Garuda - Garba Rujukan Digital

p-Index From 2021 - 2026

9.68

P-Index

This Author published in this journals

- Trimulato, -

UIN Alauddin Makassar

Author-ID : 2441215

Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Medicine & Pharmacology Public Health Social Sciences Other

Published : 118 Documents Claim Missing Document

Claim Missing Document

Articles

8 9 10 11 12

The Role of Islamic Banking in Supporting Women's Economic Empowerment Trimulato, Trimulato; Syarifuddin, Syarifuddin
AL-ARBAH: Journal of Islamic Finance and Banking Vol. 6 No. 2 (2024)
Publisher : Universitas Islam Negeri (UIN) Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/al-arbah.2024.6.2.23563

AbstractPurpose -. This study describes the development of productive and consumptive Islamic bank financing. As well as explaining the role of Islamic banks in supporting women's economic empowerment.Method - This type of research is a literature study using qualitative. The data source in this research is secondary data that certain institutions have presented. The data collection technique used in this research is literature from various sources relevant to the research theme. Both from journals, books, and other library sources. The data analysis technique used in this research is descriptive qualitative, which shows the development of Islamic bank financing, as well as the form of empowerment that can be done by Islamic banks in supporting the women's economy.Result- The results of this study show that Islamic bank financing grew by 3.41 percent and that the portion of Islamic bank financing is still dominated by consumptive financing, not productive. Islamic banks need to increase productive financing, especially for women's economic empowerment. Islamic banks have a role in increasing women's productive financing with their profit-sharing system, as well as their social funds, and can collaborate with various parties.Implication - This study uses data from Islamic banks in Indonesia. The Financing for Consumptive and Productive Product. Financing for women's economic especially in one Islamic Bank. Originality- The paper looks financing distribution in Indonesia. Product Financing in Islamic Bank. Islamic banks need to be encouraged to activities that support the real sector.Keywords: Islamic Banking, Supporting, and Women’s Economic

Determinan Keuntungan Bagi Hasil Dengan Penguatan Dana Pihak Ketiga Pada Bank Umum Syariah Astuti, Widya; Abdullah, Muhammad Wahyuddin; Trimulato
WADIAH Vol. 7 No. 1 (2023): Wadiah: Jurnal Perbankan Syariah
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/wadiah.v7i1.303

This study aims to describe the Determinants of Profit Sharing by Strengthening Third Party Funds at Islamic Commercial Banks in Indonesia. The population and sample used in this study are Islamic Commercial Banks in Indonesia registered with the Financial Services Authority (OJK) in 2015-2020. This research is a type of quantitative research using multiple linear regression analysis and moderated regression analysis (MRA). The source of data used in this research is secondary data, which has been presented by certain institutions. The data collection technique used was purposive sampling in determining the sample. The data analysis technique used is descriptive quantitative using the SPSS application. The results of the study state that mudharabah financing has a negative effect on profit sharing, musyarakah financing has a positive effect on profit sharing, ijarah financing has a positive effect on profit sharing, third party funds (DPK) cannot strengthen the effect of mudharabah financing on profit sharing, third party funds Third party funds (DPK) can strengthen the effect of musharaka financing on profit sharing, and third party funds (DPK) cannot strengthen the effect of ijarah financing on profit sharing.

THE ROLE OF ISLAMIC ECONOMIC INSTITUTIONS TO RECOVER REAL SECTOR OF SMEs During COVID-19 Pandemic Trimulato, Trimulato
Li Falah: Journal of Islamic Economics and Business Vol. 6 No. 1 (2021): June 2021
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v6i1.2653

Islamic economics prioritizes the real sector including SMEs, and makes Islamic Economic institutions as supporters and drivers of the real sector. The market share of sharia financial has reached 8.5 percent, and will continue to grow and develop. Since the emergence of the corona virus outbreak, it has eroded and slowed down economic activity, including in the SMEs sector. SMEs are among the ones that have been significantly affected by the corona virus. To restore the economic activities of SMEs, the Islamic Economic Institutions have role to be able to restore the economic activities of SMEs. The purpose of this study is to determine the development of Islamic economic institutions, and to determine the role of Islamic economic institutions in restoring SMEs in the midst of the Covid-19 outbreak. This type of research is library research with qualitative characteristics. Sources of data in this research are secondary data sourced from several institutions that have been presented. The limitation in this study is only for a few Islamic economic institutions related to SMEs. The data analysis technique used in this research is descriptive qualitative. Describing the object of research on the development of Islamic economic institutions and the role of Islamic economic institutions to recover the real sector of SMEs is included in analysis technique. The results of this study indicate the development of Islamic economic institutions. Sharia Financing Banking (BPRS) grew by 349.34 for income, Sharia Microfinance Institutions (LKMS) grew by 11.75 percent for financing, Sharia Peer To Peer Landing (P2P) institutions experienced a decrease in assets by 0.05 percent, and Social institutions, the growth of social fund collection was 48.08 percent at Insisatif Zakat Indonesia (IZI), and the growth in distribution of social funds by 114.27 percent Badan Amil Zakat Nasional (BAZNAS). The role of Islamic economic institutions in the recovery of the real sector of SMEs in the midst of the Covid-19 outbreak, namely optimizing finance for SMEs, assisting financing customers, providing relief for affected customers, participating in marketing customer products online, maximizing profit sharing system, strengthening of partnerships, and maximizing the distribution of social funds for SMEs economic activities.

