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All Journal INFERENSI BISNIS: Jurnal Bisnis dan Manajemen Islam Islamic Ecomonics Journal el-Jizya: Jurnal Ekonomi Islam Episteme: Jurnal Pengembangan Ilmu Keislaman An-Nisbah: Jurnal Ekonomi Syariah Al-Amwal : Jurnal Ekonomi dan Perbankan Syari\'ah JURNAL PENDIDIKAN TAMBUSAI Ekono Insentif Shirkah: Journal of Economics and Business Nizham Journal of Islamic Studies Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman Adzkiya : Jurnal Hukum dan Ekonomi Syariah KONSEP DAN TUJUAN PADA TINJUAN BISNIS SYARIAH Jurnal Bimas Islam Bertuah : Jurnal Syariah dan Ekonomi Islam Al-Sharf: Jurnal Ekonomi Islam EKSYA: Jurnal Ekonomi Syariah Jurnal Riset Manajemen dan Akuntansi (JURIMA) Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi el-Jizya: Jurnal Ekonomi Islam Legal Protection for the Partnership Agreement Parties ADILLA: Jurnal Ilmiah Ekonomi Syari'ah International Journal of Community Service (IJCS) Journal of Student Research Digital Bisnis: Jurnal Publikasi Ilmu Manajemen Dan E-commerce Jurnal Publikasi Manajemen Informatika (JUPUMI) Innovative: Journal Of Social Science Research Jurnal Riset Akuntansi Sammajiva: Jurnal Penelitian Bisnis dan Manajemen Jurnal Kajian Dan Penalaran Ilmu Manajemen Jurnal Riset dan Inovasi Manajemen Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah Jurnal Ilmiah Ekonomi dan Manajemen Akuntansi: Jurnal Riset Ilmu Akuntansi Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Maslahah: Jurnal Manajemen dan Ekonomi Syariah Menawan : Jurnal Riset dan Publikasi Ilmu Ekonomi JIMEB: Jurnal Ilmiah Manajemen, Ekonomi dan Bisnis Kajian Ekonomi dan Akuntansi Terapan Jurnal Inovasi Ekonomi Syariah dan Akuntansi Epistemé: Jurnal Pengembangan Ilmu Keislaman An-Nisbah: Jurnal Ekonomi Syariah Margin : Journal of Islamic Banking Al-masharif: Jurnal Ilmu Ekonomi dan Keislaman Jurnal Bisnis, Ekonomi Syariah dan Pajak Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Jurnal Kajian Ekonomi dan Perbankan Syariah
Eja Armaz Hardi
UIN Sulthan Thaha Saifuddin Jambi
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Dampak Penurunan Harga Karet Terhadap Kesejahteraan Keluarga Petani Di Desa Kertopati Tahun 2017-2021: Studi Kasus Di Kecamatan Mandiangin Kabupaten Sarolangun Mustazila Mustazila; Eja Armaz Hardi; Ahmad Syahrizal
Jurnal Riset Akuntansi Vol. 2 No. 1 (2024): February : Jurnal Riset Akuntansi
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jura-itb.v2i1.1370

Abstract

This study aims to find out what impact the Kertopati village community felt as a result of a decrease in the price of rubber sap and how the Kertopati village community's efforts to improve welfare resulted from a decrease in rubber latex prices, this research is of a qualitative type. The object of this research is the entire community of Kertopati village who work as rubber farmers. The data sources used are primary data and secondary data. Data were obtained directly from 12 respondents using data analysis methods, namely observation, interviews and personal documentation, then the data was processed using data processing techniques. The results of the study show that: The impact they feel is the lack of fulfillment of their daily needs, they must try to find efforts to meet these needs, try to continue to complement clothing and food, and be able to meet social economic needs. The Kertopati village community must be able to survive, for the head of the household must be able to stand up to keep the family alive. The efforts they make, namely by carrying out new professions such as being construction workers, selling and even working with other people (ART), this proves that the efforts they are making are to continue to make ends meet and improve welfare.
Analisis Manajemen Dana Desa Terhadap Pembangunan di Desa Tantan Elsa Wirda Yanti; As’ad Isma; Eja Armaz Hardi
Jurnal Riset dan Inovasi Manajemen Vol. 1 No. 2 (2023): Mei : Jurnal Riset dan Inovasi Manajemen
Publisher : Universitas Katolik Widya Karya Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59581/jrim-widyakarya.v1i2.202

