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All Journal Seminar Nasional Aplikasi Teknologi Informasi (SNATI) JRMA (Jurnal Riset Manajemen dan Akuntansi) Jurnal Akuntansi dan Pajak Media Mahardhika Comvice : Journal of community service JAD: Jurnal Riset Akuntansi & Keuangan Dewantara Jurnal Manajemen dan Bisnis LOYALITAS: Jurnal Pengabdian Kepada Masyarakat International Journal of Economics, Business and Accounting Research (IJEBAR) Performance : Jurnal Bisnis dan Akuntansi ASAWIKA: Media Sosialisasi Abdimas Widya Karya Abdimas Galuh: Jurnal Pengabdian Kepada Masyarakat Budimas : Jurnal Pengabdian Masyarakat GUYUB: Journal of Community Engagement Jurnal Manajemen dan Bisnis GANESHA: Jurnal Pengabdian Masyarakat BIP'S : Jurnal Bisnis Perspektif Peka: Jurnal Pengabdian Kepada Masyarakat Jurnal Abdimas Musi Charitas International Journal of Applied Business and International Management JIPkM Jurnal Keuangan dan Bisnis Jurnal Pengabdian Barelang
Maria Widyastuti
Universitas Katolik Darma Cendika
Religion Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mechanical Engineering Medicine & Pharmacology Nursing Physics Public Health Social Sciences Other

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KEPUTUSAN PENGAMBILAN KREDIT PEMILIKAN RUMAH (KPR) PENGARUH BRAND AWARENESS, PHYSICAL EVIDENCE DAN SERVICE QUALITY PADA PT. BTN (PERSERO) Tbk Therecia, Hillary; Hermanto, Y. Budi; Widyastuti, maria
PERFORMANCE: Jurnal Bisnis & Akuntansi Vol 11 No 2 (2021): Performance:Jurnal Bisnis & Akuntansi
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Wiraraja Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24929/feb.v11i2.1353

Abstract

This research aims to determine the effect of brand awareness, physical evidence and service quality on mortgage decisions at Bank BTN Branch Office Surabaya Bukit Darmo. The sampling method are purposive sampling method with sample size of 100 respondents. The results showed that: (1) there is a positive and significant impact of brand awareness on the decisions to make KPR at Bank BTN Surabaya Bukit Darmo Branch office (2) There is a positive and significant effect of physical evidence on decision to make KPR at Bank BTN Surabaya Bukit Darmo Branch Office (3) there is a positive and significant effect of service quality on the decisions to make KPR at Bank BTN Surabaya Bukit Darmo Branch Office; and the regression coefficient is 0.314. (4) The influence of brand awareness, physical evidence and service quality on mortgage decisions at Bank BTN Surabaya Bukit Darmo Branch Office (adjusted R2) is 79.7%.
LEMBAGA NIRLABA, UMKM DAN SPIRITUALITAS MANAJEMEN KEUANGAN Purbiyati, Yuliana Sri; Widyastuti, Maria; Putri, Pricilla Angelita
PERFORMANCE: Jurnal Bisnis & Akuntansi Vol 12 No 2 (2022): Performance:Jurnal Bisnis & Akuntansi
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Wiraraja Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24929/feb.v12i2.2033

Abstract

Spiritualitas manajemen keuangan merupakan landasan dalam pelaksanaan pengelolaan keuangan di Gereja Katolik. Sekalipun sebagai lembaga nirlaba, Gereja tetap memiliki keterlibatan dalam hal pemberdayaan perekonomian masyarakat. Penelitian ini merupakan penelitian kualitatif dengan metode etnografi. Fokus penelitian adalah dampak penerapan spiritualitas manajemen keuangan terhadap pemberdayaan ekonomi masyarakat. Penelitian dilaksanakan di Gereja Katolik Kevikepan Surabaya Barat Keuskupan Surabaya. Hasil penelitian ini adalah Gereja Katolik Kevikepan Surabaya Barat Keuskupan Surabaya melaksanakan spiritualitas manajemen keuangan yang berdampak pada perekonomian masyarakat dengan pembentukan UMKM untuk jemaat dan masyarakat di sekitarnya. Salah satu Gereja ditunjuk sebagai pelaksana untuk role model. Dari satu Gereja tersebut kemudian akan terus dilaksanakan di Gereja-Gereja lain sehingga semua Gereja Gereja Katolik Kevikepan Surabaya Barat Keuskupan Surabaya melaksanakan pendampingan pemberdayaan ekonomi masyarakat.
PERBEDAAN LITERASI KEUANGAN DENGAN UJI KRUSKAL WALLIS PADA MAHASISWA EKONOMI Harefa, Mei Kristiani; Widyastuti, Maria
PERFORMANCE: Jurnal Bisnis & Akuntansi Vol 13 No 1 (2023): Performance: Jurnal Bisnis & Akuntansi
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Wiraraja Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24929/feb.v13i1.2502