PENGARUH BRAND IMAGE DAN KUALITAS PRODUK TERHADAP MINAT MASYARAKAT MENABUNG DI BSI KCP PETTARANI MAKASSAR Trimulato; Wahyu, Febriyani; Efendi, Ahmad
JURNAL EKONOMI AKUNTANSI MANAJEMEN AGRIBISNIS Vol 1 No 2 (2023): Juli-Desember 2023
Publisher : Universitas Ratu Samban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58222/jurekma.v1i2.197

The purpose of this study was to determine the effect between brand image and product quality in increasing people's interest in saving. This study uses quantitative research with a causal associative approach, which aims to determine how the relationship between two or more variables. Sources of data in this study consisted of primary data and secondary data, while the data collection technique used in this study was a questionnaire method distributed via social media. The results of this study are that there is a positive influence between brand image and product quality in increasing people's interest in saving at Indonesian Islamic banks. With a coefficient value of brand image on the intention to save as much as 0.393 and a coefficient value of product quality on the intention to save as much as 0.497. Bank Syariah Indonesia, which is a new bank resulting from the merger of three Islamic banks, must build a positive brand image and must also have good and quality products.

THE ROLE SHARIA PEER TO PEER LANDING SUPPORTS HALAL INDUSTRY Trimulato, Trimulato; Mustamin, Asyraf; Syarifuddin, Syarifuddin
Asian Journal of Islamic Economic Studies Vol. 1 No. 1 (2024): AICOS: Asian Journal Of Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/aicos.v1i01.3542

The development of the Sharia financial industry is growing, and the types of products offered are increasingly varied and become people's choices, like present Sharia fintech. The Sharia financial industry is growing the halal industry too and gaining global recognition. Halal industry encouraged grow through access capital, and other support Islamic financial institutions. The role Sharia fintech can work to develop halal industry. Research purposes is to determine development the growth sharia fintech, and development halal industry. As well as outlining form of role sharia fintech supporting halal industry. Research methods are qualitative methods with library research. Secondary data sources are used, including the Financial Services Authority (OJK), National Committee Sharia Economics and Finance (KNEKS), LPPOM MUI, and other sources. The data collection technique used library-relevant sources and research theme. The analytical technique used is descriptive qualitative, describing the development, sharia fintech, the halal industry, and the role of sharia fintech in the halal industry. Sharia fintech Peer to Peer Landing (P2P) assets fell -12 percent, and players fell 12 percent. Certified halal products 2021 grew 2,531.49 percent. Spending on halal industry food sector is 77.23 total other halal industries. The role of Sharia fintech is to support the halal industry; funding business development is provided. The role sharia fintech synergize in assisting and marketing products for industry to get financing. Sharia fintech can synergize with assistance and product marketing for the halal industry to obtain financing. The role of sharia fintech in supporting the real sector, especially for the halal industry business with the service excellence it has.

THE EFFECT OF SHARIA RELATIONSHIP MARKETING ON CUSTOMER LOYALTY AT BANK BSI MAKASSAR WITH SATISFACTION OF INTERVENING VARIABLES Trimulato, Trimulato; Mustamin, Arsyaf; Syarifuddin, Syarifuddin
Asian Journal of Islamic Economic Studies Vol. 2 No. 2 (2025): AICOS: Asian Journal Of Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/aicos.v2i2.5957

This research influences characteristics Sharia marketing and Sharia relationship marketing on customer loyalty at BSI KCP Makassar. Analyze the effect of Sharia marketing and relationship marketing characteristics loyalty with customer satisfaction as an intervening variable. A research method is quantitative. The primary data source is primary data, distributed directly through questionnaires. Secondary data has been presented from various sources. The data collection technique used a questionnaire (questionnaire) with a sample of 67 respondents and literature from several relevant sources. The research data analysis technique is path analysis with reliability tests, validity tests, and classical assumption tests including multicollinearity, heteroscedasticity, normality, and linearity tests. Hypothesis testing includes testing coefficient determination, T-test, and F-test. Results showed characteristics Islamic marketing had a significant positive effect on customer loyalty, BSI Makassar, with a Tcount 2,210 > Ttable 1.997 and a significance value 0.031 at an alpha coefficient of 5%. Sharia relationship marketing has a significant positive effect on customer loyalty at BSI Makassar with a T-count 3,475 > Ttable 1.997 and a significance value 0.031 with an alpha coefficient 5%. Characteristics of sharia marketing and relationship marketing have a significant positive effect on loyalty and customer satisfaction when using the intervening variable value Tcount=2.0412 greater than Ttable=1.99834.

