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All Journal Islamadina : Jurnal Pemikiran Islam Jurnal Ekonomi Jurnal Ekonomi & Bisnis PNJ (JEKBIS PNJ) Media Trend: Berkala Kajian Ekonomi dan Studi Pembangunan Dinar: Jurnal Ekonomi dan Keuangan Islam Jurnal Ekonomi & Studi Pembangunan MUSLIM HERITAGE: JURNAL DIALOG ISLAM DENGAN REALITAS Jurnal Studi Islam Falah : Jurnal Ekonomi Syariah Jurnal Ilmiah Ekonomi Islam EKSPANSI Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam AL-FALAH : Journal of Islamic Economics Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah al-Uqud : Journal of Islamic Economics Jurnal Ekonomi Islam Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah SYARI'AH : Jurnal Ekonomi Syari'ah Islamic Review : Jurnal Riset dan Kajian Keislaman Shirkah: Journal of Economics and Business Jurnal Al-Amwal Al-Maslahah Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman Akademika : Jurnal Keagamaan dan Pendidikan Iqtishodia: Jurnal Ekonomi Syariah Abdimas UNWAHAS : Jurnal Pengabdian Masyarakat UNWAHAS Cendekia : Jurnal Pengabdian Masyarakat Tasharruf: Journal Economics and Business of Islam Jurnal Hukum Ekonomi Syariah Jurnal Baabu Al-ilmi : Ekonomi dan Perbankan Syariah Al-Azhar Journal of Islamic Economics JES (Jurnal Ekonomi Syariah AL-ARBAH: Journal of Islamic Finance and Banking Journal of Islamic Economics and Philanthropy Al-Mizan : Jurnal Hukum dan Ekonomi Islam Jurnal Ilmu Ekonomi dan Bisnis Islam AL-FALAH : Journal of Islamic Economics Disclosure: Journal of Accounting and Finance Jurnal Iqtisaduna Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah Al-Buhuts (e-journal) Jurnal Pengabdian Masyarakat : Pemberdayaan, Inovasi dan Perubahan Jurnal Pustaka Aktiva : Pusat Akses Kajian Akuntansi, Manajemen, Investasi, dan Valuta International Journal of Islamic Business and Management Review Wadiah : Jurnal Perbankan Syariah Milkiyah: Jurnal Hukum Ekonomi Syariah el-Amwal Kunuz: Journal of Islamic Banking and Finance Journal of Finance and Business Digital (JFBD) Journal of Indonesian Sharia Economics Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan Jurnal Manajemen Informatika dan Bisnis Digital Maqrizi : Journal of Economics and Islamic Economics Medani : Jurnal Pengabdian Masyarakat Jurnal Hukum Ekonomi Syariah : AICONOMIA Jurnal Ekonomi Islam Benefit : Journal of Bussiness, Economics, and Finance PMSDU Mu'amalah : Jurnal Hukum Ekonomi Syariah Hikmayo: Jurnal Pengabdian Masyarakat JCAIP: Journal of Contemporary Applied Islamic Philanthropy Tijarah IEFBR: Islamic Economics, Finance, and Banking Review Indonesian Journal of Economic & Management Sciences (IJEMS) Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah Journal of Aswaja and Islamic Economics Al-masharif: Jurnal Ilmu Ekonomi dan Keislaman Agency Journal of Management and Business IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita JPS (Jurnal Perbankan Syariah) International Journal of Islamic Finance (IJIF) BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Jurnal Ekonomi Akuntansi Manajemen Agribisnis AICOS IJIEF: Indonesian Journal of Islamic Economics and Finance Maaliyah Journal of Islamic Economics and Business Ethics Referensi Islamika: Jurnal Studi Islam Al-Muhasabah: Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Jurnal Ilmiah Mizani: Wacana Hukum, Ekonomi Dan Keagamaan
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The Influence of Brand Image, Promotion, and Location on Saving Decisions at Bank Syariah Indonesia Makassar Nur Annisa; Siti Fatimah; Trimulato
Indonesian Journal of Economic & Management Sciences Vol. 1 No. 1 (2023): February, 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijems.v1i1.3191

