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All Journal INFERENSI Islamic Ecomonics Journal el-Jizya: Jurnal Ekonomi Islam Episteme: Jurnal Pengembangan Ilmu Keislaman An-Nisbah: Jurnal Ekonomi Syariah Al-Amwal : Jurnal Ekonomi dan Perbankan Syari\'ah JURNAL PENDIDIKAN TAMBUSAI Ekono Insentif Shirkah: Journal of Economics and Business Nizham Journal of Islamic Studies Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman Adzkiya : Jurnal Hukum dan Ekonomi Syariah KONSEP DAN TUJUAN PADA TINJUAN BISNIS SYARIAH Jurnal Bimas Islam Bertuah : Jurnal Syariah dan Ekonomi Islam Al-Sharf: Jurnal Ekonomi Islam Indonesian Journal of Islamic Economics and Business EKSYA: Jurnal Ekonomi Syariah Jurnal Riset Manajemen dan Akuntansi (JURIMA) Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi el-Jizya: Jurnal Ekonomi Islam Legal Protection for the Partnership Agreement Parties ADILLA: Jurnal Ilmiah Ekonomi Syari'ah International Journal of Community Service (IJCS) Journal of Student Research Journal of Artificial Intelligence and Digital Business Digital Bisnis: Jurnal Publikasi Ilmu Manajemen Dan E-commerce Jurnal Publikasi Manajemen Informatika (JUPUMI) Innovative: Journal Of Social Science Research Jurnal Riset Akuntansi Sammajiva: Jurnal Penelitian Bisnis dan Manajemen Jurnal Kajian Dan Penalaran Ilmu Manajemen Jurnal Riset dan Inovasi Manajemen Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah Jurnal Ilmiah Ekonomi dan Manajemen Akuntansi: Jurnal Riset Ilmu Akuntansi Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Maslahah: Jurnal Manajemen dan Ekonomi Syariah Menawan : Jurnal Riset dan Publikasi Ilmu Ekonomi JIMEB: Jurnal Ilmiah Manajemen, Ekonomi dan Bisnis Kajian Ekonomi dan Akuntansi Terapan Jurnal Inovasi Ekonomi Syariah dan Akuntansi Epistemé: Jurnal Pengembangan Ilmu Keislaman An-Nisbah: Jurnal Ekonomi Syariah Margin : Journal of Islamic Banking Al-masharif: Jurnal Ilmu Ekonomi dan Keislaman Jurnal Bisnis, Ekonomi Syariah dan Pajak Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Jurnal Kajian Ekonomi dan Perbankan Syariah Jurnal Manajemen, Bisnis dan Kewirausahaan
Eja Armaz Hardi
UIN Sulthan Thaha Saifuddin Jambi
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Automotive Engineering Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Dentistry Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Mechanical Engineering Medicine & Pharmacology Neuroscience Nursing Physics Public Health Social Sciences Transportation Veterinary Other

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Analisis Etos Kerja Islam Pada UMKM Rumah Produksi Olis Kota Jambi Suri Oktiana; Eja Armaz Hardi; Marissa Putriana
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 2 No. 1 (2024): Maret : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v2i1.806

Abstract

ork ethic is one of the most important and influential components of enterprise or business. Competiton in the business currently very rapidtherefore businesses are required to improve the quality of human resources effectively and effeciently. According to Islam, work ethic is a Muslim’s belief that work is a form of worship that obtains the approval of Allah SWT. This research aims to describe the analysis of the Islamic work ethic in the Olis Production House MSMEs in Jambi City. The data collection technique in the research used the interview method from 9 respondents, consisting of the owner and all employees at the Olis Production House MSMe Jambi City.Data collection techniques use qualitative methods for primary and secondary data. The results of this research can be concluded that the Islamic work ethic at the Olis Production House MSME employees has implemented several work ethics in accordance with Islamic principles, namely by adopting an attitude of responsibility,working sincerely honestly, and having pure morals. However, there is also one Islamic work ethic that has been implemented by employees at the Olis Production House MSME, namely discipline and don’t value time.
Pengaruh Fitur, Variasi Produk, dan Kemudahan Transaksi terhadap Kepuasan Pengguna Mobile Banking pada Lembaga Keuangan Perbankan Syariah di Kota Jambi M. Farhan; Eja Armaz Hardi; Syahril Ahmad
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 2 No. 3 (2024): September : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v2i3.1128

