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SHOPEE PAYLATER LOANS REVIEWED OF KHES Sarah Khairani Harahap; Ikhwanuddin Harahap
Yurisprudentia: Jurnal Hukum Ekonomi Vol 8, No 2 (2022)
Publisher : Institut agama islam negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (213.529 KB) | DOI: 10.24952/yurisprudentia.v8i2.6332

Abstract

The research problems are  how to practice Shopee Paylater loans in Padang Sidempuan City and how to review the compilation of Sharia Economic Law on Shopee Paylater loans. religion teaches its people to have the nature of qanaah, not to have the related wasteful nature until learning the money to buy an item that does not get the benefit or necessary. In the compilation of Sharia Economic Law is mentioned qardh loans. In Article 615 KHES related to qardh, the customer may make additional or voluntary contributions to the lender as long as it is not promised in the transaction. The purpose of this study was to determine how the practice of Shopee Pay Later loans in the city of Padang Sidempuan and review based on the compilation of Sharia Economic Law.This research is field research that uses data collection techniques such as observation, interviews, and documentation. Then pick up books related to this research such as law books, journals, government publications, as well as sites or other sources that support this research. The result of this research is that Shopee Paylater can be accessed by all users by registering first. Then the user can directly do checkout by having an installment payment system of 3, 6, or 12 installments with a predetermined interest. The influence of the use of this feature has a consumptive impact on the community to become addicted to shopping or known as Shopaholic. Even the reprimand given by Shopee does not make some people a deterrent to loans. Based on a review of the compilation of Sharia Economic Law Against loans Shopee Paylater on e-commerce shows that the loan or qardh is not in accordance with article 609 KHES because in the compilation of Sharia Economic Law the borrower may provide additional payments or voluntary donations to the lender, but not agreed upon in the transaction.
MENELISIK ASAS KEADILAN DAN KESETARAAN GENDER DALAM UNDANG-UNDANG NOMOR 23 TAHUN 2004 TENTANG PENGHAPUSAN KEKERASAN DALAM RUMAH TANGGA PERSPEKTIF ISLAM Ikhwanuddin Harahap
Yurisprudentia: Jurnal Hukum Ekonomi Vol 2, No 1 (2016)
Publisher : Institut agama islam negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (353.792 KB) | DOI: 10.24952/yurisprudentia.v2i1.658

Abstract

Ideally, family should be be “ the safetyhome” for all members of the family. But in fact, there are many violence cases  happened in Indonesia families. So that is why the Government respons the cases by Undang-Undang Nomor 23 Tahun 2004 tentang Penghapusan Kekerasan Dalam Rumah Tangga. There are many kinds of violence in family, namely physical violence such as beating, slaping, kick, biting, marital rape, etc., and non- physical violence such as intimidation, threat, terror, etc. This article tries to analysis one of the principles in the Undang-Undang namely justice and gender equalities on Islam perspective.
PENDEKATAN AL-MAṢLAḤAH DALAM FATWA MAJELIS ULAMA INDONESIA (MUI) NOMOR 24 TAHUN 2017 TENTANG HUKUM DAN PEDOMAN BERMUAMALAH MELALUI MEDIA SOSIAL Ikhwanuddin Harahap
Yurisprudentia: Jurnal Hukum Ekonomi Vol 3, No 1 (2017)
Publisher : Institut agama islam negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (482.683 KB) | DOI: 10.24952/yurisprudentia.v3i1.679

Abstract

Al-maslahah is one of the considerations for the Indonesian Ulema Council (MUI) in determining the MUI fatwa No. 24 of 2017 on Law and Guidance Bermuamalah through Social Media. Thus, the Indonesian Ulema Council (MUI) sees that digital media based on social media has great benefit and goodness for human beings. The benefit and goodness of man himself is the purpose of establishing the Shari'a (maqāṣid al-syar'ah). Thus, social media-based digital media are in line with maqāṣid al-syar'ah. Therefore, digital media-based social media must be managed and developed in order to be able to meet the needs of modern society today. Although digital media based on social media also has weaknesses. If social media-based digital media is abused, then social media-based digital media can bring destruction, harm and even misfortune (mafsadat) to mankind. It is in this context that this fatwa is present. This fatwa is expected to guard the values of goodness and goodness inherent in digital media based on social media. In other words, this fatwa gives signs how to use digital media based on social media properly and correctly, so that it is not misused by mankind.
POLYGAMY; REANALYZING THE MUFASSIR VIEWS OF ”ADL” Ikhwanuddin Harahap
Al FAWATIH:Jurnal Kajian Al Quran dan Hadis Vol 2, No 2 (2021)
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/al fawatih.v2i2.7546