Abstract

In managing village funds, the government in Tantan Village has limited human resources that have a role in managing them. Based on its type, this research is a qualitative research with primary and secondary data sources. The methods used for data collection in this study are observation, interviews, and documentation. The steps in the analysis are collecting data, summarizing the data, presenting the data, and then drawing conclusions. Based on the results of this study, it shows that the management of village funds under development in 2021 at the planning, implementing, organizing, implementing and also reporting stages has been carried out quite well. In an Islamic perspective, the management of village funds in Tantan village has not yet implemented the principle of justice in its implementation. And for the impact arising from the management of village fund management in the village of Tantan, it is felt that it has had a positive impact in the field of development.
Analisis Etos Kerja Islam Pada UMKM Rumah Produksi Olis Kota Jambi Suri Oktiana; Eja Armaz Hardi; Marissa Putriana
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 2 No. 1 (2024): Maret : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v2i1.806

Abstract

ork ethic is one of the most important and influential components of enterprise or business. Competiton in the business currently very rapidtherefore businesses are required to improve the quality of human resources effectively and effeciently. According to Islam, work ethic is a Muslim’s belief that work is a form of worship that obtains the approval of Allah SWT. This research aims to describe the analysis of the Islamic work ethic in the Olis Production House MSMEs in Jambi City. The data collection technique in the research used the interview method from 9 respondents, consisting of the owner and all employees at the Olis Production House MSMe Jambi City.Data collection techniques use qualitative methods for primary and secondary data. The results of this research can be concluded that the Islamic work ethic at the Olis Production House MSME employees has implemented several work ethics in accordance with Islamic principles, namely by adopting an attitude of responsibility,working sincerely honestly, and having pure morals. However, there is also one Islamic work ethic that has been implemented by employees at the Olis Production House MSME, namely discipline and don’t value time.
Pengaruh Fitur, Variasi Produk, dan Kemudahan Transaksi terhadap Kepuasan Pengguna Mobile Banking pada Lembaga Keuangan Perbankan Syariah di Kota Jambi M. Farhan; Eja Armaz Hardi; Syahril Ahmad
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 2 No. 3 (2024): September : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v2i3.1128

Abstract

This research aims to determine the influence of features, product variations and ease of transactions on mobile banking user satisfaction at sharia banking financial institutions in Jambi City. This research used a quantitative approach which was carried out by distributing questionnaires to 112 Mobile Banking users in Jambi City. The methods used in this research are instrument tests (validity and reliability tests), classical assumption tests (normality, multicollinearity and heteroscedasticity tests) and multiple liner analysis along with statistical tests (t test, F test and R2 Determination Coefficient). The results of this research show that features have a positive and significant effect on user satisfaction which can be determined using the t test with a significance value of 0.001 < 0.05 and a value of tcount > ttable, namely 3.426 > 0.198217. Product variations have a positive and significant effect on user satisfaction as evidenced by the significance value of 0.001 < 0.05 and the tcount > ttable value, namely 3.577 > 0.198217. ease of transactions has a positive and significant effect on user satisfaction which can be seen with a significance value of 0.001 < 0.05 and a value of tcount > ttable, namely 3.385 > 0.198217. Simultaneously, features, product variations and ease of transactions have a positive and significant effect on mobile banking user satisfaction at sharia banking financial institutions which can be seen from the F test, namely fcount > ftable or 40.058 > 2.69 and the resulting significance value is 0.000 < 0.005. The determinant coefficient value is 0.514 or 51.4% and the remaining 0.486 or 48.6% can be explained by other variables outside this research.
Manajemen Strategi Galeri Investasi Syariah untuk Meningkatkan Minat Mahasiswa dalam Berinvestasi di Pasar Modal Syariah Leni Afrina; Eja Armaz Hardi; Fauzan Ramli
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 2 No. 3 (2024): September : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v2i3.1198

Abstract

This research discusses GIS strategic management to increase students' interest in investing in the Islamic capital market. Based on the data, it can be seen that the number of investors in the GIS of UIN STS Jambi since the establishment of GIS 2016-2022, the number of investors each year is unstable and is still relatively low. However, as time goes by, some investors are no longer active in stock trading. This is due to investors' ignorance of the Islamic capital market. The results of this research are that the management strategy used is KSPM discussion, socialization, group formation, implementing the Sharia Capital Market School (SPMS) after that Sharia Capital Market Activation (APMS). The problems faced by GIS include administrators who are less active in carrying out GIS programs and activities, lack of awareness of FEBI students to see investment opportunities, difficulty in inviting FEBI students to take part in activities at GIS.
ANALISIS TINGKAT LITERASI KEUANGAN SYARIAH PADA RUMAH TANGGA KELUARGA NELAYAN DI KABUPATEN TANJUNG JABUNG BARAT Puja Aprilia; Eja Armaz Hardi; Beid Fitrianova Andriani
EKSYA : Jurnal Ekonomi Syariah Vol 4 No 2 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v4i2.1198

