskan struktur sistem pembayaran, mencakup bank, lembaga keuangan, dan teknologi terkini yang digunakan untuk mendukung transaksi keuangan. Kami mendiskusikan peran penting pembayaran elektronik, seperti transfer bank, kartu kredit, dan dompet digital dalam memfasilitasi transaksi sehari-hari. Selanjutnya, menganalisis proses transaksi, mencakup inisiasi, otentikasi, dan penyelesaian. Terkini, tren dan inovasi dalam sistem pembayaran, seperti teknologi blockchain dan mata uang digital, dibahas untuk memberikan wawasan tentang arah perkembangan masa depan. Analisis ini mencakup dampak ekonomi dari inovasi-inovasi tersebut dan cara mereka dapat membentuk pemandangan keuangan global. Penggunaan mobile banking, uang elektronik, kartu kredit, dan kartu debit telah mengubah permintaan uang tunai. Dengan berkembangnya teknologi keuangan, orang mulai beralih ke metode pembayaran non-tunai yang lebih efisien untuk melakukan transaksi sehari-hari. Pembayaran melalui kartu kredit, debit, uang elektronik, dan perbankan mobile telah mempermudah transaksi sehari-hari dan mendorong pertumbuhan ekosistem ekonomi digital. Ini berpotensi mengurangi ketergantungan pada uang tunai dan membentuk masyarakat yang lebih suka solusi keuangan digital. Diakui bahwa mendukung pergeseran ini bergantung pada pentingnya menangani masalah keamanan dan privasi sambil tetap memastikan bahwa keuangan harus menjadi fokus utama untuk membagikan manfaatnya secara merata di seluruh lapisan masyarakat.
Strengthening of the Basic Soil (Sub Grade) of the Road Using Galam Piles Muhammad Suhaimi; Sofwan Hadi; Ahmad Rizani; Salmani; Fentasia, Detta Tianida Fentasia; Abdul Hafizh Ihsani
Jurnal Multidisiplin Madani Vol. 3 No. 5 (2023): May, 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/mudima.v3i5.2948

Abstract

Banjarmasin City is situated on an alluvial soil type characterized by clay structures with a relatively low soil carrying capacity; hence, soil stabilization is required. The soil is stabilized using a variety of techniques. Stabilization techniques include using geotextiles, columns, sand stabilizing the soil itself, and stabilizing concrete mix. Implementation at the existing project site is stability stable pending catastrophe. In order the soil's carrying capacity, a depression is created at a predetermined distance beneath the soil, which is generally soft. The method of implementation utilized to assist in the preparation of this research includes data collecting and analysis of the obtained results. This evaluation's data sources consist of secondary data and data processing. By utilizing a static living load of 22.68 tons and the results of the calculation, it is determined that the load acting on the road construction is 33.2415 tons. The Schmertmann- Nottingham technique (1975) yielded a Qult Single of 1.245 and a Qgroup permit of 10.27 tonnes for the carrying capacity of the Galam woodGalam with a pile depth of 5 meters
IMPLIKASI KEBIJAKAN MONETER TERHADAP STABILITAS PASAR MODAL DAN KINERJA SEKTOR KEUANGAN DI INDONESIA: SUATU KAJIAN PUSTAKA Loso Judijanto; Riyadatul Muthmainnah; Ahmad Rizani
Berajah Journal Vol. 6 No. 2 (2026): Berajah Journal
Publisher : CV. Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/bj.v6i2.606

Abstract

Monetary policy is a fundamental instrument used by Bank Indonesia to maintain macroeconomic stability; however, its implications for capital market stability and the performance of the financial sector remain a complex and dynamic topic. This article aims to critically examine the implications of monetary policy for capital market stability and the performance of the financial sector in Indonesia through a literature review using a descriptive qualitative method. The findings indicate that monetary policy influences capital market stability through transmission channels involving interest rates, liquidity, inflation expectations, and foreign capital flows, with market responses tending to be asymmetric—where expansionary stimulus leads to a more significant rise in valuations compared to the pressure from policy tightening. Regarding the financial sector, particularly the banking sector, monetary policy exhibits multidimensional impacts: interest rate hikes can boost the Net Interest Margin (NIM) and profitability of large banks, yet may potentially lower credit quality (NPLs) and slow down credit growth. Harmonious policy coordination between Bank Indonesia, the OJK, and the Ministry of Finance through the Financial System Stability Coordination Forum (FKSSK) is a critical factor in mitigating systemic risks and ensuring the effectiveness of policy transmission. This study makes an academic contribution to the development of monetary and financial economics literature, as well as offering practical implications for policymakers and market participants in formulating strategies responsive to the monetary policy cycle to support stability and sustainable economic growth.
Co-Authors . Zakiah Abdul Hafizh Ihsani Adi Mursalin Afif Syarifudin Yahya Agus Rachmadi Andri Triyantoro Dian May Syifa Endang Supriatna Eni Kriswandari Eva Yuniarti Utami Fentasia, Detta Tianida Fentasia Henny Noviany Hudjolly Isnaniah, Isnaniah Iwan Harsono Januarsih Justino Veryanto Lumbantungkup Kartini Lina Affifatusholihah Loso Judijanto Mitra Yadiannur Muhammad Lucky Muhammad Suhaimi Muhammadong Nabila Nana Talia Nani Hamdani Amir Nisa Miftachurohmah Norlaila Sofia Otanius Laia Peringatan Harefa Puput Iswandyah Raysharie Putri Anindyajati Rafidah RAfidah Rahma Helal Al_ Jbour Rahma Norfaeda Rezki Akbar Norrahman Rifky Lana Rahardian Riki Cahyadi Rina Destiana Rita Kirana Riyadatul Muthmainnah Riyanti, Apriani Rudy Parlindungan Siahaan Rusmiyati Rusmiyati, Rusmiyati Salmani Siana Sofwan Hadi Stefanus suhrawardi, suhrawardi Tika Handayani Tut Barkinah Vebruati, Vebruati Vonny Khresna Agung Suhadi Mohammad Hakimi Dewi Wahyudi Umar