Abstract

Polygamy discourse is always interesting to discuss. This is due to facts on the ground which show that polygamous wives are often treated unfairly. So the concept of 'adl still needs to be explored. This research is qualitative and library research. Primary sources are tafsir books. Data collected with documentation. The data collected was analyzed by content analysis. The results of the study show that there is ’adl among tafsir experts are both in terms of al-makan (place of residence/house), al-zaman (time/turn), mata' al-makan (jewelry/ home furnishings, fair in terms of material things, namely equality, balance, equality in terms of the number of shifts to stay, livelihood which includes food, drink, clothing and housing, the husband must provide a house for each wife. Beside that, husbands may not take one wife on a trip except by lottery, husbands may not place their wives in one house except by agreement, husbands may not place their wives in one room, husband must mewathi' his wife if there are no obstacles.
COVID-19, DOMESTIC VIOLENCE AND GENDER Ikhwanuddin Harahap
Jurnal el-Qanuniy: Jurnal Ilmu-Ilmu Kesyariahan dan Pranata Sosial Vol 7, No 1 (2021)
Publisher : IAIN Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/el-qanuniy.v7i1.7575

Abstract

Ideally, home is the safest place for household members. But in fact, the house can be “the hell” for family members. Covid-19 has impact on the harmony of the family, especially husband and wife. They stay at home during Covid-19 for a long time. In fact, living together create the new problem, namely domestic violence. This study tent to investigate the domestic violence during Covid-19 and analyze it from gender perspective. It can be seen that the domestic violence was increasing during Covid-19, where wives were victims.  Wives have double burden in home.
POLYGAMY; REANALYZING THE MUFASSIR VIEWS OF ”ADL” Ikhwanuddin Harahap
Al FAWATIH:Jurnal Kajian Al Quran dan Hadis Vol 2, No 2 (2021)
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/al fawatih.v2i2.7550

Abstract

Polygamy discourse is always interesting to discuss. This is due to facts on the ground which show that polygamous wives are often treated unfairly. So the concept of 'adl still needs to be explored. This research is qualitative and library research. Primary sources are tafsir books. Data collected with documentation. The data collected was analyzed by content analysis. The results of the study show that there is ’adl among tafsir experts are both in terms of al-makan (place of residence/house), al-zaman (time/turn), mata' al-makan (jewelry/ home furnishings, fair in terms of material things, namely equality, balance, equality in terms of the number of shifts to stay, livelihood which includes food, drink, clothing and housing, the husband must provide a house for each wife. Beside that, husbands may not take one wife on a trip except by lottery, husbands may not place their wives in one house except by agreement, husbands may not place their wives in one room, husband must mewathi' his wife if there are no obstacles.
Pemberian Nafkah Anak Ditinjau Dari Undang-Undang No. 23 Tahun 2002 Tentang Perlindungan Anak Yudi Ariansyah; Ikhwanuddin Harahap; Adi Syahputra Sirait
Jurnal El-Thawalib Vol 4, No 1 (2023)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/el-thawalib.v4i1.7978

