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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Buletin Ilmiah Nagari Membangun JURNAL MANAJEMEN BISNIS Al-Kharaj: Journal of Islamic Economic and Business Jurnal Sains dan Teknologi Al Iman: Jurnal Keislaman dan Kemasyarakatan Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Bisnis Net : Jurnal Ekonomi dan Bisnis JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen PRAJA observer: Jurnal Penelitian Administrasi Publik INTERNATIONAL JOURNAL OF CULTURAL AND SOCIAL SCIENCE Journal of Islamic Economics and Social Science (JIESS) EKSYA: Jurnal Ekonomi Syariah Journal of Social Research Ta’wiluna: Jurnal Ilmu Al-Qur’an,Tafsirdan Pemikiran Islam Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen J-ISACC : Journal of Islamic Accounting Competency Paradoks : Jurnal Ilmu Ekonomi Jurnal Riset Akuntansi Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Maslahah: Jurnal Manajemen dan Ekonomi Syariah IIJSE Santri : Jurnal Ekonomi dan Keuangan Islam El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Public Service And Governance Journal Jurnal Ekonomi, Akuntansi dan Perpajakan International Journal of Economics, Management and Accounting Karakter: Jurnal Riset Ilmu Pendidikan Islam International Journal Business, Management and Innovation Review Kasyafa: Jurnal Pendidikan Agama Islam Values: Jurnal Kajian Islam Multidisiplin Al Iman: Jurnal Keislaman dan Kemasyarakatan Jurnal Publikasi Manajemen Informatika
Rahmi Syahriza
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Analisis Kinerja Keuangan Pemerintah Daerah Kota Tebing Tinggi : (Studi Kasus Pada Badan Pengelolaan Keuangan Dan Pendapatan Daerah Kota Tebing Tinggi) Mutiara Octavia; Rahmi Syahriza; Nur Fadhilah Ahmad Hasibuan
Jurnal Ekonomi, Akuntansi, dan Perpajakan Vol. 1 No. 4 (2024): November: Jurnal Ekonomi, Akuntansi, dan Perpajakan (JEAP)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jeap.v1i4.448

Abstract

This research aims to analyze the financial performance of the regional government of Tebing Tinggi City using the degree of fiscal decentralization ratio, regional financial independence ratio, regional financial dependency ratio, PAD effectiveness ratio, regional financial efficiency ratio, harmony ratio and growth ratio. This research uses a descriptive qualitative approach method. Data collection techniques include interviews and documentation obtained from budget realization reports. Based on the results of the financial ratio analysis, it shows that the degree of fiscal decentralization ratio is categorized as deficient with a range of 11.98%-15.89%. The regional financial independence ratio is classified as very low with a range of 14.32%-19.55% with an instructive relationship pattern. The regional financial dependency ratio is categorized as very high with a range of 78.91%-83.64%, where the percentage is more than 50%. The PAD effectiveness ratio is categorized as less effective in 2019, 2020 and 2022 with a range of 80.75%-88.35%. However, in 2018 it was categorized as very effective because it was more than 100%, namely 108.02%. Meanwhile, in 2021 it is categorized as ineffective because it is less than 75%, namely 70.05%. The regional financial efficiency ratio is categorized as less efficient in 2019-2021 with a range of 96.61%-99.10%. However, in 2018 and 2022 it is categorized as inefficient because it is more than 100%, namely 103.92% and 102.61%. The harmony ratio shows that the City of Tebing Tinggi prioritizes its funds towards operating expenditure with an average operating expenditure of 76.05% and a capital expenditure ratio of 23.45%. The growth ratio of PAD, regional income, operating expenditure and capital expenditure experienced positive and negative growth in the 5 budget years.
Improving The Efficiency and Quality of Sharia General Insurance at Sun Life Insurance at PT. Sun Life Syariah Medan Branch Nurjannah Nurjannah; Rahmi Syahriza
International Journal of Economics, Management and Accounting Vol. 1 No. 2 (2024): June : International Journal of Economics, Management and Accounting
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/ijema.v1i2.53

