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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Buletin Ilmiah Nagari Membangun JURNAL MANAJEMEN BISNIS Al-Kharaj: Journal of Islamic Economic and Business Jurnal Sains dan Teknologi Al Iman: Jurnal Keislaman dan Kemasyarakatan Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Bisnis Net : Jurnal Ekonomi dan Bisnis JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen PRAJA observer: Jurnal Penelitian Administrasi Publik INTERNATIONAL JOURNAL OF CULTURAL AND SOCIAL SCIENCE Journal of Islamic Economics and Social Science (JIESS) EKSYA: Jurnal Ekonomi Syariah Journal of Social Research Ta’wiluna: Jurnal Ilmu Al-Qur’an,Tafsirdan Pemikiran Islam Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen J-ISACC : Journal of Islamic Accounting Competency Paradoks : Jurnal Ilmu Ekonomi Jurnal Riset Akuntansi Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Maslahah: Jurnal Manajemen dan Ekonomi Syariah IIJSE Santri : Jurnal Ekonomi dan Keuangan Islam El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Public Service And Governance Journal Jurnal Ekonomi, Akuntansi dan Perpajakan International Journal of Economics, Management and Accounting Karakter: Jurnal Riset Ilmu Pendidikan Islam International Journal Business, Management and Innovation Review Kasyafa: Jurnal Pendidikan Agama Islam Values: Jurnal Kajian Islam Multidisiplin Al Iman: Jurnal Keislaman dan Kemasyarakatan Jurnal Publikasi Manajemen Informatika
Rahmi Syahriza
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The Role of Weverse Social Media In Building BTS Boygroup Fans' Loyalty Dwi Amanda Simanjuntak; Muhammad Irwan Padli Nasution; Rahmi Syahriza
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 2 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i2.7371

Abstract

This study aims to analyze the role of Weverse's social media in building fan loyalty to the BTS boy group. Weverse is a digital community platform that allows direct interaction between artists and fans through various features such as comments, chat, live streaming, as well as access to exclusive content and official merchandise purchases. This research uses a qualitative approach with phenomenological methods. Data was collected through indirect interviews in the form of an open-ended questionnaire disseminated through Google Forms, which was designed to allow respondents to deliver narrative answers based on their personal experiences. The research subjects consisted of five members of the ARMY fandom who were active in using the Weverse platform. The results show that the real-time interaction and live streaming features in Weverse are able to form parasocial relationships that strengthen fans' emotional attachment. In addition, access to exclusive content and ease of transactions on the Weverse Shop also encourage loyal behaviors such as repurchases, cross-purchases, and recommendations to other users. This loyalty is reflected in the consistency of fans in following BTS's activities on Weverse even though other alternative platforms are available. This research confirms that Weverse not only serves as a communication medium, but also as an effective strategy in strengthening fan loyalty and consumption behavior through immersive emotional experiences.
The Role of Weverse Social Media In Building BTS Boygroup Fans' Loyalty Dwi Amanda Simanjuntak; Muhammad Irwan Padli Nasution; Rahmi Syahriza
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 2 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i2.7371

Abstract

This study aims to analyze the role of Weverse's social media in building fan loyalty to the BTS boy group. Weverse is a digital community platform that allows direct interaction between artists and fans through various features such as comments, chat, live streaming, as well as access to exclusive content and official merchandise purchases. This research uses a qualitative approach with phenomenological methods. Data was collected through indirect interviews in the form of an open-ended questionnaire disseminated through Google Forms, which was designed to allow respondents to deliver narrative answers based on their personal experiences. The research subjects consisted of five members of the ARMY fandom who were active in using the Weverse platform. The results show that the real-time interaction and live streaming features in Weverse are able to form parasocial relationships that strengthen fans' emotional attachment. In addition, access to exclusive content and ease of transactions on the Weverse Shop also encourage loyal behaviors such as repurchases, cross-purchases, and recommendations to other users. This loyalty is reflected in the consistency of fans in following BTS's activities on Weverse even though other alternative platforms are available. This research confirms that Weverse not only serves as a communication medium, but also as an effective strategy in strengthening fan loyalty and consumption behavior through immersive emotional experiences.
PENGARUH KUALITAS PELAYANAN TERHADAP KEPUASAN NASABAH ASURANSI JIWA PADA MASA PANDEMI COVID-19 (STUDI KASUS PT ASURANSI JIWA SYARIAH BUMI PUTERA CABANG MEDAN) Dita Marisa; Tuti Anggraini; Rahmi Syahriza
EKSYA : Jurnal Ekonomi Syariah Vol 4 No 2 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v4i2.1227

