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Pengaruh Pemahaman Muamalah dan Sikap Heuristik Terhadap Pengambilan Keputusan Investasi Syariah pada Mahasiswa Universitas Islam Negeri Sumatera Utara (UINSU) Fudla Azzuhra Rahmawan; Nur Ahmadi Bi Rahmani; Purnama Ramadani Silalahi
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 10 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i10.5494

Abstract

This study aims to examine the effect of muamalah understanding and heuristic attitude on sharia investment decision making among students of the Faculty of Economics and Islamic Business at the State Islamic University of North Sumatra (UINSU). Muamalah understanding refers to the knowledge of Islamic rules governing economic transactions, including the prohibition of riba, gharar, and maisir. Meanwhile, heuristic attitude involves the use of rules of thumb that help simplify the decision-making process, especially in complex and uncertain situations. This study was conducted using a quantitative approach through a survey of 271 students selected using purposive sampling technique. Data was collected through a Google Form-based questionnaire and analysed using multiple linear regression. The results showed that both muamalah understanding and heuristic attitude have a significant positive influence on Islamic investment decision making. Simultaneously, these two variables explain about 67,0% of the variation in Islamic investment decision-making. A deep understanding of muamalah helps students in choosing investments that are in accordance with sharia principles, while heuristic attitude allows them to make decisions more quickly and efficiently even in conditions of limited information.
Analisis Perdagangan Industri Halal Dunia Studi Kasus Indonesia Cina 2020-2024 Minda Agustina; Yusrizal; Purnama Ramadani Silalahi
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 2 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i2.7238

Abstract

The purpose of this study is to analyze the World Halal Industry Trade Case Study Indonesia China 2020-2024. The method in this study uses library research with a narrative method. Primary data sources in this study are data obtained directly from primary sources, namely books and journals on the world halal industry trade. The data collection method used by the author is descriptive. The results of Indonesia's export trade to China in 2020 to 2024 show a positive trend of recovery and growth. China remains one of Indonesia's main trading partners, with an increase in various product sectors. Product diversification strategies and increasing added value are key to strengthening Indonesia's position in the Chinese market in the future.
Strategi Manajemen Risiko dalam Upaya Meningkatkan Keamanan Siber di Dinas Komunikasi dan Informatika Provinsi Sumatera Utara Ilfa Damayanti Andini Harahap; Fauzi Arif Lubis; Purnama Ramadani Silalahi
Jurnal Riset Akuntansi Vol. 4 No. 2 (2026): May: Jurnal Riset Akuntansi
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jura-itb.v4i2.3817

Abstract

This study aims to analyze the state of cybersecurity and examine the implementation of risk management strategies at the Communication and Informatics Office of North Sumatra Province. The study employed a qualitative approach with descriptive methods, using interviews and documentation as data collection techniques. Interviews were conducted with three informants directly involved in cybersecurity management. The results indicate that the implementation of cybersecurity risk management has been carried out systematically through the stages of risk identification, analysis, evaluation, handling, and monitoring, supported by the use of a risk register and the Plan, Do, Check, Act (PDCA) cycle approach within the Information Security Management System framework. Risk assessments are conducted based on the level of impact and likelihood to determine priority for handling. The implemented mitigation strategies include risk control, avoidance, and transfer, with a focus on high-level risks. However, implementation still faces obstacles such as limited human resources, suboptimal internal policies, and a lack of support systems. Therefore, strengthening is needed through improving human resource competency, refining policies, and ongoing monitoring and evaluation to enhance the effectiveness of risk management and cybersecurity resilience.
Analisis Manajemen Strategi Pelayanan Perizinan pada Dinas Penanaman Modal dan Pelayanan Terpadu Satu Pintu (DPMPTSP) Kota Tanjung Balai Afriani Afriani; Purnama Ramadani Silalahi; Atika Atika
Jurnal Riset Akuntansi Vol. 4 No. 1 (2026): Jurnal Riset Akuntansi
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jura-itb.v4i1.3916

