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All Journal International Journal of Economics Development Research (IJEDR) Management Studies and Entrepreneurship Journal (MSEJ) Jurnal Ilmu Ekonomi dan Bisnis Islam Jurnal Ar-Ribh Jurnal Iqtisaduna Jurnal Ilmu Pendidikan Dasar Indonesia J-CEKI
Sri Wahyuni
Universitas Muhammadiyah Makassar
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

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The Empowerment For Women's Economic With Productive Financing at Bank BTPN Syariah Trimulato; Andi Zulfikar Darussalam; Syarifuddin; Sri Wahyuni
Jurnal Ilmu Ekonomi dan Bisnis Islam Vol 3 No 1 (2021)
Publisher : Program Studi Ekonomi Syariah, FEBI UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (372.447 KB) | DOI: 10.24239/jiebi.v3i1.36.79-96

Abstract

The aim of this study is to find out the financing patterns provided by bank BTPN Syariah to special customers of pre-poor women in improving their micro-businesses. And to find out the increase in the growth of financing channeled by bank BTPN Syariah. The type of research in this paper uses literature research, taking data that has been presented from available sources. Then the author processes from the existing data sources. Sources of research data in research that are relevant to the theme and formulation of the problem presented. This research is qualitative descriptive. The results of this study indicate that the development of financing at bank BTPN syariah experienced growth in the period June 2017 to June 2018 which grew by 18.128 percent. Bank BTPN syariah provides special microfinance for underprivileged women who have a business, this financing program is called the Future Package (PMD). The financing special for women, customers are not charged with collateral, customers always receive entrepreneurial guidance on a regular basis, customers have the opportunity to save at Bank BTPN Syariah, and customers can take advantage of mobile phone technolgy facilities with Wow IB bank BTPN Syariah program. The results of this study indicate that the bank BTPN Syariah has carried out a financing program specifically provided for pre-prosperous women, in a plan to fix their family's economy. Pre-prosperous women's special financing at Bank BTPN Syariah has been enjoyed by its customers. With Islamic financing, customers can obtain business capital from one million to four million to develop their business. Pre-prosperous women's special financing is a financing product that is only owned by Bank BTPN Syariah. Even financing products at Bank BTPN are devoted to PMD productive financing and do not serve consumptive financing. So the funds of depositors can be channeled directly to productive economic activities.
APPLICATION OF ISLAMIC VALUES TO SMEs BUSINESS YOTTA DRINK PRODUCTS IN MAKASSAR Syarifuddin Syarifuddin; Sri Wahyuni
Jurnal Iqtisaduna Prosiding International Conference on Islamic Economics and Business 2019
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v1i1.11827

Abstract

SMEs business have a very important role in Indonesia's economic development and growth. The contribution of SMEs to Indonesia's Gross Domestic Product (GDP) is 60.64% and absorbs a workforce of 97%, many of which have business management oriented to Islamic values but there are still those who violate their implementation. This study aims to find out about Islamic values which consist of halalness, honesty, quality of service, friendliness. in micro, small and medium enterprises (SMEs) especially in beverage products. The application of good Islamic values will create harmony in terms of Islamic business management. With this harmony in business, it will improve performance and productivity that is good for business people. This study analyzes the role of Islamic values on the management of SMEs performance in Beverage Products. This type of research uses descriptive qualitative research methods, by conducting observations directly to the publisher and interviews with employees, managers and the surrounding community, Technical Data analysis is done by reducing data, presenting data, and drawing conclusions. The results of this study indicate that Islamic values have a positive effect on the performance of SMEs Yotta in the city of Makassar.
The Practice of Selling and Buying Sea Cucumbers in an Islamic Business Perspective on Barrang Lompo Island, Sangkarrang Islands District, Makassar City Muhammad Najib kasim; Sri Wahyuni; Ratih Ratih
Jurnal Ar-Ribh Vol 5, No 2 (2022): Oktober 2022
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jei.v5i2.9197