Abstract

The purpose of this research is to analyze the effect of brand image, promotion, and location partially or simultaneously and which of the three factors has the most influence on the saving decision of Bank Syariah Indonesia customers in Makassar City. This research is a quantitative research with a correlational approach. The type of data and data sources used are primary data obtained through questionnaire tabulation of 71 respondents who are customers of Bank Syariah Indonesia in Makassar City. The data analysis method used is multiple linear regression analysis. The results of the study reveal that brand image, promotion, and location partially or simultaneously have a positive and significant effect on the saving decisions of Bank Syariah Indonesia customers in Makassar City. Furthermore, the brand image with the largest coefficient of influence and significant value is the factor that most influences the saving decision of Bank Syariah Indonesia customers in Makassar City. This research is expected to be able to provide information to Bank Syariah Indonesia and other parties regarding which factors have the greatest influence on the decision to save at Bank Syariah Indonesia
Manajemen Sumber Daya Manusia Islam Bagi SDM di Bank Syariah Trimulato Trimulato
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 5 No. 2 (2018)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v5i2.1627

Abstract

Sharia banking in Indonesia continues to experience growth both in terms of assets, the account of offices, the account of customers, and the market share of sharia banking that exceed 5 percent. The growth of sharia banking is not followed by adequate human resources both in quantity and quality. Human resources are still a difficult problem for sharia banking now. In the roadmap of sharia banking period 2015-2019 issued to make the Financial Services Authority to make human resource issues into things to be resolved. It takes a pattern of human resource management that can create qualified human resources for sharia banking. This paper is qualitative descriptive that will describe the growth of human resources in sharia banking, as well as the important role of Islamic human resource management for human resources in shariah banking. This paper shows the growth of human resources in sharia banking in the period of December 2016 until september 2017 grew by 2.368 percent, with the total human resources of shariah banking today as much as 61,389 people. The pattern of Islamic human resource management becomes important for the availability of best quality of human resources in sharia banking. Islamic human resource management able to meet the human resource who understand the science of economics and science of sharia. Islamic human resource management covers the entire process of establishing human resources in sharia banking. One of the patterns of Islamic human resource management that is relevant to the current state of sharia banking is Calestial Management. It consists of ZIKR, PIKR, and MIKR.
PENERAPAN MODEL MULTIDEMENSIONAL SCALING (MDS) DALAM PEMBIAYAAN BANK SYARIAH DI PULAU SULAWESI DALAM MENDUKUNG SDGs Trimulato Trimulato
JASIE Vol 1, No 1 (2022): JUNI
Publisher : JASIE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.3194/jse.v1i1.6877

Abstract

The development of the Islamic banking industry continues to experience very good growth. This can be seen from the assets of Islamic banking which continues to increase and the public's interest in using Islamic banking products. One of the Islamic banking products is financing that is channeled to support the real sector. Sulawesi Island is one of the areas that have the potential to absorb Islamic banking financing. Every Islamic bank financing on the island of Sulawesi has a role in supporting the SDGs program through increased economic activity. The purpose of this study is to describe the development of financing in Islamic banks, as well as to describe the role of financing on the island of Sulawesi to support the SDGs. The method used in this research is qualitative. The data source used is secondary data, data that has been presented by institutions such as the Financial Services Authority (OJK). Data collection techniques through literature study. The analytical technique used in this research is Multidimensional Scaling (MDS). The results showed the development of Islamic banking financing in the period July 2020 to July 2021 the development of Musyarakah financing at BPRS grew by 43 percent, Murabahah grew 8.6 percent in BUS, and Qard grew in UUS. The analysis of the Multidimensional Scaling Model shows that the financing of BUS, UUS, and BPRS on the island of Sulawesi, South Sulawesi has a long-distance, for other areas it is close or similar. Financing distributed by Islamic banks in Sulawesi Island has a role in supporting the SDGs, at the point of reducing poverty, reducing hunger, encouraging economic growth, reducing inequality, and supporting sustainable production and consumption patterns.
The Role Of Sharia Banking To Recover SMEs During Covid-19 Pandemic Trimulato Trimulato
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 9, No 1 (2021)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v9i1.3851