Abstract

This research aims to determine the influence of features, product variations and ease of transactions on mobile banking user satisfaction at sharia banking financial institutions in Jambi City. This research used a quantitative approach which was carried out by distributing questionnaires to 112 Mobile Banking users in Jambi City. The methods used in this research are instrument tests (validity and reliability tests), classical assumption tests (normality, multicollinearity and heteroscedasticity tests) and multiple liner analysis along with statistical tests (t test, F test and R2 Determination Coefficient). The results of this research show that features have a positive and significant effect on user satisfaction which can be determined using the t test with a significance value of 0.001 < 0.05 and a value of tcount > ttable, namely 3.426 > 0.198217. Product variations have a positive and significant effect on user satisfaction as evidenced by the significance value of 0.001 < 0.05 and the tcount > ttable value, namely 3.577 > 0.198217. ease of transactions has a positive and significant effect on user satisfaction which can be seen with a significance value of 0.001 < 0.05 and a value of tcount > ttable, namely 3.385 > 0.198217. Simultaneously, features, product variations and ease of transactions have a positive and significant effect on mobile banking user satisfaction at sharia banking financial institutions which can be seen from the F test, namely fcount > ftable or 40.058 > 2.69 and the resulting significance value is 0.000 < 0.005. The determinant coefficient value is 0.514 or 51.4% and the remaining 0.486 or 48.6% can be explained by other variables outside this research.
Manajemen Strategi Galeri Investasi Syariah untuk Meningkatkan Minat Mahasiswa dalam Berinvestasi di Pasar Modal Syariah Leni Afrina; Eja Armaz Hardi; Fauzan Ramli
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 2 No. 3 (2024): September : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v2i3.1198

Abstract

This research discusses GIS strategic management to increase students' interest in investing in the Islamic capital market. Based on the data, it can be seen that the number of investors in the GIS of UIN STS Jambi since the establishment of GIS 2016-2022, the number of investors each year is unstable and is still relatively low. However, as time goes by, some investors are no longer active in stock trading. This is due to investors' ignorance of the Islamic capital market. The results of this research are that the management strategy used is KSPM discussion, socialization, group formation, implementing the Sharia Capital Market School (SPMS) after that Sharia Capital Market Activation (APMS). The problems faced by GIS include administrators who are less active in carrying out GIS programs and activities, lack of awareness of FEBI students to see investment opportunities, difficulty in inviting FEBI students to take part in activities at GIS.
ANALISIS TINGKAT LITERASI KEUANGAN SYARIAH PADA RUMAH TANGGA KELUARGA NELAYAN DI KABUPATEN TANJUNG JABUNG BARAT Puja Aprilia; Eja Armaz Hardi; Beid Fitrianova Andriani
EKSYA : Jurnal Ekonomi Syariah Vol 4 No 2 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v4i2.1198

Abstract

So this study aims to determine the level of Islamic financial literacy in fisherman family housewives in Kampung Nelayan Village and to find out what are the obstacles in increasing Islamic financial literacy in Kampung Nelayan Village. This research qualitativemethod. The results of this study indicate that Islamic financial literacy in fisherman family housewives in Kampung Nelayan Village is not literate for aspects of basic Islamic financial knowledge of 22.4%, in terms of aspects of Financial Behavior it is in the less literate category which is equal to 46%, then from the aspect of Attitude Islamic finance is also in the less literate category, namely 28.8%. The obstacles in increasing Islamic financial literacy in Kampung Nelayan Village are the lack of socialization and knowledge education related to Islamic financial literacy and the absence of cooperation between Kampung Nelayan Village and Financial Institutions and the Financial Services Authority or related parties.
EFEKTIVITAS DAN EFESIENSI MANAJEMEN KEUANGAN PADA BADAN USAHA MILIK DESA (BUMDES) DI DESA LUBUK LAWAS KECAMATAN BATANG ASAM M. Zulfikri Febriansyah; Eja Armaz Hardi; Rabiyatul Alawiyah
EKSYA : Jurnal Ekonomi Syariah Vol 5 No 1 (2024): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v5i1.1805

