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LEGAL PROTECTION OF CUSTOMERS WHO MAKE PAYMENT THROUGH BRILINK E-BANKING (STUDY AT THE TANJUNG KARANG BRANCH OF BANK RAKYAT INDONESIA Larakasih, Angra Adinda; B, Erlina; Hesti, Yulia
Literacy: Jurnal Ilmiah Sosial Vol. 1 No. 1 (2019): Literacy : Jurnal Ilmiah Sosial
Publisher : Fasanesia Library

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53489/jis.v1i1.1

Abstract

The development of technology is currently growing rapidly. This can be proven by advances in technology around the world. Technological progress is very important and has a very big effect on humans. Because technology is one of the supporting advances in human life. It can be proven that with the sophisticated technology, everything becomes fast and easy. The development of technological systems encourages the emergence of business opportunities in the internet field. In today's technology development it also influences the banking world. In conducting banking transactions through BRI Link agents, customers also receive protection for their rights to receive compensation for losses they have suffered. Customers as consumers of products and / or services offered by banks as producers are entitled to compensation for losses they experience when making transactions with e-banking facilities or services. Banks are required to provide compensation to customers as consumers of banking services for losses from using e-banking provided by the bank. However, it should be noted that this provision does not apply if the customer suffers a loss due to the previous customer's actions or negligence. Then the bank will solve it because the settlement of customer complaints is a form of increasing customer protection in order to guarantee customer rights in dealing with the bank.
LEGAL PROTECTION OF CUSTOMERS WHO MAKE PAYMENT THROUGH BRILINK E-BANKING (STUDY AT THE TANJUNG KARANG BRANCH OF BANK RAKYAT INDONESIA Larakasih, Angra Adinda; B, Erlina; Hesti, Yulia
Literacy: Jurnal Ilmiah Sosial Vol. 1 No. 1 (2019): Literacy : Jurnal Ilmiah Sosial
Publisher : Fasanesia Library

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53489/jis.v1i1.1

Abstract

The development of technology is currently growing rapidly. This can be proven by advances in technology around the world. Technological progress is very important and has a very big effect on humans. Because technology is one of the supporting advances in human life. It can be proven that with the sophisticated technology, everything becomes fast and easy. The development of technological systems encourages the emergence of business opportunities in the internet field. In today's technology development it also influences the banking world. In conducting banking transactions through BRI Link agents, customers also receive protection for their rights to receive compensation for losses they have suffered. Customers as consumers of products and / or services offered by banks as producers are entitled to compensation for losses they experience when making transactions with e-banking facilities or services. Banks are required to provide compensation to customers as consumers of banking services for losses from using e-banking provided by the bank. However, it should be noted that this provision does not apply if the customer suffers a loss due to the previous customer's actions or negligence. Then the bank will solve it because the settlement of customer complaints is a form of increasing customer protection in order to guarantee customer rights in dealing with the bank.
Gugatan Class Action dalam Penegakan Hukum Lingkungan di Indonesia Erlina B
KEADILAN PROGRESIF Vol 1, No 1 (2010): September
Publisher : Universitas Bandar Lampung (UBL)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (175.693 KB)

Abstract

Class Action in Indonesia to be see in Environmental Management Law No.23/1997and have amanded Protection and Management of Environment Law No. 32/2009,on the followed by Forestry Law No.41/1999, and so on. In Indonesia, there are 3(three) cases that attract attention: First, Kapak LPG Lawsuit, decision requets ofthe plaintiff is won, but Jakarta Province Court decision was rejected. Second, thevictim of consumer of railways in Brebes. In this case requets of the plaintiff claimwas granted is won. Third, Flooding lawsuit in Jakarta year 2002, in this case requetsof the plaintiff was rejected, on the based of Indonesian Presiden, Governor of Jakartaand Governor West Java is not responsible for flooding in Jakarta, but the mayor infive regions of Jakarta Province under Law Local Governance No.22/1999.
Optimalisasi Nilai Kearifan Lokal Rembug Pekon dalam Pengelolaan Taman Hutan Raya (TAHURA) Wan Abdurahman Propinsi Lampung sebagai Kawasan Hutan Konservasi Berbasis Masyarakat Erlina B.; Bambang Hartono; Anggalana ANGGALANA; Melisa Safitri
KEADILAN PROGRESIF Vol 9, No 2 (2018): September
Publisher : Universitas Bandar Lampung (UBL)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (262.669 KB)

