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<![CDATA[Pengaruh Ekspor dan Tenaga Kerja Terhadap Pertumbuhan Ekonomi Kreatif di Indonesia ]]>
<![CDATA[Rizkina, Azka]]>;
<![CDATA[Nova, Nova]]>;
<![CDATA[Aidar, Nur]]>;
<![CDATA[Rasyidin, M.]]>
<![CDATA[ TIN: Terapan Informatika Nusantara Vol 4 No 7 (2023): December 2023 ]]>
Publisher : <![CDATA[Forum Kerjasama Pendidikan Tinggi (FKPT) ]]>
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DOI: 10.47065/tin.v4i7.4672
<![CDATA[The creative economy is a sector that has potential and is the latest source of economic growth as the government's solution to prevent the national economy from slowing down in recent years. There are several creative economy sectors that have an important role in increasing the growth of the creative economy in Indonesia. One indicator of the creative economy sector that has good performance is exports, where exports are a component of GDP. This means that if there is an increase in creative industry exports, then GDP originating from the creative economy will increase and ultimately increase national economic growth. Labor also plays an important role in increasing the growth of the creative economy. The aim of this research is to see the influence of exports and labor on the growth of the creative economy in Indonesia. This study uses a quantitative approach. The data used is secondary data from 2010-2022. The research results show that the export variable has no effect on the growth of the creative economy, while the labor variable has a positive effect on GDP. If the labor variable increases by 1%, the growth of the creative economy in Indonesia will also increase by 0.07%.]]>
<![CDATA[Analisis Faktor Layanan, Reputasi dan Keamanan yang Mempengaruhi Keputusan Gen Z Menggunakan Perbankan Syariah ]]>
<![CDATA[Lauza, Atiqa]]>;
<![CDATA[Rasyidin, M.]]>;
<![CDATA[Saleh, M.]]>;
<![CDATA[Zulfikar, Zulfikar]]>;
<![CDATA[Nova, Nova]]>;
<![CDATA[Rizkina, Azka]]>
<![CDATA[ TIN: Terapan Informatika Nusantara Vol 5 No 2 (2024): July 2024 ]]>
Publisher : <![CDATA[Forum Kerjasama Pendidikan Tinggi (FKPT) ]]>
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DOI: 10.47065/tin.v5i2.5456
<![CDATA[TSharia banking is a bank that conducts business based on the principles of Islamic law or Sharia. Bank Shariah has introduced various products with features and amenities aimed at attracting Generation Z to use Bank Shariah's services. The objective of this study is to analyze the factors that influence decisions regarding the use of Islamic banking services. The subject of this research is Gen Z’s in Aceh. This type of research uses a quantitative approach. Data sources using online or electronic questionnaires with Google Forms Media. The data collection method uses an anonymous demographic technique with a sample size of 102 respondents. This study examines three factors of Shariah banking users' decisions to influence their decision to use Shariah banking services among Gen Z’s in Aceh, such as service, reputation and security variables. The results show that service, reputation and security variables influence Gen Z's decision of legitimate banking services in Aceh.]]>
<![CDATA[The Impact of Behavioral Intention on Financial Technology in Banking Sector ]]>
<![CDATA[Rasyidin, M]]>;
<![CDATA[Anwar Puteh]]>;
<![CDATA[Zulfikar]]>;
<![CDATA[Al Mahfud Saputra]]>;
<![CDATA[Hakim Muttaqim]]>;
<![CDATA[Azka Rizkina]]>
<![CDATA[ ARBITRASE: Journal of Economics and Accounting Vol. 6 No. 1 (2025): July 2025 ]]>
Publisher : <![CDATA[Forum Kerjasama Pendidikan Tinggi ]]>
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DOI: 10.47065/arbitrase.v6i1.2532
<![CDATA[This study examines behavioral intention indicators towards financial technology in the Islamic banking sector in Indonesia. Behavioral intention indicators consist of belief in outcomes and Commitment to Act. This study uses a quantitative approach. Purposive sampling technique was used, resulting in a sample size of 383 participants, selected through the Unknown Populations method. Data were collected through questionnaires distributed via Google Forms. In this study, the population consists of banking service users who have interacted with financial technology. The criteria established include individuals aged 18 and above who have used financial technology products or services within the last six months. The research location is selected in Indonesia, conducted from January to May 2025. The analysis carried out includes validity tests, reliability tests, normality tests, multicollinearity tests, heteroscedasticity tests, and regression analysis tests (ANOVA). The model used is multiple linear regression analysis. The results of the study indicate that belief in outcomes has a positive and significant effect on financial technology, while commitment to act also has a positive and significant effect on this financial technology.]]>