Abstract

Licensing services are an important component in supporting the investment climate and ease of doing business in the region. This study aims to analyze the management of licensing service strategies at the Tanjungbalai City Investment and One-Stop Integrated Services Office (DPMPTSP). The analysis includes organizational strategies, program strategies, resource support strategies, and supporting and inhibiting service factors. The research method uses a qualitative approach with data collection techniques through interviews, observations, and documentation. The results of the study show that DPMPTSP has implemented digital-based services through the Online Single Submission (OSS) system, Building Management Information System (SIMBG), and Sicantik Cloud. The implementation is supported by the strengthening of Standard Operating Procedures (SOPs) and improving the quality of human resources. However, the implementation still faces obstacles in the form of network disruptions, limited technology infrastructure, and a limited number of service officers. Therefore, optimizing digital-based licensing services requires stable infrastructure support, increased apparatus capacity, and continuous coordination between stakeholders. This research contribution emphasizes the importance of an adaptive, integrative, and quality-oriented licensing service management strategy to support sustainable regional economic development.
Persepsi dan Pemaknaan Nilai Kemaslahatan pada Implementasi Program Makan Bergizi Gratis (MBG) dalam Perspektif Ekonomi Islam: Studi pada SD Negeri 030413 Salak Kabupaten Pakpak Bharat Pajhar Ainnun Berutu; Nurbaiti Nurbaiti; Purnama Ramadani Silalahi
Jurnal Riset Akuntansi Vol. 4 No. 1 (2026): Jurnal Riset Akuntansi
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jura-itb.v4i1.4417

Abstract

This study aims to explore the perceptions and meanings of maslahah (public welfare) values in the implementation of the Free Nutritious Meal Program (MBG) at SD Negeri 030413 Salak, Pakpak Bharat Regency, North Sumatra Province. Pakpak Bharat Regency records a stunting prevalence of 28.9% far exceeding the national average of 19.8% while most beneficiary families are low-income and lack adequate access to nutritious food. This research employs a qualitative approach with a phenomenological design through semi-structured in-depth interviews, participatory observation, and documentation involving nine informants. Data analysis was conducted using the Miles and Huberman interactive model with interpretation based on the maqāṣid al-sharīʿah framework. The findings reveal five integrated dimensions of maslahah: fulfillment of ḥifẓ al-nafs through improvements in students’ physical health; strengthening of ḥifẓ al-ʿaql through increased concentration and learning readiness; preservation of ḥifẓ al-nasl through early intervention against stunting; realization of ḥifẓ al-dīn through religious practices accompanying the program; and protection of ḥifẓ al-māl through reduced household expenditure. Overall, the MBG Program functions not only as a nutritional intervention but also as a public policy aligned with maqāṣid al-sharīʿah, contributing to the multidimensional achievement of falah.
Pelatihan Pembuatan Sabun Cuci Piring sebagai Stimulus Kewirausahaan di Desa Gunung Tinggi: Analisis SWOT untuk Perumusan Rekomendasi Keberlanjutan Usaha Purnama Ramadani Silalahi; Dio Sanda; Bayu Andika; Masleni Nasution; Afsah Sandy Tarigan
Nusantara: Jurnal Pengabdian kepada Masyarakat Vol. 6 No. 2 (2026): Mei : NUSANTARA Jurnal Pengabdian Kepada Masyarakat
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/nusantara.v6i2.8391

Abstract

Economic development in rural areas, specifically, aims to improve community welfare. However, in practice, many challenges remain, such as limited technical skills, minimal innovation, and low community capacity to create and develop productive businesses. One way to address these challenges is through human resource empowerment. Gunung Tinggi Village has the potential to develop creative businesses, particularly among housewives, such as dishwashing soap. This product is a household necessity that is used routinely, so demand tends to be sustainable. Therefore, a SWOT analysis was used to provide sustainability recommendations for this business. The methods used included service learning (SL) with a Participatory Action Research (PAR) approach to ensure active participant involvement and the program's alignment with the community's real needs. The results showed that the initial impact of this Community Service Program (PKM) activity was evident in the production of marketable products and the opening of new business opportunities, which directly contributed to the diversification of income sources and increased family economic independence. Furthermore, the application of SWOT analysis proved effective as a tool in formulating sustainability strategies for the micro-enterprises being developed.
Integrating SOAR Analysis and Maqasid al-Shariah in the Development of Cassava Chips Micro-Enterprises: Evidence from Sonomartani Village, North Labuhanbatu Regency Sella Febrianti; Waizul Qarni; Purnama Ramadani Silalahi
Jurnal Bisnis dan Manajemen Vol. 13 No. 1 (2026): Jurnal Bisnis dan Manajemen Volume 13 Nomor 1 Tahun 2026
Publisher : Jurnal Bisnis dan Manajemen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jbm.v13i1.17589