Abstract

This study aims to determine the effect of service quality on life insurance customer satisfaction during the Covid-19 pandemic (a case study of PT Asuransi Jiwa Syariah Bumiputera Medan Branch), with a sample size of 88 customers. The type of data used in this research is quantitative data. The data collection technique used is through a questionnaire. Analysis prerequisite tests include normality test, multicollinearity test, and heteroscedasticity test. Data analysis techniques using the t test, f test, multiple linear regression and test the coefficient of determination.The results showed that (1) there was a positive and significant effect of Tangible indicators on Customer Satisfaction of Life Insurance PT Asuransi Jiwa Syariah Bumiputera Medan Branch of 29.2%, (2) there was a positive and significant effect of Guarantee indicators on Customer Satisfaction of Life Insurance of PT Asuransi Jiwa Bumiputera Sharia Medan Branch of 37.9%, (3) there is a positive and significant effect of the Empaty indicator on Life Insurance Customer Satisfaction PT Asuransi Jiwa Syariah Bumiputera Medan Branch of 33.8%, (4) no significant effect on the Reliability indicator on Customer Satisfaction Life Insurance PT Asuransi Jiwa Syariah Bumiputera Medan Branch of -0.99%, (5) does not significantly influence the response indicator to Customer Satisfaction Life Insurance PT Asuransi Jiwa Syariah Bumiputera Medan Branch -0.33% (6) there is a positive and significant influence Tangible Evidence, Reliability, Response, Guarantee, and Empathy for Life Insurance Customer Satisfaction During the Covid-19 Pandemic PT Asuransi Jiwa Syariah Bumiputera Medan Branch with Fhitung 34,901.
Kebijakan Keberlanjutan dan Kepercayaan Nasabah Non-Muslim : Studi dari KCP Bank Sumut Syariah HM. Yamin Kombih, Ridho Maulana; Rahmi Syahriza; Atika
Paradoks : Jurnal Ilmu Ekonomi Vol. 8 No. 4 (2025): Agustus - Oktober
Publisher : Fakultas Ekonomi, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/paradoks.v8i4.1809

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh kebijakan keberlanjutan terhadap kepercayaan nasabah non-Muslim pada KCP Bank Sumut Syariah HM. Yamin, Medan. Urgensi penelitian ini terletak pada semakin pentingnya praktik keberlanjutan yang tidak hanya berorientasi pada kepatuhan regulasi, tetapi juga pada pembangunan hubungan jangka panjang dengan nasabah dari beragam latar belakang. Pendekatan yang digunakan adalah kuantitatif dengan metode total sampling, melibatkan seluruh 45 responden non-Muslim yang tercatat sebagai nasabah aktif. Data dikumpulkan melalui kuesioner dan dianalisis dengan regresi linier sederhana menggunakan bantuan SPSS. Hasil penelitian menunjukkan bahwa kebijakan keberlanjutan berpengaruh positif dan signifikan terhadap tingkat kepercayaan nasabah, dibuktikan dengan nilai t hitung sebesar 21,084 (p < 0,001). Selain itu, nilai R² sebesar 0,912 mengindikasikan bahwa 91,2% variasi kepercayaan nasabah dapat dijelaskan oleh penerapan kebijakan keberlanjutan. Temuan ini menegaskan bahwa strategi keberlanjutan, seperti transparansi, tanggung jawab sosial, dan tata kelola yang etis, memiliki peranan penting dalam membangun kepercayaan lintas agama pada institusi perbankan syariah. Secara teoretis, penelitian ini memperkuat literatur mengenai peran keberlanjutan dalam konteks keuangan Islam, sementara secara praktis memberikan rekomendasi bagi manajemen bank syariah untuk memperluas komunikasi dan implementasi kebijakan keberlanjutan secara konsisten.
Analisis Kontekstualisasi Surah Yusuf Ayat 46-48 dalam Kajian Ketahanan Pangan Sendi, Muhammad; Yusrizal; Rahmi Syahriza
Ta’wiluna: Jurnal Ilmu Al-Qur'an, Tafsir dan Pemikiran Islam Vol. 6 No. 2 (2025): Ta’wiluna: Jurnal Ilmu Al-Qur’an, Tafsir dan Pemikiran Islam
Publisher : Lembaga Penelitian, Penerbitan dan Pengabdian kepada Masyarakat (LP3M) IAIFA Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

