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The Effect Of Entrepreneurs' Financial Literacy And Managerial Competency On Msme Performance Moderated Education Level Sari Wulandari; Sudarno Sudarno; Muhammad Sabandi
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 12 No 1 (2024): Januari
Publisher : UNIVED Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/ekombis.v12i1.5034

Abstract

This study aims to determine (1) the influence of entrepreneurs' financial literacy on the performance of Surakarta City MSMEs (2) the influence of entrepreneurs' managerial competence on the performance of Surakarta City MSMEs (3) find out whether the level of education can strengthen the influence of financial literacy and entrepreneurs' managerial competence. This type of research is quantitative with a population of 254 entrepreneurs in the city of Surakarta, obtaining a sample of 131 using convenience sampling techniques. Data collection techniques using a 1-5 point Likert scale questionnaire and dummy variables via Google Form. Data were processed using SPSS 25 software with instrument validity testing using Confirmatory Factor Analysis (CFA), reliability testing using Cronbach Alpha, hypothesis testing using Moderated Regression Analysis (MRA) with descriptive statistical tests and analysis prerequisite tests. The findings are (1) there is a significant and positive influence of entrepreneurs' financial literacy on the performance of MSMEs in Surakarta City. 2) there is a significant and positive influence of entrepreneurs' managerial competence on the performance of MSMEs in Surakarta City. (3) the level of education is not able to strengthen the literacy and managerial competence of entrepreneurs on the performance of MSMEs in the City of Surakarta. The implication is consistent with the Resourced Based View theory that financial literacy and managerial competence can improve the performance of MSMEs by attending seminars or training so that they can create new thinking to develop their businesses.
The Influence of Family Finance Socialization and Financial Technology Literacy on Financial Behavior Nugraheni Ramadhona; Sudarno Sudarno; Muhammad Sabandi
Economic Education Analysis Journal Vol 12 No 2 (2023): Economic Education Analysis Journal
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/eeaj.v12i2.70269

Abstract

This study aims to determine the effect of financial socialization and financial technology literacy on financial behavior moderated by financial education in students of the Faculty of Teacher Training and Education UNS. This study used a quantitative research type with a population of Faculty of Teacher Training and Education UNS students. The sample was determined as many as 160 samples were taken using a non-sampling technique. The data collection technique uses a five-point Likert scale of 1-5 points distributed via Google Forms. Test the validity of the instrument using Confirmatory Factor Analysis (CFA) and test the reliability using Cronbach Alpha. The hypothesis is tested through Moderated Regression Analysis (MRA) after performing descriptive statistical tests and analysis prerequisite tests. All data was processed using SPSS 25 software. The results of the study proved that there was a significant and positive socialization of family finance and financial technology literacy on the financial behavior of Faculty of Teacher Training and Education UNS students and that financial education could not moderate the socialization of family finance and financial technology literacy on the financial behavior of Faculty of Teacher Training and Education UNS students.
An Integrated Perspective : The Impact of Digital Financial Knowledge and Self-Esteem on Financial Behavior in the Lives of College Students Candra Azaria; Susilaningsih Susilaningsih; Sudarno Sudarno
Jurnal Kependidikan: Jurnal Hasil Penelitian dan Kajian Kepustakaan di Bidang Pendidikan, Pengajaran dan Pembelajaran Vol 10, No 1 (2024): March
Publisher : Universitas Pendidikan Mandalika (UNDIKMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/jk.v10i1.10602

Abstract

This research aims to analyze the impact of digital financial knowledge on college students’ financial behavior, and the involvement of self-esteem as a mediator variable. This study used a quantitative survey method. The sample used was a group of 249 undergraduate students majoring in accounting education at Universitas Sebelas Maret and Universitas Negeri Semarang. A conceptual model, containing hypotheses outlining the impact was constructed and assessed through validity, reliability, frequency statistics and path analysis. The findings indicated a direct and positive correlation of digital financial knowledge on financial behavior. This research contributes fresh perspectives by providing both practical and theoretical insights into the variables employed in the study.
How Entrepreneurship Education Can Help Student Thrive in the Digital Age? : The Implications of Creative and Innovative Learning Fita Hanan Maulida; Leny Noviani; Sudarno Sudarno
Jurnal Kependidikan: Jurnal Hasil Penelitian dan Kajian Kepustakaan di Bidang Pendidikan, Pengajaran dan Pembelajaran Vol 10, No 1 (2024): March
Publisher : Universitas Pendidikan Mandalika (UNDIKMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/jk.v10i1.10815

