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Pengembangan Manajemen Pariwisata Halal Berbasis Kearifan Lokal Sipakatau’, Sipakainge’, Sipakalebbi’ Andi Zulfikar Darussalam; Syarifuddin Syarifuddin; Ega Rusanti; A. Darussalam Tajang
Jurnal Ilmiah Ekonomi Islam Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (272.359 KB) | DOI: 10.29040/jiei.v7i1.1831

Abstract

Halal Tourism is one of the cultural-based tourist forms that Putting Islamic values and norms first. The potential for Halal Tourism development in Indonesia is enormous but needs to be upgraded in terms of the developer concept by applying lokal cultural values. One tourist destination in South Sulawesi is 'Taman prasejarah Leang-Leang' in Maros regency that has become a promising region To be developed as a Halal Tourism area by promoting lokal Sipakainge’ and Sipakalebbi’ concepts of wisdom. This study is a qualitative descriptive study using primary and secondary data sources through observation and documentation carried out by researchers. Research results are obtained if Sipakainge’ and Sipakalebbi’ can apply as Tourism clean development concepts by upholding the value of humanizing one another, reminding and respecting one another in the process. Additionally, the development can also be achieved by increasing the tools and infrastructure that makeup residence and characteristics of Halal Tourism.
Konsep Etika Bisnis Islami dalam Kitab Sahih Bukhari dan Muslim Andi Zulfikar Darussalam; A. Darussalam Tajang; A. Syathir Sofyan; Trimulato Trimulato
Jurnal Ilmiah Ekonomi Islam Vol 6, No 2 (2020): JIEI, Vol.06, No. 02 Juli 2020
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1634.129 KB) | DOI: 10.29040/jiei.v6i2.1085

Abstract

This article verifies that hadith of Prophet Muhammad SAW. do not limit someone’s wealth amount (results) from a business activity, but limit how method (process) to acquire (result) of a business activity. It indicates that in business activity, hadis of Prophet Muhammad SAW. put more emphasis in importance of process (business ethics) compared to result, in order that there is none who would do evil deed or there is none who would suffers evil deed. This article shows that process of a business activity shall be based on business ethics. Business ethics are gathered from guideline from the Prophet Muhammad SAW. emphasized on two important things; firstly, conducting business activity with reasonable business behavior, secondly, avoiding disgraced business behavior. The business ethics have been practiced by Prophet Muhammad SAW. in conducting business activities before his appointment as Prophet. The main source of this study is texts (the Prophet’s utterance) that contained in (hadis books) Sahih al-Bukhari and Sahih Muslim. Beside of that, in order to make more deeper comprehension on those texts, supporting sources are used such as syarah al-hadith book and fiqh books. In order to read those texts are taken thematically (maudu’iy) and also to be enriched by theories and methodologies from other disciplines such as history.
The Empowerment For Women's Economic With Productive Financing at Bank BTPN Syariah Trimulato; Andi Zulfikar Darussalam; Syarifuddin; Sri Wahyuni
Jurnal Ilmu Ekonomi dan Bisnis Islam Vol 3 No 1 (2021)
Publisher : Program Studi Ekonomi Syariah, FEBI UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (372.447 KB) | DOI: 10.24239/jiebi.v3i1.36.79-96

