Articles
DETERMINAN YANG MEMPENGARUHI JUMLAH KREDIT PEMILIKAN RUMAH DI PROVINSI NTB
Nurrahmania, Nurrahmania;
Khoirudin, Rifki
Journal Economics Technology And Entrepreneur Vol 1 No 01 (2022): ECOTECHNOPRENEUR : JOURNAL ECONOMICS, TECHNOLOGY AND ENTREPRENEUR
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM
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DOI: 10.62668/ecotechnopreneur.v1i01.36
Seiring berjalannya waktu, rumah tidak hanya diartikn sebagai kawasan hunian, akan tetapi kepemilikn rumah dan tanah juga dianggap sebagai proyek investsi jangka panjang, terutama bagi kalangan menengah ke atas yg biasanya digunakan untuk mengukur kesejahteraan manusia. Tujuan dari penelitian ini adalh untuk mengetahui dan menganalisis pengaruh pertumbuhan ekonomi, suku-bunga-kredit, LDR dan LTV terhdap jumlah kredit pemilikan rumah (KPR) di Provinsi NTB. Variabel dalam penelitian ini adalah pertumbuhan ekonomi, suku bunga kredit, LTV, dan LTV. Gunakan metode kuantitatif untuk menganalisis data. Alat yang digunakn adalah analisis regresi linier berganda. Hasil penelitian mnunjukkan bahwa pertumbuhan ekonomi, suku-bunga-kredit dan LTV tidak berpengaruh terhdap jumlah KPR di Provinsi NTB. LTV berpngaruh positif dan signifikan terhdap jumlah Kredit Pemilikan Rumah (KPR) di Provinsi NTB.
ANALISIS PENGARUH PERTUMBUHAN EKONOMI PENGELUARAN PEMERINTAH NILAI TUKAR TERHADAP INFLASI DI INDONESIA
Nugraha, Fachri;
Khoirudin, Rifki
Journal Economics Technology And Entrepreneur Vol 3 No 01 (2024): ECOTECHNOPRENEUR : JOURNAL ECONOMICS, TECHNOLOGY AND ENTREPRENEUR
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM
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DOI: 10.62668/ecotechnopreneur.v3i01.1195
This research was conducted to analyze the effect of economic growth on government expenditure on exchange rates on inflation in Indonesia. The research method uses descriptive analysis with the VECM (Vector Error Correction Model) analysis method. The unit of analysis in this research is the country, with data obtained from one country, namely Indonesia. The time horizon used in this research is a time series, with data collection carried out monthly, starting from 1990 to 2022. The results of this research produce variables of economic growth, government spending, exchange rates which have a significant effect in the long term. In the short term, economic growth, government spending and interest rates have no effect. Meanwhile, the money supply variable has no effect in the long term or short term.
Evaluasi Dampak Pengaruh Program Keluarga Harapan Terhadap Pengeluaran Biaya Pendidikan di Indonesia
Wijaya, Heru Kusuma;
Khoirudin, Rifki
Madani: Jurnal Ilmiah Multidisiplin Vol 2, No 5 (2024): Madani, Vol. 2, No. 5 2024
Publisher : Penerbit Yayasan Daarul Huda Kruengmane
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DOI: 10.5281/zenodo.11514914
Education is a valuable asset in the foundation of quality human resources in managing natural resources. It is a fact that Indonesia is ranked 65th out of 73 countries. Various countries have implemented Conditional Cash Transfer as an effort to overcome education quality problems, while in Indonesia the CCT program is called PKH. The main target of this program is to improve the quality of health and education. The aim of this research is to determine the impact of implementing the pkh program on education expenditures in Indonesia for children in the household, children outside the household and overall, using the IFLS Wave 5 data source. This research uses the Propensity Score Matching data processing method. The results of the research showed that the group that received the program was shown to significantly increase education expenditures for children in the household by 4.11, while for children outside the household it significantly decreased by 1.44, but the overall results increased by 3.58 per year. These results were almost the same as the 4 value test methods.
