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All Journal Jurnal Bisnis dan Manajemen Ekonomikawan : Jurnal Ilmu Ekonomi dan Studi Pembangunan At-Taradhi: Jurnal Studi Ekonomi Laa Maisyir Jurnal Ekonomi Islam Jurnal Ilmiah Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah JURNAL MANAJEMEN BISNIS Al-Kharaj: Journal of Islamic Economic and Business Mahaguru: Jurnal Pendidikan Guru Sekolah Dasar Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences INTELEKTIVA JURNAL MANAJEMEN AKUNTANSI (JUMSI) JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen EKSYA: Jurnal Ekonomi Syariah Jurnal Akuntansi dan Keuangan Economic Reviews Journal Transformasi: Journal of Economics and Business Management Amkop Management Accounting Review (AMAR) Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Jurnal Riset Akuntansi Jurnal Riset Ekonomi dan Akuntansi Jurnal Ilmiah Ekonomi dan Manajemen Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Maslahah: Jurnal Manajemen dan Ekonomi Syariah IIJSE Liberosis: Jurnal Psikologi dan Bimbingan Konseling El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Islamic Economics and finance in Focus (IEFF) Jurnal Ekonomi Bisnis dan Kewirausahaan Journal of Sharia Business Management Jurnal Riset dan Inovasi Manajemen
NUR AHMADI BI RAHMANI
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Pengaruh Bagi Hasil, Kurs, Dan Inflasi Terhadap Pertumbuhan Pendapatan Bagi Hasil Nasabah Deposito Mudharabah : Studi Kasus Bank Muamalat Indonesia Wilda Efrilyati; Nur Ahmadi Bi Rahmani; Laylan Syafina
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 2 No. 1 (2024): Januari : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v2i1.565

Abstract

Profit sharing is the distribution of business results that have been carried out by the parties who entered into the agreement, namely the customer and the sharia bank. In this case, the results of the business carried out by both parties or one party will be divided according to the portion of each party entering into the contractual agreement. The distribution of business results in sharia banking is determined using the ratio. The ratio is a reward agreed upon by both parties in determining the profit sharing of the collaborative effort. This type of research is quantitative research. Quantitative research is research that uses numbers as a data source. In this research the author uses an associative approach. Associative research is research that uses two or more variables one with another variable. The reason researchers use associativity as a research method is because in this research there is a relationship between one variable and another variable with appropriate research indicators. Research shows that there is a positive influence between Profit Sharing on Income Growth. There is a positive influence between the exchange rate on income growth. There is a positive influence between Inflation on Income Growth. There is a positive influence between Profit Sharing, Exchange Rates and Inflation on Income Growth..
Pengaruh Penerapan Sistem Pengendalian Internal Pemerintah Dan Kompetensi Sumber Daya Manusia Terhadap Pencegahan Kasus Fraud / Kecurangan Akuntansi Dengan Pendekatan Fraud Hexagon (Studi Kasus Pada Pemerintah Provinsi Sumatera Utara) Gita Ayu Pratama; Nur Ahmadi Bi Rahmani; Kusmilawaty Kusmilawaty
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 2 No. 1 (2024): Januari : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v2i1.588

Abstract

This research aims to determine the effect of implementing the Government's Internal Control System and Human Resource Competency on preventing cases of accounting fraud / fraud using the Fraud Hexagon Approach (Case Study of the North Sumatra Provincial Government). The research method used is a survey method by distributing questionnaires to respondents consisting of government employees involved in internal control processes and accounting activities. The questionnaire measures the level of implementation of the government's internal control system, human resource competency, and cases of accounting fraud that occur. The Fraud Hexagon approach is used to analyze factors that influence fraud prevention. This research uses quantitative methods, primary data collection techniques by distributing questionnaires. The population and sample were 50 respondents and used a total saturated sampling technique. This research uses SPSS statistical tools. Data were analyzed using multiple regression analysis method. The results of this research show that the implementation of the Internal Control System has a positive and significant effect on preventing accounting fraud cases. Human Resource Competency has a positive and significant effect on preventing accounting fraud cases. And the F test shows that the Implementation of the Internal Control System and Human Resource Competency has a simultaneous and significant positive effect on the Prevention of Accounting Fraud Cases.
PERAN MOTIVASI KERJA DALAM MENINGKATKAN KINERJA PEGAWAI DI BALAI PENJAMINAN MUTU PENDIDIKAN (BPMP) SUMATERA UTARA MEDAN Nina Amanda; Nur Ahmadi Bi Rahmani
Liberosis: Jurnal Psikologi dan Bimbingan Konseling Vol. 1 No. 3 (2023): Liberosis: Jurnal Psikologi dan Bimbingan Konseling
Publisher : Cahaya Ilmu Bangsa Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.3287/liberosis.v1i3.1481