Abstract

Abstrak Tujuan penelitian untuk mengetahui perkembangan pembiayaan perbankan syariah bagi UMKM ditengah Covid-19 dan peran perbankan syariah dalam memulihkan UMKM selama pandemic.  Jenis penelitian studi pustaka, menggunakan data sekunder, kemudian diolah oleh peneliti. Teknik analisis data yang digunakan dalam penelitian ini adalah deskriptif kualitatif, mendeskripsikan perkembangan pembiayaan perbankan syariah serta peran perbankan syariah bagi pemulihan UMKM di tengah wabah Covid-19. Hasil penelitian menunjukkan perkembangan pembiayaan di perbankan syariah yang disalurkan untuk UMKM selama pandemi Covid-19 mengalami penurunan. Penurunan pembiayaan terbesar terjadi pada pembiayaan BPRS untuk UMKM yang mengalami penurunan sebesar 14,88 persen, pembiayaan BUS untuk UMKM mengalami penurunan sebesar 14,17 persen, dan pembiayaan UUS mengalami penurunan sebesar 13,47 persen. Peran perbankan syariah bagi pemulihan UMKM di tengah pandemi covid-19 adalah meningkatkan porsi pembiayaan UMKM, mendampingi mereka para pelaku sebagai mitra, perbankan syariah dapat memberikan keringanan pembayaran, meningkatkan jumlah pembiayaan skema bagi hasil yang lebih tepat untuk pembiayaan UMKM.   Abstract The purpose study to determine development sharia banking financing for SMEs during covid-19 pandemic. Then to find role sharia banking recover SMEs during covid-19 pandemic. Type research used library research, data source used secondary data, which has published institutions processed researchers and from various pre-existing sources. Data analysis technique used research descriptive qualitative, describing development financing sharia banking and role of sharia banking for recovery SMEs during covid-19 pandemic. Results showed development of financing in sharia banking was distributed SMEs during covid-19 pandemic experienced decrease amount of financing. Largest decline in financing occurred in BPRS financing for SMEs, which experienced decline of 14.88 percent, BUS financing investment SMEs decrease 14.17 percent, and UUS financing decrease 13.47 percent. Role sharia banking recovery SMEs during covid-19 pandemic is increasing portion financing SMEs, assisting  them players as partners, sharia banking can provide payment, increasing number financing profit-sharing schemes more appropriate for financing SMEs.
Pengaruh Marketing Mix dan Self Service Technology Terhadap Keputusan Nasabah Memilih Tabungan Hijrah Bank Muamalat Sulfia, Sulfia; Nuraeni Gani; Trimulato, Trimulato
JUMINTAL: Jurnal Manajemen Informatika dan Bisnis Digital Vol. 2 No. 2 (2023): November 2023
Publisher : Yayasan Literasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55123/jumintal.v2i2.2231

Abstract

This research aims to determine the effect of Marketing Mix and Self-service technology on customer decisions in conducting transactions at the Makassar branch of Bank Muamalat. This research method is quantitative by describing the influence of marketing mix and self-service technology on customer decisions. This type of research is a field study, primary data collection. Source of research data obtained from quisioner. The data analysis technique used is descriptive quantitative. The research results obtained from the marketing mix t test have a significant effect on customer decisions with a tcount > ttable (2.00665) of 3,786 and a significant value of 0.000, this probability value is below 0.05. Meanwhile the t test shows the results that self-service technology has a significant effect on customer decisions with a tcount > ttable (2.00665) of 4.130, a significant value of 0.000 and a probability value below 0.05. The effect of marketing mix and self-service technology on customer decisions is that the Fcount value is greater than the Ftable value, namely 44,752 > 3.18 with a significant value of 0.000 less than 0.05 (0.000 <0.05), then H0 is rejected and H3 is accepted, meaning that marketing mix and self-service technology variables simultaneously have a significant effect on customer decisions in using Bank Muamalat Makassar branch hijrah savings.
Management Of Funding Products And Financing Products In Fulfilling Liquidity At Pt. Bank Syariah Mandiri Branch Sengkang South Sulawesi Hijriani, Zhulfi; Trimulato, Trimulato; Nuringsih, Nuringsih; Lismawati, Lismawati
el-Amwal Vol. 7 No. 1 (2024): Maret
Publisher : LPPM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/el-amwal.v7i1.15359