Analisis Potensi Pengembangan Pembiayaan Natural Uncertainty Contract (NUC) pada Sektor Produktif di Bank Pembiayaan Rakyat Syariah (BPRS) Trimulato Trimulato
IJIEF: Indonesian Journal of Islamic Economics and Finance Vol. 1 No. 1 (2018): Indonesian Journal of Islamic Economics and Finance
Publisher : Department of Islamic Economics, Postgraduate Program, UIN Kiai Haji Achmad Siddiq, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/ijief.v1i1.29

The growth of Islamic banks in Indonesia is getting better. People who interested in using Islamic bank products continues to arise. The market share of Islamic banks currently has reached 5.8 percent of the total market share of banks nationally. Natural Uncertainty Contract (NUC) with profit sharing pattern using mudharabah and musyarakah contracts is one of the productive financing products of Islamic bank which is not owned by conventional bank. However, in Islamic rural banks (BPRS), nonproductive financing is more dominant. This qualitative study would like to explain the financing of NUC in the BPRS. The result shows that the growth of NUC financing is still very small, musharaka only grew 0.23 percent and mudharabah decreased by 20.23 percent during 2016-2017. Overall, financing distribution in BPRS is still dominated by consumptive financing, amounting to 46.07 percent. While for productive financing has not become a priority in the BPRS. Keywords: BPRS, Natural Uncertainty Contract.

The Role of Sharia Bank Digital Services in Improving Sharia Financial Literacy (A Literature Review) Trimulato, Trimulato; Mustamin, Asyraf
Maqrizi: Journal of Economics and Islamic Economics Vol 5 No 2 (2025): Maqrizi : Journal of Economics and Islamic Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/maqrizi.v5i2.1779

Digital transformation in the financial sector has brought significant changes to the way people access banking services, including in the context of Islamic banks. However, the acceleration of digitalization has not been fully balanced with the increasing Islamic financial literacy of the people. This study aims to evaluate and map the relationship between Islamic bank digital services and increasing Islamic financial literacy. This study employs the Systematic Literature Review (SLR) approach, incorporating a bibliometric method. This type of research is qualitative, with secondary data obtained from 105 scientific articles indexed by Google Scholar during the period 2018–2024. The data collection technique was carried out through the Publish or Perish (PoP) application, while the analysis was carried out using the VOSviewer software to map the network of keywords, research trends, and author collaboration. The results show a significant increase in the number of publications since 2021, with the main focus on the integration of digital services and Islamic financial literacy. Keywords such as "literacy," "Islamic banks," and "digital services" emerged as dominant thematic centers. Even so, collaboration between researchers is still limited and tends to be fragmented. The policy implications of these findings encourage the need to strengthen synergy between Islamic financial institutions, the government, and academics in designing digital services that also function as educational instruments. Thus, the development of digital technology in Islamic banking is not only a tool for transaction efficiency, but also a strategy to strengthen the foundation of Islamic financial literacy sustainably. The limitations of this study are in the period of research data presented, so that more can be made.

FINANCIAL LITERACY TO ISLAMIC BOARDING SCHOOLS IN INDONESIA; SYSTEMATIC LITERATURE REVIEW VOS VIEWER Trimulato; Rodoni, Ahmad; Amelia, Erika
Islamuna: Jurnal Studi Islam Vol. 12 No. 2 (2025)
Publisher : Universitas Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/islamuna.v12i2.21194

The rapid development of Islamic finance in Indonesia has not been matched by adequate levels of financial literacy, particularly within Islamic boarding schools, which should serve as vital agents in promoting value-based financial education. As long-standing Islamic educational institutions, Islamic boarding schools have significant potential to support the enhancement of Islamic financial literacy among the Muslim community. This study aims to analyze the development of Islamic financial literacy research within Islamic boarding schools using a systematic literature review (SLR) approach. By mapping trends, central topics, and knowledge gaps, the research offers strategic directions for advancing financial education and policy formulation in Islamic boarding school settings. This research employs a systematic literature review method supported by bibliometric analysis using VOSviewer. Data were collected from scholarly articles published between 2014 and 2024 in indexed academic databases, such as Google Scholar, using the Publish or Perish (PoP) application. The data analysis includes keyword mapping, publication trend identification, author collaboration patterns, and qualitative thematic analysis. The findings reveal a significant increase in Islamic financial literacy research in Islamic boarding schools over the last three years, mainly focusing on basic practices such as saving and understanding fundamental Islamic finance principles. However, researcher collaboration remains limited, and the integration of financial literacy into Islamic boarding school curricula is still underdeveloped. The study recommends policy support for the adoption of digital Islamic finance and the strengthening of academic networks to empower Islamic boarding schools as strategic centers for Islamic financial education and community economic empowerment.

