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All Journal INFERENSI Islamic Ecomonics Journal Episteme: Jurnal Pengembangan Ilmu Keislaman An-Nisbah: Jurnal Ekonomi Syariah Al-Amwal : Jurnal Ekonomi dan Perbankan Syari\'ah JURNAL PENDIDIKAN TAMBUSAI Ekono Insentif Shirkah: Journal of Economics and Business Nizham Journal of Islamic Studies Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman Adzkiya : Jurnal Hukum dan Ekonomi Syariah KONSEP DAN TUJUAN PADA TINJUAN BISNIS SYARIAH Jurnal Bimas Islam Bertuah : Jurnal Syariah dan Ekonomi Islam Al-Sharf: Jurnal Ekonomi Islam Indonesian Journal of Islamic Economics and Business EKSYA: Jurnal Ekonomi Syariah Jurnal Riset Manajemen dan Akuntansi (JURIMA) Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi el-Jizya: Jurnal Ekonomi Islam Legal Protection for the Partnership Agreement Parties ADILLA: Jurnal Ilmiah Ekonomi Syari'ah ARZUSIN: Jurnal Manajemen dan Pendidikan Dasar International Journal of Community Service (IJCS) Journal of Student Research Journal of Artificial Intelligence and Digital Business Digital Bisnis: Jurnal Publikasi Ilmu Manajemen Dan E-commerce Innovative: Journal Of Social Science Research Jurnal Riset Akuntansi Sammajiva: Jurnal Penelitian Bisnis dan Manajemen Jurnal Kajian Dan Penalaran Ilmu Manajemen Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah Jurnal Ilmiah Ekonomi dan Manajemen Akuntansi: Jurnal Riset Ilmu Akuntansi Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Maslahah: Jurnal Manajemen dan Ekonomi Syariah Menawan : Jurnal Riset dan Publikasi Ilmu Ekonomi JIMEB: Jurnal Ilmiah Manajemen, Ekonomi dan Bisnis Kajian Ekonomi dan Akuntansi Terapan Jurnal Inovasi Ekonomi Syariah dan Akuntansi Epistemé: Jurnal Pengembangan Ilmu Keislaman An-Nisbah: Jurnal Ekonomi Syariah Margin : Journal of Islamic Banking Al-masharif: Jurnal Ilmu Ekonomi dan Keislaman Jurnal Bisnis, Ekonomi Syariah dan Pajak Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Jurnal Kajian Ekonomi dan Perbankan Syariah Jurnal Manajemen, Bisnis dan Kewirausahaan ICONS Jurnal Riset dan Inovasi Manajemen BISNIS : Jurnal Bisnis dan Manajemen Islam
Eja Armaz Hardi
UIN Sulthan Thaha Saifuddin Jambi
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Pengaruh Faktor UMR, Tingkat Inflasi dan Pengeluaran Per Kapita terhadap Tingkat Kemiskinan di Kota Jambi Septia Pratama, Roby; Armaz Hardi, Eja; , Agusriandi
Bertuah Jurnal Syariah dan Ekonomi Islam Vol. 5 No. 3 (2024): Bertuah: Jurnal Syariah dan Ekonomi Islam (Special Issue)
Publisher : STAIN Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini berjudul Pengaruh Faktor UMR, Tingkat Inflasi Dan Pengeluaran Per Kapita Terhadap Tingkat Kemiskinan Di Kota Jambi. Tujuan dari penelitian ini adalah: 1) Untuk menjelaskan pengaruh secara parsial UMR, tingkat inflasi dan pengeluaran per kapita terhadap tingkat kemiskinan masyarakat Kota Jambi. 2) Untuk menjelaskan pengaruh secara simultan UMR, tingkat inflasi dan pengeluaran per kapita terhadap tingkat kemiskinan masyarakat Kota Jambi. Metode penelitian yang digunakan oleh peneliti adalah dengan pendekatan kuantitatif. Hasil penelitian ini adalah: 1) Dari hasil uji regresi ditemukan bahwa secara parsial UMR tidak berpengaruh signifikan terhadap Kemiskinan di Kota Jambi. 2) Dari hasil uji regresi ditemukan bahwa secara parsial Inflasi berpengaruh signifikan terhadap Kemiskinan di Kota Jambi. 3) Dari hasil uji regresi ditemukan bahwa secara parsial Pengeluaran Per Kapita tidak berpengaruh signifikan terhadap Kemiskinan di Kota Jambi. 4) Secara simultan, UMR, Inflasi dan Pengeluaran Per Kapita berpengaruh signifikan terhadap Kemiskinan di Kota Jambi.
FATWA DSN MUI DAN PERKEMBANGAN PRODUK PERBANKAN SYARIAH DI INDONESIA Hardi, Eja Armaz
An-Nisbah: Jurnal Ekonomi Syariah Vol 6 No 1 (2019): An-Nisbah
Publisher : UIN Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.2019.6.1.82-105