Abstract

This study aims to identify the essential entrepreneurial skills required for students to tackle challenges and capitalize on opportunities in the present circumstances. Additionally, it provides information on how educators can utilize technology to create conducive learning environments that enhance students’ entrepreneurial skills. This study employed a systematic literature review method adapted from PRISMA 2020 guidelines. Qualitative data collection techniques were employed, followed by thematic analysis for data interpretation. Studies were retrieved from the Scopus database that published between 2018 and 2023. The findings revealed three key aspects to enhance students’ skills: personal, interpersonal, and digital aspects. The personal aspect encompassed creativity and innovation, initiative, self-efficacy, and resilience, as well as risk-taking. The interpersonal aspect included leadership, effective communication, collaboration, networking, and a positive attitude. The digital aspect comprised digital awareness, digital literacy, digital content, digital communication, digital creativity, and digital critical thinking. The study also found that experiential learning and project-based learning have been widely used in entrepreneurship education. This indicated that the effectiveness of entrepreneurship education for students can be achieved through learning experiences, problem-solving, and practical applications in an entrepreneurial environment. By employing various creative, innovative, and technology-based teaching techniques, educators can capture students’ engagement and provide added value to their learning experience.
Pengaruh Pemanfaatan Internet sebagai Sumber Belajar dan Perpustakaan Digital terhadap Prestasi Belajar Mahasiswa Pendidikan Ekonomi Universitas Sebelas Maret Surakarta Dwi Widya Karunia; Sudarno Sudarno; Dini Octoria
Journal on Education Vol 6 No 2 (2024): Journal on Education: Volume 6 Nomor 2 Tahun 2024
Publisher : Departement of Mathematics Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joe.v6i2.4907

Abstract

This research aims to determine (1) the influence of using the internet on the learning achievement of Economic Education students at Sebelas Maret University, Surakarta (2) determine the effect of using digital libraries on the learning achievement of Economic Education students at Sebelas Maret University (3) determine the influence of using the internet as a learning and library resource digital simultaneously on the learning achievements of Sebelas Maret University Economic Education students. This research uses a quantitative descriptive type of research with a population of 352 Economic Education students class 20, 21, and 22. And sample set at 200 samples was taken using proportional random sampling. The data collection technique uses a questionnaire and was processed using SPSS 25. The result of research prove that (1) the use of the internet as a learning resource has a positive effect on the learning achievement of Economic Education students at Sebelas Maret University (2) the use of digital libraries has a positive effect on the learning achievement of Economic Education students at Sebelas Maret University (3) the use of the internet as a resource learning and digital libraries jointly influence the learning achievement of Economics Education students at Sebelas Maret University, Surakarta.
Pengaruh Model Problem Based Learning dan Discovery Learning dengan Media Wordwall terhadap Keterampilan Berpikir Kritis (Studi Eksperimen pada Siswa Kelas XI SMA Negeri 7 Surakarta Jurusan Ilmu Pengetahuan Sosial Tahun Ajaran 2023/2024) Regina Mulia Riska Putri; Sudarno Sudarno; Dini Octoria
Journal on Education Vol 6 No 2 (2024): Journal on Education: Volume 6 Nomor 2 Tahun 2024
Publisher : Departement of Mathematics Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joe.v6i2.5075

Abstract

This study aims to determine the difference in influence of the problem based learning and discovery learning model using wordwall media on students’ critical thinking skills. The research method used a quasi experimental pretest-posttest type. The population was 11th grade students of SMA Negeri 7 Surakarta who were divided into two sample classes, namely experimental class with 36 students and control class with 36 students. The sampling technique used purposive sampling technique. Instruments or data collection techniques used tests, observation and documentation. The research data analysis techniques used normality test, homogeneity test, and hypothesis tests with t-test and anova. The result of t-test showed that there was a difference between students’ critical thinking skills of experimental class and control class. This can be proven from the result of independent sample t-test with value of t 2,87 (> ttable), and ANOVA test with calculated value of F 8,21 (> Ftable). Therefore, this can be concluded that the application of the the problem based learning and discovery learning model using wordwall media affects students’ critical thinking skills.
Pengaruh Pendidikan Kewirausahaan, Motivasi Berprestasi, dan Lingkungan Sosial terhadap Intensi Berwirausaha Mahasiswa FKIP UNS Angkatan 2019 Eka Nur Hidayati; Trisno Martono; Sudarno Sudarno
Journal on Education Vol 6 No 2 (2024): Journal on Education: Volume 6 Nomor 2 Tahun 2024
Publisher : Departement of Mathematics Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joe.v6i2.5089

Abstract

The purpose of this study was to determine 1) the effect of entrepreneurship education on entrepreneurial intention of FKIP UNS students class of 2019; 2) the effect of achievement motivation on entrepreneurial intention of FKIP UNS students class of 2019; 3) the effect of social environment on entrepreneurial intention of FKIP UNS students class of 2019; 4) the effect of entrepreneurship education, achievement motivation, and social environment on entrepreneurial intention of FKIP UNS students class of 2019. This research is a quantitative study with a population of the FKIP UNS class of 2019. The sampling technique used Proportionate Random Sampling with a sample size of 322 respondents. Data collection techniques using questionnaires and data analysis using multiple linear regression analysis. The results showed that 1) there is a positive and significant effect of entrepreneurship education on entrepreneurial intention of FKIP UNS students class of 2019; 2) there is a positive and significant effect of achievement motivation on entrepreneurial intention of FKIP UNS students class of 2019; 3) there is a positive and significant effect of social environment on entrepreneurial intention of FKIP UNS students class of 2019; 4) there is a positive and significant effect of entrepreneurship education, achievement motivation, and social environment on entrepreneurial intention of FKIP UNS students class of 2019.
Pengaruh Perspektif Factor Influencing Teaching (FIT) - Choice Theoy terhadap Motivasi Menjadi Guru pada Mahasiswa Keguruan Chatrisia Ratnasari; Leny Noviani; Sudarno Sudarno
Journal on Education Vol 6 No 2 (2024): Journal on Education: Volume 6 Nomor 2 Tahun 2024
Publisher : Departement of Mathematics Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joe.v6i2.5220

