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All Journal Agregat: Jurnal Ekonomi dan Bisnis Syi'ar Iqtishadi JURNAL HUKUM dan KENOTARIATAN JURNAL LENTERA BISNIS Al Amin: Jurnal Kajian Ilmu dan Budaya Islam Jurnal Ekuilnomi Forum Bisnis dan Kewirausahaan Jurnal Studi Ekonomi dan Bisnis Islam (SEBI) el-Jizya: Jurnal Ekonomi Islam Akademika : Jurnal Pemikiran Islam Neo Journal of economy and social humanities Journal of Economics and Social Sciences IIJSE Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Intelek Insan Cendikia BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Jurnal Accounting Unipa
Is Susanto
Universitas Raden Intan Lampung
Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Social Sciences Other

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The effect of Merchandising, Price Discount, and Store Atmosphere on Impulse Buying with Positive Emotion as a mediating variable based on Islamic Business Perspective Ismi Zahra Fadila Yusuf; Femei Purnamasari; Is Susanto
Journal of Economics and Social Sciences (JESS) Vol. 4 No. 2 (2025): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.v4i2.992

Abstract

This study aims to describe the phenomenon and also examine the causal relationship that is structured by using a scientific approach and quantitative analysis that is valid and reliable. This study was conducted using quantitative methods. In the context of this study, the population in question is all Alfamart consumers who are in the District Sukarame, Bandar Lampung, which is actively engaged in purchasing activities in Alfamart outlets scattered in the area. The number of samples used in this study is as many as 96 respondents who are domiciled in the city of Bandar Lampung, especially Alfamart consumers in the Sukarame Sub-District. Based on the results of the study, it can be concluded that positive emotions are the main driving factor for impulsive purchases in consumers. Although marketing strategies such as merchandising, price discounts, and store atmosphere have no direct influence, their impact on impulse buying is mediated through the positive emotions they elicit. This finding is also in line with the Islamic business perspective, which views that excessive promotion to manipulate consumer emotions and encourage waste is an unethical practice.
ANALISIS PENERAPAN AKAD IJARAH MUMTAHIYA BI TAMLIK DALAM PERSPEKTIF HUKUM ISLAM DI BANK SYARIAH Okta Dwi Puspita; Anggun Okta Fitri; Is Susanto
Jurnal Intelek Insan Cendikia Vol. 2 No. 4 (2025): APRIL 2025
Publisher : PT. Intelek Cendikiawan Nusantara

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Abstract

Penelitian ini menganalisis penerapan akad ijarah mumtahiya bi tamlik dalam perspektif hukum islam di bank syariah. Akad ini merupakan kombinasi dari akad ijarah (sewa menyewa) dengan akad murabahah (jual-beli). Akad ini  memberikan banyak kemudahan bagi pelaku ekonomi, menggunakan metode pendekatan kualitatif dan menggunakan data sekunder serta teknik pengumpulan data yaitu dengan mencari literatur yang berkorelasi dengan pembahasan. Penelitian ini mengidentifikasi bahwa penerapan akad ijarah mumtahiya bi tamlik dalam perspektif hukum islam di bank syariah ini merupakan bagian penting untuk diterapkan, penelitian ini juga mengungkap bahwa meskipun Akad IMBT masih diragukan oleh banyak pihak. Yang dimana, mereka mempertanyakan bagaimana dasar hukum IMBT baik Hukum Islam ini, Dalam perspektif Hukum Islam, kesimpulan bahwa IMBT dikatakan telah memenuhi prinsip-prinsip, pilar dan syarat-syarat dalam akad. Para pemikir ekonomi kontemporer banyak yang berpendapat bahwa hukum IMBT diperbolehkan. penelitian ini menegaskan  penerapan nilai-nilai hukum Islam untuk menciptakan kepuasan duniawi dan akhirat.
Analisis Pengaruh Aglomerasi Industri, Jumlah Industri Besar, dan Human Capital Investment Terhadap Pertumbuhan Ekonomi di Provinsi Pulau Jawa dalam Perspektif Ekonomi Islam: Analisis Data Panel Tahun 2018-2023 Anggun Selfi Febriyani; Muhammad Kurniawan; Is Susanto
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 8 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i8.8909

Abstract

Economic growth is the increase in the ability of an economy to produce goods and services, which is usually measured by the changes in Gross Regional Domestic Product (GRDP) or real national income over time. Economic growth reflects continuous quantitative changes towards better economic conditions and is one of the key indicators of the success of development in a region. The objective of this research is to determine and analyze the impact of Industrial Agglomeration, Number of Large Industries, and Human Capital Investment on Economic Growth in the Province of Java Island during the years 2018-2023. This research is a quantitative study using secondary data obtained from the Central Statistics Agency (BPS). The analysis technique used in this study is panel data regression analysis with the selected model being the Common Effect Model (CEM). The research results show that industrial agglomeration has a negative but insignificant impact on economic growth in the Province of Java Island. The number of large industries has a negative and significant impact on economic growth in the Province of Java Island. Human capital investment has a positive and significant impact on economic growth in the Province of Java Island. Together, industrial agglomeration, the number of large industries, and human capital investment influence economic growth in the Province of Java Island from 2018 to 2023.
Pengaruh Islamic Social Finance (ZISWAF), Third-Party Funds (DPK), dan Financing to Deposit Ratio (FDR) Terhadap Net Profit Margin (NPM) sebagai Indikator Efisiensi Bank Umum Syariah di Indonesia dalam Perspektif Islam Periode 2015-2024 Sri Winarsih; Heni Noviarita; Is Susanto
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 11, No 2 (2026): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v11i2.10889