Abstract

So this study aims to determine the level of Islamic financial literacy in fisherman family housewives in Kampung Nelayan Village and to find out what are the obstacles in increasing Islamic financial literacy in Kampung Nelayan Village. This research qualitativemethod. The results of this study indicate that Islamic financial literacy in fisherman family housewives in Kampung Nelayan Village is not literate for aspects of basic Islamic financial knowledge of 22.4%, in terms of aspects of Financial Behavior it is in the less literate category which is equal to 46%, then from the aspect of Attitude Islamic finance is also in the less literate category, namely 28.8%. The obstacles in increasing Islamic financial literacy in Kampung Nelayan Village are the lack of socialization and knowledge education related to Islamic financial literacy and the absence of cooperation between Kampung Nelayan Village and Financial Institutions and the Financial Services Authority or related parties.
EFEKTIVITAS DAN EFESIENSI MANAJEMEN KEUANGAN PADA BADAN USAHA MILIK DESA (BUMDES) DI DESA LUBUK LAWAS KECAMATAN BATANG ASAM M. Zulfikri Febriansyah; Eja Armaz Hardi; Rabiyatul Alawiyah
EKSYA : Jurnal Ekonomi Syariah Vol 5 No 1 (2024): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v5i1.1805

Abstract

BUMDes is a pillar of economic activity in the village which functions as a social and commercial institution. BUMDes as a social institution supports the interests of the community through its contribution in providing social services. Meanwhile, as a commercial institution, its aim is to seek profits by offering local resources (goods and services) to the market. The aim of this research is to determine the effectiveness and efficiency of financial management in Village-Owned Enterprises (BUMDes) in Lubuk Lawas Village, Batang Asam District and to determine the optimization of village fund management by Village-Owned Enterprises (BUMDes) in Lubuk Lawas Village in influencing growth. sustainable local economy. The research method uses a qualitative approach. Data collection techniques use observation, interviews and documentation. The research results show that the main step taken to realize this goal is to socialize and provide training to the community. To maintain transparency, accountability and effectiveness in the management of BUMDes in Lubuk Lawas Village, monitoring is carried out by monitoring the success of the program and the budget. However, the lack of village community participation means that the reach of the BUMDes program is still uneven in improving the economic welfare of the people of Lubuk Lawas Village. Efficiency Measuring the efficiency of BUMDes in Lubuk Lawas Village can be seen from the number of people involved in BUMDes business units, the number of business units available and the performance of BUMDes in improving the economic welfare of the people of Lubuk Lawas Village. However, the uneven distribution of programs and benefits felt by the community means that the BUMDes program can be said to be still inefficient. The management of village funds by Village-Owned Enterprises (BUMDes) in Lubuk Lawas Village in influencing sustainable local economic growth is still not optimal.
Analisis Pengelolaan Badan Usaha Milik Desa Dalam Perspektif Etika Bisnis Islam (Studi BUMDes Tanjung Jaya Mandiri) Alfiyanti, Ridha; Armaz Hardi, Eja; Syah Noor, Firman
Jurnal Pendidikan Tambusai Vol. 7 No. 3 (2023): Desember 2023
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jptam.v7i3.11730

Abstract

Penelitian ini bertujuan untuk mengetahui bagaimana pengelolaan Badan Usaha Milik Desa (BUMDes) Tanjung Jaya Mandiri, dan untuk mengetahui bagaimana pengelolaan Badan Usaha Milik Desa (BUMDes) Tanjung Jaya Mandiri ditinjau dari perspektif etika bisnis islam. Penelitian ini menggunakan metode kualitatif, dengan sumber data primer dan sekunder, adapun teknik penggumpulan data yang digunakan melalui wawancara, observasi, dan dokumentasi. Hasil penelitian ini menunjukkan bahwa dalam Pengelolaan Badan Usaha Milik Desa (BUMDes) Tanjung Jaya Mandiri menerapkan prinsip-prinsip pengelolaan yaitu, Kooperatif, Partisipatif, Emansipatif, Transparan, Bertanggungjawab, dan Berkelanjutan. Pandangan Etika Bisnis Islam dalam pengelolalan BUMDes Tanjung Jaya Mandiri sesuai dengan prinsip Kesatuan, Keseimbangan, Tanggungjawab dan Kebenaran.
ANALISIS PERAN PEMERINTAH DALAM MENINGKATKAN PEREKONOMIAN SUKU ANAK DALAM : STUDI PADA DESA LUBUK JERING KEC. AIR HITAM KAB. SAROLANGUN Jazali, Munawir; Hardi, Eja Armaz; Nofriza, Eri
Jurnal Riset Manajemen dan Akuntansi Vol. 3 No. 3 (2023): Desember: Jurnal Riset Manajemen dan Akuntansi
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurima.v3i3.2446