Abstract

This study examines how the responsibility for child maintenance after divorce and the factors behind the father not providing a living for the child after divorce in Silandit Village, South Padangsidimpuan District, Padangsidimpuan City. This type of research is field research with a qualitative approach. Primary data sources are research data sources obtained directly from the original source in the form of interviews with the Lurah and the community who are the object of research in Silandit Village, while secondary data can be in the form of books, Al-Qur'an, Journals, and other sources that related to research. Data collection techniques are by doing 3 methods in this study, namely by interview, observation, and documentation. The data analysis technique in this study is descriptive qualitative, namely describing, and summarizing various conditions, situations from various data collected, in the form of interviews and documents regarding the problems studied that occur in the field. The results of research on parental responsibility for children's livelihood after divorce in Silandit Village, there are three results, first: parents do not provide a living for their children after divorce and give it to their grandmother, Second: parents provide maintenance for their children but do not every month, Third: parents are irresponsible and neglect their obligations as a father. The factors behind parents not providing a living for their children are economic factors, psychological factors, parents remarrying factors, irresponsible factors, female parents being able to provide children's living expenses.
The Effect of Exchange Rate Volatility, BI 7 DRR (Reverse), and Islamic Capital Market on Indonesia's Economic Growth with Inflation as an Intervening Variable Raja Zainal Abidin Harahap; Ikhwanuddin Harahap; Rukiah
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 8 No 2 (2023)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v8i2.19850

Abstract

This research is motivated by a phenomenon, namely Indonesia's economic growth which is quite significant, especially after being hit by the Covid-19 storm that occurred in 2020. In some literature and theories, it is stated that one of the things that can increase economic growth again is investment, be it through exchange rate volatility, BI 7 DRR (Reverse) policy and also the Islamic capital market, but in fact this investment does not have a significant impact on economic growth. So, the purpose of this study is to find out how the actual influence between exchange rate volatility, BI 7 DRR (Reverse) policy and also the Islamic capital market on economic growth both directly and indirectly through inflation. The discussion of this research is related to macroeconomics and the factors that influence it, besides that researcher need to see how the trend of Indonesia's gross domestic product from year to year.  So that the approach taken is theories related to GDP, inflation rates, changes in exchange rate volatility, BI 7 DRR (Reverse) and Islamic capital markets. This research is quantitative research. The sample of this study was 84 samples. The data collection instrument was carried out by looking at the Indonesian economic growth report published on the website www.bi.go.id. Data analysis uses classical assumption test, t test, F test, path analysis, and sobel test. Based on the results of the study, it is known that there is an influence of the BI 7 DRR (Reverse) variable on inflation (4.338> 1.663). There is an influence of Islamic capital market variables on Indonesia's economic growth (6.003 > 1.663). There is an influence of the intervening variable of inflation on Indonesia's economic growth (9.696 > 1.663). The effect of exchange rate volatility variables, BI 7 DRR (Reverse) and Islamic capital markets on the intervening variable (inflation) is 21 percent while 79 percent is influenced by other variables outside this study. The value of the influence between the variables of exchange rate volatility, BI 7 DRR (Reverse), Islamic capital markets and intervening variables (inflation) on Indonesia's economic growth is 72 percent while 28 percent is influenced by other variables outside this study.
PENGARUH JUMLAH PENDUDUK DAN PENGELUARAN PEMERINTAH TERHADAP PENDAPATAN ASLI DAERAH DI PROVINSI SUMATERA UTARA Ikhwanuddin Harahap
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 6, No 2 (2018)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v6i2.1135

Abstract

Latar belakang masalah dalam penelitian ini adalah terjadinya fenomena penurunan pendapatan asli daerah (PAD) pada tahun 2001, 2005, 2009, dantahun 2016, pada tahun yang sama jumlah penduduk meningkat,danpengeluaran pemerintah juga mengalami peningkatan, fenomena ini tidak sesuai dengan teori yang mengatakan bahwa PAD merupakan indikator kesiapan daerah yang dapat mendorong pemerintah, dunia usaha, dan masyarakat daerah mengenai pengenaan pajak dan retribusi yang sesuai dengan tingkat pendapatan masyarakat yang akhirnya dapat meningkatkan PAD. Rumusan masalah  dalam penelitian ini adalah apakah terdapat pengaruh jumlah penduduk dan pengeluaran pemerintah terhadap PAD di Provinsi Sumatera Utara secara parsial maupun simultan. Pembahasan penelitian ini berkaitan dengan jumlah penduduk, pengeluaran pemerintah dan pendapatan asli daerah. Sehubungan dengan ini pendekatan yang dilakukan adalah teori-teori yang berkaitan dengan bidang tersebut. Penelitian inimerupakan penelitian kuantitatif deskriptif, sampel yang digunakan sebanyak 30 sampel dengan desain purposive sampling, data diperoleh melalui situs www.bps.go.id. Pengujian dalam penelitian ini adalah dengan menggunakan program komputer Eviews Versi 9.0. Hasil penelitian menunjukkan bahwa secara parsial tidak terdapat pengaruh jumlah penduduk terhadap PAD di Provinsi Sumatera Utara. Secara simultan terdapat pengaruh jumlah penduduk dan pengeluaran pemerintah terhadap PAD di Provinsi Sumatera Utara. Pengaruh jumlah penduduk dan pengeluran pemerintah terhadap PAD di Provinsi Sumatera Utara sebesar 92,45% sedangkan sisanya sebesar 7,55% dipengaruhi faktor lain yang tidak dimasukkan dalam penelitian.
ANALISIS SEGMENTASI PASAR KONSUMEN KOPI HITAM DI KOTA PADANGSIDIMPUAN Ikhwanuddin Harahap; Windari Windari; Gende Sahputra
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 5, No 1 (2017)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v5i1.1406