Analysis of Determinants of Foreign Exchange Reserves in ASEAN-5 Countries
Pebriyanti, Intan;
Khoirudin, Rifki
BALANCE: Economic, Business, Management and Accounting Journal Vol 21 No 1 (2024): Januari
Publisher : UMSurabaya Publishing
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DOI: 10.30651/blc.v21i1.22113
Foreign exchange reserves represent a nation's holdings of foreign currencies or currency equivalents, managed by its central monetary authority, and utilized in global transactions and engagements. This research aims to analyze the influence of inflation, Foreign direct investment, Exchange rate, economic growth and exports to the level of foreign exchange reserves in ASEAN-5 countries 2000-2022. This study relies on secondary data sourced from the World Bank's official website. The analytical methodology involves employing a panel data regression technique known as the Fixed Effect Model (FEM) alongside the analysis tools provided by StataMP17. The results of data processing show that partially each independent variable is inflation, Foreign direct investment, Exchange rate, Economic growth demonstrates a notable negative impact on Foreign Exchange Reserves within ASEAN-5 nations, with statistical significance. Conversely, the independent variable Exports exhibits a positive and significant correlation with Foreign Exchange Reserves across ASEAN-5 countries
DETERMINAN KEBAHAGIAAN PEMULUNG (STUDI KASUS DI TEMPAT PEMBUANGAN SAMPAH TERPADU PIYUNGAN)
Khoirudin, Rifki
I-Economics Vol 3 No 1 (2017): I-ECONOMICS: A Research Journal on Islamic Economics
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business
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The income level can measure the individual's happiness. Indeed, one of the factors in increasing the happiness of individuals is higher income. Furthermore, this research aims to determine factors that have influenced the happiness of waste pickers who live in a giant waste landfill, Piyungan. The method uses to analyze the level of happiness is a logit model. The findings show that the female pickers feel happier than the males, the age of respondents has a negative effect, but the numbers of children and income level have positive impacts on their level of happiness. Another result indicates that the female pickers feel happier than the males
Sektor Tersier dan Kesempatan Kerja di Indonesia (Analisa Input Output)
Hakim, Arif Rahman;
Adhisti, Mita;
Khoirudin, Rifki;
Sukarniati, Lestari;
Suripto, S
Prosiding Konferensi Nasional Penelitian Matematika dan Pembelajarannya 2017: Prosiding Konferensi Nasional Penelitian Matematika dan Pembelajarannya
Publisher : Universitas Muhammadiyah Surakarta
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Paper ini bertujuan untuk mengetahui peran sektor ekonomi tersier terhadap kesempatan kerja di Indonesia. Sektor tersier terbagi atas sektor perdagangan hotel restoran; sektor pengangkutan dan komunikasi; sektor keuangan sewa dan jasa perusahaan; dan sektor jasa- jasa. Analisa dalam tulisan ini hanya melibatkan sektor tersier dan membandingkan sektor tersebut dengan kedua sektor lainnya yaitu sektor primer dan sektor sekunder. Penggunaan analisa pengganda dalam metode input output untuk mengetahui konstribusi sektor tersier dalam menyerap tenaga kerja. Hasil studi menemukan bahwa diantara sektor tersier sektor perdagangan hotel dan restoran memberi pengganda kesempatan kerja terbesar. Sektor sekunder memiliki peran terkecil dalam kesempatan kerja di Indonesia. Saran paper ini, pemerintah dapat terus mendorong perkembangan sektor tersier pada umumnya serta sektor sektor perdagangan hotel restoran dan sektor jasa pada khususnya agar dapat lebih berperan dalam meningkatkan serapan tenaga kerja selain dapat juga berkonstribusi secara tidak langsung terhadap penurunan kemiskinan.
