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All Journal Dinamika Hukum NOTARIUS Jurnal Pendidikan Kewarganegaraan Undiksha Jurnal Komunikasi Hukum Proceeding SENDI_U IKRA-ITH Informatika : Jurnal Komputer dan Informatika Jurnal Pro Hukum : Jurnal Penelitian Bidang Hukum Universitas Gresik Unes Law Review Jurnal Ilmiah Galuh Justisi Jurnal Abdi Insani Al-Manhaj: Jurnal Hukum dan Pranata Sosial Islam Jurnal Cahaya Mandalika KADARKUM: Jurnal Pengabdian Kepada Masyarakat Journal Evidence Of Law Jurnal Ilmu Hukum, Humaniora dan Politik (JIHHP) Jurnal Pengabdian Masyarakat Intimas (Jurnal INTIMAS): Inovasi Teknologi Informasi Dan Komputer Untuk Masyarakat al-Mawarid Jurnal Syariah dan Hukum (JSYH) Duta Abdimas: Jurnal Pengabdian Masyarakat Yuriska : Jurnal Ilmiah Hukum
Fitika Andraini
Universitas Stikubank (Unisbank)
Religion Agriculture, Biological Sciences & Forestry Humanities Astronomy Civil Engineering, Building, Construction & Architecture Computer Science & IT Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Physics Public Health Social Sciences

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SISTEM VERIFIKASI BPHTB SECARA ONLINE TERHADAP TRANSAKSI JUAL BELI TANAH DAN/ATAU BANGUNAN APABILA TERDAPAT KURANG BAYAR PAJAK Iswara, Septia Jati; Andraini, Fitika
Jurnal Cahaya Mandalika ISSN 2721-4796 (online) Vol. 3 No. 3 (2022)
Publisher : Institut Penelitian Dan Pengambangan Mandalika Indonesia (IP2MI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36312/jcm.v3i3.1384

Abstract

The problems in this research are (1). How to verify online Acquisition Duty of Right on Land and Building (BPHTB) for sale and purchase transactions by Land Deed Officials (PPAT) if there is an underpayment of taxes, (2). What factors causing underpayment of Land and Acquisition Duty of Right on Land and Building (BPHTB) tax after online verification, and (3). How to settle the underpayment of Acquisition Duty of Right on Land and Building (BPHTB) tax after online verification. The method in this study is to use normative juridical research methods, legal research on literature which is carried out by examining library materials or secondary data. The research that has been conducted has found that the implementation of e-BPHTB tax payments and the implementation of BPHTB verification by PPAT Nurwulandari, SH. has been carried out according to the procedure and is in accordance with the regulations. Factors that can lead to underpayment of BPHTB taxes are when there is a discrepancy between the condition of the tax object and the market value of the tax object during the BPHTB tax verification process through field research. Settlement of BPHTB tax underpayment is carried out by paying the nominal deficiency by showing the underpaid SSPD-BPHTB. It is hoped that in the implementation of BPHTB tax verification, there will be more teams at Bapenda Semarang so that the document correction process for the issuance of verified SSPD-BPHTB will be faster.
PERLINDUNGAN HUKUM TERHADAP KONSUMEN DALAM TRANSAKSI MENGGUNAKAN SISTEM PEMBAYARAN BERBASIS QRIS (QUICK RESPONSE CODE INDONESIAN STANDARD) Febri Nur Anisa; Fitika Andraini
Jurnal Cahaya Mandalika ISSN 2721-4796 (online) Vol. 4 No. 2 (2023)
Publisher : Institut Penelitian Dan Pengambangan Mandalika Indonesia (IP2MI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36312/jcm.v4i2.2113

Abstract

The current rapid development of technology or commonly referred to as the industrial era 4.0, which affects individuals in interacting. The emergence of the term industry 4.0 has also affected significant changes in economic patterns and income and quality of life, which has an impact on the use of a payment system based on the Quick Response Code Indonesian Standard. Even though it has a positive impact on its use QRIS is a payment method that is still in the process of being developed, does it have certain legal protections given to its consumers? Therefore this study aims to see more clearly what kind of protection is provided by electronic transaction operators to their consumers. This study uses a descriptive normative method with qualitative techniques. The results of this study are that the application of QRIS as a payment method is protected by several regulations issued by Bank Indonesia institutions as well as regulations issued by government regulations and the Consumer Protection Act, which provide security and convenience for consumers in transactions.
Perlindungan Hukum Terhadap Eksportir dan Importir dalam Transaksi Ekspor Impor Barang dengan Menggunakan L/C (Letter of Credit) Sebagai Alat Pembayaran Nugraha, Bryan Artha; Andraini, Fitika
AL-MANHAJ: Jurnal Hukum dan Pranata Sosial Islam Vol. 5 No. 2 (2023)
Publisher : Fakultas Syariah INSURI Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/almanhaj.v5i2.3428