Abstract

Optimizing the value of local wisdom Rembug Pekon in the management of the Great Forest Park (TAHURA) Wan Abdurahman as a community-based Conservation Forest area is viewed in a legal and social perspective, is an idea of the management of the Great Forest Park based on the social values of the community based on participatory principles, benefits , balanced and sustainable.The revitalization of Wan Abdurrahman Forest Park in Lampung Province of Indonesia as a communal forest park regarded in law and social perspective is a brainstorming of a communal nature preservation guided by the principle of participation, utilization, harmony, and sustainability. This idea is made for the improvement of Indonesia current policy which is considered for being ineffective due to the construction of “Top Down Planning” where the government is not only as the main brainstormer but also dominantly taking part in constructing the whole plan of the policy. Plainly, the government is playing a role not only as the law maker, but also the inspector. The community should have gotten a wide access to fight for their communal value. In short, our observation shown that the model of “Bottom Up Planning” is suit perfectly with all of the communities since it is seeking for the communal brainstorming in its whole policy and how easy for the people to deal only with their own social value. Each community must be actively taking place in making the policy construction of their social values while the government will only be the landlord. As a result, the whole communal values will be uplifted owing to the community habits as the part of the conservation legislations. This research is using the qualitative analysis used for assessing the policy related to the forest park utilization, initially projected the social norm of law or legislations. Undoubtedly, the interpretation is based on the theoritical interpretation, likewise generalized an ideal form of policy (ius constitutum). The advantages for stakeholders are to give an illustration academically in the form of policy analysis as well as to force the community participation and ensure that the whole policy and communal value collaboration will deliver so many risets related to the form of the public policy for both lecturer and also researchers expecting the implementation itself will be manifested in any kind of communal forest park area.
Kebijakan Pengelolahan Sumbedaya Air dalam Hubungannya dengan Otonomi Daerah (Studi di propinsi Lampung) Lintje Anna Marpaung; Bambang Hartono; Tami Rusli; Erlina B.; Erina Pane
PRANATA HUKUM Vol 3 No 2 (2008): Juli
Publisher : Law Faculty of Universitas Bandar Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36448/pranatahukum.v3i2.52

Abstract

Pengaturan dan pengolahan sumberdaya alam khususnya air dirasakan semakin kompleks dalam era otonomi daerah dan berpotensi menimbulkan konflik antar-daerah otonom apabila tidak dipahami secara komprehensif atau menyeluruh. Secara ekonomi tidak ada satu daerah pun yang mampu mandiri tanpa kerjasama dan saling berinteraksi dengan daerah lainnya. Keterkaitan antar-wilayah baik secara ekonomis ataupun ekologis menunjukkan bahwa terjadi perbedaan karakteristik dan potensi sumberdaya yang dimiliki tiap daerah, oleh karena itu pengolahan sumberdaya alam lintas kabupaten/kota harus didasari sebagai konsekuensi alami dari disparitas sumberdaya alam. Pemahaman disparitas potensi sumberdaya dapat dijadikan dasar membangun kerjasama lintas kabupaten/kota yang saling menguntungkan antar-daerah.
Implementasi Penegakan Hukum Lingkungan di Propinsi Lampung Erlina B.
PRANATA HUKUM Vol 4 No 1 (2009): Januari
Publisher : Law Faculty of Universitas Bandar Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36448/pranatahukum.v4i1.57

Abstract

Meweujudkan supremasi hukum melalui upaya penegakan hukum akan memberikan landasan kuat bagi terselenggaranya pembangunan, baik di bidang ekonomi, politik, sosial budaya, pertahanan keamanan, dan sebagainya. Namun dalam kenyataannya, untuk mewujudkan supremasi hukum tersebut masih memerlukan proses dan waktu agar supremasi hukum dapat benar-benar memberikan implikasi yang menyeluruh terhadap perbaikan pembangunan nasional. Penelitian ini menggunakan pendekatan yuridis normatif dan empiris. Data yang digunakan yaitu data sekunderdan data primer, kemudian dianalisis secara kualitatif. Upaya penegakan hukum dapat dilakukan dengan beberapa cara. Salah satunya penegakan sanksi administrasi oleh pemerintah secara tertata dan konsisten sesuai dengan kewenangan. Sehubungan dengan hal ini, maka penegakan sanksi administrasi merupakan garda terdepan dalam penegakan hukum lingkungan (primum remedium). Jika sanksi administrasi dinilai tidak efektif, barulah digunakan sarana sanksi pidana sebagai senjata pamungkas (ultimum remedium.
ANALISIS PERTANGGUNGJAWABAN PELAKU TINDAK PIDANA MELAKUKAN PENEBANGAN POHON DALAM KAWASAN HUTAN TANPA IJIN YANG BERWENANG Sukoco SP; Erlina B; Eddy S Wirabhumi
PRANATA HUKUM Vol 14 No 2 (2019): Juli
Publisher : Law Faculty of Universitas Bandar Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36448/pranatahukum.v14i2.77