Abstract

The aim of this study is to find out the financing patterns provided by bank BTPN Syariah to special customers of pre-poor women in improving their micro-businesses. And to find out the increase in the growth of financing channeled by bank BTPN Syariah. The type of research in this paper uses literature research, taking data that has been presented from available sources. Then the author processes from the existing data sources. Sources of research data in research that are relevant to the theme and formulation of the problem presented. This research is qualitative descriptive. The results of this study indicate that the development of financing at bank BTPN syariah experienced growth in the period June 2017 to June 2018 which grew by 18.128 percent. Bank BTPN syariah provides special microfinance for underprivileged women who have a business, this financing program is called the Future Package (PMD). The financing special for women, customers are not charged with collateral, customers always receive entrepreneurial guidance on a regular basis, customers have the opportunity to save at Bank BTPN Syariah, and customers can take advantage of mobile phone technolgy facilities with Wow IB bank BTPN Syariah program. The results of this study indicate that the bank BTPN Syariah has carried out a financing program specifically provided for pre-prosperous women, in a plan to fix their family's economy. Pre-prosperous women's special financing at Bank BTPN Syariah has been enjoyed by its customers. With Islamic financing, customers can obtain business capital from one million to four million to develop their business. Pre-prosperous women's special financing is a financing product that is only owned by Bank BTPN Syariah. Even financing products at Bank BTPN are devoted to PMD productive financing and do not serve consumptive financing. So the funds of depositors can be channeled directly to productive economic activities.
KONSEP PERTUMBUHAN EKONOMI DAN KESEJAHTERAAN DALAM ISLAM Andi Zulfikar Darussalam; Azizah Nur Adilah; Berlian Berlian; M. Danial
Jurnal Iqtisaduna Vol 5 No 2 (2019)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v5i2.18998

Abstract

Islam yang besifat rahmatan lil ‘aalamiin (kebaikan bagi seluruh alam) mempunyai worldview yang berbeda dengan yang lainnya, termasuk dalam permasalahan ekonomi, artikel ini mengangkat tema bagaimana pertumbuhan ekonomi dan kesejahteraan dalam Islam. Artikel penelitian ini adalah penelitian kepustakaan (library research) dengan sumber utama berasal dari al-Qur’an, Hadis dan buku-buku yang terkait dengan pertumbuhan dan kesejahteraan ekonomi dalam Islam. Hasil penelitian menunjukkan bahwasanya dalam ekonomi Islam dan ekonomi konvensional mempunyai pijakan yang berbeda sehingga menghasilkan turunan pemikiran yang berbeda. Pertumbuhan ekonomi tidak hanya mengejar kebaikan di dunia tetapi juga (bahkan yang utama) kebaikan di akhirat. Konsep kesejahteraan dalam pandangan Islam sangat menjunjung tinggi visi rahmatan lil 'aalamiin. Seorang Muslim disebut sejahtera jika mampu memakmurkan umat manusia dan seluruh alam, yang mungkin berbeda dengan konsep lain mengeksploitasi sumber daya alam sehingga menimbulkan bencana dan ketimpangan dunia.
Analisis Akad Syariah Terkait Transaksi ShopeePay Pada Aplikasi Shopee Nur Annisa Baharsyam; Rahman Ambo Masse; A. Zulfikar Darussalam
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 5 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (924.009 KB) | DOI: 10.47467/alkharaj.v5i5.2386

Abstract

The main problem in this research is the large number of shopeepay users so that there are pros and cons in the community regarding the use of shopeepay in islam. Ustadz muhammad ihsan said that if you want to know the islamic view of e-wallet which has a function to save money digitally including shopeepay, then we need to see the contract that occurs between the user and the shopeepay company. The purpose of this study is to find out how the shopeepay transaction system is in the shopee market place and to find out how to analyze sharia contracts related to shopeepay transactions on the shopee application. This type of research uses descriptive qualitative research. In general, descriptive research is non-hypothetical research, which provides a clear and complete form of an occurrence of a phenomenon. Research in qualitative research seeks to understand the meaning of events by trying to interact with actors in these events. The results of the study show that the sharia contract used in shopeepay transactions on the shopee application is the wadi’ah contract. When viewed from the perspective of fiqh muamalah, when the user does a top-up, that's where the wadi’ah contract takes place. But in the contract, the wadi’ah itself is divided into two, namely wadi’ah yad amanah and wadi’ah yad dhamanah. Based on the results of the study, the contract that is closer to the implementation of shopeepay is the wadi’ah yad dhamanah contract. Keywords: Sharia Contract; ShopeePay; Shopee
Pendayagunaan Zakat Melalui Program Bantuan Disabilitas (Studi Kasus: Badan Amil Zakat Nasional Kabupaten Bulukumba) Izzah Amalia Mustika; Muh. Wahyuddin Abdullah; Andi Zulfikar Darussalam
Al-Ubudiyah: Jurnal Pendidikan dan Studi Islam Vol 5 No 1 (2024): Education and Islamic Studies (Januari-Juni)
Publisher : STAI DDI Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55623/au.v5i1.273