Abstract

The purpose of this study was to find out whether there are differences in financial literacy among students of the Faculty of Economics in Surabaya when viewed from factors: gender, age, generation, study program, GPA, place of residence, status, amount of income, amount of expenditure, account ownership and level of education. old. Understanding of financial literacy in terms of general knowledge, knowledge of insurance financial transactions, knowledge of saving and loan transactions and knowledge of investing. The population of this study were economics students studying in Surabaya, the distribution of the questionnaire via Google form and the sample that was successfully taken was 259 students. The test tool used to determine differences is using the Kruskal Wallis Test. The results of this study indicate that there are significant differences in understanding financial literacy in terms of the several factors studied.
KINERJA BANK PERKREDITAN RAKYAT (BPR) DALAM PENGUATAN UMKM Lusy Lusy; Maria Widyastuti
Jurnal Akuntansi dan Pajak Vol 23, No 2 (2023): JAP : Vol. 23, No. 2, Agustus 2022 - Januari 2023
Publisher : ITB AAS INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jap.v23i2.6876

Abstract

BPRs play an important role in strengthening the MSME economy. When the MSME sector has difficulty dealing with capital, they need the role of BPR for their business continuity. This study uses a qualitative descriptive approach by conducting observations and interviews with the BPR in Sidoarjo Regency and SMEs. The stages of research carried out include: (1) identifying the role of BPR; (2) conduct an in-depth analysis of the role of BPR in providing financial access to MSME actors; (3) conduct an analysis of BPR systems and procedures in providing financial access to MSME actors; (4) analyzing the service products offered by the BPR; and (5) reconstructing the various roles of BPRs to enhance the role of BPRs in improving the performance of MSMEs. The results of the study indicate that BPR plays a very important role in improving the performance of MSMEs. Even though it has played a role, in order to create business continuity, it is necessary to reconstruct the role of BPR in improving the performance of MSMEs, including: (1) Assistance to MSME actors related to innovation in the use of technology that can support the promotion of MSME products; (2) Assistance in the form of training related to strategies for creating different and distinctive products, in order to have a comparative advantage; (3) Assistance in the form of training related to customer service; and (4) capital building assistance in the form of management assistance and business supervision to customers.
Peningkatan Kemampuan Difabel Melalui Pelatihan Bending Bambu Di SLB Paedagogia Maospati Kabupaten Magetan Setio Hastorahmanto, Stefan Prabani; Widyastuti, Maria; WS Panjaitan, Thyophoida; Silfira; Frumensia; Hawa
LOYALITAS: Jurnal Pengabdian Kepada Masyarakat Vol. 7 No. 2 (2024): November 2024
Publisher : Universitas KH. Mukhtar Syafaat (UIMSYA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/loyalitas.v7i2.3290

Abstract

The abilities of the disabled develop in a good direction if training and coaching are carried out routinely. Training provides motor and logic skills, coaching provides the right direction. The disabled find it difficult to take the initiative, tend to be withdrawn and unfocused. Collaboration between the disabled and non-disabled creates synergy and produces work that can be proud of. The pride of the disabled is seen when they are able to produce work. Self-confidence, enthusiasm for life and optimism will increase. They feel useful to others. SLB Paedagogia Maospati Magetan is an inclusive school for the disabled. All disabled students can receive basic education, skills and therapy for recovery. This SLB has become a partner of Darma Cendika Catholic University - Surabaya as a place for Community Service (PkM). Empowerment is directed at training students in wood craft skills with bending techniques through the lamination process. In 2021, they were trained to make simple tables and chairs with plywood material. In 2022, the making of backrest chairs continued. In 2024, training was increased for greater difficulties. Through the method of Practice and direct supervision, following the SOP set in the production process and directed to understand the work of the industry. The use of materials using bamboo. Through collaboration, disabled and non-disabled work is able to produce work. This training shows: 1) disabled people will try to follow and adjust the applied SOP; 2) The success of the work provides enthusiasm, hope and confidence.
Asesmen Mengukur Peningkatan Kemampuan Siswa Dalam Proses Produksi Meja Melalui Teknik Bending Triplek Di SLB Paedagogia Surabaya Widyastuti, Maria; Prabani Setio, Stefanus; Budi Hermanto, Yustinus; Zalianty Berlian, Putri; Nia Budiarti, Monica
LOYALITAS: Jurnal Pengabdian Kepada Masyarakat Vol. 7 No. 2 (2024): November 2024
Publisher : Universitas KH. Mukhtar Syafaat (UIMSYA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/loyalitas.v7i2.3444