Abstract

In general, insurance is providing risk protection to the insurer, namely an insurance organization and an agreement agreed upon for a certain period of time. PT Sun Life Syariah Medan Branch is a Sharia general insurance organization located on Jl. Captain Jumhana No. 127, Sukaramai II, Kec. Medan Area, Medan City, North Sumatra. The aim of this research is to find out how to increase the efficiency and quality of superior Sharia general insurance products at PT Sun Life Syariah Medan Branch. The research method uses qualitative methods. The research results obtained are that the level of efficiency of an organization is not determined by the amount of total income, total expenditure, or the total capital owned by the company. However, on the contrary, it is influenced by the business's ability to maximize profits through the effective use of its own resources, which determines the level of efficiency. For this reason, it can be concluded that the Sun Life Financial Syariah Medan Branch organization has better management skills than traditional insurance organizations to design products optimally and minimize the costs required.
Analisis Proses Penganan Klaim Produk Asuransi Umum Di PT Asuransi Umum Bumiputera 1967 Cabang Medan Novita Sari; Rahmi Syahriza
Public Service and Governance Journal Vol. 6 No. 1 (2025): Januari : Public Service and Governance Journal
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/psgj.v6i1.1990

Abstract

This article discusses the claims handling process at PT Asuransi General Bumiputera 1967 Medan branch. The aim of this research was to analyze the process of handling claims for general insurance products at PT Asuransi General Bumiputera 1967 Medan Branch. The research method used is a descriptive approach with qualitative methods. Data collected through in-depth interviews with staff employees and field practitioners was carried out to gain a better understanding of the claims handling process, and direct observation allowed researchers to see the procedures carried out. The research results show that the process of handling general insurance product claims at PT Asuransi General Bumiputera 1967 Medan Branch includes several stages, namely claim acceptance, document verification, claim investigation, claim assessment, and claim payment. This process involves various parties, including claims officers, claims experts and customers. In conclusion, the existing systems and procedures at PT Asuransi General Bumiputera 1967 Medan branch have provided satisfactory results in the process of handling general insurance claims, but need to continue to be improved in accordance with technological developments and customer needs.
Hadith Educational Media: Learning During the Time of the Prophet and Its Relevance in the Contemporary Era Tutia Rahmi; Rahmi Syahriza; Asrar Mabrur Faza
Kasyafa: Jurnal Pendidikan Agama Islam Vol. 2 No. 1 (2025)
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/kasyafa.v2i1.70

Abstract

Education is a basic need of society. So that learning methods of course follow developments over time, including the education system, implementation and media used, this research focuses on hadith educational media and their relavance in the contemporary era. With the aim of making it easier for people to understand hadith contextually and correlatively in the contemporary era, hadith is increasingly developing rapidly. This research uses qualitative methods, namely focusing on the process of drawing comparative conclusions and examining the dynamics and relationships between events through the application of scientific reasoning. Then this research focuses on learning media in the time of the Prophet and reviews the correlation in the contemporary era. The research results show that the correlation of the hadith of the Prophet Muhammad, which was narrated by several Imams, interprets several types of hadith educational media and confirms the relevance of educational media in the dimensions of the hadith of the Prophet Muhammad. The various media in question consist of the Prophet's way of conveying hadiths, the practices that the Prophet carried out include signals that the Prophet gave when someone asked about slaughtering during the Hajj, so if it is correlated with today's era, namely the use of emoticons that make things easier for society.
History of the Codification of Hadith and Its Development into the Era of Digitalization Maulana Hasan Hasibuan; Rahmi Syahriza; Asrar Mabrur Faza
Kasyafa: Jurnal Pendidikan Agama Islam Vol. 2 No. 1 (2025)
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/kasyafa.v2i1.71