Abstract

Penelitian ini bertujuan untuk mengetahui dan menganalisis bentuk pendayagunaan dana zakat bagi penyandang disabilitas di BAZNAS Kab. Bulukumba dan untuk mengetahui dan menganalisis pendayagunaan dana zakat dalam rangka menciptakan ketahanan ekonomi bagi penyandang disabilitas. Penelitian ini merupakan peneltian kualitatif untuk memperoleh sumber data primer dari wawancara langsung bersama pengurus BAZNAS Kabupaten Bulukumba dan penyandang disabilitas yang merupakan penerima bantuan BAZNAS. penambak dan murtahin dan sumber data sekunder dari berbagai referensi terkait. Data yang diperoleh kemudian dianalisis melalui tiga tahap, yaitu tahap reduksi data, analisis data dan tahap penyelesaian/pengolahan. Berdasarkan hasil yang diperoleh, pendayagunaan zakat oleh BAZNAS Kabupaten Bulukumba dilakukan dengan dua bentuk yakni konsumtif melalui pemberian sembako dan alat kebutuhan khsusus seperti kursi roda, kacamata, alat bantu dengar dan tongkat. Selanjutnya pendayagunaan produktif yakni pemberian modal tunai atau perlengkapan usaha dalam bentuk alat bengkel, alat jahit dan bantuan dana UMKM. Sementara itu dalam rangka memenuhi aspek ketahanan ekonomi, BAZNAS Kabupaten Bulukumba fokus pada pemenuhan empat kebutuhan utama yakni kebutuhan pendidikan dengan memberikan sekolah non-formal dalam bentuk pelatihan keterampilan. Kebutuhan pekerjaan, BAZNAS memberikan bantuan modal usaha baik secara tunai maupun non-tunai sehingga para kaum difabel dapat menciptakan lapangan kerjanya sendiri. Kebutuhan kesehatan, yang diberikan dalam bentuk bantuan peralatan kebutuhan khusus dan program bantuan Bulukumba Peduli untuk membiayai pengobatan. Kebutuhan aksesibilitas, dalam memudahkan penyandang disabilitas dalam mendapatkan ketahanan ekonomi secata mandiri BAZNAS memberikan media interaksi dan mendorong keikutsertaan masyarakat dalam rangka mendukung kemandirian kaum difabel
Filantropi Islam melalui Program Kerja Lembaga Amil Zakat Dompet Dhuafa dalam Meningkatkan Pemberdayaan Masyarakat di Sulawesi Selatan Femy Farasiah, Tenri femy; Anwar, Nurfiah; Darussalam, Andi Zulfikar
Jurnal Dirosah Islamiyah Vol 6 No 1 (2024): Jurnal Dirosah Islamiyah
Publisher : Sekolah Pascasarjana Institut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/jdi.v6i1.5447

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The development of the zakat institution over the years brings about a change. One of the institutions, the zakat managing organization (opz), dhuafa sulawesi's purses, which released programs related to the empowerment of society. Researchers chose dhuafa's purse-department because of one of the institutions that developed specifically in its economic empowerment program. The study has a purpose to know the implications of islamic philanthropy through opz's work program to promote public empowerment. Research methods used are qualitative descriptive methods, which learn of the phenomenon of observing islamic philanthropy through opz's action program to promote empowerment. Research object of the amil zakat (laz) purses dhuafa sulawesi south (sulsel). Studies study that dhuafa sulsel's wallet laz made a positive impact on people's empowerment.
BLOCKCHAIN DAN CRYPTOCURRENCY REVOLUSI BARU DALAM SISTEM EKONOMI MODERN Dodi Setiawan Riatmaja; Mira Hastin; Endah Heryanti; Khairunnisa; Sri Hastutik; Andi Zulfikar Darussalam
EDU RESEARCH Vol 5 No 3 (2024): EDU RESEARCH
Publisher : IICLS (Indonesian Institute for Corporate Learning and Studies)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47827/jer.v5i3.415