Abstract

Disabled people have obstacles in normal activities, they sometimes find it difficult to adapt to the environment and tend to be alone. Behind the obstacles you have, there are abilities that need to be trained to be able to do difficult work. By empowering disabled people with training methods, we are able to bring out the talents and abilities of disabled people in furniture production activities. This activity was carried out on six SLB Pedagogia - Surabaya students. Students experience obstacles in hearing and speaking. while one alumni has mild mental retardation. The seven students have been trained to produce tables and chairs using plywood bending techniques. After they have been trained since 2022, in October 2024 an assessment was carried out to determine the students' abilities in producing tables. Assessment is carried out through observations of students doing production work. The assessment is assessed in seven production stages: 1) Lamination Process; 2) Bending Process; 3) Component Formation Process; 4) Filler Process; 5) Assembly Process; 6) Sanding Sealer Process; 7) Melamine Gloss Process. These seven stages are carried out by students so that their abilities can be seen. The results of the assessment show better capabilities in quality and faster production processes. This shows that people with disabilities will be able and empowered if coaching and training continues to be carried out so that it provides benefits for themselves and others.
KINERJA KEUANGAN DAN FINANSIAL TECHNOLOGI MELALUI LITERASI KEUANGAN DAN INKLUASI KEUANGAN UMKM DI JAWA TIMUR Widyastuti, Maria
Jurnal Keuangan dan Bisnis Vol. 22 No. 2 (2024): Jurnal Keuangan Dan Bisnis Volume 22, Number 2, October 2024
Publisher : Catholic University Musi Charitas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32524/jkb.v22i2.1281

Abstract

This quantitative associative study with hypothesis testing involves MSME actors in East Finansial (Malang, Gresik, Pasuruhan, Sidoarjo, and Surabaya) as the population. The sample comprises 225 MSME actors selected through purposive sampling based on the criteria: actively operating until December 2022, owners also serving as business operators, and having at least three years of business experience. This study aims to examine the effects of finansial literacy and finansial inclusion on finansial technology and finansial performance. Finansial literacy encompasses knowledge, skills, confidence, attitudes, and behaviors in finansial management. Data were collected via questionnaires and analyzed using WarpPLS 6.0. Results indicate that finansial literacy and finansial inclusion significantly affect finansial technology, and finansial literacy, finansial inclusion, and finansial technology significantly impact MSME finansial performance.
ANALISIS MINAT DAN KEPUTUSAN PEMBELIAN MELALUI HARGA, KUALITAS DAN INOVASI Saputro, Samuel Henry; Widyastuti, Maria
Jurnal Manajemen dan Bisnis Volume 22 No. 1 Tahun 2022
Publisher : UNIKA Santo Thomas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54367/jmb.v22i1.1734

Abstract

The development of communication technology causes smartphones to dominate the market, especially Chinese smartphone products. The number of Chinese products in the market is due to cheap and affordable prices, but not accompanied by good quality so that the Indonesian people already have their own views on Chinese products. However, Xiaomi as one of the mobile phone manufacturers from China in fact managed to become one of the kings of the smartphone market in Indonesia, this is because the price is affordable. This study aims to analyze interest and purchase decisions through price, quality and innovation. The results of data processing proved that all statement items were valid and all variables were reliable. The results showed that interest and purchasing decisions for Xiaomi smartphones in East Surabaya through price, quality and innovation were said to be moderate. Subsequent results show consumer interest and purchase decisions due to price and product quality, while innovation is not the cause of interest and purchase decisions for Xiaomi smartphones in East Surabaya, but purchasing decisions are due to price and product quality through interest first
ANALISIS MINAT BELI DAN KEPUTUSAN PEMBELIAN MELALUI PRODUCT DAN PRICE Sebastian, Jenny Ivana; Widyastuti, Maria
Jurnal Manajemen dan Bisnis Volume 23 No. 1 Tahun 2023
Publisher : UNIKA Santo Thomas