Abstract

The orientation of this article is to discuss the meaning of hadith and its development. The tradition of writing hadith has occurred since the time of the Prophet. The companions received the hadith from the Prophet's assembly and then recorded what the Prophet had said. However, the number of friends who can write is still very small, so the recorded hadith material is limited. Apart from that, the attention of the companions is still based on maintaining the Koran, making hadith records only spread to the companions' sahifah. The way of narrators in obtaining and conveying hadith is different between the time of the Prophet and the time of Khulafa’ al-Rasyidin. Likewise, the narration of hadith during the time of friends is not the same as the narration of hadith in the period after. Hadith narration during the time of the Prophet was more free because there were no conditions that had to be met. Because during the time of the Prophet there was no definite evidence that there had been falsification of hadiths, and it was also easier for the Prophet to carry out examinations if there was a hadith whose validity was doubtful. During the time of Khulafa’ al-Rasyidin there was a simplification of hadith narration, where narrators who wanted to narrate hadith had to take an oath or present witnesses if the hadith written was true from the Prophet. It was only when Caliph Umar ibn Abdul Aziz became caliph that hadith began to undergo codification, and developed in the current modern century, digitalization of the realm of hadith of the Prophet SAW.
Hadith Desimination Media Rois Hamid Siregar; Rahmi Syahriza; Asrar Mabrur Faza
Values: Jurnal Kajian Islam Multidisiplin Vol. 2 No. 1 (2025)
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/values.v2i1.57

Abstract

Hadith dissemination media plays a very important role in the spread and understanding of Islamic teachings in the digital era. Hadith, as the second source of Islamic teachings after the Qur'an, contains the words, deeds and approvals of the Prophet Muhammad SAW which guide the lives of Muslims. In the context of the development of information technology, the use of various digital media for the dissemination of hadith allows wider and faster access to Muslims throughout the world. Various platforms such as websites, mobile applications, social media, podcasts and learning videos are now effective means of disseminating hadith, not only in text form but also with explanations, interpretations and interactions that are easier to understand. This research aims to analyze various media products used in the dissemination of hadith and their benefits in expanding public understanding of the teachings of the Prophet Muhammad SAW. Apart from that, this journal also discusses the challenges faced in maintaining the authenticity of hadith amidst the rapid flow of digital information. The research results show that the medium of hadith dissemination in the digital era is very helpful in preserving Islamic teachings, increasing understanding of Muslims, and overcoming the spread of false hadith. However, selectivity in selecting valid sources of information remains very important in maintaining the quality of hadith dissemination.
Politicization of Hadith in the Media: Analysis of the Use of Religion as an Instrument for Political Campaigns Fauzan Akbar; Asrar Mabrur Faza; Rahmi Syahriza
Values: Jurnal Kajian Islam Multidisiplin Vol. 2 No. 1 (2025)
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/values.v2i1.58

Abstract

Politicization of hadith in the media has become an increasingly visible phenomenon in various political campaigns, where religion is often used as a tool to influence public opinion and strengthen the support base. The background problem in this study relates to the widespread use of hadith in the media to support or attack certain political figures, as well as its impact on people's perceptions of religion and politics. The aim of this research is to analyze how hadith is used in the media as an instrument for political campaigns, as well as its impact on people's understanding of religion. This research uses qualitative methods using content analysis techniques for media reports and political campaign materials involving hadith quotations. Results show that hadiths are often twisted or quoted selectively to support specific political narratives, with the aim of establishing political legitimacy or diverting public attention from substantive issues. The conclusion of this research is that the politicization of hadith in the media has the potential to undermine authentic religious understanding and exacerbate social polarization, and demands ethical supervision in the use of religion in the public sphere.
Penghimpunan Dan Distribusi Zakat Penghasilan Serta Dampaknya Terhadap Kesejahteraan Ekonomi Keluarga Muslim Di Kota Binjai Pada Masa Pandemi Covid-19 Adelia Zahra Harahap; Chuzaimah Batubara; Rahmi Syahriza
Inisiatif: Jurnal Ekonomi, Akuntansi dan Manajemen Vol. 2 No. 4 (2023): Oktober: Inisiatif: Jurnal Ekonomi, Akuntansi dan Manajemen
Publisher : Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/inisiatif.v2i4.1422