Abstract

BUMDes is a pillar of economic activity in the village which functions as a social and commercial institution. BUMDes as a social institution supports the interests of the community through its contribution in providing social services. Meanwhile, as a commercial institution, its aim is to seek profits by offering local resources (goods and services) to the market. The aim of this research is to determine the effectiveness and efficiency of financial management in Village-Owned Enterprises (BUMDes) in Lubuk Lawas Village, Batang Asam District and to determine the optimization of village fund management by Village-Owned Enterprises (BUMDes) in Lubuk Lawas Village in influencing growth. sustainable local economy. The research method uses a qualitative approach. Data collection techniques use observation, interviews and documentation. The research results show that the main step taken to realize this goal is to socialize and provide training to the community. To maintain transparency, accountability and effectiveness in the management of BUMDes in Lubuk Lawas Village, monitoring is carried out by monitoring the success of the program and the budget. However, the lack of village community participation means that the reach of the BUMDes program is still uneven in improving the economic welfare of the people of Lubuk Lawas Village. Efficiency Measuring the efficiency of BUMDes in Lubuk Lawas Village can be seen from the number of people involved in BUMDes business units, the number of business units available and the performance of BUMDes in improving the economic welfare of the people of Lubuk Lawas Village. However, the uneven distribution of programs and benefits felt by the community means that the BUMDes program can be said to be still inefficient. The management of village funds by Village-Owned Enterprises (BUMDes) in Lubuk Lawas Village in influencing sustainable local economic growth is still not optimal.
Analisis Pengelolaan Badan Usaha Milik Desa Dalam Perspektif Etika Bisnis Islam (Studi BUMDes Tanjung Jaya Mandiri) Alfiyanti, Ridha; Armaz Hardi, Eja; Syah Noor, Firman
Jurnal Pendidikan Tambusai Vol. 7 No. 3 (2023): Desember 2023
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jptam.v7i3.11730

Abstract

Penelitian ini bertujuan untuk mengetahui bagaimana pengelolaan Badan Usaha Milik Desa (BUMDes) Tanjung Jaya Mandiri, dan untuk mengetahui bagaimana pengelolaan Badan Usaha Milik Desa (BUMDes) Tanjung Jaya Mandiri ditinjau dari perspektif etika bisnis islam. Penelitian ini menggunakan metode kualitatif, dengan sumber data primer dan sekunder, adapun teknik penggumpulan data yang digunakan melalui wawancara, observasi, dan dokumentasi. Hasil penelitian ini menunjukkan bahwa dalam Pengelolaan Badan Usaha Milik Desa (BUMDes) Tanjung Jaya Mandiri menerapkan prinsip-prinsip pengelolaan yaitu, Kooperatif, Partisipatif, Emansipatif, Transparan, Bertanggungjawab, dan Berkelanjutan. Pandangan Etika Bisnis Islam dalam pengelolalan BUMDes Tanjung Jaya Mandiri sesuai dengan prinsip Kesatuan, Keseimbangan, Tanggungjawab dan Kebenaran.
ANALISIS PERAN PEMERINTAH DALAM MENINGKATKAN PEREKONOMIAN SUKU ANAK DALAM : STUDI PADA DESA LUBUK JERING KEC. AIR HITAM KAB. SAROLANGUN Jazali, Munawir; Hardi, Eja Armaz; Nofriza, Eri
Jurnal Riset Manajemen dan Akuntansi Vol. 3 No. 3 (2023): Desember: Jurnal Riset Manajemen dan Akuntansi
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurima.v3i3.2446

