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Journal : Islamic Ecomonics Journal

ANALISIS PEMBERDAYAAN MASYARAKAT MUSLIM MISKIN MELALUI QARDUL HASAN (Studi kasus Program Baitul Maal BMT Beringharjo Yogyakarta Tahun 2013) Hardi, Eja Armaz
Jurnal Ekonomi Islam Vol 2, No 2 (2014)
Publisher : Universitas Darrussalam Gontor

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Abstract

The issue of poverty is still a important case in Indonesia. Various programs held to decrease the number of poverty. One of these programs is qardhul hasan. Baitul Maal (BM) Baitul Maal wa Tamwil (BMT) Beringharjo conduct the empowerment of muslim society by qardhul hasan program called Sahabat Ikhtiar Mandiri (SIM) which utilize funds from Zakat, Infaq, Sedekah dan Wakaf (ZISWA). This research aims to analyze the variables which supposed affecting the success of this program to increase the customer’s oncome and to analyze their income and shadaqa before and after following this program. This research used four independent variables; duration of program, mentoring quality, duration of office hour and shadaqa. It also used a dependent variable; it is the increase of income. At independent variable ‘mentoring quality’, the researcher used seven parameters, they are new perception of customer, solemnity, openness of BM, reminding, motivating customer’s business, soving their problems and create a new business. From the test result of F analysis, it is explainable that four independent variables could be used to predict the dependent variable (increase of income), whereas the test result from t analysis indicated that the variable X3 (duration of office hour) has a significance influence to the increase of customer’s income. For others three variables, they have no influence to their income. One of mentoring quality variable (X2) which has an influence to it is the openness to the customer. From the result of paired samples t test, it indicated that there is a different income and shadaqa of the customer before and after following this program.
Co-Authors , Agusriandi Adib, Ridwan Afrina, Leni AGRIZKY SATIVA CAHYANI Agusriandi Agusriandi, Agusriandi Ahmad Ismail Ahmad Syahrizal Ahmad Syukron Prasaja Alfiyanti, Ridha Amelia Novia Pitri Anggraeni, Lidya Arfan Arfan ARIF RAHMAN Arif Rahman Ramadhan As’Ad As’Ad As’ad Isma As’ad Isma Aulia maharani Aztyara Ismadharliani Bakri Bakri Beid Fitrianova Andriani Bintang Ferdian, M. Alief Burhan Djamaluddin Dea Fitria Defri Amanda Dessy Anggraini Dhea Kurnia Saputri Efni Anita Efni Anita Efni Anita Elsa Wirda Yanti Elsa Wirda Yanti Elyanti Rosmanidar Elyanti Rosmanidar, Elyanti Eri Nofriza Erik Erwin Saputra Siregar Fathuddin Abdi Fauzan Ramli Firman Syah Noor Firmansyah Noor Fredean Fahenzi Kholid G.W.I Awal Habibah G.W.I. Awal Habibah Gea Rosnani Saragih Gwi Awal Habibah Halimah Halimah Hendra Refi Ardiansyah Husnul Prandika Husnul Prandika Ibadi, Nur Inge Oktavianti Ismadharmaliani, Aztyara Jazali, Munawir Leni Afrina Lidya Anggraeni M. Farhan M. Maulana Hamzah M. Maulana Hamzah M. Zulfikri Febriansyah Masnidar Masnidar Maulana Hamzah Muhammad Khairul Murni Putri Pertiwi Silalahi Mustazila Mustazila Najuwanda. R Neneng Sudharyati Nofriza, Eri Nur Arafah Nur Arafah Nur Indah Wulan Andriani Nurfitri Martaliah Nuri Alam Siregar Nurilmi, Besse NURUL WULANDARI Puja Aprilia Putri Ayu Suryana Heri Suryanto Putriana, Marissa Rabiyatul Alawiyah Rafidah Rafidah Rahma, Sri Ramadhan, Argianov Risa Pauzia Rohana Rohana Safitri, Marliza Septia Pratama, Roby Sirajul Arifin Solichah Solichah Sugeng Santoso Suri Oktiana Syahril Ahmad Syahril Ahmad Syahril Ahmad Tiara Pitri Usdeldi, Usdeldi Wahyuni Amalia Putri Yunita Sari, Diah