Abstract

Blockchain and cryptocurrency have emerged as global phenomena, driving significant changes in the modern economic system. Blockchain, the underlying technology of cryptocurrency, offers transparent, secure, and decentralized solutions for various applications in both financial and non-financial sectors. Cryptocurrencies, such as Bitcoin and Ethereum, have revolutionized transactions by eliminating traditional intermediaries like banks. This technology holds immense potential for fostering financial inclusion, reducing transaction costs, and improving the efficiency of payment systems. However, its implementation faces challenges, including regulation, security, and technological adoption. This paper examines the fundamental concepts of blockchain and cryptocurrency, their potential benefits in the modern economic system, and the challenges that must be addressed to optimize their use. By understanding the technical and social aspects of these technologies, stakeholders are expected to leverage blockchain and cryptocurrency to support a more equitable, efficient, and innovative global economic transformation.
MENGELOLA RISIKO KEUANGAN : PENTINGNYA DIVERSIFIKASI PORTOFOLIO DAN KOMUNIKASI DI TAHUN 2025 Ni Luh Putu Suarmi Sri Patni; I Wayan Susrama; Fransisca Wuri Wulandari; Windy Permata Suyono; Kunto Ajibroto; Andi Zulfikar Darussalam
EDU RESEARCH Vol 5 No 4 (2024): EDU RESEARCH
Publisher : IICLS (Indonesian Institute for Corporate Learning and Studies)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47827/jer.v5i4.473

Abstract

This research aims to analyze the importance of portfolio diversification and effective communication in managing financial risk in 2025. Changes in global economic conditions that are increasingly dynamic and complex require innovative and adaptive risk management strategies. Portfolio diversification is one of the main approaches to minimize losses and increase investment stability. In addition, transparent and accurate communication between market participants, investors, and financial managers plays an important role in making the right decisions. This research uses the literature study method and secondary data analysis to evaluate diversification and communication practices in the modern financial context. The results show that a combination of optimal portfolio diversification and effective communication can improve financial resilience amid global economic challenges. The findings provide important insights for investors, money managers, and policymakers in crafting more resilient financial strategies in the coming era. The result shows that the involvement of networks in social media affects the effectiveness of Fight the Haze campaign. Also, the social relations between organizations that are united under the alliance of Fight the Haze campaign are based on sentimental networks.
PEMANFAATAN ARTIFICIAL INTELLIGENCE DALAM PROGRAM PELATIHAN DAN PENGEMBANGAN KARYAWAN Firdaus; Dodi Setiawan Riatmaja; Iriana Bakti; Nur Azizah; Windy Permata Suyono; Andi Zulfikar Darussalam
EDU RESEARCH Vol 6 No 1 (2025): EDU RESEARCH
Publisher : IICLS (Indonesian Institute for Corporate Learning and Studies)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47827/jer.v6i1.511

Abstract

In the era of digital transformation, the use of Artificial Intelligence (AI) in employee training and development programs is increasingly becoming a key focus for companies in improving the effectiveness and efficiency of human resources. AI has the ability to analyze performance data, personalize training materials, and provide real-time feedback, thus accelerating the process of improving employee skills. This research aims to analyze the role of AI in optimizing training programs, identifying the benefits and challenges faced in its implementation. The method used in this research is a literature study and secondary data analysis from various previous studies. The results show that the use of AI in employee training can increase engagement, accelerate the learning curve, and enable a data-driven approach to training decision-making. However, challenges such as employee resistance, limited technological infrastructure, and the need for ethical and privacy regulations are still barriers to the widespread application of AI. Therefore, companies need to develop the right strategies in integrating AI into the training system to improve competitiveness and workforce productivity.