Abstract

The social phenomena that occurred today are still encountered cases related to the criminal acts of illegal logging in forest areas. One of the cases that have occurred is the criminal act of logging the tree in the forest area without the authorized permission. The problems in this study include: whether the cause of perpetrators to commit crimes in forest areas without authorized permits, how criminal liability against perpetrators of criminal acts Logging in forest areas without authorized permits. The results of research and settlement indicate that the cause of perpetrators to commit criminal acts of logging in forest areas without authorized permits include intrinsic factors (poor family environment, age and intelligence , and psychology of evil talent, personality), extrinsic factors (low level of education, social environment, intention and opportunity), weak religious education and ethics, lack of environmental education and forestry, lack of supervision. The advice in this research is expected to law enforcement officers with the forestry service in order to provide strict sanctions against perpetrators of criminal acts of logging in forest areas without authorized permits.
Aspek Hukum Kontrak Bisnis Franchise (Waralaba) di Indonesia Erlina B
PRANATA HUKUM Vol 5 No 1 (2010): Januari
Publisher : Law Faculty of Universitas Bandar Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36448/pranatahukum.v5i1.86

Abstract

Perkembangan waralaba pada saat ini di Indonesia sangat pesat dalam jangka waktu beberapa tahun ke belakang, maka pemerintah membuat Peraturan Pemerintah yang mengatur sistem usaha waralaba ini. Waralaba didefinisikan sebagai hak istimewa yang teijalin dan atau diberikan oleh pemberi waralaba kepada penerima waralaba dengan sejumlah kewajiban pembayaran. Dalam perjanjian waralaba terdapat kewajiban dan hak yang harus dijalankan para pihak. Penelitian ini menggunakan metode Pendekatan Yuridis Normatif, data yang digunakan yaitu data sekunder kemudian dianalisis secara kualitatif. Hasil penelitian menunjukkan bahwa perjanjian waralaba yang dibuat haruslah memenuhi syarat yang disebutkan oleh KUHPerdata yaitu tentang asas kebebasan berkontrak, sehingga para pihak dapat membuat dan menyetujui perjanjian yang sama-sama menguntungkan kedua belah pihak. perjanjian waralaba yang dibuat tersebut memuat kewajiban dan hak masing-masing pihak yaitu franchisor dan franchisee, sehingga dalam penerapan Pasal-Pasal yang tercantum di dalam perjanjian dapat dilaksanakan sebaik-baiknya oleh pihak-pihak yang terlibat di dalam perjanjian, sehingga dapat memberikan perlindungan hukum. Berakhirnya perjanjian waralaba dapat dikarenakan, franchisee melakukan perbuatan yang dilarang dalam perjanjian, franchisee melakukan wanprestasi yang disebutkan di dalam Pasal perjanjian waralaba tersebut, dan atau lewatnya waktu perjanjian tetapi perjanjian tersebut tidak dapat berakhir dikarnakan meninggalnya franchisee.
Klaim Ganti Rugi dalam Perjanjian Asuransi Kendaraaan Bermotor Erlina B.
PRANATA HUKUM Vol 5 No 2 (2010): Juli
Publisher : Law Faculty of Universitas Bandar Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36448/pranatahukum.v5i2.90