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The Covid-19 virus pandemic has had an impact on the business world where one of those that has felt the impact of the Covid-19 pandemic is the hotel and tourism industry in Surabaya. The government is anticipating an increase in the Covid-19 pandemic by imposing New Normal, including in Surabaya. This implementation has made the hospitality industry, which initially declined due to Covid-19, is now experiencing an increase. One of them is the Mercure Surabaya Grand Mirama Hotel. This hotel has experienced a decrease in the number of consumers in 2020 and 2021, but consumers will increase in 2022. The research objective is to analyze buying interest and purchasing decisions at the Mercure Surabaya Grand Mirama Hotel through product and price. The results of data processing prove that all statement items are valid, and all variables are reliable. The results of the study show that buying interest and purchasing decisions at the Mercure Surabaya Grand Mirama Hotel through product and price are said to be moderate. The next results show buying interest and purchasing decisions due to product and price, while buying interest is not the cause of purchasing decisions at the Mercure Hotel Surabaya Grand Mirama.
KEPUTUSAN MENGINAP BERDASARKAN IKLAN, PROMOSI PENJUALAN, DAN HUBUNGAN MASYARAKAT DI HOTEL GOODRICH SUITES Amalia, Antonia Rita; Widyastuti, Maria; Santika, Wendy Shelma; Aditya, Jeffrey
Jurnal Manajemen dan Bisnis Volume 23 No. 2 Tahun 2023
Publisher : UNIKA Santo Thomas

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Persaingan antar industri perhotelan di Jakarta sangat ketat. Hal ini disebabkan olehpendirian hotel baru dan bentuk akomodasi lainnya selama dekade terakhir. Hotel GoodrichSuites Jakarta merupakan hotel bintang 5 yang benar-benar menghadapi persaingan ketat ini,karena dekat dengan banyak hotel bintang empat dan lima. Penelitian ini bertujuan untukmenganalisis pengaruh variabel independen yaitu periklanan, promosi, dan hubunganmasyarakat terhadap keputusan menginap tamu di Hotel Goodrich Suites. Populasi padapenelitian adalah tamu yang menginap di Hotel Goodrich Suites dan sampel yang digunakansebanyak 75 orang. Berdasarkan hasil pengolahan data dikatakan semua item pernyataandinyatakan valid dan semua variabel dinyatakan reliabel, serta uji asumsi klasik terpenuhi.Berdasarkan hasil uji t dapat dikatakan iklan tidak berpengaruh terhadap keputusanmenginap tamu di Hotel Goodrich Suites, sedangkan promosi dan hubungan masyarakatberpengaruh signifikan terhadap keputusan tamu menginap di Hotel Goodrich Suites
Co-Authors Aditya, Jeffrey Aldo, Aldo Alfredo Alfredo, Alfredo Amalia, Antonia Rita Aminuyati Andreas Andreas Andy Putra Pratama Angelina, Helen Ayu, Stephanie Astrid Base, Flavianus Nefliando Jurney Budi Hermanto, Yustinus Budiarti, Monica Nia Calvin Willius Changda, Stevasya Christina Agnesia David Andrian Dimalouw, Jefri Eriks Djala, Regina Gala Fazmah Arif Yulianto Ferdinand, Deograsias Yoseph Yustinianus Flavianus Nefliando Jurnei Base Frumensia H, Andrea Angel Harefa, Mei Kristiani Harianto, Johanes Kristianus Hawa Hermanto, Y. Budi Hillary Therecia Ignatius Reynald Jefri Eriks Dimalouw Kunang, Margaretha Zhilla Natasya Laili Nur Indah Sari Lilik Indrawati Lusy Lusy Lusy Lusy Lusy Lusy Lusy Lusy Lusy, Lusy Maria Risky Pratiwi Renwarin Martinus Sony Erstiawan Mei Kristiani Mei Kristiani Haref Ngariwati Ngariwati Nia Budiarti, Monica Oktavianus Agustus Sigarlaki P, Jonathan Alexander Pandjaitan, Thyophoida Wanty Suriany Panjaitan, Thyophoida W. S. Penta Paula Prabani Setio, Stefanus Pratama , Andy Putra Pricilla Angelita Putri Pricilla Putri Angelita Purbiyati, Yuliana Sri Putra, Heristama Anugrah Putri, Pricilla Angelita Renwarin, Maria Riski Pratiwi Renwarin, Maria Risky Pratiwi Santika, Wendy Shelma Saputro, Samuel Henry Sebastian, Jenny Ivana Sentosa, Handre - Setio Hastorahmanto, Stefan Prabani Setio, Stefanus Prabani Sigarlaki, Oktavianus Agustus Silfira Stefanny Irene Putri Maryono Stefanus Prabani Stefanus Prabani STEVASYA CHANGDA Therecia, Hillary WS Panjaitan, Thyophoida Y. Budi Hermanto Y. Budi Hermanto Y. Budi Hermanto Y. Budi Hermanto Yohanes Candra Surya Yohanes Kristianus Harianto Yuliana Sri Purbiyati Yuliana Sri Purbiyati Zalianty Berlian, Putri