<![CDATA[The Reaction of Poverty to Consumption and Inflation in Indonesia ]]>
<![CDATA[Rizkina, Azka]]>;
<![CDATA[Nurhayati, Nurhayati]]>;
<![CDATA[Rasyidin, M]]>;
<![CDATA[Saputra, Al Mahfud]]>;
<![CDATA[Ariga, Hijrah Purnama Sari]]>
<![CDATA[ Electronic Journal of Education, Social Economics and Technology Vol 5, No 2 (2024) ]]>
Publisher : <![CDATA[SAINTIS Publishing ]]>
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DOI: 10.33122/ejeset.v5i2.241
<![CDATA[This study investigates the reaction of poverty to consumption and inflation in Indonesia, utilizing the Autoregressive Distributed Lag (ARDL) method to explore the dynamic relationships between these key economic variables. The analysis is based on time-series data spanning from 2012 to 2023, comprising a total of 340 samples from 34 provinces across Indonesia. The findings reveal that both consumption and inflation exert a significant influence on poverty levels, with effects observable in both the short and long term. Specifically, consumption and inflation demonstrate a statistically significant relationship at a 5 percent significance level in the short term. However, in the long term, inflation’s effect is identified at a slightly higher significance level of 10 percent, indicating its persistent but somewhat weaker influence compared to consumption. These results highlight critical insights into the economic mechanisms that drive poverty in Indonesia, underlining the pivotal roles of consumption patterns and inflationary pressures. The research emphasizes the importance of targeted economic policies to manage these variables effectively to reduce poverty. For instance, promoting sustainable consumption and mitigating inflation’s adverse impacts can foster greater economic stability and resilience among vulnerable populations. By addressing these factors, policymakers can implement more effective strategies to achieve equitable economic growth and social welfare.]]>
<![CDATA[Evaluasi Sistem Reward Non-Finansial Dalam Memotivasi Karyawan Milenial Pada Universitas Almuslim ]]>
<![CDATA[Afriana Afriana]]>;
<![CDATA[Azka Rizkina]]>;
<![CDATA[Emi Safrina]]>;
<![CDATA[Muammar Qadafi]]>;
<![CDATA[Yusrawati Yusrawati]]>
<![CDATA[ JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Vol. 12 No. 1 (2026): Februari 2026 ]]>
Publisher : <![CDATA[Sekretariat Pusat Lembaga Komunitas Informasi Teknologi Aceh ]]>
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DOI: 10.35870/jemsi.v12i1.5725
<![CDATA[This study aims to evaluate the Non-Financial Reward System in Motivating Millennial Employees at Almuslim University. Millennial generation employees are employees born between 1981-1996 who are now starting to dominate the world of work. This study uses a quantitative descriptive approach with a survey method. With the aim of evaluating the effectiveness of the non-financial reward system in increasing the work motivation of millennial employees at Almuslim University. The results of the study explain that there are 46 millennial employees in the Almuslim University environment, a general overview is obtained that female participation in this study is more dominant than male, where the percentage of women is 67.4 percent and men are only 32.6 percent. In terms of age, the majority of respondents are over 35 years old (60.9 percent), while those aged between 31-35 years are 26.1 percent, and the rest are 25-30 years old by 13 percent. Based on the results of the simple linear regression test, the significance value obtained is 0.000 which is smaller than 0.05. This indicates that non-financial rewards have a positive and significant influence on the work motivation of millennial employees at Almuslim University. This means that the better the non-financial reward system implemented, the higher the level of work motivation experienced by employees. The regression coefficient of 0.678 indicates that every one-unit increase in the non-financial reward variable can increase work motivation by 0.678 units.]]>