Abstract

The world is being rocked by a major pandemic called the Covid-19 Pandemic. The increasing number of patients infected with the Covid-19 virus is becoming increasingly difficult to control. Until this research was written, there were 4.58 million positive confirmed cases of Covid-19 in Indonesia. Not only the government, but social institutions also contributed to the existing problems. One of these social institutions is BAZNAS. The Indonesian Ulema Council issued fatwa number 23 of 2020 concerning the use of zakat, infaq, and alms funds for post-pandemic handling of Covid-19. Income zakat is one type of zakat that has a big role. Therefore, this study aims to find out how Binjai City BAZNAS collects and distributes zakat income funds and determines its impact on the economic welfare of Muslim families. Using qualitative research methods, we can find out that the role of income zakat funds is very large in helping Muslim families in Binjai City.
Peningkatan Efesiensi Dan Kualitas Asuransi Umum Syariah Pada Sun Life Insurance di PT. Sun Life Syariah Cabang Medan Irna Ardilla; Seri Handayani; Nurjannah Nurjannah; Rahmi Syahriza
International Journal Business, Management and Innovation Review Vol. 1 No. 3 (2024): August : International Journal Business, Management and Innovation Review
Publisher : Universitas Veteran Bangun Nusantara Sukoharjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/ijbmir.v1i3.17

Abstract

In igeneral, iinsurance iis ihanding iover irisk iprotection ito ithe iinsurer, inamely ithe iinsurance icompany iand ithe iagreement iagreed iupon iwithin ia icertain iperiod. iPT. iSun ilife isharia iMedan ibranch iis ia igeneral isharia iinsurance icompany ilocated ion iJl. iCaptain iJumhana ino. i127, iSukaramai iII, ikec. iMedan iarea, iMedan icity, iNorth iSumatra. iThe iaim iof ithe iresearch iis ito ifind iout ihow ito iimprove ithe iefficiency iand iquality iof isuperior iproducts iof isharia igeneral iinsurance iat iPT. iSun ilife isharia ifield ibranch. iThe iresearch imethod iuses iqualitative imethods. iThe iresults iof ithe istudy, ithe ilevel iof iefficiency iof ia icompany iis inot idetermined iby ithe iamount iof itotal iincome, itotal iexpenses, ior itotal icapital iowned iby ithe icompany, iaccording ito iresearch ifindings iby. iHowever, ithe iability iof ia ibusiness ito imaximize iprofits ithrough ithe ieffective iuse iof iits iown iresources idetermines ithe ilevel iof iefficiency. iFor ithis ireason, iit ican ibe iconcluded ithat ithe iMedan iBranch iof iSun iLife iFinancial iSyariah ihas ibetter imanagement iskills ithan itraditional iinsurance icompanies iin idesigning iproducts ioptimally iand iminimizing ithe icosts irequired
Eksistensi Ta’awun Pada Serikat Tolong Menolong (STM) di Dusun II Desa Pematang Johar Kecamatan Labuhan Deli Kabupaten Deli Serdang Suci Ramadhani; Sica Asyifa; Muhammad Iqbal Prayogi; Riski Adinda Pulungan; Rahmi Syahriza
Al Iman: Jurnal Keislaman dan Kemasyarakatan Vol. 6 No. 1 (2022): Al-Iman Jurnal Keislaman dan Kemasyarakatan
Publisher : STID Raudlatul Iman Sumenep