Abstract

This study aims to analyze the development strategy of a cassava chips home industry in Sonomartani Village, North Labuhan Batu Regency using the SOAR (Strengths, Opportunities, Aspirations, Results) approach integrated with the maqasid sharia perspective. The research method employed is descriptive qualitative, with data collection techniques including interviews, observations, and documentation. The results indicate that the business possesses strengths in the availability of raw materials, distinctive taste, and affordable prices, as well as opportunities in stable market demand and the growth of digital marketing. The resulting development strategies include optimizing digital marketing, product innovation, improving packaging quality, and expanding market reach. The most influential strategy is the optimization of digital marketing supported by the advantages of local products. From the maqasid sharia perspective, this business reflects the values of preserving religion (hifz al-din), life (hifz al-nafs), intellect (hifz al-‘aql), lineage (hifz al-nasl), and wealth (hifz al-mal) through the use of halal materials, hygienic production processes, and contributions to community welfare. Therefore, business development is not only profit-oriented but also emphasizes public benefit and sustainability
Co-Authors Affandi Al Imadi Hasibuan Afriani Afriani Afsah Sandy Tarigan Agung Prasektyo Agung Wibowo Ahmad Thoriq Alfan Ainatul Hasanah Aisyah Fitri Pasaribu Aldi Raihan Ramadhan Daulay Alimuddin Pohan Antin Kurnyasih Anugrah Ramanda Lubis Ardhia Meianti Arifin Fauzi Lubis Atika Atika Baehaqi Bayu Andika Bintang Akbar Azhari Dewianna Sari Harahap Dhea Savitri Dian April Yani Dio Sanda Dita Ayu Susmita Dongoran, Ranah Santri Egi Regi Proyoga Fajar Daniel Samosir Fazira Salsabila Fudla Azzuhra Rahmawan Gibral Naval Althariq Habibah Shobri Harahap, Muhammad Ikhsan Hendra Harmain Hilma Kholilah Lubis Husdiana Husdiana Ibnu Habib Wahyudi Ihsan Rahmadi Wijaya Ilfa Damayanti Andini Harahap Iman Purdani Imsar Imsar Irsyadiah Dermaini Berutu Ismail Ghifari Juliana Nasution Khofifah Sari hasibuan Lailan Nur Layla Nurul Sakinah Lidia Nova Lista M. Yusril Aziz Marwiyah, Syarifatul Masleni Nasution Maulida Marpaung Minda Agustina Muhammad Hafizh Muhammad Rifqi Akbar Muhammad Sendi Muhammad Taufiq Nasution, Salman Neng Siska Niza Utami Novita Sari NUR AHMADI BI RAHMANI Nur Ainun Siregar Nurbaiti Nurbaiti Nurul Annisa Nurul Jannah Pajhar Ainnun Berutu Purnama Sari Purba Putri Adila Putri Mardiyyah Hasibuan Putri Nur Alfisyahri Putri Salsa Nabila Rafika Azwina Rahmat Daim Harahap Imsar Raihan Saputra Raudah Azzahra Manurung Risfa Dwi Andini Riski Halomoan Siregar Rizki Wahyudi Robi Mufti Salwa Fadhilah Haya Satria Mariqom Harahap Sella Febrianti Shinta Mawadda Sintaini Fi Sholiha Suryani Suryani Tambunan, Khairina Tryana Ramadhani Batubara Vina rahmanda Waizul Qarni Wanmelia Gusdini Wein Rizki Dharmawan Widya Ayu Harahap Wildan IFauzi IHarahap Wulan Amelia Fernanda Yusrizal Zikri Rahman