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PENGARUH PENGHARGAAN FINANSIAL DAN PERTIMBANGAN PASAR KERJA TERHADAP MINAT MAHASISWA BEKERJA DI BANK SYARIAH (STUDI PADA MAHASISWA FEBI UIN STS JAMBI)
Nur Arafah;
Eja Armaz Hardi;
Erwin Saputra Siregar
MARGIN: Journal of Islamic Banking Vol 4 No 1 (2024): MARGIN JOURNAL OF ISLAMIC BANKING
Publisher : UIN Sulthan Thaha Saifuddin Jambi
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DOI: 10.30631/margin.v4i1.2342
Minat kerja merupakan kecenderungan memiliki kemauan dan kemampuan untuk melaksanakan pekerjaan berdasarkan kemampuan dan pengetahuan. Penghargaan finansial merupakan gaji atau bayaran yang diperoleh pekerja berdasarkan jabatan atau tugas yang dikerjakan, dan pertimbangan pasar kerja merupakan ketersediaan lapangan pekerjaan untuk jenis keahlian tertentu. Tujuan penelitian ini adalah untuk pengetahui pengaruh penghargaan finansial dan pertimbangan pasar kerja terhadap minat mahasiswa FEBI UIN STS Jambi bekerja pada Bank Syariah. Metode penelitian yang digunakan dalam penelitian ini adalah metode penelitian kuantitatif. Populasi dalam penelitian ini sebanyak 540 mahasiswa dan sampelnya adalah mahasiswa semester 8 FEBI UIN STS Jambi, yang terdiri dari Prodi Ekonomi Syariah, Akuntansi Syariah, Perbankan Syariah, dan Manajemen Keuangan Syariah. Hasil penelitian menunjukkan penghargaan finansial berpengaruh positif signifikan terhadap minat mahasiswa bekerja di Bank Syariah. pertimbangan pasar kerja berpengaruh signifikan terhadap minat mahasiswa bekerja di Bank Syariah. Variabel penghargaan finansial dan pertimbangan pasar secara bersama-sama berpengaruh terhadap minat mahasiswa bekerja di Bank Syariah.
Urgensi Tawakal Dalam Ekonomi Islam
Eja Armaz Hardi
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 7, No 2 (2019)
Publisher : Institut Agama Islam Negeri Padngsidimpuan
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DOI: 10.24952/masharif.v7i2.2184
AbstractIn searching the origin of the word tawakal 38 times were repeated. 21 personal tawakal words, 11 mentioned that tawakal people are believers, 4 times the appeal for tawakal in general and 2 times the word is interpreted by delegation. Tawakal is one way to maintain good relations between the servant and Allah SWT. This vertical relationship must go hand in hand with the muamalah insaniyah relationship. In Islam, Muslims must uphold the values of trust in Allah. Because in every human activity is the result of efforts made and the intervention of Allah SWT. Then the mention of trusts 38 times. The concept of trust in the Koran is a personal activity of a servant to Allah. With many individuals trusting will form a community of faith. Meanwhile, in the context of Islamic economics, trustees will form a healthy, honest and clean market mechanism. Tawakal is also called upon to humans in general and tawakal can also be interpreted as a form of delegation of activities from one person to another.AbstrakPada penelurusan asal kata tawakal ditemui sebanyak 38 kali pengulangan. 21 kata tawakal yang bersifat personal, 11 disebutkan bahwa orang tawakal adalah orang yang beriman, 4 kali seruan untuk tawakal secara umum dan 2 kali kata tersebut dimaknai dengan delegasi. Tawakal merupakan satu dari cara untuk menjaga hubungan baik antara hamba dan Allah SWT. Hubungan vertikal ini harus beriringan dengan hubungan muamalah insaniyah. Dalam Islam, muslim harus menjunjung nilai-nilai tawakal kepada Allah. Karena dalam setiap aktifitas manusia merupakan hasil dari upaya yang dilakukan serta campur tangan Allah SWT. Kemudian penyebutan tawakal 38 kali. Konsep tawakal dalam al-Quran merupakan aktifitas personal seorang hamba kepada Allah. Dengan banyaknya individu bertawakal akan membentuk masyarakat beriman.Sedangkan dalam konteks ekonomi Islam pelaku tawakal akan membentuk mekanisme pasar yang sehat, jujur dan bersih. Tawakal juga diserukan kepada manusia secara umum dan tawakal dapat dimaknai juga sebagai bentuk delegasi kegiatan dari seseorang ke orang lain.