Abstract

Maintaining the health of Bank Syariah Mandiri Sengkang Branch, among other things, is carried out while maintaining its liquidity so that the bank can fulfill obligations to parties who withdraw or withdraw their deposit funds at any time. This study discusses that liquidity is influenced by two factors, namely fundraising and channeling of funds so that Bank Syariah Mandiri Branch Sengkang South Sulawesi manages funding products and financing products as well as possible. This research aims to find out how to manage funding products and financing products at PT. Bank Syariah Mandiri Branch Sengkang and to find out the management of funding products and financing products to meet liquidity at PT. Bank Syariah Mandiri Branch Sengkang. This research is a type of research with qualitative methods. The source of the data used in this research is the primary data approach through interviews, observation, and communication with parties related to PT. Bank Syariah Mandiri Branch Sengkang. The data analysis technique used in this study is descriptive analysis, namely data analysis on the types of funding and financing products and managing them to meet bank liquidity. After going through the analysis process, it is obtained that the funding product has been managed properly which can be seen in the number of third-party funds or fund collectors stored. Financing products at Bank Syariah Mandiri Sengkang Branch have also been good, seen from the lack of bad loans and being able to limit the taking of financing its liquidity can also be said to be productive because it can fulfill its financial obligations on time.
URGENSI PENERAPAN CALESTIAL MANAGEMENT BAGI PENINGKATAN KUALITAS SDM PADA IKNB SYARIAH Trimulato, Trimulato
Ekonomi Islam Vol. 7 No. 2 (2016)
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Non-bank Islamic financial industry (IKNB Sharia) in Indonesia continues to increase very good. Visible IKNB growth seen in the number of Islamic sharia IKNB assets in 2010, 9333 billion rupiah in the year rose to 46 895 billion rupiah. With an average growth rate of 62.29%. Thus the development of sharia IKNB must be balanced with sufficient resources and qualified. OJK has made  efforts  in  improving  the  quality  of  human  resources  in  Islamic  IKNB  with  two  major strategies. This research uses descriptive qualitative limitations in this paper focused on the OJK in improving the human resources that exist IKNB Shari'ah. The need for the application of celestial management for human resources in IKNB sharia. The results of this paper that the OJK has set two strategies in an effort to improve the quality of human resources in IKNB sharia. Then the need for the application of celestial management for human resources in IKNB sharia to create good quality. Because IKNB sharia is a business institution that is inseparable from the rule of religion or spiritual aspect. Thus requiring an appropriate concept in improving the quality of its human resources.
Feasibility Analysis Of Financing Subsidized Mortgage Customers at Bank BTN Syariah Makassar Branch Ismawati; Trimulato; Herman , Nurmelianda
International Journal of Islamic Business and Management Review Vol. 2 No. 2 (2022)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/ijibmr.v2i2.271

Abstract

Purpose – The purpose of this research is to analyze of financing subsidized mortgage customers at Bank BTN Syariah Makassar Branch.Methodology/approach – This study uses a qualitative method. They are using a data analysis approach using the 5C+1S principle. Findings – The study results found that Bank BTN Syariah Makassar Branch principle 5C + 1S in conducting customer financing feasibility analysis. Character, Capacity and Collateral are these three points that influence the ongoing financing. Meanwhile, capital and conditions of the economy are only supporting aspects because both of them do not have a significant influence in the process of providing funding, while in Sharia, namely 1 S, more emphasis is placed on the sale and purchase contract, where this Islamic bank prioritizes MUI fatwa decisions and must meet Sharia elements.Novelty/value – the research contribution is to provide analysis of financing subsidized mortgage customers at Bank BTN Syariah with using the 5C+1S principle.
Sosialisasi Peran Ekonomi Syariah terhadap Dampak Ekonomi di Masa Pendemi Covid-19 Trimulato, Trimulato; Lismawati, Lismawati; Nuringsih, Nuringsih; Agussalim, Agussalim; Jalil, Nurlina
Pengabdian Masyarakat Sumber Daya Unggul Vol. 1 No. 1 (2023): Volume 1 Nomor 1 Tahun 2023
Publisher : Lembaga Penelitian dan Publikasi Ilmiah, Yayasan Almahmudi Bin Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1308.096 KB) | DOI: 10.37985/pmsdu.v1i1.21