Abstract

Penelitian ini menganalisis pengaruh Islamic Social Finance (ZISWAF), Dana Pihak Ketiga (DPK), dan Financing to Deposit Ratio (FDR) terhadap Net Profit Margin (NPM) sebagai indikator efisiensi Bank Umum Syariah di Indonesia dalam perspektif islam periode 2015–2024. Tujuan penelitian adalah menilai pengaruh parsial dan simultan ketiga variabel tersebut terhadap NPM. Metode yang digunakan adalah regresi data panel dengan model yang terpilih yaitu Random Effect Model (REM) pada sampel lima Bank Umum Syariah menggunakan data sekunder laporan keuangan 2015–2024. Hasil menunjukkan bahwa secara simultan ZISWAF, DPK, dan FDR berpengaruh signifikan terhadap NPM. Secara parsial, ZISWAF berpengaruh positif dan signifikan terhadap NPM, DPK berpengaruh negatif dan tidak signifikan, sedangkan FDR berpengaruh negatif dan signifikan. Temuan mengindikasikan pentingnya pengelolaan dana sosial (ZISWAF) yang produktif dan pengendalian FDR secara prudensial untuk memperbaiki efisiensi dan peningkatan DPK tidak otomatis meningkatkan margin jika tidak diiringi pengelolaan yang produktif. 
Analisis Pengaruh Indeks Pembangunan Manusia, Jumlah Penduduk Dan Tingkat Pengangguran Terbuka Terhadap Pertumbuhan Ekonomi Dalam Perspektif Ekonomi Islam Di Indonesia Tahun 2015 - 2024 Sinta Allena; Rosydalina Putri; Is Susanto
Jurnal Ekuilnomi Vol. 8 No. 2 (2026): Ekuilnomi Vol 8 (2), Mei 2026
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekononomi Universitas Simalungun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36985/3d58n429

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Indeks Pembangunan Manusia, Jumlah Penduduk dan Tingkat Pengangguran Terbuka terhadap Pertumbuhan Ekonomi dalam Perspektif Ekonomi Islam di Indonesia tahun 2015-2024. Metode yang digunakan adalah regresi linier berganda untuk mengidentifikasi faktor-faktor yang berkontribusi secara signifikan terhadap Pertumbuhan Ekonomi di Indonesia. Data yang digunakan adalah data sekunder dari Badan Pusat Statistik (BPS). Hasil analisis menunjukan bahwa Tingkat Pengangguran Terbuka memiliki pengaruh signifikan terhadap Pertumbuhan Ekonomi. Sementara Indeks Pembangunan Manusia dan Jumlah Penduduk tidak menunjukkan dampak yang signifikan. Temuan ini mengindikasikan bahwa Tingkat Pengangguran Terbuka dapat berkontribusi dalam mengurangi pengangguran dapat memiliki dampak positif pada pertumbuhan ekonomi. Sedangkan Indeks Pembangunan Manusia dan Jumlah Penduduk perlu ditangani dengan kebijakan yang lebih efektif untuk mencapai hasil yang optimal dalam Pertumbuhan Ekonomi
The Effect of Product Visual Aesthetics, Brand Identity Consistency and Sustainability Value on Product Purchasing Behavior in Islamic Business Perspective Jeni Fitriyanti; Muhammad Iqbal Fasa; Is Susanto
Neo Journal of economy and social humanities Vol 5 No 2 (2026): Neo Journal of Economy and Social Humanities
Publisher : International Publisher (YAPENBI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56403/nejesh.v5i2.421

Abstract

This study aims to analyze the effect of product visual aesthetics, brand identity consistency and sustainability values on the purchasing behavior of N'PURE skincare products in Generation Z in Bandar Lampung. The research method used is quantitative with a descriptive and verification approach, where data were collected through questionnaires from 96 respondents and analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) through SmartPLS 4 software. The results showed that visual aesthetics and brand identity consistency had a positive and significant effect on purchasing behavior, while the value of sustainability did not show a partial significant effect. However, simultaneously, these three variables have a strong and significant impact in driving consumer purchasing decisions. The implication of this study confirms that manufacturers need to synergize attractive visual design with stable brand message integrity to win the market, while educating consumers on sustainability values so that environmental commitment can be transformed into real economic action in accordance with Islamic Business Principles.
The Influence of Lifestyle and Trust in the Use of Shopee Paylater Services on Consumer Behavior in the Maqashid Sharia Perspective (Study on Students of UIN Raden Intan Lampung) Is Susanto; Moh. Mukri; Moh. Bahrudin; Faisal Faisal
el-Jizya: Jurnal Ekonomi Islam Vol. 12 No. 1 (2024): el-Jizya : Jurnal Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v12i1.10961