resources, climate change, environmental degradation and distribution inequality are both opportunities and challenges. An Islamic economics-based approach offers a holistic solution by emphasising the principles of social justice, moral responsibility and sustainability. The method used in this research is qualitative with a descriptive approach to analyse the concept of food security through the story of Prophet Yusuf in QS. Yusuf: 46-48, which highlights food management strategies such as crop storage during surplus periods to deal with crises. The results show that the Prophet Yusuf's strategy, which is based on careful planning, wise utilisation of resources and sustainable management, is relevant to be applied in the modern Indonesian context. The implementation of these Islamic economic principles is proven to support efficient natural resource management, improve food security and maintain ecosystem sustainability. Through the integration of environmentally friendly technology and Islamic values-based policies, Indonesia has a great opportunity to realise sustainable resource management in Indonesia.
The Role Of Housewives To Improve The Family Economy By Utilizing Oil Palm Sticks In Koto Aman Village, Kabupaten Kampar, Riau Aumalia Hanipah; Rahmi Syahriza; Khairina Tambunan
Dinasti International Journal of Economics, Finance & Accounting Vol. 5 No. 1 (2024): Dinasti International Journal of Economics, Finance & Accounting (March-April 2
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v5i1.2514

Abstract

This research endeavors to examine the contribution of homemakers in enhancing their family's financial status by utilizing oil palm sticks. Currently, at PT Buana Wiralestari Naga Mas Div 2/3, the sticks from oil palm fronds are treated as waste, thus tarnishing the cleanliness of the oil palm plantation. Employing a qualitative approach with a descriptive method, data collection involves structured interviews with predetermined questions, direct observation of the phenomenon in the field, and documentation. The findings reveal that oil palm plantations serve as the primary source of employment and income for residents of Pt. Wira Lestari Mas division 2/3. However, the replanting process affects income, prompting many homemakers to seek additional earnings by selling sticks or converting palm frond waste into economically valuable products like broomsticks. This initiative not only yields economic benefits but also contributes to social welfare by offering useful products and enhancing environmental cleanliness. Nevertheless, fluctuating stick prices and obstacles such as the rainy season, festive occasions, and inadequate support from local authorities and PT regulations impede homemakers' endeavors in stick utilization. This underscores the significant role of homemakers in household and local economic advancement, emphasizing the importance of price stability and support from the government and community for sustained economic well-being.
The Effect of Relationship Marketing Implementation on Depositor Customer Loyalty at BSI KCP Gunung Tua North Padang Lawas Siti Hot Nita Hasibuan; Rahmi Syahriza; Nursantri Yanti
Dinasti International Journal of Economics, Finance & Accounting Vol. 5 No. 2 (2024): Dinasti International Journal of Economics, Finance & Accounting (May - June 20
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v5i2.2589

Abstract

The need for banks to retain and acquire new customers amid an increasingly competitive business environment drives this research. Using Relationship Marketing, a marketing approach that emphasizes long-term relationships with clients, is one way to increase customer loyalty. The purpose of this study is to find out how relationship marketing includes communication, trust, commitment, and handling complaints against BSI KCP Gunung Tua customer loyalty. This study used quantitative methodology, with data analysis carried out by correlation analysis between variables and statistical analysis using SPSS version 23 analysis tools, which include: Validity test, normality test, classical assumption test, and hypothesis test conducted using a sample of 100 respondents obtained with the Slovin technique. Bank interviews and questionnaires were used to collect data for the study. Research findings show that complaint handling, communication, dedication, and trust all play a role in fostering client loyalty. The results of multiple linear regression analysis showed that, while other factors not addressed in this study contributed to the remaining 23.5% of the effect, the four Relationship Marketing variables together had a significant effect of 76.5% on customer loyalty.
Analisis Efektivitas Penyaluran Dana Zakat Infak Shadaqah dan Implementasi Good Corporate Governance pada Lembaga Amil Zakat Dompet Dhuafa Waspada Medan Annisa Zahara; Rahmi Syahriza; Yenni Samri Juliati Nasution
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 1 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i1.6731

Abstract

This study focuses on the effectiveness and capacity of Zakat, Infak, and Shadaqah (ZIS) fund distribution by Dompet Dhuafa Waspada and the implementation of Good Corporate Governance (GCG) principles. The researcher used a qualitative descriptive method. The data sources for this study were primary and secondary data, as well as literature studies. Data were collected through interviews, observations, and documentation. The analysis technique used data reduction, data display, and conclusion drawing methods. The effectiveness of ZIS fund distribution was measured using the Allocation to Collection Ratio (ACR) ratio based on the Zakat Core Principle (ZCP). The results show that Dompet Dhuafa Waspada has a very effective performance, with an average ACR reaching 90% in the last five years. In 2019, the ACR value was recorded at 87% in the effective category, in 2020, the ACR dropped to 71% in the effective category, then the ACR recovered to 74% in the effective category in 2021. At its peak, in 2022 and 2023, the ACR jumped to 106%. This shows a very good capacity in the management and distribution of ZIS funds that are right on target. The implementation of Good Corporate Governance is carried out through the principles of accountability, transparency, responsibility, independence, and equality, all of which increase public trust and the credibility of the institution. This study is expected to encourage more people to channel social funds through Dompet Dhuafa Waspada.
Analisis Proses Penganan Klaim Produk Asuransi Umum Di PT Asuransi Umum Bumiputera 1967 Cabang Medan Novita Sari; Rahmi Syahriza
Public Service and Governance Journal Vol. 6 No. 1 (2025): Januari : Public Service and Governance Journal
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/psgj.v6i1.1990