Abstract

Masih rendahnya pengetahun dan literasi masyarkat terhadap keuangan syariah, membutuhkan upaya untuk terus dilakukan sosialisasi. Kegiatan sosialisasi peran ekonomi syariah untuk pemulihan ekonomi di masa pandemi pandemi covid-19 sebagai upaya respon akan keadaan tersebut. Tujuan dari kegiatan pengabdian masyarakat ini untuk menguraikan dan mengenalkan konsep dari ekonomi syariah, serta upaya yang dapat dikembangkan dari ekonomi syariah dalam menghadapi pandemi covid-19. Kegiatan ini dilakukan dengan beberapa persiapan, dan tahapan-tahapan sehingga dapat terlaksana dengan baik. Hasil dari kegiatan ini webinar ini masyarakat lebih mengenal konsep ekonomi syariah, serta kekuatan dan keadilan dalam ekonomi syariah khususnya di masa pandemi covid-19. Peserta juga mengetahui sektor-sektor yang terkena dampak akibat pandemi covid-19, dan bentuk peran dari ekonomi syariah dalam keadaan tersebut. Kegiatan ini dilaksanakan dengan pemateri dari berbagai perguruan tinggi, dan sebagai pelaksana Univeristas Muhammadiyah Parepare Sulawesi Selatan
URGENSI PENERAPAN CALESTIAL MANAGEMENT BAGI PENINGKATAN KUALITAS SDM PADA IKNB SYARIAH Trimulato, Trimulato
Ekonomi Islam Vol. 7 No. 2 (2016)
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Non-bank Islamic financial industry (IKNB Sharia) in Indonesia continues to increase very good. Visible IKNB growth seen in the number of Islamic sharia IKNB assets in 2010, 9333 billion rupiah in the year rose to 46 895 billion rupiah. With an average growth rate of 62.29%. Thus the development of sharia IKNB must be balanced with sufficient resources and qualified. OJK has made  efforts  in  improving  the  quality  of  human  resources  in  Islamic  IKNB  with  two  major strategies. This research uses descriptive qualitative limitations in this paper focused on the OJK in improving the human resources that exist IKNB Shari'ah. The need for the application of celestial management for human resources in IKNB sharia. The results of this paper that the OJK has set two strategies in an effort to improve the quality of human resources in IKNB sharia. Then the need for the application of celestial management for human resources in IKNB sharia to create good quality. Because IKNB sharia is a business institution that is inseparable from the rule of religion or spiritual aspect. Thus requiring an appropriate concept in improving the quality of its human resources.
Co-Authors A. Darussalam Tajang A. Syatir Sofyan Agussalim, Agussalim Ahmad Efendi Ahmad Rodoni Ambo Asse Amiruddin . Amiruddin K Amiruddin K., Amiruddin Anak Agung Istri Sri Wiadnyani Andi Nuddin Andi Nuddin Andi Sadapotto Andi Zulfikar Darussalam Asmawati A Asyraf Mustamim Asyraf Mustamin Asyraf Mustamin Asyraf Mustamin Atikah Widhiana Putri Auliah, Alya Awaliyah, Dien Putri Djamal Abdi, Djamal Dwi Lestari, Ervina Eky Dwi Juswina Erika Amelia Euis Amalia Farhan, Ilham Farid Fajrin Fasiha Fasiha Fitri Ramdani Halim, Ismail Hasbiullah Hasbiullah, Hasbiullah Herman , Nurmelianda Hijriani, Zhulfi I, Ismawati Ilham Gani Iryani Iryani Ismail Halim Ismawati Ismawati Ismawati Ismawati Ismawati Ismawati Ismawati Ismawati Jalil, Nurlina Kamaruddin Kamaruddin Kamaruddin Khaliq Ahmad Lismawati Lismawati Lismawati, Lismawati M. Cholil Nafis Mega Oktaviany Muhammad Anshar Jafar Muhammad Imran Muhammad Kharis Tambusa Muhammad Wahyuddin Abdullah Muhlis Muhlis Masin Muhlis Muhlis Muhlis Muhlis Mujahidin Mujahidin Mukhlis Muslim Mustamin, Arsyaf Mustamin, Asyraf Nasrullah Bin Sapa Nur Annisa Nur Isra' Ahmad Nuraeni Gani Nuraeni Nuraeni Nuraeni Nuraeni Nuraeni Nuraeni Nuringsih Nuringsih Nuringsih, Nuringsih Nursyamsu Nursyamsu Rahmatia Rizki Rahim Safri Haliding Sagir Muhammad Sulaiman Saharuddin Samsul Samsul Samsul Samsul Siti Fatimah Sitti Aisya Sri Wahyuni St Hafsah Umar Sudirman Sudirman Sudirman Sudirman Sukawati, Anita Sulfia, Sulfia Supriadi Supriadi Supriadi Supriadi Syarifuddin Syarifuddin Syarifuddin Trisno Wardy Putra Wahyu, Febriyani Widya Astuti widya astuti yulianti yulianti Zulfa Amani