Abstract

The purpose of this research is to investigate: 1) The influence of task perceptions about the teaching profession on the motivation to become a teacher; 2) The influence of confidence in teaching ability on the motivation to become a teacher; 3) The influence of utility value on motivation to become a teacher; 4)The influence of fallback career on motivation to become a teacher; and 5) The combined influence of task perceptions about the teaching profession, confidence in teaching ability, utility value, and fallback career on motivation to become a teacher. Data analysis involves descriptive statistical analysis, multiple linear regression analysis, t-tests, and an F-test. The results of this research indicate that: 1) Task perceptions about teaching professions have a positive and significant effect on the motivation to become a teacher, supported by a t-value of 2.757 > t-table value of 1.97769; 2) Confidence in teaching ability has a positive and significant effect on the motivation to become a teacher, with a t-value of 10.839 > t-table value of 1.97769; 3) Utility value has a positive and significant effect on the motivation to become a teacher, evidenced by a t-value of 13.946 > t-table value of 1.97769; 4) Fallback career has a negative and significant effect on the motivation to become a teacher, indicated by a t-value of -16.871 < t-table value of 1.97769; and 5) FIT Choice Theory have a significant effect on the motivation to become a teacher.
Pengaruh Pendidikan Keuangan di Keluarga terhadap Perilaku Hidup Hemat (Frugal Living) Mahasiswa Universitas Sebelas Maret dengan Literasi Keuangan sebagai Variabel Intervening Dea Camelia; Mintasih Indriayu; Sudarno Sudarno
Journal on Education Vol 7 No 1 (2024): Journal on Education: Volume 7 Nomor 1 Tahun 2024
Publisher : Departement of Mathematics Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joe.v7i1.7250

Abstract

This study aims to determine the effect of financial education in the family on frugal living behavior as mediated by financial literacy. The research method used is descriptive quantitative. The research method uses descriptive quantitative. The sampling technique uses purposive sampling with a sample of 293 UNS students consisting of the Faculty of Economics and Business (Development Economics, Accounting, Management) and the Faculty of Teacher Training and Education (Economic Education and Accounting Education). The data collection technique uses a questionnaire that has been tested for validity and reliability. This study uses data analysis techniques using path analysis (path analysis). The results of this study show that financial education in the family has a positive and significant influence on students' frugal living behavior, financial education in the family has a positive and significant influence on students' financial literacy, financial literacy has a positive and significant influence on students' frugal living behavior, and there is an influence Indirect financial education in the family towards frugal living behavior through financial literacy.
The effect of problem-based learning (PBL) and audio-visual media on learning outcomes in social studies for junior high school students in Susukan District Zwitsy Valentina Setiawan; Sudarno Sudarno; Khresna Bayu Sangka
Edumaspul: Jurnal Pendidikan Vol 9 No 2 (2025): Edumaspul: Jurnal Pendidikan
Publisher : Universitas Muhammadiyah Enrekang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33487/edumaspul.v9i2.9189

Abstract

This study aims to determine the influence of the problem-based learning (PBL) model and audio-visual media on students’ learning outcomes in Social Studies (IPS) at the junior high school level in Susukan District. A causal quantitative method was employed using multiple linear regression analysis. The population consisted of 1,768 students from three schools: MTs Ma’arif NU 01 Susukan, SMP Negeri 1 Susukan, and SMP Negeri 2 Susukan. A total sample of 327 students was selected through Proportionate Stratified Random Sampling. Data were collected using a questionnaire. The results show that: (1) the PBL model has a positive but not significant effect on learning outcomes, indicated by a t-value of 1.671 < t-table 1.967 and a significance level of 0.096. Its contribution is relatively low, with an Effective Contribution (SE) of 1.4% and a Relative Contribution (SR) of 9%. (2) Audio-visual media has a positive and significant effect on learning outcomes, shown by a t-value of 4.817 > 1.967 and a significance level of 0.000. This variable contributes an SE of 14.2% and an SR of 91%. (3) Simultaneously, PBL and audio-visual media have a positive and significant effect on Social Studies learning outcomes, as evidenced by an F-value of 29.998 > F-table 3.023. The coefficient of determination (R²) of 15.6% indicates that both variables influence learning outcomes, although the effect is relatively weak, while the remaining 84.4% is influenced by other factors not examined in this study.