Abstract

Work motivation is an internal or external driver that encourages a person to achieve goals and optimal performance in the work environment. Based on the problems that have been presented, it is clear that the North Sumatra Education Quality Assurance Center has not been managed well. Problems like this should be addressed immediately and maximized so that in the future it can be as good as it should be. If this is resolved, it will certainly create a comfortable and conducive atmosphere so that employees can carry out their work responsibilities well and optimally. Effective work motivation is the key to a company's long-term success. By understanding and applying the principles of motivation, you can create a dynamic and productive work environment, ensuring employee well-being and sustainable growth.
Faktor yang Mempengaruhi Return Saham pada Perusahaan Asuransi yang Terdaftar di BEI Rizky Ananda Ariza; Nur Ahmadi Bi Rahmani; Laylan Syafina
Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Vol. 2 No. 3 (2024): Juli : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan
Publisher : Fakultas Teknik Universitas Maritim AMNI Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58192/wawasan.v2i3.2103

Abstract

This research examines how PER, PBV, ROA, ROE, NPM, and DER influence stock returns in general insurance companies listed on the Indonesia Stock Exchange. This research also aims to test whether PER, PBV, ROA, ROE, NPM, and DER statistically influence stock returns in general insurance companies listed on the Indonesia Stock Exchange. This research uses quantitative methods. The population studied was five insurance companies registered on the IDX. A partial test using the t test shows that the Price Earning Ratio (PER) has no statistical effect on Stock Returns. Price Book Value (PBV) also has a small influence on stock returns. ROA and ROE have a statistically significant effect on stock returns. Stock returns are also influenced by Net Profit Margin (NPM). Lastly, the Debt Equity Ratio (DER) has no significant effect on stock returns. Simultaneous test (F Test) shows that Price Earning Ratio (PER), Price Book Value (PBV), Return On Assets (ROA), Return On Equity (ROE), Net Profit Margin (NPM), and Debt Equity Ratio (DER) collectively influence stock returns in insurance companies listed on the Indonesian Stock Exchange.
The Influence Of Market Share, Density, Investment Yield, And Gross Contribution To The Total Assets Of Islamic Insurance Companies In Indonesia In 2018-2022 Rahmad Sahputra Tanjung; Nur Ahmadi Bi Rahmani; Fauzi Arif Lubis
LAA MAISYIR: Jurnal Ekonomi Islam Vol.11 No. 2 (2024)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v11i2.52486

Abstract

This study aims to determine the effect of market share, density, investment yield, and gross contribution to the total assets of Islamic insurance companies in Indonesia in 2018-2022. The research method uses quantitative associative multiple linear regression using secondary data from the Financial Services Authority publication. The type of data uses time series. The sample of Islamic insurance companies listed in IKNB Syariah for the period 2018-2022 with a total of 58 companies. Data processed using SPSS. The results of market share research have a significant positive effect on the total assets of Islamic Insurance Companies in Indonesia in 2018-2022. Density has no significant effect, and investment yield has a significant positive effect, gross contribution has no significant effect. Meanwhile, based on the results of analysis using SPSS version 23, all independent variables, namely Market Share, Density, Investment Yield, and Gross Contribution together have a significant effect on the dependent variable. Simultaneously, when market share, density, investment yield, and gross contribution function together, they create a favourable environment for the growth of total assets. The combined effect of these factors provides an overview of how economic and strategic factors can influence asset accumulation in the context of the analysed market or industry.
PENGARUH KUALITAS PELAYANAN, PERSEPSI HARGA DAN CITA RASA TERHADAP KEPUASAN KONSUMEN PADA DURIAN KOCOK 77 TEMPULING Miftahul Husna Hutapea; Nur Ahmadi Bi Rahmani; Khairina Tambunan
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 2 No. 5 (2024): JURNAL ILMIAH EKONOMI DAN MANAJEMEN (JIEM)
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v2i5.1207