Analisis Faktor Yang Memengaruhi Mahasiswa Bertransaki Di Bank Syariah Dan Bank Konvensional (Studi Kasus Mahasiswa Prodi Perbankan Syariah Uin Sulthan Thaha Saifudin Jambi Tahun 2018-2020)
Risa Pauzia;
Eja Armaz Hardi;
Eri Nofriza
Akuntansi Vol. 1 No. 3 (2022): September : Jurnal Riset Ilmu Akuntansi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia
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DOI: 10.55606/jurnalrisetilmuakuntansi.v1i3.87
Penelitian ini mengkaji tentang analisis faktor yang memengaruhi Mahasiswa bertransaksi di Bank Syariah dan Bank Konvensional (Studi Kasus Mahasiswa Prodi Perbankan Syariah Uin Sultan Thaha Saifudin Jambi Tahun 2018-2020). Penelitian ini bertujuan Untuk mengetahui faktor yang memengaruhi mahasiswa program studi perbankan syariah febi bertransaksi dibank Syariah dan bank konvensional, serta mengetahui produk pelayanan jasa bank Syariah dan bank Konvensional yang sering digunakan oleh mahasiswa program studi Perbankan Syariah febi. Dalam penelitian ini menggunakan pendekatan kualitatif, metode pengumpulan data dengan melakukan observasi partisipasif, wawancara, dan dokumentasi. Hasil penelitian ini menunjukan bahwa, terdapat tiga faktor yang memengaruhi Mahasiswa Bertransaksi di Bank Syariah dan Bank Konvensional (Studi Kasus Mahasiswa Prodi Perbankan Syariah Uin Sultan Thaha Saifudin Jambi Tahun 2018-2020), diantaranya yaitu faktor biaya adminstrasi, dimana mahasiswa bertransaksi menggunakan dua jasa pelayanan bank karena biaya adminstrasi yang dibebankan jika melakukan transaksi berbeda bank, selanjutnya faktor lokasi dimana mahasiswa menggunakan dua jasa pelayanan perbankan karena lokasi bank yang mudah diakses, dan tersebar dimana-mana guna membantu kemudahan dalam bertransaksi, dan yang terakhir faktor kebutuhan dimana mahasiswa memiiki kebutuhan masing-masing baik kebutuhan eksternal maupun internal yang menggunakan dua jasa pelayanan bank yaitu bank syariah dan bank konvensional, sedangkan produk pelayanan jasa yang sering digunakan yaitu transfer, tarik tunai dan menabung dimana mahasiswa sering melakukan transfer kepada orang tua, transfer pembayaran ukt (uang kuliah tunggal) dan tarik tunai mengambil uang dari kiriman orang tua dan pihak lain serta menabung uang dari kiriman orang tua buat kebutuhan kuliah dan sehari-hari
Dampak Penurunan Harga Karet Terhadap Kesejahteraan Keluarga Petani Di Desa Kertopati Tahun 2017-2021: Studi Kasus Di Kecamatan Mandiangin Kabupaten Sarolangun
Mustazila Mustazila;
Eja Armaz Hardi;
Ahmad Syahrizal
Jurnal Riset Akuntansi Vol. 2 No. 1 (2024): February : Jurnal Riset Akuntansi
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang
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DOI: 10.54066/jura-itb.v2i1.1370
This study aims to find out what impact the Kertopati village community felt as a result of a decrease in the price of rubber sap and how the Kertopati village community's efforts to improve welfare resulted from a decrease in rubber latex prices, this research is of a qualitative type. The object of this research is the entire community of Kertopati village who work as rubber farmers. The data sources used are primary data and secondary data. Data were obtained directly from 12 respondents using data analysis methods, namely observation, interviews and personal documentation, then the data was processed using data processing techniques. The results of the study show that: The impact they feel is the lack of fulfillment of their daily needs, they must try to find efforts to meet these needs, try to continue to complement clothing and food, and be able to meet social economic needs. The Kertopati village community must be able to survive, for the head of the household must be able to stand up to keep the family alive. The efforts they make, namely by carrying out new professions such as being construction workers, selling and even working with other people (ART), this proves that the efforts they are making are to continue to make ends meet and improve welfare.