Abstract

This study aims to determine the government’s role in improving the economy of the Orang Rimba, the obstacles encountered in fulfilling the Suku Anak Dalam, and the reasons why the Orang Rimba are still isolated from life in general. This study uses qualitative research. Explain the reality of the events under study. This makes it easier for the writer to obtain data in understanding the analysis of the government’s role in improving the economy of the tribal children in. From the results of this study it can be concluded: 1. The role of the government in improving the economy of the tribal children in, namely: assistance from the government, business capital, coaching. 2. Obstacles faced by the government in improving the internal tribal economy, namely: the absence of focused organization, constraints in conducting outreach, constraints in data collection. 3. The causes of the inner tribe of children who are still isolated from outside life, namely: still following the beliefs of their ancestors, and still following the old culture and rejecting new cultures from the outside.
STRATEGI PEMASARAN DALAM UPAYA MENARIK MINAT NASABAH MENGGUNAKAN PRODUK TABUNGAN SIGINJAI MUDHARABAH PADA BANK JAMBI SYARIAH Murni Putri Pertiwi Silalahi; Eja Armaz Hardi; Eri Nofriza
Jurnal Riset Manajemen dan Akuntansi Vol. 3 No. 3 (2023): Desember: Jurnal Riset Manajemen dan Akuntansi
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurima.v3i3.2513

Abstract

Islamic banks are financial institutions that are principled in Islamic law. All activities carried out must also be in accordance with the Qur'an and Sunnah. The increasing number of banking institutions in Indonesia will lead to competition between banks. Therefore, to win this competition, bank companies must be able to fulfill a customer satisfaction. This study aims to determine the marketing strategy in an effort to attract customers to use the siginjai mudharabah savings product at Bank Jambi Syariah KC Simpang IV Sipin. In this study using qualitative methods. In this case the researcher intends to provide a description of the marketing strategy for the Siginjai mudharabah savings product and the constraints in marketing the product. The data source used is the primary data source which is directly obtained from the main source. Data collection techniques used are interviews and documentation. Data analysis techniques with inductive patterns that are based on facts that are specific to be studied, analyzed, and concluded so that they apply in general. The results of the research analysis show that Bank Jambi Syariah has carried out a 7p + Is marketing mix even though the implementation of the marketing strategy at Bank Jambi Syariah KC Simpang IV Sipin has not been implemented optimally, especially in the field of promotion. The lack of maximum performance in the field of promotion is due to the lack of promotion using social media. Even though social media has a very important role in introducing products to the wider community and there is still a limited number of offices in each city which makes it difficult for customers to access Bank Jambi Syariah.
Pengaruh Pemahaman Saham Syariah Dan Perilaku Keuangan Mahasiswa FEBI UIN STS Jambi Terhadap Minat Pembelian Saham Syariah Melalui PT FAC Sekuritas Najuwanda. R; Eja Armaz Hardi; Agusriandi Agusriandi
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 3 (2023): Agustus : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i3.245

Abstract

This study aims to determine and analyze the influence of Islamic stock understanding and financial behavior on the intention to purchase Islamic stocks at PT FAC Sekuritas. The method used in this study is a quantitative method, and the data analysis method used is the coefficient of determination test. The sample in this study was 94 samples of FEBI students at UIN STS Jambi class of 2019-2021, by distributing Likert scale questionnaires. The results of the study show that understanding of Islamic stocks (X1) has a significant positive effect on the intention to purchase Islamic stocks (Y). This is evidenced by the value of Tcount 4.379 > Ttable 1.661 and a Sig value of 0.001 <0.05, which means that Ho is rejected and Ha is accepted. Financial Behavior (X2) shows that there is a significant positive influence on the intention to purchase Islamic stocks (Y). This is evidenced by the tcount value of the minimum capital variable of 3.480 > 1.661 with a significance value of 0.001 <0.05, so it can be concluded that Ha is accepted and Ho is rejected. Understanding of sharia stocks and financial behavior together have a significant effect on the intention to buy sharia stocks. It is known that the significance values ​​for (X1) and (X2) simultaneously affect (Y) of 0.000 <0.005 and the value of Fcount > Ftable (34.631 > 3.10). So it can be concluded that Ha is accepted and H0 is rejected. This means that the higher the level of understanding of Islamic stocks and the better financial behavior, the higher the interest of students in purchasing Islamic stocks at PT FAC Sekuritas.
Tinjauan Ekonomi Syariah Terhadap Penyaluran Dana Modal Usaha Di PNM Mekar Syariah Di Kecamatan Betung Kabupaten Banyuasin Inge Oktavianti; Eja Armaz Hardi; Agusriandi
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 2 No. 2 (2024): April : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v2i2.1056