Abstract

Abstrak,              Segmentasi pasar adalah upaya pengelompokan konsumen berdasarkan kebutuhan. Sehingga perusahaan dapat menerapkan pemasaran lebih efektif dan ekonomis. Sebelum diterimanya segmentasi pasar, cara yang umum melakukan bisnis dengan konsumen melalui pemasaran massal yaitu menawarkan produk dan bauran pemasaran yang sama kepada semua konsumen. Berdasarkan wawancara yang peneliti lakukan pada salah satu industri kopi hitam yang beralamat di Kelurahan Hutaimbaru, strategi pemasaran produk masih menggunakan pemasaran massal. Berdasarkan pengamatan peneliti, fenomena di Kota Padangsidimpuan. Kebiasaan masyarakat mengkonsumsi kopi hitam diwarung kopi. Budaya ini hal yang menarik diteliti dalam segmentasi sosial budaya. Permasalahan di atas menjadi rumusan masalah dalam penelitian ini yaitu: bagaimanakah segmentasi pasar konsumen kopi hitam di kota Padangsidimpuan.              Teori-teori yang dibahas dalam penelitian ini sebagai pendekatan terhadap permasalahan yang diteliti adalah teori tentang segmentasi pasar, teoripasar, teori konsumen dan teori perilaku konsumsi dalam persfektif ekonomi konvensional dan ekonomi Islam. Jenis penelitian menggunakan metode kualitatif deskriftif, teknik pengumpulan data menggunakan wawancara. Teknik analisis data menggunakan analisis sebelum di lapangan, analisis data di lapangan model Miles dan Huberman dan analisis data di lapangan model Spradley. Jumlah respon den 60 orang.Hasil penelitian, berdasarkan segmentasi demografis yaitu konsumen keseluruhan adalah laki-laki, usia35 tahun, pendidikan secara umum yaitu SMA, pekerjaan secara umumnya wiraswasta, pendapatan rata-rata setiap bulan Rp 1.000.0000-Rp 2.000.000 dan Rp 3.000.000. Berdasarkan segmentasi sosial budaya, agama Islam 59 orang, Kristen 1 orang, berdasarkan suku, 55 suku Batak, 2 suku Nias, 3 suku Jawa konsumen suku Batak. Alasan konsumen memilih warung kopi tempat untuk mengkonsumsi kopi hitam untuk berinteraksi sosial dengan masyarakat dan berbagi informasi pekerjaan. Berdasarkan segmentasi terkait pemakaian konsumen tergolong loyal, tingkat pemakaian pemakai ringan 17 orang, pemakai sedang 24 orang, pemakai berat19 orang. Alasan konsumen memilih kopi hitam karena rasa yang khas. Berdasarkan segmentasi psikografis, konsumen menghabiskan waktu dengan, membaca Koran, majalah, menonton acara khusus di TV dan mendengarkan radio. Konsumen berpendapat tidak ada perubahan rasa kopi hitam dari dahulu sampai sekarang. Berdasarkan segmentasi psikologis motivasi awal konsumen mengkonsumsi kopi hitam karena interaksi sosial dengan masyarakat yang terjadi di warung kopi, konsumen suka produk yang berkualitas, suka mencoba produk baru sejenis dan aktif mengikuti perkembangan.