Analisis Etos Kerja Islam Pada UMKM Rumah Produksi Olis Kota Jambi
Suri Oktiana;
Eja Armaz Hardi;
Marissa Putriana
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 2 No. 1 (2024): Maret : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia
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DOI: 10.61132/nuansa.v2i1.806
ork ethic is one of the most important and influential components of enterprise or business. Competiton in the business currently very rapidtherefore businesses are required to improve the quality of human resources effectively and effeciently. According to Islam, work ethic is a Muslim’s belief that work is a form of worship that obtains the approval of Allah SWT. This research aims to describe the analysis of the Islamic work ethic in the Olis Production House MSMEs in Jambi City. The data collection technique in the research used the interview method from 9 respondents, consisting of the owner and all employees at the Olis Production House MSMe Jambi City.Data collection techniques use qualitative methods for primary and secondary data. The results of this research can be concluded that the Islamic work ethic at the Olis Production House MSME employees has implemented several work ethics in accordance with Islamic principles, namely by adopting an attitude of responsibility,working sincerely honestly, and having pure morals. However, there is also one Islamic work ethic that has been implemented by employees at the Olis Production House MSME, namely discipline and don’t value time.
Pengaruh Fitur, Variasi Produk, dan Kemudahan Transaksi terhadap Kepuasan Pengguna Mobile Banking pada Lembaga Keuangan Perbankan Syariah di Kota Jambi
M. Farhan;
Eja Armaz Hardi;
Syahril Ahmad
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 2 No. 3 (2024): September : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia
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DOI: 10.61132/nuansa.v2i3.1128
This research aims to determine the influence of features, product variations and ease of transactions on mobile banking user satisfaction at sharia banking financial institutions in Jambi City. This research used a quantitative approach which was carried out by distributing questionnaires to 112 Mobile Banking users in Jambi City. The methods used in this research are instrument tests (validity and reliability tests), classical assumption tests (normality, multicollinearity and heteroscedasticity tests) and multiple liner analysis along with statistical tests (t test, F test and R2 Determination Coefficient). The results of this research show that features have a positive and significant effect on user satisfaction which can be determined using the t test with a significance value of 0.001 < 0.05 and a value of tcount > ttable, namely 3.426 > 0.198217. Product variations have a positive and significant effect on user satisfaction as evidenced by the significance value of 0.001 < 0.05 and the tcount > ttable value, namely 3.577 > 0.198217. ease of transactions has a positive and significant effect on user satisfaction which can be seen with a significance value of 0.001 < 0.05 and a value of tcount > ttable, namely 3.385 > 0.198217. Simultaneously, features, product variations and ease of transactions have a positive and significant effect on mobile banking user satisfaction at sharia banking financial institutions which can be seen from the F test, namely fcount > ftable or 40.058 > 2.69 and the resulting significance value is 0.000 < 0.005. The determinant coefficient value is 0.514 or 51.4% and the remaining 0.486 or 48.6% can be explained by other variables outside this research.
Manajemen Strategi Galeri Investasi Syariah untuk Meningkatkan Minat Mahasiswa dalam Berinvestasi di Pasar Modal Syariah
Leni Afrina;
Eja Armaz Hardi;
Fauzan Ramli
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 2 No. 3 (2024): September : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia
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DOI: 10.61132/nuansa.v2i3.1198
This research discusses GIS strategic management to increase students' interest in investing in the Islamic capital market. Based on the data, it can be seen that the number of investors in the GIS of UIN STS Jambi since the establishment of GIS 2016-2022, the number of investors each year is unstable and is still relatively low. However, as time goes by, some investors are no longer active in stock trading. This is due to investors' ignorance of the Islamic capital market. The results of this research are that the management strategy used is KSPM discussion, socialization, group formation, implementing the Sharia Capital Market School (SPMS) after that Sharia Capital Market Activation (APMS). The problems faced by GIS include administrators who are less active in carrying out GIS programs and activities, lack of awareness of FEBI students to see investment opportunities, difficulty in inviting FEBI students to take part in activities at GIS.