Abstract

The purpose of conducting research is to Know how to deal with strategies what to do to prevent it from happening irregularities in L/C and how form of legal protection if it occurs breach between the parties using L/C which is by method normative legal research concluded: The key to successful L/C handling is found in all parties involved, as it is prudence, thoroughness and discipline in handling every process that goes through. And to avoid it happening deviation in L/C, then it is necessary appropriate treatment strategy starting from before the opening of the L/C, request for opening L/C, after L/C opening, document handling, until with document delivery. Protection law is given to the parties to ensure security in transactions using L/C. If there are parties who feel aggrieved because the other party in agreement does not carry out its performance, then the aggrieved party will get legal protection according to regulation regarding good L/C in international law as well as national law. Protection is obtained from regulations that are generally regulates L/C namely Uniform Costums and Practice for Documentary Credit (UCP), Government Regulation No. 1 of 1982 concerning Export, Import and/or Implementation Foreign Exchange Flows, Bank Indonesia Regulations No. 5/11/PBI/2003 concerning Payment Import Transactions, and Government Regulation No. 29 of 2007 concerning Payment Methods and Delivery of Goods in Export Activities Import. The research results describe how the legal relationship between the customer and the issuing bank. L/C born from the L/C Issuance Application agreement. Agreement between customer and bank the publisher creates a legal relationship, namely the fulfillment of the rights and obligations of the parties in accordance with the L/C issuance agreement. Therefore the parties must fulfill the rights and obligation to avoid disputes.
Teknik Foto Produk Menggunakan Smartphone Bagi Pelaku UMKM di Kabupaten Demak Klaster Olahan Bandeng Ardhianto, Eka; Andraini, Fitika; Murti, Hari; Handoko, Widiyanto; Lestariningsih, Endang; Sutanto, Felix
Duta Abdimas Vol. 3 No. 1 (2024): Duta Abdimas: Jurnal Pengabdian Masyarakat
Publisher : LPPM Universitas Duta Bangsa Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47701/abdimas.v3i1.3453

Abstract

Pelaku usaha Mikro kecil dan Menengah (UMKM) berperan besar dalam menggerakkan proses perekonomian masyarakat. Melihat perkembangan teknologi saat ini, pelaku UMKM di tuntut untuk berfikir strategis dalam melangkah. Dalam hal pemasaran pelaku UMKM di hadapkan pada kemajuan teknologi dan hadirnya media sosial. Modal utama untuk melakukan pemasaran di media sosial adalah foto produk. Sebgai mitra adalah pelaku UMKM klaster olahan makanan ikan bandeng di Kecamatan Sayung Kabupaten Demak. Bagi mitra, foto produk yang mereka sajikan dalam media sosial dinilai masih kurang. Tujuan dari kegiatan pengabdian kepada masyrakata ini adalah melakukan penyampaian materi teknik foto produk bagi pelaku UMKM klaster olahan makanan ikan bandeng Kecamatan Sayung Kabupaten Demak. Teknis pelaksanaan dilakukan menggunakan pendekatan ceramah, tanya jawab, dan simulasi. Sebagai evaluasi, diberikan soal tertulis kepada mitra. Hasil yang diperoleh adalah mitra memiliki pemahaman tentang teknik fotografi produk yang lebih baik. Dengan demikian, diharapkan produk mitra mempunya daya saing visual yang baik dan berimbas pada peningkatan pendapatan.
Perlindungan Hukum Kerugian Franchisee Akibat Perbuatan Melawan Hukum Dalam Perjanjian Waralaba Hanashobu Japanese Noodle Bar Nur Annisa, Putri; Andraini, Fitika
UNES Law Review Vol. 6 No. 1 (2023)
Publisher : Universitas Ekasakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v6i1.915

Abstract

The franchise case fulfills an unlawful act in the case of the Surabaya court decision number 837/Pdt.G/2021/Pn.Sby because the procedure is not in accordance with PP NO.42 of 2007 concerning Franchising and PERMENDAG NO. 31/M-DAG/PER/8/2008 causing losses to franchisees. In the franchise agreement there must be a franchise registration certificate, but in the hanashobu japanese noodle bar franchise agreement there is no STPW. This research is a normative research with descriptive analysis research method. Analysis of the Surabaya court decision number 837/Pdt.G/2021/Pn.Sby. The research results conclude that legal protection is given after a dispute arises or is resolved. In this case the franchisee filed a lawsuit with the Surabaya District Court to get the fairest decision. secondly, after the agreement is declared null and void, the franchisor is responsible for returning the franchisee's losses, both material and immaterial.
PENDAMPINGAN DIGITALISASI INKUBASI BISNIS BERBASIS PLATFORM E-INKUBATOR UNTUK MENINGKATKAN DAYA SAING UMKM DI KELURAHAN MANYARAN SEMARANG Sulastri, Sulastri; Murti, Hari; Andraini, Fitika; Radyanto, M Riza
Jurnal Abdi Insani Vol 12 No 10 (2025): Jurnal Abdi Insani
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/abdiinsani.v12i10.3032