Abstract

Aktikel ini mencoba untuk melihat posisi fatwa DSN-MUI terhadap perkembangan produk dan jasa bank syariah sebagai instrument syariah compliance. Hingga tahun 2017 fatwa terkait produk dan jasa pada lembaga keuangan syariah telah diterbitkan sebanyak 116 fatwa. Produk dan jasa yang dimanfaatkan oleh bank syariah secara umum dapat dibagi menjadi pola yaitu perhimpunan, pembiayaan dan produk jasa. Fatwa terbanyak dikeluarkan oleh DSN-MUI pada tahun 2000 dan 2002 yang merupakan respon cepat MUI untuk memberikan acuan instrument kepatuhan syariah. Kepatuhan syariah tersebut dituangkan dalam UU No. 10 Tahun 1998 perubahan UU No. 07 Tahun 1992 disebutkan bahwa bank syariah harus menggunakan prinsip-prinsip syariah. Kemudian diksi fatwa dijelaskan dan dicantumkan pada UU No. 21 Tahun 2008. Dilain pihak produk dan jasa yang dikeluarkan oleh bank syariah saat ini telah terakomodir dengan fatwa-fatwa yang dikeluarkan oleh DSN-MUI. Dengan menggunakan metode kualitatif dengan pendekatan studi kepustakaan, artikel ini menyimpulkan bahwa posisi fatwa belum memiliki peran yang signifikaan terhadap perkembangan produk dan jasa bank syariah. Hal ini dikarenakan bahwa fatwa berperan hanya sebagai komplementer bagi produk dan jasa bank syariah. disamping itu dikarenakan fatwa merupakan tuntutan Undang-Undang bagi sektor perbankan syariah dalam konteks kepatuhan syariah (syariah compliance). Selanjutnya fatwa juga diterbitkan setelah produk dan jasa sudah terbit bukan dengan mekanisme pembahasan terlebih dahulu.
Belt and Road Initiative (BRI) In Islamic Economics Distribution Perspective Efni Anita; Eja Armaz Hardi
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol 12, No 2 (2020): .
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v12i2.6982

Abstract

This article aims to analyse Indonesia's policy of joining China's Belt and Road Initiative (BRI) through a perspective of distribution in Islamic economics. The BRI project is one of the agendas of the Chinese government to expand economic hegemony in the international market. At the same time, the Indonesian government has a national development priority program (PSN). However, the state's finite financial condition and the stagnation of economic growth became an obstacle for the Indonesian government to realize the domestic infrastructure projects. Therefore, the Indonesian government requires a source of capital other than the state budget. One of the steps taken by the Indonesian government is to become part of BRI. Behalf of these difficulties and opportunities, how Islamic economics argue the Indonesian government policy especially on distribution perspective. To address the question, this article utilizes descriptive qualitative methods and the theory of distribution of Islamic economics. It was found that the Indonesian government's infrastructure policy is in line with the spirit of Islamic distribution to reduce income disparity by providing equal access to infrastructure for the communities. Beside BRI's open access and integration to regional countries and supported by the needs of China's domestic industrial raw materials, Indonesia is predicted to be the largest exporter of raw materials. The need to export these raw materials will also tend to be exploitative and contrary to Islamic principles. Therefore, to tackle that, this article recommends the formulation of policies that encourage an expansive domestic industry so that Indonesia is not only an exporter of raw materials but also an exporter of goods and services.
Is Human Trafficking's Victim Receive Zakat as Riqab?: Zakat Distribution at East Java Philanthropic Organizations Ibadi, Nur; Hardi, Eja Armaz
Al-Risalah Vol 22 No 1 (2022): June 2022
Publisher : Fakultas Syariah UIN Sulthan Thaha Saifuddin Jambi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (526.407 KB) | DOI: 10.30631/alrisalah.v22i1.1210