Abstract

This study aims to determine the government’s role in improving the economy of the Orang Rimba, the obstacles encountered in fulfilling the Suku Anak Dalam, and the reasons why the Orang Rimba are still isolated from life in general. This study uses qualitative research. Explain the reality of the events under study. This makes it easier for the writer to obtain data in understanding the analysis of the government’s role in improving the economy of the tribal children in. From the results of this study it can be concluded: 1. The role of the government in improving the economy of the tribal children in, namely: assistance from the government, business capital, coaching. 2. Obstacles faced by the government in improving the internal tribal economy, namely: the absence of focused organization, constraints in conducting outreach, constraints in data collection. 3. The causes of the inner tribe of children who are still isolated from outside life, namely: still following the beliefs of their ancestors, and still following the old culture and rejecting new cultures from the outside.
STRATEGI PEMASARAN DALAM UPAYA MENARIK MINAT NASABAH MENGGUNAKAN PRODUK TABUNGAN SIGINJAI MUDHARABAH PADA BANK JAMBI SYARIAH Murni Putri Pertiwi Silalahi; Eja Armaz Hardi; Eri Nofriza
Jurnal Riset Manajemen dan Akuntansi Vol. 3 No. 3 (2023): Desember: Jurnal Riset Manajemen dan Akuntansi
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurima.v3i3.2513

Abstract

Islamic banks are financial institutions that are principled in Islamic law. All activities carried out must also be in accordance with the Qur'an and Sunnah. The increasing number of banking institutions in Indonesia will lead to competition between banks. Therefore, to win this competition, bank companies must be able to fulfill a customer satisfaction. This study aims to determine the marketing strategy in an effort to attract customers to use the siginjai mudharabah savings product at Bank Jambi Syariah KC Simpang IV Sipin. In this study using qualitative methods. In this case the researcher intends to provide a description of the marketing strategy for the Siginjai mudharabah savings product and the constraints in marketing the product. The data source used is the primary data source which is directly obtained from the main source. Data collection techniques used are interviews and documentation. Data analysis techniques with inductive patterns that are based on facts that are specific to be studied, analyzed, and concluded so that they apply in general. The results of the research analysis show that Bank Jambi Syariah has carried out a 7p + Is marketing mix even though the implementation of the marketing strategy at Bank Jambi Syariah KC Simpang IV Sipin has not been implemented optimally, especially in the field of promotion. The lack of maximum performance in the field of promotion is due to the lack of promotion using social media. Even though social media has a very important role in introducing products to the wider community and there is still a limited number of offices in each city which makes it difficult for customers to access Bank Jambi Syariah.
Co-Authors , Agusriandi Adib, Ridwan Afrina, Leni AGRIZKY SATIVA CAHYANI Agusriandi Agusriandi, Agusriandi Ahmad Ismail Ahmad Syahrizal Ahmad Syukron Prasaja Alfiyanti, Ridha Amelia Novia Pitri Anggraeni, Lidya Arfan Arfan ARIF RAHMAN Arif Rahman Ramadhan As’Ad As’Ad As’ad Isma As’ad Isma Aulia maharani Aztyara Ismadharliani Bakri Bakri Beid Fitrianova Andriani Bintang Ferdian, M. Alief Burhan Djamaluddin Dea Fitria Defri Amanda Dessy Anggraini Dhea Kurnia Saputri Efni Anita Efni Anita Efni Anita Elsa Wirda Yanti Elsa Wirda Yanti Elyanti Rosmanidar Elyanti Rosmanidar, Elyanti Eri Nofriza Erik Erwin Saputra Siregar Fathuddin Abdi Fauzan Ramli Firman Syah Noor Firmansyah Noor Fredean Fahenzi Kholid G.W.I Awal Habibah G.W.I. Awal Habibah Gea Rosnani Saragih Gwi Awal Habibah Halimah Halimah Hendra Refi Ardiansyah Husnul Prandika Husnul Prandika Ibadi, Nur Inge Oktavianti Ismadharmaliani, Aztyara Jazali, Munawir Leni Afrina Lidya Anggraeni M. Farhan M. Maulana Hamzah M. Maulana Hamzah M. Zulfikri Febriansyah Masnidar Masnidar Maulana Hamzah Muhammad Khairul Murni Putri Pertiwi Silalahi Mustazila Mustazila Najuwanda. R Neneng Sudharyati Nofriza, Eri Nur Arafah Nur Arafah Nur Indah Wulan Andriani Nurfitri Martaliah Nuri Alam Siregar Nurilmi, Besse NURUL WULANDARI Puja Aprilia Putri Ayu Suryana Heri Suryanto Putriana, Marissa Rabiyatul Alawiyah Rafidah Rafidah Rahma, Sri Ramadhan, Argianov Risa Pauzia Rohana Rohana Safitri, Marliza Septia Pratama, Roby Sirajul Arifin Solichah Solichah Sugeng Santoso Suri Oktiana Syahril Ahmad Syahril Ahmad Syahril Ahmad Tiara Pitri Usdeldi, Usdeldi Wahyuni Amalia Putri Yunita Sari, Diah