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Ta’awun adalah kegiatan tolong menolong sesama manusia yang berdasarkan hati nurani dengan semata-mata mengharapkan ridho Allah Subhanallahu Wa Ta’ala, dimana kegiatan tolong menolong tersebut dianjurkan tanpa memandang suku, ras, bangsa, dan agama. Konsep ta’awun juga terdapat dalam Al-Qur’an surah Al-Maidah ayat 2, Al-Kahfi ayat 95, Al-Furqan ayat 4, Al-Ma’un ayat 7, dan surah lainnya. Eksistensi pada ta’awun pada serikat tolong menolong dipandang sangat perlu diuji karena memiliki hubungan erat dan kaitan yang berkesinambungan antara konsep ta’awun dengan serikat tolong menolong yang ada. Fokus penelitian, yaitu bagaimana eksistensi ta’awun pada serikat tolong menolong di Dusun II Desa Pematang Johar Kecamatan Labuhan Deli Kabupaten Deli Serdang. Penelitian ini dilakukan bertujuan untuk mengetahui eksistensi ta’awun pada serikat tolong menolong di Dusun II Desa Pematang Johar. Metode yang digunakan adalah kualitatif deskriptif analisis dengan menggali berbagai sumber yang berkaitan dengan serikat tolong menolong serta mewawancarai masyarakat di Dusun II Desa Pematang Johar. Mengenai hasil penelitian konsep ta’awun yang ada di Dusun II Desa Pematang Johar yaitu dimana sistem STM yang dijalankan itu berupa pengutipan uang kas serta uang kemalangan yang digunakan untuk kepentingan dan kebermanfaatan bersama. Bukan hanya itu, konsep ta’awun yang dijalankan oleh STM di Dusun II Desa Pematang Johar tersebut pun masih belum mendapat timbal balik yang baik dari masyarakat dan para anggota STM dikarenakan kurangnya kesadaran dari diri mereka masing-masing terkait dengan STM. Ta'awun is an activity of helping fellow human beings based on conscience with the sole expectation of the pleasure of Allah Subhanallahu Wa Ta'ala, where the activity of helping is recommended regardless of ethnicity, race, nation, and religion. The concept of ta'awun is also found in the Al-Qur'an surah Al-Maidah verse 2, Al-Kahf verse 95, Al-Furqan verse 4, Al-Ma'un verse 7, and other suras. The existence of ta'awun in the mutual help union is seen as very necessary to be tested because it has a close and continuous relationship between the concept of ta'awun and the existing mutual help union. The focus of the research, namely how the existence of ta'awun in the mutual help union in Hamlet II, Pematang Johar Village, Labuhan Deli District, Deli Serdang Regency. This research was conducted to find out how the existence of ta'awun in the mutual help union in Hamlet II, Pematang Johar Village. The method used is descriptive qualitative analysis by exploring various sources related to the help union and interviewing the community in Dusun II, Pematang Johar Village.Regarding the results of the research on the ta'awun concept in Hamlet II, Pematang Johar Village, namely where the STM system that is run is in the form of quoting cash and misfortune money that is used for mutual benefit and benefit. Not only that, the ta'awun concept implemented by STM in Hamlet II, Pematang Johar Village, has not received good feedback from the community and STM members due to the lack of awareness of each of them related to STM.
Co-Authors Adelia Zahra Harahap Adinda Sya’riana Dewi Manullang Agung Ramadhan Trapoltanta Pratama Andri Ariansyah Nasution Anggela Pradiva Putri Annisa Zahara Aqwa Naser Daulay Aqwa Naser Daulay Ariska Malida Syakira Matondang Asrar Mabrur Faza atika Aumalia Hanipah Banjirul Akbar Chuzaimah Batubara Deni Irawan Devi Ramadhani Dita Marisa Dwi Amanda Simanjuntak Fauzan Akbar Firmanita Firmanita Fitri Dalmayani harahap, siti khodijah Hendra Harmain Imsar Indradewa, Rhian Irna Ardilla Isti Aryani Kamilah Kombih, Ridho Maulana Marliyah Marni Siregar Maulana Hasan Hasibuan Mhd. Arifta Pulung Tumangger Muhammad Hafiz Muhammad Ikhsan Harahap Muhammad Iqbal Prayogi Muhammad Rifana Muhammad Risalah Harahap Muhammad Yafiz Mutiara Octavia Nadra Khalizah Siregar Nafadilla Nasution, Muhammad Irwan Padli Novira Ramadani Novita Sari Nur Ahmadi B i Rahmani Nur Fadhilah Ahmad Hasibuan Nurjannah Nurjannah Nursantri Yanti Purba, Elsa Pinika Putri Reni Ria Armayani Hasibuan Rifka Fachrina Riski Adinda Pulungan Rois Hamid Siregar Saparuddin Sendi, Muhammad Seri Handayani Sica Asyifa Siti Hot Nita Hasibuan Suci Ramadhani Sukriah Sihombing Suryani Rezeki Siregar Tambunan, Khairina Tonang Lubis Tuti Anggraini Tutia Rahmi Waizul Qarni Wandira Atmaja Wardatussyfa Wardatussyfa Yenni Samri Juliati Nasution Yuni Andriani Ritonga Yusrizal Zakia Aulia