The Role Sharia Non-Bank Financial Institutions To Support SDGS Program Trimulato, Trimulato
AL-ARBAH: Journal of Islamic Finance and Banking Vol. 4 No. 1 (2022)
Publisher : Universitas Islam Negeri (UIN) Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/al-arbah.2022.4.1.14668

AbstractPurpose - The purpose of this study is to describe the development of sharia IKNB and the role of Sharia IKNB to support SGDs.Method - The type of research used is qualitative with literature study. The analytical technique used is descriptive qualitative describing the development of Sharia IKNB, and the role of Sharia IKNB to support realization of the SDGs.Result - The results show the development of Sharia IKNB in the period from October 2020 to April 2021, Sharia Insurance assets grew by 6.26 percent, Pension Fund Institutions assets grew by 17.79 percent, Sharia Microfinance Institutions assets grew by 2.24 percent, Sharia Fintech Institutions assets grew by 85.54 percent. Meanwhile, Sharia Financing Institutions experienced a decrease in assets of -7.78 percent and Sharia Pawnshops experienced a decrease in assets of -6.95 percent. Certified halal products in 2021 grew by 2,531.49 percent.Implication - Sharia IKNB supports SDGs to achieve the goal of reducing hunger, sharia IKNB can support the real sector, and also has a social aspect. SDGs achieve prosperity in line with the Islamic economic function of income distribution.Originality - The research a more in-depth study of the role of Islamic finance in supporting the Sustainable Development Goals (SDGs) program. Researchers identify the role of Sharia Insurance, Sharia Financing Institutions, Pension Fund Institution, Sharia Pawnshop, Sharia Microfinance Institutions and Sharua Financial Technology.

Co-Authors A. Darussalam Tajang A. Syatir Sofyan Agussalim, Agussalim Ahmad Efendi Ahmad Rodoni Ambo Asse Amiruddin . Amiruddin K Amiruddin K., Amiruddin Anak Agung Istri Sri Wiadnyani Andi Nuddin Andi Nuddin Andi Sadapotto Andi Zulfikar Darussalam Asmawati A Asyraf Mustamim Asyraf Mustamin Asyraf Mustamin Asyraf Mustamin Atikah Widhiana Putri Auliah, Alya Awaliyah, Dien Putri Djamal Abdi, Djamal Dwi Lestari, Ervina Eky Dwi Juswina Erika Amelia Euis Amalia Farhan, Ilham Farid Fajrin Fasiha Fasiha Fitri Ramdani Halim, Ismail Hasbiullah Hasbiullah, Hasbiullah Herman , Nurmelianda Hijriani, Zhulfi I, Ismawati Ilham Gani Iryani Iryani Ismail Halim Ismawati Ismawati Ismawati Ismawati Ismawati Ismawati Ismawati Ismawati Jalil, Nurlina Kamaruddin Kamaruddin Kamaruddin Khaliq Ahmad Lismawati Lismawati Lismawati, Lismawati M. Cholil Nafis Mega Oktaviany Muhammad Anshar Jafar Muhammad Imran Muhammad Kharis Tambusa Muhammad Wahyuddin Abdullah Muhlis Muhlis Masin Muhlis Muhlis Muhlis Muhlis Mujahidin Mujahidin Mukhlis Muslim Mustamin, Arsyaf Mustamin, Asyraf Nasrullah Bin Sapa Nur Annisa Nur Isra' Ahmad Nuraeni Gani Nuraeni Nuraeni Nuraeni Nuraeni Nuraeni Nuraeni Nuringsih Nuringsih Nuringsih, Nuringsih Nursyamsu Nursyamsu Rahmatia Rizki Rahim Safri Haliding Sagir Muhammad Sulaiman Saharuddin Samsul Samsul Samsul Samsul Siti Fatimah Sitti Aisya Sri Wahyuni St Hafsah Umar Sudirman Sudirman Sudirman Sudirman Sukawati, Anita Sulfia, Sulfia Supriadi Supriadi Supriadi Supriadi Syarifuddin Syarifuddin Syarifuddin Trisno Wardy Putra Wahyu, Febriyani Widya Astuti widya astuti yulianti yulianti Zulfa Amani

Title

Found 118 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 118 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 118 Documents
Search