Abstract

This study aims to determine the practice of buying and selling sea cucumbers in an Islamic business perspective on Barrang Lompo Island, Sangkarrang Islands District, Makassar City. The type of research used is the Qualitative Research Method. The processed data is the result of interviews with sellers and buyers and fishermen looking for sea cucumbers. The data collection method used in this research is Interview, Observation and Documentation. The results showed that the sale and purchase of sea cucumbers was carried out with murabahah transactions. Murabahah buying and selling is a purchase by one party to then be sold to another party who has submitted an application for the purchase of an item with a transparent profit or additional price. Sellers and buyers of sea cucumbers on Barrang Lompo Island have implemented an attitude of honesty (siddiq) in doing business, sellers and buyers of sea cucumbers on Barrang Lompo Island have implemented a friendly and communicative attitude (Tablig) in doing business, sellers and buyers of sea cucumbers on Barrang Lompo Island have implemented a respectful attitude. trusted (trust) in business. In the practice of buying and selling sea cucumbers on Barrang Lompo Island, there are supporting and inhibiting factors. The supporting factors include: The majority of the people of Barrang Lompo Island are Muslim, The knowledge capacity of the Barrang Lompo Island community about Islam has increased, Traders and buyers have realized sharia principles such as showing an attitude of honesty, justice, friendly and communicative (tabligh), and ar-ridha. The solidarity attitude of the people of Barrang Lompo Island is still close, the attitude of helping (ta'awun) has become the culture of the people of Barrang Lompo Island. While the inhibiting factors are as follows: Because the method of catching sea cucumbers is carried out by taking them directly on the seabed with a deep enough depth, it can cause divers to experience paralysis, if the weather is not good then the fishermen will be hampered from going down to the sea looking for sea cucumbers, some people are still traditional.
Keterampilan Proses Sains untuk Meningkatkan Hasil Belajar IPA Siswa Sekolah Dasar Sri Wahyuni; Irmawanty; Hilmi Hambali
Jurnal Ilmu Pendidikan Dasar Indonesia Vol. 3 No. 2 (2024): MARET
Publisher : Educational and Talent Development Center of Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51574/judikdas.v3i2.1229

Abstract

Penelitian ini bertujuan untuk menyelidiki dampak penerapan pendekatan keterampilan proses sains terhadap hasil belajar Ilmu Pengetahuan Alam (IPA) siswa di tingkat sekolah dasar. Penelitian menggunakan desain pra-eksperimental dengan bentuk one group pre-test post-test design. Pengumpulan data dilakukan melalui observasi, tes, dan dokumentasi, dengan analisis data menggunakan metode deskriptif dan inferensial. Hasil penelitian menunjukkan bahwa penggunaan pendekatan keterampilan proses sains secara signifikan meningkatkan hasil belajar IPA siswa. Terjadi perubahan yang nyata dari nilai rendah menjadi tinggi setelah penerapan pendekatan tersebut, yang mengindikasikan efektivitasnya dalam meningkatkan pemahaman siswa terhadap materi IPA. Temuan ini memberikan dukungan empiris terhadap keberhasilan pendekatan keterampilan proses sains, yang dapat menjadi dasar bagi pengembangan praktik pembelajaran yang lebih efektif di masa depan.
Analisis Halal dan Sikap Keuangan Terhadap Karakter Manusia Andi Arifwangsa Adiningrat; Arniati Arniati; Warda Warda; Sri Wahyuni; Naidah Naidah; Ummu Kalsum
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 4 No. 5 (2023): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v4i5.2623