Abstract

This article discusses the claims handling process at PT Asuransi General Bumiputera 1967 Medan branch. The aim of this research was to analyze the process of handling claims for general insurance products at PT Asuransi General Bumiputera 1967 Medan Branch. The research method used is a descriptive approach with qualitative methods. Data collected through in-depth interviews with staff employees and field practitioners was carried out to gain a better understanding of the claims handling process, and direct observation allowed researchers to see the procedures carried out. The research results show that the process of handling general insurance product claims at PT Asuransi General Bumiputera 1967 Medan Branch includes several stages, namely claim acceptance, document verification, claim investigation, claim assessment, and claim payment. This process involves various parties, including claims officers, claims experts and customers. In conclusion, the existing systems and procedures at PT Asuransi General Bumiputera 1967 Medan branch have provided satisfactory results in the process of handling general insurance claims, but need to continue to be improved in accordance with technological developments and customer needs.
ANALYSIS OF FACTORS INFLUENCING THE DECISION TO USE PAYLATER IN NORTH SUMATRA, WITH THE INTENTION TO USE AS AN INTERVENING VARIABLE Harahap, Siti Khodijah; Saparuddin; Rahmi Syahriza
International Journal of Cultural and Social Science Vol. 6 No. 4 (2025): International Journal of Cultural and Social Science
Publisher : Pena Cendekia Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53806/ijcss.v6i4.1223

Abstract

This study aims to analyze the influence of perceived usefulness, perceived ease of use, and attitude on the decision to use PayLater in North Sumatra, with willingness to use as an intervening variable. Data was obtained from 100 respondents thru a survey and analyzed using path analysis with SPSS 25 based on the Technology Acceptance Model (TAM) framework. The research results show that perceived usefulness and ease of use do not significantly affect the intention to use, while attitude has a significant positive effect. In the usage decision model, perceived usefulness has no significant effect, perceived ease of use has a significant negative effect, and attitude and intention to use have a significant positive effect. Mediation analysis shows that intention to use does not mediate the influence of perceived usefulness and ease of use, but partially mediates the influence of attitude on usage decision. This finding confirms that a positive attitude toward PayLater strengthens the intention and actual decision to use it, and reinforces the TAM concept, which emphasizes the importance of affective and behavioral intention factors over cognitive factors.
Co-Authors Adelia Zahra Harahap Adinda Sya’riana Dewi Manullang Agung Ramadhan Trapoltanta Pratama Andri Ariansyah Nasution Anggela Pradiva Putri Annisa Zahara Aqwa Naser Daulay Aqwa Naser Daulay Ariska Malida Syakira Matondang Asrar Mabrur Faza atika Aumalia Hanipah Banjirul Akbar Chuzaimah Batubara Deni Irawan Devi Ramadhani Dita Marisa Dwi Amanda Simanjuntak Fauzan Akbar Firmanita Firmanita Fitri Dalmayani harahap, siti khodijah Hendra Harmain Imsar Indradewa, Rhian Irna Ardilla Isti Aryani Kamilah Kombih, Ridho Maulana Marliyah Marni Siregar Maulana Hasan Hasibuan Mhd. Arifta Pulung Tumangger Muhammad Hafiz Muhammad Ikhsan Harahap Muhammad Iqbal Prayogi Muhammad Rifana Muhammad Risalah Harahap Muhammad Yafiz Mutiara Octavia Nadra Khalizah Siregar Nafadilla Nasution, Muhammad Irwan Padli Novira Ramadani Novita Sari Nur Ahmadi B i Rahmani Nur Fadhilah Ahmad Hasibuan Nurjannah Nurjannah Nursantri Yanti Purba, Elsa Pinika Putri Reni Ria Armayani Hasibuan Rifka Fachrina Riski Adinda Pulungan Rois Hamid Siregar Saparuddin Sendi, Muhammad Seri Handayani Sica Asyifa Siti Hot Nita Hasibuan Suci Ramadhani Sukriah Sihombing Suryani Rezeki Siregar Tambunan, Khairina Tonang Lubis Tuti Anggraini Tutia Rahmi Waizul Qarni Wandira Atmaja Wardatussyfa Wardatussyfa Yenni Samri Juliati Nasution Yuni Andriani Ritonga Yusrizal Zakia Aulia