<![CDATA[PENINGKATAN PELAYANAN PUSKESMAS BERBASIS KOMUNIKASI INTERPERSONAL DAN EDUKASI EKONOMI KESEHATAN ]]>
<![CDATA[Hijrah Purnama Sari Ariga]]>;
<![CDATA[Azka Rizkina]]>;
<![CDATA[Fina Meilinar]]>;
<![CDATA[Afriana Afriana]]>;
<![CDATA[Emi Safrina]]>;
<![CDATA[Muammar Qadafi]]>;
<![CDATA[Mohd. Tasar]]>
<![CDATA[ Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 7 No. 2 (2026): Vol. 7 No. 2 (2026) ]]>
Publisher : <![CDATA[Universitas Pahlawan Tuanku Tambusai ]]>
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DOI: 10.31004/cdj.v7i2.57317
<![CDATA[Kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan kualitas pelayanan Puskesmas melalui pendekatan komunikasi interpersonal dan edukasi ekonomi kesehatan. Pemilihan topik ini dilatarbelakangi oleh masih rendahnya pemahaman masyarakat terhadap informasi kesehatan serta kurangnya kesadaran dalam pengelolaan biaya kesehatan, yang berdampak pada rendahnya kepuasan dan kepatuhan pasien terhadap layanan Puskesmas. Metode yang digunakan dalam kegiatan ini adalah pendekatan partisipatif dan edukatif melalui pelatihan komunikasi interpersonal bagi tenaga kesehatan, workshop edukasi ekonomi kesehatan, serta sosialisasi kepada masyarakat melalui penyuluhan dan pendampingan langsung. Kegiatan juga dilengkapi dengan evaluasi menggunakan survei pre-test dan post-test, wawancara, serta observasi perubahan perilaku tenaga kesehatan dan masyarakat. Hasil kegiatan menunjukkan adanya peningkatan kemampuan komunikasi tenaga kesehatan yang lebih empatik dan informatif, meningkatnya pemahaman masyarakat tentang pengelolaan biaya kesehatan, serta meningkatnya kepuasan dan partisipasi masyarakat dalam layanan kesehatan. Selain itu, kegiatan ini juga memperkuat hubungan antara tenaga kesehatan dan masyarakat serta meningkatkan efektivitas pelayanan Puskesmas. Dengan demikian, penerapan komunikasi interpersonal dan edukasi ekonomi kesehatan terbukti penting dalam meningkatkan mutu pelayanan kesehatan yang lebih humanis, efektif, dan berkelanjutan.]]>
<![CDATA[The Impact of Monetary Policy on Sharia Stock Prices in Indonesia ]]>
<![CDATA[Rauzatul Jannah]]>;
<![CDATA[M. Rasyidin]]>;
<![CDATA[Azka Rizkina]]>
<![CDATA[ Electronic Journal of Education, Social Economics and Technology Vol 6, No 2 (2025) ]]>
Publisher : <![CDATA[SAINTIS Publishing ]]>
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DOI: 10.33122/ejeset.v6i2.653
<![CDATA[The rapid growth of the Islamic banking sector in Indonesia, marked by the establishment of Bank Syariah Indonesia (BSI) due to the merger of three state-owned Islamic banks, reflects the increasing awareness of the importance of financial transactions based on sharia principles. In this context, monetary policy set by Bank Indonesia plays a crucial role in influencing the financial sector's stability, including the movement of Islamic bank stock prices. This study aims to analyze the impact of monetary policy, represented by inflation and exchange rate variables, on the stock price of Bank Syariah Indonesia from January 2022 to December 2024. The research employs a quantitative approach using multiple linear regression analysis. The F-test results indicate that inflation and exchange rates simultaneously have a significant effect on stock prices. Partially, inflation has a substantial adverse effect, while exchange rates have a considerable positive impact on the stock price of BSI. These findings underscore the importance of stable monetary policy management as a critical reference for investors in making investment decisions in the Islamic banking sector.]]>
<![CDATA[Pengaruh E-Commerce dan Integrasi Teknologi terhadap Keberlanjutan UMKM Pascabencana melalui Nilai Pelanggan Unggul ]]>
<![CDATA[Al Mahfud Saputra]]>;
<![CDATA[M Rasyidin]]>;
<![CDATA[Yusrawati Yusrawati]]>;
<![CDATA[Azka Rizkina]]>
<![CDATA[ Journal of Business and Economics Research (JBE) Vol 7 No 2 (2026): June 2026 ]]>
Publisher : <![CDATA[Forum Kerjasama Pendidikan Tinggi ]]>
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DOI: 10.47065/jbe.v7i2.9817