Abstract

The development of the culinary business has resulted in a variety of unique culinary delights, one of which is Durian Shake which is popular with many groups, especially young people, causing quite long queues. Based on observations, service quality, price perception and taste are very important things for consumers, when consumers feel satisfied it will have an impact on consumer satisfaction. The purpose of this research is to determine the influence of service quality, price perception and price perception on consumer satisfaction. The object of this research is consumers of Duriankocok77 Tempuling in Medan Tembung District. This research uses a quantitative method in which to determine the sample using the solvin formula with the results being 89 consumers of Duriankocok77 Tempuling. This research uses classical assumption test data analysis techniques, descriptive and multiple linear analysis with the help of the SPSS version 26 application. The results of this research show that the factors of service quality, price perception and taste have a positive and significant effect on consumer satisfaction. And the factors of service quality, price perception and taste simultaneously influence consumer satisfaction with Duriankocok77 Tempuling.
ANALISIS FAKTOR HYGIENE DAN MOTIVATOR SERTA HUBUNGANNYA DENGAN KEPUASAN PARA KARYAWAN ( STUDI KASUS BALAI MONITOR SPEKTRUM FREKUENSI RADIO KELAS I MEDAN ) Dian Irmawani; Nur Ahmadi Bi Rahmani
Transformasi: Journal of Economics and Business Management Vol. 1 No. 4 (2022): December: Journal of Economics and Business Management
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/transformasi.v1i4.241

Abstract

Motivasi sangat di perlukan sebagai kepuasan kerja karyawan. Sebab karyawan adalah faktor penggerak utama keberhasilan suatu perusahaan dimana peran sdm sendiri memberikan pengaruh besar terhadap maju dan berkembangnya perusahaan tersebut. Adanya motivasi yang di berikan manajer kepada karyawan membuat karyawan tersebut merasa termotivasi dalam menjalankan setiap pekerjaan yang ia terima. Penelitian ini bertujuan untuk melihat sejauh mana peran motivasi mempengaruhi minat karyawan dalam bekerja di Balai Monitor Spektrum Frekuensi Kelas I Medan. Penelitian ini menggunakan metode deskriptif kualitatif dengan mengumpulkan berbagai sumber dari jurnal jurnal serta buku buku yang bersangkutan dengan judul yang di ambil.
Pengaruh Inklusi Keuangan terhadap Stabilitas Perbankan Syariah di Indonesia Menggunakan Metode Generalized Least Square Alwi Muarif Sembiring; Nurlaila, Nurlaila; Nur Ahmadi Bi Rahmani
AKUA: Jurnal Akuntansi dan Keuangan Vol. 4 No. 2 (2025): April 2025
Publisher : Yayasan Pendidikan Penelitian Pengabdian Algero

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54259/akua.v4i2.4304

Abstract

The role of the banking sector in supporting a country's economy is crucial, particularly in facilitating the implementation of national development aimed at fostering economic growth and stability to improve the standard of living of the society. Therefore, this study aims to examine whether financial inclusion has an impact on the stability of Islamic banking in Indonesia, using the Generalized Least Squares (GLS) method. To obtain a clear and measurable understanding, this research employs a descriptive quantitative approach, supported by the GLS method, which addresses issues found in classical assumption testing. The analysis is conducted using Eviews 12 with panel time series data. To measure the financial stability of Islamic banking, financial inclusion is represented by MSMEs and Deposits, while stability is measured using the NPF (Non-Performing Financing) variable. The research findings are as follows: First, the independent variable MSMEs significantly affects NPF. Second, the independent variable Deposits also significantly affects NPF. Third, the F-test indicates that MSMEs and Deposits jointly influence NPF. Thus, financial inclusion has a significant impact on the stability of Islamic banking in Indonesia.
Evaluation of the Effectiveness of the Implementation of Sharia Principles in Multi-Purpose Financing Products ( PMG ) for State Civil Apparatus ( ASN ) at Bank Sumut Syariah Zuhrani Gumas Damanik; Tri Inda Fadhila Rahma; Nur Ahmadi Bi Rahmani
Amkop Management Accounting Review (AMAR) Vol. 5 No. 2 (2025): July - December
Publisher : Sekolah Tinggi Ilmu Ekonomi Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/amar.v5i2.2846