Abstract

Perjanjian asuransi yang sesuai dengan tujuannya yaitu suatu perjanjian yang memberikan proteksi terhadap suatu peristiwa yang terjadi yang tidak dapat diketahui pada saat perjanjian dibuat. Di mana dalam proses klaim asuransi harus didasarkan pada asas keseimbangan karena risiko yang dialihkan kepada penanggung diimbangi dengan jumlah premi yang dibayarkan kepada penanggung. Penelitian ini menggunakan pendekatan yuridis normatif, dengan cara mempelajari, mengkaji, dan menginterprestasi bahan-bahan kepustakaan yang ada dalam literatur-literatur, Peraturan Perundang- Undangan, dan ketentuan-ketentuan yang berkaitan dengan perjanjian asuransi. Data yang digunakan dalam penelitian ini adalah data sekunder, dan selanjutnya dilakukan analisis secara kualitatif. Hasil penelitian menyebutkan bahwa prosedur pengajuan klaim yang dilakukan oleh tertanggung terhadap penanggung secara umum harus memenuhi ketentuan Kitab Undang-Undang Hukum Dagang dan Polis Standar Kendaraan Bermotor yaitu mulai dari pemberitahuan, pengisian formulir klaim, dan penyerahan dokumen lainnya serta investigasi yang dilakukan penanggung. Sedangkan mengenai ganti kerugian asuransi kendaraan bermotor yang disebabkan oleh evenemen pencurian pada tertanggung adalah ganti kerugian total dan penanggung akan memberikan ganti kerugian kepada tertanggung berdasarkan harga sebenarnya sesuai dengan ketentuan Polis Standar Kendaraan Bermotor.
Pengaruh Globalisasi Terhadap Perkembangan Hak Asasi Manusia Bidang Ekonomi, Sosial, Budaya (HESB) Di Indonesia Erlina B
PRANATA HUKUM Vol 6 No 2 (2011): Juli
Publisher : Law Faculty of Universitas Bandar Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36448/pranatahukum.v6i2.101

Abstract

This study discussed the influence of globalization toward the development of human rights in economic, social and culture in Indonesia. The influence of globalization in Indonesia is very strong, there is shift of values and norms which underlie and control human rights in several different countries, because the limit of those values began to disappear, there are values which survive and there are values which shift. The right solution is to build law based on Pancasila values in legislation organic and to implement Pancasila in the state and nation ‘s lift correctly.
Co-Authors . Baharudin Adinda Salsabila Agustuti Handayani Ahmad Sadriansyah Yusuf Aini Nurul Ainita, Okta Akbar Sigratama Aldo Kurniawan AMINAH andri akasi akasi Anggalana angra adinda lara kasih Anita Fitriyani Anugrah, Erwin C Aprinisa Asti Amalia Suci Azzura, Salsabilla Nur Bafaddol, M Bagas Baharudin Baharudin , Baharudin Bambang Hartono Cinta Jivara Dharmawan Triantoro Santoso Difa, Muhammad Anta Dilla Nandya Oksitania Ditta Aulina Bakara Dwi Y, Annisa Eddy S Wirabhumi Elin Novita Erina Pane Fadel Wildinata, Muhammad Ilham Fayola Fayola Ferdi Irawan Fissabilla Novita Halimahtus Sadiah Hendra Gunawan Hendri Dunan I Made Wisnu Adi Jaya Intan Nurina Seftiniara Khairudin Krisnanda Meycel Buay Lembasi Larakasih, Angra Adinda Lintje Anna Marpaung Lukmanul Hakim M. Ardiansyah M. Ardiansyah Melisa Safitri Melisa Safitri Melisa Safitri Muhammad Ade Rafli Muhammad Anta Difa Muhammad Arif Fadli Syahputra Muhammad Arif Fadli Syahputra Muhammad Bagas Baffadol Muhammad Guntur, Muhammad Muhammad Ryan Ridwa Nadia Asmelinda Nadia Asmelinda Namira, Rizki Naura Nisrina P Nita Yolanda Nurina, Intan Nurul Aini Okta Ainita Okta Ainita Okta Ainita Okta Ainita Ramadan, Suta Recca Ayu Hapsari Rendi Yusuf Rendi Yusuf Rian Haky Pratama Rihelda Lovita Vira Risti Dwi Ramasari Riyan Saputra, Riyan Rosella Setya Cipta Phourtuna S Endang Prasetyawati Salsabilla Adinda Shopi Yunanda Sopian, Ryo Martin Sukma, Masayu Nirmala Sukoco SP Suta Ramadan Syifa Mustika Tami Rusli Tami Rusli Wayguna, Candra Wijaya, Bagas Satria Yoga Saputra Alam Yuda, Arya Dwi Yulia Hesti Yunanda, Shopi Yunandar, Shopi Zainab Ompu Jainah Zainab Ompu Zainah Zulfi Diane Zaini