Abstract

This study aims to investigate the influence of lifestyle and trust in the use of Shopee Paylater services on consumer behavior, taking into account the Maqashid Sharia perspective, especially for students of the Faculty of Economics and Islamic Business at UIN Raden Intan Lampung. This research adopts a quantitative approach through the survey method and the use of questionnaires as a data collection technique. The research sample consisted of 84 students from the class of 2021 who used the Shopee Paylater service, selected through purposive sampling. The data were analyzed using multiple linear regression with the help of SPSS software. The independent variables used in this study include lifestyle (X1) and trust (X2), while consumer behavior (Y) is the dependent variable. The t-test results indicate that both lifestyle and trust individually have a positive and significant influence on consumer behavior. The F test results indicate that lifestyle and trust together have a positive and significant effect on consumer behavior. In the context of Maqashid Sharia, consumption that is carried out not only follows religious teachings, but also provides tangible benefits for individuals and society as a whole.
Pengaruh Analisis Fundamental (ROE, DER, EPS) Dan Risiko Sistematik Terhadap Harga Pada Pasar Modal Syariah Dalam Perspektif Ekonomi Islam Riya Salsabela; Ersi Sisdianto; Is Susanto
Accounting UNIPA - Jurnal Akuntansi Vol 5 No 2 (2026): Jurnal Accounting Unipa
Publisher : Program Studi Akuntansi Fakultas Ekonomi dan BisnisUniversitas Nusa Nipa

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Abstract

Penelitian ini dilatarbelakangi oleh fluktuasi harga saham perusahaan yang terdaftar dalam Jakarta Islamic Index 70 (JII70) serta perbedaan hasil penelitian terdahulu mengenai faktor-faktor yang memengaruhi harga saham. Penelitian ini bertujuan untuk menganalisis pengaruh analisis fundamental yang diproksikan oleh Return on Equity (ROE), Debt to Equity Ratio (DER), Earning Per Share (EPS), dan risiko sistematis terhadap harga saham perusahaan yang terdaftar dalam JII70 periode 2021–2025 berdasarkan perspektif ekonomi Islam. Penelitian menggunakan metode kuantitatif dengan data sekunder. Populasi penelitian terdiri atas 70 perusahaan yang terdaftar dalam JII70, sedangkan sampel ditentukan menggunakan teknik purposive sampling sehingga diperoleh 15 perusahaan. Analisis data dilakukan menggunakan regresi linear berganda dengan bantuan IBM SPSS versi 25. Hasil penelitian menunjukkan bahwa secara parsial ROE berpengaruh positif dan signifikan terhadap harga saham, sedangkan DER, EPS, dan risiko sistematis tidak berpengaruh signifikan. Namun, secara simultan seluruh variabel independen berpengaruh signifikan terhadap harga saham. Dalam perspektif ekonomi Islam, analisis fundamental dan risiko sistematis menjadi pertimbangan penting dalam pengambilan keputusan investasi agar terhindar dari unsur gharar, maysir, dan praktik spekulatif yang dilarang syariat.
Co-Authors A. Fatoni Abd. Qohar Abdul Ghoni Abdul Hanif Abdul Qodir Zaelani Achmad Fachrudin Adisti Mutiara Azzahra Ahmad Isnaeni Al Fitri Alamsyah Alamsyah Ali Abdul Wakhid Anggun Okta Fitri Anggun Selfi Febriyani Anisa, Darania Annisa Martina Syahrir Budimansyah Budimansyah Dani Amran Hakim Dera Yulia Irawan Dewi Kurniawati Dimas Kurniawan Endang Ali Maksum Erike Anggraeni Ersi Sisdianto Evita Sari Faisal Faisal Femei Purnamasari, Femei Hanif Hanif Harjoni Harjoni Heni Noviarita Heri Okta Pratama Hervin Yoki Pradikta Hudzaifah Achmad Qotadah Iqbal, Muhammad Ismi Zahra Fadila Yusuf Jeni Fitriyanti Khairuddin Liky Faizal Mad Heri Masrukhin Muhsin Maya Meilia Moh Bahrudin Moh. Mukri Mohd Shahril Bin Ahmad Razimi Muhamad Rizki Muhammad Iqbal Fasa Muhammad Kurniawan Nur Asiah Nur Syamsiyah Okta Dwi Puspita Ratih Henisah Riya Salsabela Rosydalina Putri Rudiansyah Dwi Ramadhan S. Sadari Salsabila Rafi’Syaiim Septa Aryanika Sherly Etika Sari Sinta Allena Siti Julaihah Siti Mahmudah Sri Winarsih Suharto Yulistia Devi Zuhraini