<![CDATA[This study examines the effects of e-commerce adoption and technology integration capability on the sustainability of micro, small, and medium enterprises (MSMEs), with superior customer value serving as a mediating variable in a post-disaster context. The main issue addressed is the suboptimal use of digital technology by MSMEs in sustaining business operations following disasters, which often cause operational disruptions, declining demand, and limited market access. This study employed a quantitative explanatory approach involving 200 MSME owners, selected using purposive sampling. Data were analyzed using Partial Least Squares–Structural Equation Modeling (PLS-SEM) with SmartPLS software. The novelty of this study lies in examining the mediating role of superior customer value in explaining the relationship between digital transformation and MSME sustainability under crisis conditions. The results indicate that e-commerce adoption significantly affects superior customer value (β = 0.384; p < 0.001) but has no direct effect on MSME sustainability (β = 0.039; p = 0.492). Technology integration capability significantly affects both superior customer value (β = 0.446; p < 0.001) and MSME sustainability (β = 0.148; p = 0.013). Superior customer value also has a significant positive effect on MSME sustainability (β = 0.644; p < 0.001). The model explains 50.1% of the variance in superior customer value and 59.1% of the variance in MSME sustainability. These findings suggest that post-disaster MSME sustainability depends more on the ability to create customer value than on technology adoption alone.]]>
<![CDATA[PROGRAM KETAHANAN PANGAN DANA DESA DALAM MENINGKATKAN KESEJAHTERAAN EKONOMI DAN MENGURANGI KEMISKINAN DI KABUPATEN BIREUEN ]]>
<![CDATA[Muhammad Rizal]]>;
<![CDATA[Heri Gustami]]>;
<![CDATA[Hakim Muttaqim]]>;
<![CDATA[M. Saleh]]>;
<![CDATA[Azka Rizkina]]>
<![CDATA[ IndOmera Vol 6 No 12 (2025): indOmera, September 2025 (On Process) ]]>
Publisher : <![CDATA[LPPM-UNIKI ]]>
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DOI: 10.55178/idm.v6i12.537
<![CDATA[This study aims to analyze the role of food security programs funded through village fund allocations in realizing food security at the rural level in Bireuen Regency. Using a qualitative approach that emphasizes observing the natural conditions of the objects, the research informants consisted of three main groups: the Village Head, Village Facilitators, and the community. The results showed that the food security program funded by village funds has a significant level of effectiveness. The program has been proven to contribute to reducing poverty in Bireuen Regency by providing access to more affordable and nutritious food for those in need. Furthermore, the assistance provided by village facilitators is not only limited to the distribution of food aid, but also directed at increasing community capacity in managing resources and utilizing available opportunities to achieve long-term sustainability. The community's response, which tends to be positive, is an indicator that the food security program through village funds provides real benefits in improving the quality of life of the people of Bireuen Regency]]>
<![CDATA[Respon Kemiskinan dan Pendapatan Terhadap Penyalur Bank Perkreditan Rakyat Berdasarkan Demografi Indonesia ]]>
<![CDATA[Azka Rizkina]]>;
<![CDATA[Nur Aidar]]>;
<![CDATA[M. Rasyidin]]>;
<![CDATA[Al Mahfud Saputra]]>
<![CDATA[ JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Vol. 12 No. 3 (2026): Juni 2026 ]]>
Publisher : <![CDATA[Lembaga Komunitas Informasi Teknologi Aceh (KITA), Indonesia ]]>
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DOI: 10.35870/jemsi.v12i3.6483
<![CDATA[This study aims to examine the response of poverty and income to rural credit bank distributors based on Indonesian demographics. The data used is panel data, a combination of time series and cross-section data. The time series data used is data from 2014-2024 obtained from the Central Statistics Agency (BPS). The regions analyzed in this study are Indonesia, which covers 34 provinces. The total sample in this study is 374 samples. The analytical method in this study uses the Autoregressive Distributed Lag (ARDL) model and uses time series data. However, this study uses the ARDL model in the form of panel data. The use of the ARDL model is to see the role of time, theoretical justification and the relationship between one variable and another. The results of the study indicate that poverty and income have a long-term effect on consumer credit distribution. This is evidenced by the probability value of (0.000). Meanwhile, in the short term, only the income variable influences credit distribution. This can be seen based on the 10 percent probability value level, which is 0.08.]]>