Abstract

This paper aims to analyze human trafficking victims in the zakat distribution discourse in six philanthropic institutions in East Java and to describe the supporting and inhibiting factors in determining human trafficking victims as riqab. Human trafficking victims have not been touched by the zakat system in Indonesia, while the number of victims has simultaneously increased. This paper utilizes a field study that uses primary data from in-depth interviews with top leaders of six zakat institutions under the National Amil Zakat Agency. In addition, this paper also uses secondary data sourced from documentation and annual reports released by the research object. This paper concludes that, firstly, victims of human trafficking have met the criteria to be zakat recipients on behalf of riqab. Although in practice in the field, no East Java zakat institution distributes zakat to victims of human trafficking. Second, East Java zakat institutions have the potential for proportional support to distribute zakat in the name of riqab to victims of human trafficking. Its implementation still encounters obstacles but can be overcome with the current potential.
The Efforts to Increase Community Financial Literacy in Palm Oil Farmer Groups Rafidah, Rafidah; Arfan, Arfan; Usdeldi, Usdeldi; Rosmanidar, Elyanti; Rahma, Sri; Ramadhan, Argianov; Iqbal, Muhammad; Hardi, Eja Armaz
IJCS: International Journal of Community Service Vol. 3 No. 1 (2024): January-June
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijcs.v3i1.1036

Abstract

Increasing financial literacy is an important aspect in supporting the economic welfare of society, especially among farmer groups. This research aims to evaluate the socialization efforts implemented to increase financial literacy in oil palm farmer groups. The methodology used involves a qualitative approach with in-depth interviews and observations of farmer group members in several locations. The research results show that although there has been an increase in financial knowledge among members, there are still significant challenges regarding the application of this knowledge in daily practice. Factors such as lack of facilities and technological support, as well as limited access to information, are the main obstacles. This research suggests the need for the development of more structured training programs and ongoing support to facilitate the effective implementation of financial knowledge in the field. By increasing financial literacy, it is hoped that oil palm farmer groups can manage their resources better and improve their overall economic welfar
Analisis Pengelolaan Dana Masjid Dalam Meningkatkan Sosial Ekonomi Masyarakat Di Kelurahan Murni Kota Jambi Eja Armaz Hardi; GWI Awal Habibah; Dhea Kurnia Saputri
Jurnal Bisnis, Ekonomi Syariah, dan Pajak Vol. 1 No. 2 (2024): Juni : Jurnal Bisnis, Ekonomi Syariah, dan Pajak (JBEP)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jbep.v1i2.168

Abstract

Managing mosque funds is an important part of running it development activities, existing activities and covering all aspects socio-economic society. However, the main problem is deep management of the funds of the Mosque At-Taufiq and Mosque Al-Ittihad is management funds that are not yet effeccctive and efficient and socio-economic coditions that are not yet possible realized optimally for society. The purpose of this thesis: 1. To understand the management of funds at the Mosque At-Taufiq and Mosque At-Ittihad. 2. To find out the socio-economics of the At-Taufiq Mosque and Al-Ittihad Mosque in Murni Village, Jambi City. Researchers use descriptive qualitative methods, namely methods that will analyze and examine data from mosque. Researchers collect data in the form of data collection techniques in the form of observation, documentation and interviews. The research show: 1. The form of fund management the two Murni Village Mosques use management, namely planning, organizing, actuating and controlling, where in managing mosque funds there are several things that must be done attention, namely transparency, accountability, fund collection (reception system funds, fund storage system, fund reporting system, disbursement system and incoming funds) and distribution of funds. 2. Running socio-economics in the At-Taufiq Mosque and Al-Ittihad Mosque have functions int the same field Idarah, Imarah sector and Riayah Sector. It is hoped that the results of this research will be useful for increasing knowledge, insight and input for parties both mosque and the community so they can know how to manage funds the correct mosque by using functions and principles Management for managing mosque funds or managing mosque funds can be carry out the socio-economic funds is an activity that very good for society.
STRATEGIC MANAGEMENT OF SHARIA INVESTMENT GALLERY TO INCREASE STUDENT INTEREST IN INVESTING IN THE SHARIA CAPITAL MARKET Afrina, Leni; Hardi, Eja Armaz; Ramli, Fauzan
ADILLA : Jurnal Ilmiah Ekonomi Syari'ah Vol 8 No 1 (2025): Januari
Publisher : Universitas Islam Darul 'ulum Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52166/adilla.v8i1.6105