Abstract

This study evaluates the effectiveness of Islamic-principle implementation in the Multi-Purpose Financing (PMG) product at Bank Sumut Syariah’s Marelan Raya sub-branch, focusing on Civil Servant (ASN) customers. Employing a qualitative case-study approach, data were gathered through in-depth interviews with the branch head, analysis of internal policy documents, and a customer-satisfaction survey. Findings reveal that the murabahah contract, strictly supervised by the Sharia Supervisory Board and supported by internal audits and structured risk governance, achieves full compliance with the prohibitions of riba, gharar, and maysir; this is reflected in a low Non-Performing Financing (NPF) rate (≈1.8 %) and high customer satisfaction (75 % satisfied, 20 % moderately satisfied). Nevertheless, limited Islamic-finance literacy, perceptions of administrative bureaucracy, and competition from conventional products remain significant challenges. Intensive education, process digitalization, and competitive feature innovation are recommended to boost market penetration and strengthen customer trust. The findings affirm that Bank Sumut’s sharia PMG not only complies with Islamic principles but also delivers economic benefits and a sense of justice to the ASN segment.
The Influence Of Financial Literacy And Lifestyle On The Ability To Pay Spaylater Among Gen Z Tambunan, Sagdiyah Fitri Andani; Nur Ahmadi Bi Rahmani; Aqwa Naser Daulay
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 3 (2025): : All articles in this issue include authors from 3 countries of origin (Indone
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i3.7664

Abstract

This study aimed to analyze the influence of financial literacy and lifestyle on SPaylater repayment capacity among Generation Z residing in Medan. The research method used was an associative quantitative survey approach, involving 100 participants selected using a purposive sampling technique. The research findings indicate that financial literacy has a significant positive impact on respondents' capacity to fulfill SPaylater payment obligations. Furthermore, lifestyle also makes a significant positive contribution to this payment capacity. These two variables, both individually and collectively, have been shown to significantly contribute to explaining variations in Generation Z's ability to fulfill digital payment obligations. These findings emphasize the importance of improving financial literacy and adopting a better and wiser lifestyle so that the younger generation can better manage their finances in the face of the development of digital financial services such as SPaylater.
Co-Authors Abdul Rahman Ahmad Bayu Nugroho Ahmad Perdana Indra Aisyah Citra Dewi Alfina Rahma Wani Alwi Muarif Sembiring Amelia Azura Ananda Syahrina Aqwa Naser Daulay Ara Yustika Br.Ginting Arifin Fauzi Lubis Arnida Wahyuni Atika Atika Aulia Nurrahmah Lubis Ayu Annisa Fikra Ayu Lestari Bunga Anggita Batubara Dea Amanda Putri Deri Arifin Nur Marpaung Dian Irmawani Diana Loemongga Siregar Dinda Putri Hafira Dini Gusmini Ellyza Cindi Mentari Fachry Abda El Rahman Fairuz Firjatullah Farhan Edma Manurung Fudla Azzuhra Rahmawan Gita Ayu Pratama Harahap, Febri Khairani Harahap, Mhd. Rivaldhy Harahap, Muhammad Ikhsan Hasibuan, Reni Ria Armayani Hendra Harmain Iga Dwi Wardanah Ika Annisa Imsar Indah Apriyani Nasution Indradewa, Rhian Inggit Eka Saputri Jannah, Nurul Kusmilawaty Kusmilawaty Kusmilawaty Laylan Syafina Maidalena Marliyah Maryam Batubara Miftahul Husna Hutapea Miftahul Jannah Hasibuan Miranda Muhammad Latief Ilhamy NST Muhammad Rizky Muhammad Syahbudi Muhammad Yafiz Mutiara Sawitri Pane Nasution, Muhammad Irwan Padli Nina Amanda Novan Wicaksana NUR ASRIZA PASARIBU Nurul Isnaini Putri Purnama Ramadani Silalahi Putri Ayuni Rahmad Sahputra Tanjung Rahul Al Fatah Suripto Ramayani Reni Ria Armayani Hasibuan Rizky Ananda Ariza Rizqia Humaira Nasution Salwa Fadhilah Haya Siti Khadijah Mtd SITI KHODIJAH Soleha, Safnah Sri Agustina Hasibuan sri sudiarti Sugianto Tambunan, Khairina Tambunan, Sagdiyah Fitri Andani Tri Inda Fadhila Rahma Trisnawati Lubis Wahyu Syarvina Waizul Qarni Widiya Indah Lestari Wilda Efrilyati Yenni Samri Juliati Nasution Zuhra Nahda Zuhrani Gumas Damanik Zuhrinal M. Nawawi