Abstract

UMKMs significantly contribute to local food security and the economy. However, many business actors still face challenges in accessing digital markets, managing business processes efficiently, and utilizing information technology. This digital gap weakens product competitiveness. To address this issue, this community engagement program aims to enhance the competitiveness of food UMKMs in Manyaran, Semarang through business incubation digitalization using the e-Inkubator platform. The method involved socialization, technical training on the platform, digital business process mentoring, and evaluation of the program’s impact on UMKM performance.The results show a significant improvement in digital capabilities, particularly in financial recordkeeping, online promotion, and inventory management. Around 85% of participants operated the platform independently, and 60% began marketing their products digitally. Product branding improved in terms of packaging design and promotional storytelling. Partners expressed high satisfaction with the program, as reflected in surveys and structured interviews.This activity effectively increased UMKM competitiveness through a structured and applicable digital business incubation approach.
PENDEKATAN SOSIO-YURIDIS TERHADAP BAHAYA PINJAMAN ONLINE ILEGAL:ANALISA PRORAM EDUKASI INTERAKTIF UNTUK MAHASISWA Andraini, Fitika; Suliantoro, Adi; Faozi, Safik; Megawati, Wenny; Ni'am, Infijarun
Jurnal Ilmiah Galuh Justisi Vol 14, No 1 (2026): Jurnal Ilmiah Galuh Justisi
Publisher : Universitas Galuh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25157/justisi.v14i1.21961

Abstract

Perkembangan teknologi digital memberikan kemudahan akses terhadap layanan keuangan, termasuk pinjaman online. Namun, kemunculan pinjaman online ilegal yang tidak terdaftar di OJK menimbulkan risiko hukum, finansial, dan psikologis bagi masyarakat, khususnya mahasiswa sebagai konsumen muda. Banyak kasus menunjukkan praktik intimidasi oleh debt collector, penyalahgunaan data pribadi, hingga bunga tinggi yang menjerat korban. Rendahnya literasi hukum dan keuangan digital di kalangan mahasiswa memperbesar kerentanan terhadap jeratan pinjaman online ilegal. Oleh karena itu, analisis yuridis mengenai perlindungan konsumen muda menjadi penting untuk menemukan strategi preventif dan solusi hukum yang efektif. Penelitian ini mengkaji empat permasalahan utama: (1) analisis kerangka hukum perlindungan konsumen terhadap praktik pinjol ilegal; (2) faktor-faktor penyebab rendahnya kesadaran hukum mahasiswa; (3) efektivitas regulasi dan pengawasan OJK; dan (4) pengembangan model edukasi hukum interaktif berbasis pendekatan sosio-yuridis. Penelitian difokuskan pada mahasiswa Universitas Stikubank Semarang sebagai kelompok representatif pengguna layanan digital, dengan dasar analisis pada UU Perlindungan Konsumen, UU ITE, dan POJK No. 77/2016.Metode penelitian menggunakan pendekatan yuridis normatif dan pendekatan sosio-yuridis diperlukan untuk melihat permasalahan ini secara holistik, dengan menggabungkan analisis norma hukum yang berlaku yaitu UU No 8/1999 tentang Perlindungan Konsumen, UU No 11/2008 tentang ITE, serta regulasi OJK terkait Fintect lending dan kondisi sosial mahasiswa yang rentan terhadap jeratan pinjaman ilegal. Data empiris diimplementasikan melalui program dengan menggunakan metode interaktif seperti webinar, studi kasus, live quiz, hingga simulasi cek legalitas aplikasi pinjaman.Analisis dilakukan secara kualitatif-deskriptif untuk menilai kesesuaian regulasi, efektivitas program, serta persepsi mahasiswa.
Co-Authors ., Rochmani Adi Suliantoro Adi Suliantoro Adi Suliantoro Arikha Saputra Agus Prasetyo Utomo Alif Candra Pratama Angga Dwi Prabekti Aquinia, Ajeng Arikha Saputra Atin Carolina Parei Bambang Sudiyatno Carmelita, Elisabeth Carla Charolita Oktaviani Sitorus Darodjat , Tubagus Achmad Dewi Handayani Untari Ningsih Dyah Listyarini Dyah Listyarini, Dyah Dyah Listyorini Dyah Listyorini Dyah Listyorini Eka Ardhianto Elen Puspitasari Endang Lestariningsih Fandil, Fandil Faozi, Safik Faozi, Safik Febri Nur Anisa Fenti Anita Sari Galuh Puspa Prameswari Gregorius Masdjojo Handoko, Widiyanto Hari Murti Iswara, Septia Jati Jazillatul Ulfa Juwanda, Farikhin Kasmari . Lie Liana . Listiyorini, Dyah Listyorini, Dyah Lutfiah Antyasty, Dhea Maharani, Rahma Eka martha, ayunda Muzayanah Muzayanah Ni'am, Infijarun Novita Mariana Nugraha, Bryan Artha Nur Annisa, Putri Nurhayat , Ida Radyanto, Mohammad Riza Rahmat Hafidh Rika Anggun Melinia Rochmani ., Rochmani Rokhani Rokhani Safik Faozi, Safik Septian Dirga Prayogo Shantika Afny Varren Sofi A’isy, Alima Suciyaningsih Sulastri Sulastri SUTANTO, FELIX Wenny Megawati