Abstract

This article discusses GIS strategic management to increase students' interest in investing in the Islamic capital market. Based on the data, it can be seen that the number of investors in the GIS of UIN STS Jambi since the establishment of GIS 2016-2022, the number of investors each year is unstable and is still relatively low. However, as time goes by, some investors are no longer active in stock trading. This is due to investors' ignorance of the Islamic capital market. This research uses a qualitative method with a descriptive approach. The results of this research are that the management strategy used is KSPM discussion, socialization, group formation, implementing the Sharia Capital Market School (SPMS) after that Sharia Capital Market Activation (APMS). The problems faced by GIS include administrators who are less active in carrying out GIS programs and activities, lack of awareness of FEBI students to see investment opportunities, difficulty in inviting FEBI students to take part in activities at GIS. Keyword: Strategy Management, Interests, Investments
PENGARUH FITUR LAYANAN DAN KEMUDAHAN TERHADAP MINAT MENGGUNAKAN BSI MOBILE PADA MAHASISWA FAKULTAS EKONOMI DAN BISNIS ISLAM UNIVERSITAS ISLAM NEGERI SULTHAN THAHA SAIFUDDIN JAMBI Dea Fitria; Eja Armaz Hardi; Agusriandi Agusriandi
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 3 No. 1 (2025): Januari
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v3i1.3717

Abstract

The development of information technology has changed the way customers think about conducting banking transactions, where they prioritize ease, flexibility, efficiency, and simplicity. Mobile banking is one of the services provided by banks to enable customers to carry out their banking activities at any time without having to visit the bank in person. The aim of this research is to determine the effect of service features and ease of use on the interest in using BSI Mobile among students of the Faculty of Islamic Economics and Business at Universitas Islam Negeri Sulthan Thaha Saifuddin Jambi.This research uses a quantitative approach. The population of the study consists of 336 respondents, and a random sampling technique was employed, selecting participants based on the region of the research object. The data analysis technique used to answer the research questions is multiple linear regression analysis using the SPSS program.The t-test results indicate that the service feature variable has a t-value greater than the t-table, specifically 190.629 > 3.02, meaning Ha is accepted and Ho is rejected. This implies that there is a significant effect of service features on interest. Similarly, the ease of use variable has a t-value greater than the t-table, specifically 4.421 > 1.967, meaning Ho1 is accepted and Ho2 is rejected. This shows that ease of use significantly influences the interest in using BSI Mobile.
Analisis Faktor-faktor yang Mempengaruhi Kinerja Reksadana Pendapatan Tetap Syariah di Indonesia Periode 2019-2023 Fredean Fahenzi Kholid; Elyanti Rosmanidar; Eja Armaz Hardi
Jurnal Inovasi Ekonomi Syariah dan Akuntansi Vol. 2 No. 1 (2025): Januari : Jurnal Inovasi Ekonomi Syariah dan Akuntansi (JIESA)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jiesa.v2i1.749