Abstract

There are many small-scale people who want to have a business to make a living but are still hampered by capital, so they have to look for more loans to build a business that can become a foundation for the continuity of life in the future. With this, the government is now establishing various institutions that are able to increase the income of people who need capital as business capital, one of these institutions is PT. Madani Mekar Syariah National Capital. So the aim of the author's research is to find out how the practice of distributing business capital funds at PT. Madani Mekar Syariah National Capital in Betung District, Banyuasin Regency and also wants to know how sharia economic law applies to combining murabahah and wakalah contracts in one transaction which is applied to PT. Madani Mekar Syariah National Capital in Betung District, Banyuasin Regency. This research uses qualitative methods with respondents, namely branch heads and Account Office members as well as customers. Regarding informants, namely customers who are Muslim, new customers, and have businesses. The results of this research show the flow of fund distribution practices at PT. Mekar Syariah Madani National Capital in Betung District, Banyuasin Regency includes the stage of determining customers according to the criteria set by PNM Mekar Syariah, the second stage is Financing Training, the third stage is signing the agreement and disbursing funds, and the fourth stage is carrying out weekly installments. If we look at sharia economic law regarding the combination of murabahah and wakalah contracts, this is permissible and does not conflict with sharia principles because the murabahah and wakalah financing contracts are carried out at separate times.
Co-Authors , Agusriandi Adib, Ridwan Afrina, Leni AGRIZKY SATIVA CAHYANI Agusriandi Agusriandi, Agusriandi Agustin Nengsih, Titin Ahmad Ismail Ahmad Syahrizal Ahmad Syukron Prasaja Ainatul Muassarah Alfiyanti, Ridha Amelia Novia Pitri Anggraeni, Lidya Arfan Arfan ARIF RAHMAN Arif Rahman Ramadhan As’Ad As’Ad As’ad Isma As’ad Isma Attin, Adilza Aulia maharani Aztyara Ismadharliani Bakri Bakri Beid Fitrianova Andriani Bintang Ferdian, M. Alief Burhan Djamaluddin Dea Fitria Defri Amanda Dessy Anggraini Dhea Kurnia Saputri Efni Anita Efni Anita Efni Anita Elsa Wirda Yanti Elsa Wirda Yanti Elyanti Rosmanidar Elyanti Rosmanidar, Elyanti Eri Nofriza Erik Erwin Saputra Siregar Fathuddin Abdi Fauzan Ramli Firman Syah Noor Firmansyah Noor Fredean Fahenzi Kholid G.W.I Awal Habibah G.W.I. Awal Habibah Gea Rosnani Saragih Gwi Awal Habibah Halimah Halimah Hendra Refi Ardiansyah Husnul Prandika Husnul Prandika Ibadi, Nur Inge Oktavianti Ismadharmaliani, Aztyara Jazali, Munawir Khairiyani Leni Afrina Lidya Anggraeni M. Farhan M. Maulana Hamzah M. Maulana Hamzah M. Zulfikri Febriansyah Masnidar Masnidar Maulana Hamzah Muhammad Khairul Murni Putri Pertiwi Silalahi Mustazila Mustazila Muthmainnah Muthmainnah Najuwanda. R Neneng Sudharyati Nofriza, Eri Nur Arafah Nur Arafah Nur Indah Wulan Andriani Nurfitri Martaliah Nuri Alam Siregar Nurilmi, Besse NURUL WULANDARI Puja Aprilia Putri Ayu Suryana Heri Suryanto Putri Handayani Putriana, Marissa Rabiyatul Alawiyah Rafidah Rafidah Rahma, Sri Ramadhan, Argianov Risa Pauzia Rohana Rohana Safitri, Marliza Septia Pratama, Roby Sirajul Arifin Solichah Solichah Sugeng Santoso Suri Oktiana Syahril Ahmad Syahril Ahmad Syahril Ahmad Tiara Pitri Usdeldi, Usdeldi Wahyuni Amalia Putri Yunita Sari, Diah