Abstract

Penelitian ini bertujuan untuk mengetahui dan menganalisis halal dan sikap keuangan terhadap karakter manusia. Pendekatan dalam peelitian ini yaitu pendekatan kualitatif deskriptif. Penelitian ini menggunakan data sekunder maupun data primer, data sekunder berasal dari bebera artikel dan study kasus sedangkan data primer dilakukan dengan cara melakukan secara langsung dilapangan dengan melakukan observasi dan wawancara kepada sumber informan yang berasal dari suatu organisasi/instansi, masyarakat UMKM/ Praktisi, dan masyarakat umum. Adapun jumlah sampel dalam penelitian ini berjumlah 12 orang. Lokasi pada penelitian ini dilakukan diberbagai daerah di Kota Makassar dan Kabupaten Maros. Adapun Langkah-langkah analisis data yang digunakan dalam penelitian mulai tahap reduksi data, pengumpulan data, penyajian data sampai penarikan kesimpulan. Hasil Penelitian ini menunjukkan bahwa analisis halal terhadap karakter manusia merujuk pada penilaian moral dan etika yang didasarkan pada prinsip-prinsip Islam dalam mengevaluasi sifat-sifat dan perilaku individu. Halal yang memberikan dampak terhadap karakter manusia. Sedangkan sikap keuangan seseorang memiliki dampak yang signifikan terhadap karakter dan perilaku manusia, Sikap keuangan seseorang dapat dipengaruhi oleh karakteristik pribadi, nilai-nilai, pendidikan, pengalaman, dan faktor lainnya.
Zakat in Poverty Alleviation and Improving The Community’s Financial Economy: The Role of Empowerement Human Resources A. Nur Fitrianti; Andi Arifwangsa Adiningrat; Sri Wahyuni; Idrawahyuni Idrawahyuni; Warda Warda
International Journal of Economics Development Research (IJEDR) Vol. 5 No. 1 (2024): International Journal of Economics Development Research (IJEDR)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ijedr.v5i3.6165

Abstract

Poverty occurs due to several factors, including low education, low work productivity, minimum wage, human development index, unemployment and other factors. This research aims to determine the role of human resources in the distribution of zakat in alleviating poverty, and to determine zakat in alleviating poverty and improving the community financial economy through community empowerment. The research approach uses qualitative descriptive analysis. The data collection technique was carried out by distributing questionnaires, interviewing informants and drawing on journal articles related to the research variables. The qualitative steps are carried out by reduction, presentation and drawing conclusions. The research results show that (1). The role of human resources in distributing zakat is quite effective but not yet optimal, (2). Zakat in alleviating poverty through community empowerment in the aspect of zakat in individual economic independence is categorized as effective even though it is not completely independent, and 3). Zakat which is managed using a human resource empowerment approach has great potential to improve the community's financial economy, although it is not yet optimal
Peningkatan Kemampuan Membaca Ekstensif Melalui Metode SQ3R Siswa Kelas IV SD Negeri Jonjo 1 Kecamatan Parigi Kabupaten Gowa Sri Wahyuni; Tarman Tarman; Abdan Syakur
J-CEKI : Jurnal Cendekia Ilmiah Vol. 3 No. 2: Februari 2024
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v3i2.3012

Abstract

Masalah utama dalam penelitian ini adalah bagaimanakah peningkatan kemampuan membaca ekstensif melalui metode Survey, Question, Reading, Recite. Review (SQ3R) pada siswa kelas IV SD Negeri Jonjo I Kecamatan Parigi Kabupaten Gowa. Penelitian ini bertujuan untuk meningkatkan kemampuan membaca ekstensif melalui metode Survey, Question, Reading, Recite. Review (SQ3R) pada siswa kelas IV SD Negeri Jonjo I Kecamatan Parigi Kabupaten Gowa. Jenis penelitian ini digunakan adalah penelitian tindakan kelas (class action research) yang terdiri dari dua siklus dimana setiap siklus dilaksanakan sebanyak 3 kali pertemuan. Prosesdur penelitian ini terdiri dari 4 tahap di setiap siklusnya, yaitu perencanaan, pelaksanaan tindakan, observasi, dan refleksi. Subjek dalam penelitian ini adalah siswa kelas IV SD Negeri Jonjo I sebanyak 24 orang. Hasil penelitian ini menunjukkan bahwa pada siklus I siswa yang tuntas hanya 12 orang atau sekitar 50% yang memenuhi Kriteria Ketuntasan Minimum (KKM). Sedangkan pada siklus II terdapat 24 siswa sebanyak 100% setelah memenuhi KKM dan secara klasikal sudah terpenuhi rata-rata yang diperoleh sebesar 86 atau berada pada kategori tinggi.
Co-Authors A. Nur Fitrianti Abdan Syakur Adiningrat, Andi Arifwangsa Andi Zulfikar Darussalam Hilmi Hambali Idrawahyuni Idrawahyuni Irmawanty Muhammad Najib kasim Muhe, Arniati Naidah, Naidah Ratih Ratih Syarifuddin Syarifuddin Syarifuddin Tarman A. Arif Tarman Tarman Trimulato Ummu Kalsum Warda Warda