Abstract

In this research. conducted a study Analysis of Factors Affecting the Performance of Fixed Income Mutual Funds Sharia in Indonesia for the 2019-2023 Period. In this study using Quantitative methods and the data analysis method used is Multiple Linear Regression. Research results The results showed that inflation, exchange rates, and interest rates gave a negative significant value, so it does not contribute well to sharia fixed income mutual funds, while the money supply has a positive effect. while the amount of money in circulation has a positive effect on sharia fixed income mutual funds. The results of the calculation of the coefficient of determination shows that 43.1% of the value of Islamic fixed income mutual funds is influenced by inflation, exchange rates, money supply and interest rates.
Pengaruh Pengetahuan Keuangan, Sikap Keuangan dan Kepribadian Terhadap Perilaku Manajemen Keuangan Bagi Para Pelaku Umkm Budidaya Ikan Nila Desa Tantan Kecamatan Sekernan Kabupaten Muaro Jambi Bakri Bakri; As’ad As’ad; Eja Armaz Hardi
Sammajiva: Jurnal Penelitian Bisnis dan Manajemen Vol. 1 No. 2 (2023): Juni : SAMMAJIVA : Jurnal Penelitian Bisnis dan Manajemen
Publisher : Institut Nalanda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47861/sammajiva.v1i2.188

Abstract

This research was conducted with the aim of knowing and analyzing financial knowledge, financial attitudes and personality towards financial management behavior for business, micro, small and medium enterprises (MSMEs) in tilapia cultivation in Tantan Village, Sekernan District, Muaro Jambi Regency. and using the method of analysis with the coefficient of determination, the researchers used 27 people as resource persons to find out the results of the study. In partial research, the results show that financial knowledge, financial attitudes and personality have a positive effect on financial management behavior. Simultaneously, it shows that the variables of financial knowledge, financial attitude and personality have a positive influence on financial management behavior towards business actors. In the calculation of the coefficient of determination, it shows that the variables have an influence of 68.4% and 31.6% are influenced by variables outside this study.
Co-Authors , Agusriandi Adib, Ridwan Afrina, Leni AGRIZKY SATIVA CAHYANI Agusriandi Agusriandi, Agusriandi Agustin Nengsih, Titin Ahmad Ismail Ahmad Syahrizal Ahmad Syukron Prasaja Ainatul Muassarah Alfiyanti, Ridha Amelia Novia Pitri Anggraeni, Lidya ARIF RAHMAN Arif Rahman Ramadhan As’Ad As’Ad As’ad Isma As’ad Isma Attin, Adilza Aulia maharani Aztyara Ismadharliani Bakri Bakri Beid Fitrianova Andriani Bintang Ferdian, M. Alief Burhan Djamaluddin Dea Fitria Defri Amanda Dessy Anggraini Dhea Kurnia Saputri Dyah Najla Kushartiwi Efni Anita Efni Anita Efni Anita Elsa Wirda Yanti Elsa Wirda Yanti Elyanti Rosmanidar Eri Nofriza Erik Erwin Saputra Siregar Fathuddin Abdi Fauzan Ramli Firman Syah Noor Firmansyah Noor Fredean Fahenzi Kholid G.W.I Awal Habibah G.W.I. Awal Habibah Gea Rosnani Saragih Gwi Awal Habibah Hendra Refi Ardiansyah Husnul Prandika Husnul Prandika Ibadi, Nur Inge Oktavianti Ismadharmaliani, Aztyara Jazali, Munawir Khairiyani Leni Afrina Lidya Anggraeni M. Farhan M. Maulana Hamzah M. Zulfikri Febriansyah Maryani Maryani Masnidar Masnidar Maulana Hamzah Mega Fatimah Rosana Muhammad Khairul Muhammad Maulana Hamzah Murni Putri Pertiwi Silalahi Mustazila Mustazila Muthmainnah Muthmainnah Najuwanda. R Neneng Sudharyati Nofriza, Eri Nur Arafah Nur Arafah Nur Indah Wulan Andriani Nurfitri Martaliah Nuri Alam Siregar Nurilmi, Besse NURUL WULANDARI Puja Aprilia Putri Ayu Suryana Heri Suryanto Putri Handayani Putriana, Marissa Rabiyatul Alawiyah Rafidah Rafidah Rahma, Sri Ramadhan, Argianov Risa Pauzia Rohana Rohana Safitri, Marliza Septia Pratama, Roby Sirajul Arifin Solichah Solichah Sugeng Santoso Suri Oktiana Syahril Ahmad Syahril Ahmad Syahril Ahmad Tiara Pitri Usdeldi, Usdeldi Wahyuni Amalia Putri Yunita Sari, Diah