ANALISIS TINGKAT LITERASI KEUANGAN SYARIAH PADA RUMAH TANGGA KELUARGA NELAYAN DI KABUPATEN TANJUNG JABUNG BARAT
Puja Aprilia;
Eja Armaz Hardi;
Beid Fitrianova Andriani
EKSYA : Jurnal Ekonomi Syariah Vol 4 No 2 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal
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DOI: 10.56874/eksya.v4i2.1198
So this study aims to determine the level of Islamic financial literacy in fisherman family housewives in Kampung Nelayan Village and to find out what are the obstacles in increasing Islamic financial literacy in Kampung Nelayan Village. This research qualitativemethod. The results of this study indicate that Islamic financial literacy in fisherman family housewives in Kampung Nelayan Village is not literate for aspects of basic Islamic financial knowledge of 22.4%, in terms of aspects of Financial Behavior it is in the less literate category which is equal to 46%, then from the aspect of Attitude Islamic finance is also in the less literate category, namely 28.8%. The obstacles in increasing Islamic financial literacy in Kampung Nelayan Village are the lack of socialization and knowledge education related to Islamic financial literacy and the absence of cooperation between Kampung Nelayan Village and Financial Institutions and the Financial Services Authority or related parties.
EFEKTIVITAS DAN EFESIENSI MANAJEMEN KEUANGAN PADA BADAN USAHA MILIK DESA (BUMDES) DI DESA LUBUK LAWAS KECAMATAN BATANG ASAM
M. Zulfikri Febriansyah;
Eja Armaz Hardi;
Rabiyatul Alawiyah
EKSYA : Jurnal Ekonomi Syariah Vol 5 No 1 (2024): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal
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DOI: 10.56874/eksya.v5i1.1805
BUMDes is a pillar of economic activity in the village which functions as a social and commercial institution. BUMDes as a social institution supports the interests of the community through its contribution in providing social services. Meanwhile, as a commercial institution, its aim is to seek profits by offering local resources (goods and services) to the market. The aim of this research is to determine the effectiveness and efficiency of financial management in Village-Owned Enterprises (BUMDes) in Lubuk Lawas Village, Batang Asam District and to determine the optimization of village fund management by Village-Owned Enterprises (BUMDes) in Lubuk Lawas Village in influencing growth. sustainable local economy. The research method uses a qualitative approach. Data collection techniques use observation, interviews and documentation. The research results show that the main step taken to realize this goal is to socialize and provide training to the community. To maintain transparency, accountability and effectiveness in the management of BUMDes in Lubuk Lawas Village, monitoring is carried out by monitoring the success of the program and the budget. However, the lack of village community participation means that the reach of the BUMDes program is still uneven in improving the economic welfare of the people of Lubuk Lawas Village. Efficiency Measuring the efficiency of BUMDes in Lubuk Lawas Village can be seen from the number of people involved in BUMDes business units, the number of business units available and the performance of BUMDes in improving the economic welfare of the people of Lubuk Lawas Village. However, the uneven distribution of programs and benefits felt by the community means that the BUMDes program can be said to be still inefficient. The management of village funds by Village-Owned Enterprises (BUMDes) in Lubuk Lawas Village in influencing sustainable local economic growth is still not optimal.
Analisis Pengelolaan Badan Usaha Milik Desa Dalam Perspektif Etika Bisnis Islam (Studi BUMDes Tanjung Jaya Mandiri)
Alfiyanti, Ridha;
Armaz Hardi, Eja;
Syah Noor, Firman
Jurnal Pendidikan Tambusai Vol. 7 No. 3 (2023): Desember 2023
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia
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DOI: 10.31004/jptam.v7i3.11730
Penelitian ini bertujuan untuk mengetahui bagaimana pengelolaan Badan Usaha Milik Desa (BUMDes) Tanjung Jaya Mandiri, dan untuk mengetahui bagaimana pengelolaan Badan Usaha Milik Desa (BUMDes) Tanjung Jaya Mandiri ditinjau dari perspektif etika bisnis islam. Penelitian ini menggunakan metode kualitatif, dengan sumber data primer dan sekunder, adapun teknik penggumpulan data yang digunakan melalui wawancara, observasi, dan dokumentasi. Hasil penelitian ini menunjukkan bahwa dalam Pengelolaan Badan Usaha Milik Desa (BUMDes) Tanjung Jaya Mandiri menerapkan prinsip-prinsip pengelolaan yaitu, Kooperatif, Partisipatif, Emansipatif, Transparan, Bertanggungjawab, dan Berkelanjutan. Pandangan Etika Bisnis Islam dalam pengelolalan BUMDes Tanjung Jaya Mandiri sesuai dengan prinsip Kesatuan, Keseimbangan, Tanggungjawab dan Kebenaran.