KOMPARASI TINGKAT KESEHATAN DUAL BANGKING SISTEM ANTARA DIVISI KONVENSIONAL DAN SYARIAH DI INDONESIA
Rohimah, Rohimah;
Khoirudin, Rifki
Jurnal Penelitian Ekonomi dan Bisnis Vol. 1 No. 2 (2016): Jurnal Penelitian Ekonomi dan Bisnis
Publisher : Universitas Dian Nuswantoro Semarang
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DOI: 10.33633/jpeb.v1i2.1999
This research aims to know the level of health ratio of conventional banks and islamic banks in Indonesia that have Dual Banking System. The sample of this research is 25 conventional bank and 24 islamic bank. This type of research is quantitative research. This research was analyzed using RGEC approach. The variables that used in this research consisted of Risk Profile factor assessed with NPL ratio and LDR of Earning factors assessed by ROA and BOPO ratio, and Capital factor was assessed through CAR ratio. Hypothesis testing in this study using independent sample t-test. From the calculation of the health level of banks, conventional banks are healthier than islamic banks. While the results obtained by using independent test sample t-test in this study showed that the ratio of NPL and CAR there is no significant difference. While the ratio of LDR, ROA, and BOPO there are significant differences.Keywords : Risk Profil; Earning; Capital
DETERMINAN PENGARUH PENGAMBILAN KEPUTUSAN PEMBELIAN PERUMAHAN NON MBR DI KABUPATEN SLEMAN
Khoirudin, Rifki;
Khasanah, Uswatun;
Zakiyyah, Nurul Azizah Az
Jurnal Multidisipliner Bharasumba Vol 1 No 02 (2022): Jurnal Multidisipliner Bharasumba
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM
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DOI: 10.62668/bharasumba.v1i02.80
House is one of the basic needs other than food and shelter. The high demand for housing in Sleman Regency is an opportunity for housing developers. especially for non-low-income housing. The purpose of this study was to analyze the determinants of purchasing decisions for non-MBR housing in Sleman Regency. The research method used is multiple linear regression analysis. statistical methods and econometrics. The analysis tool used is SPSS 25.0. The research data used is primary data with the type of cross section data. Samples were taken from 14 housing located in Sleman Regency. The number of respondents in this study were 82 respondents who were taken from 14 housing estates in Sleman Regency with the method of determining the number of samples based on the Slovin formula. The sampling method using random sampling. The results of the study conclude that simultaneously all independent variables have an effect on the decision making of purchasing non-MBR housing. Partially, the variable price level suitability, location, facilities and product quality has a positive and significant effect on purchasing decisions for non-MBR housing.
STRATEGIES TO INCREASE THE PRODUCTIVITY OF MSME EMPLOYEES BAKPIA ENY 523: A CASE STUDY OF WORK PRODUCTIVITY COUNSELING
Suripto, Suripto;
Khoirudin, Rifki;
Adi Kurniawan , Mahrus Lutfi;
Safar Nasir, Muhammad;
Salim, Agus
INCIDENTAL : Journal Of Community Service and Empowerment Vol 3 No 02 (2024): INCIDENTAL : Journal of Community Service And Empowerment
Publisher : Pusat Studi Ekonomi Publikasi Ilmiah dan Pengembangan SDM
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DOI: 10.62668/ijcse.v3i2.1361
Counseling to increase productivity in MSMEs Bakpia Eny 523 Yogyakarta aims to increase understanding of the concept of work productivity, time management skills, and employee work motivation. Through training, it is hoped that employees can understand the importance of efficiency in the production process and good time management. The evaluation was carried out using a questionnaire based on the Likert scale to measure the level of understanding and intention of change in increasing productivity. The results show that an understanding of productivity, clear time management, and appreciation of employee contributions play an important role in increasing motivation and commitment to positive changes in the way of working. Most of the respondents felt motivated and committed to implementing more efficient work methods after participating in this counseling, focusing on improving product quality and optimal use of resources.
Analisis Faktor-Faktor yang Mempengaruhi Tingkat Kemiskinan di Provinsi Papua dan Papua Barat
Salim, Agus;
Khoirudin, Rifki
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 2, No 6 (2025): January
Publisher : Penerbit Yayasan Daarul Huda Kruengmane
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DOI: 10.5281/zenodo.14800520
This study aims to analyze what factors can reduce poverty rates in Papua and West Papua Provinces. This study uses secondary data with a quantitative approach. The analysis tool used is STATA 14. The type of data used in this study is panel data consisting of 29 districts/cities in Papua Province in the period 2010-2021. The research data comes from the official website of the Papua Province Central Statistics Agency and the Annual Report of the Indonesian Ministry of Finance. The results of the study show that government spending and unemployment have a positive and significant effect on poverty in districts/cities in Papua and West Papua.