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All Journal E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis Syntax Idea Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Jurnal Mahasiswa Sistem Informasi (JMSI) Jurnal Sistem Informasi Triguna Dharma (JURSI TGD) Nusantara of Engineering (NOE) Jurnal Manajemen Bisnis Kewirausahaan Gemilang: Jurnal Manajemen dan Akuntansi Jurnal Manajemen Riset Inovasi Journal of Management and Creative Business Journal of Management and Social Sciences Prosiding SEMNAS INOTEK (Seminar Nasional Inovasi Teknologi) Jurnal Ilmiah Ekonomi dan Manajemen Jurnal Pengabdian Masyarakat Nusantara Digital Innovation : International Journal Of Management JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Jurnal Ilmiah Manajemen Dan Kewirausahaan Jurnal Publikasi Sistem Informasi dan Manajemen Bisnis Jurnal Riset dan Inovasi Manajemen
DWI HARINI
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Pengaruh Literasi Keuangan Digital, Kepercayaan Konsumen dan Perilaku Risiko Keuangan terhadap Minat Bertransaksi Menggunakan QRIS di Era Digital: Studi Kasus pada Konsumen di Sarimulya Swalayan, Brebes Yuniarti Ma’nawiyah; Dwi Harini; Hendri Sucipto; Azizah Indriyani; Slamet Bambang Riono
Jurnal Publikasi Sistem Informasi dan Manajemen Bisnis Vol. 4 No. 3 (2025): September : Jurnal Publikasi Sistem Informasi dan Manajemen Bisnis
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jupsim.v4i3.5321

Abstract

Although the Quick Response Code Indonesian Standard (QRIS) has been widely adopted across various retail sectors, its utilization at the local level remains suboptimal, as evidenced in Sarimulya Swalayan Brebes. This study aims to analyze the influence of digital financial literacy, consumer trust, and financial risk behavior on consumers’ interest in conducting transactions using QRIS in the digital era. The research employed a quantitative method with a survey approach involving 139 respondents who were customers of Sarimulya Swalayan. Data were collected using a Likert-scale questionnaire and analyzed through multiple linear regression with the assistance of statistical software. The findings reveal that digital financial literacy, consumer trust, and financial risk behavior each have a significant partial influence on the intention to transact using QRIS, while simultaneously, these three independent variables also significantly affect the dependent variable. The results emphasize that improving digital financial literacy helps consumers better understand the operational mechanisms, benefits, and security aspects of QRIS transactions, thereby reducing uncertainty and hesitation in its usage. Moreover, consumer trust in the system is confirmed as a key determinant in fostering willingness to adopt QRIS, as confidence in the reliability and safety of the service encourages greater acceptance of digital payments. In addition, financial risk behavior plays an essential role in guiding consumers to remain prudent, careful, and rational when utilizing QRIS-based payment services. Overall, this study highlights the importance of strengthening digital financial education, enhancing consumer trust, and managing financial risks as strategic measures to support the adoption and sustainability of QRIS, particularly in the context of local retail.
Pengaruh Gaya Kepemimpinan Situasional, Kompensasi, dan Kepuasan Kerja terhadap Kinerja Karyawan pada PT. AAE Outdoor Indonesia Febri Antika Sari; Ari Kristiana; Dwi Harini; Nur Khojin
Jurnal Manajemen Riset Inovasi Vol. 4 No. 3 (2026): Jurnal Manajemen Riset Inovasi
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/mri.v4i3.9709

Abstract

 This study aims to analyze the influence of situational leadership style, compensation, and job satisfaction on employee performance at PT. AAE Outdoor Indonesia, both partially and simultaneously. The study was motivated by a decline in the number of employees and the importance of improving employee performance to support the achievement of the company's objectives. This research employed a quantitative method with a survey approach. The sample consisted of 93 respondents selected using purposive sampling. Data were collected through a Likert-scale questionnaire and analyzed using data quality tests, classical assumption tests, multiple linear regression analysis, partial (t-test), simultaneous (F-test), and the coefficient of determination (R²). The results indicate that situational leadership style (t = 6.397; p = 0.000), compensation (t = 6.485; p = 0.000), and job satisfaction (t = 9.573; p = 0.000) each have a positive and significant effect on employee performance, with job satisfaction being the most dominant variable. Simultaneously, the three variables also have a positive and significant effect on employee performance (F = 31.733; p = 0.000). The Adjusted R² value of 0.501 indicates that 50.1% of the variation in employee performance is explained by these three variables.
Co-Authors Aisyah Amini Akbar Nuur Purnama DW Alif Nurfitrah Amalia Siti Aisyah Amaliah Amaliah Andreas Putra Handoko Anisa Sains Kharisma Anita Sari Wardani Ari Kristiana Arie Nugroho Arie Nugroho, Arie Asep Saeful Alam Aurel Fransisca Kusuma Wardhani Dedy Yohanes Erna Daniati Euis Tati Haryani Fadli Ahmad Hamzah Farhan , Farhan Gagat Retnanto Febri Antika Sari Ferlita Putri Anugerah Illahi Fredi Pangestu Gian Fitrialisma Hendri Sucipto Ikhwan, Syariefful Indah Dewi Mulyani Indriyani, Azizah Khaerunnisa Khomsiyah Khomsiyah M. Badrun Zaman M.alfianto Alamsyah Mar’atus Sholikhah Moh. Iqbal Iqza Jauhar Mohammad Ainun Naja Fauzi Monika Indrasari Muhamad Reza Nurhakiki Muhammad Najibulloh Muzaki Muhammad Syaefulloh MUHAMMAD SYAIFULLOH Nasiruddin Nasiruddin Nur Afrida Nur Afridah Nur Khojin Putri Ulfa Rini Indriati Riono, Slamet Bambang Rohman, Fatkhur Teguh Andriyanto, Teguh Vinda Reviana Wahyu Wibowo Winda Sofiana Sundari Yenny Ernitawati Yudha Kusuma Yuniarti Ma’nawiyah Ziad Imadulbilad