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All Journal Prosiding Semnastek EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Studia Economica: Jurnal Ekonomi Islam Tansiq: Jurnal Manajemen dan Bisnis Islam Edueksos : Jurnal Pendidikan Sosial & Ekonomi Jurnal Ilmiah Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah MODELING: Jurnal Program Studi PGMI Jurnal Riset Pendidikan Ekonomi Journal of Economic, Bussines and Accounting (COSTING) Al-Muaddib : Jurnal Ilmu-Ilmu Sosial & Keislaman Owner : Riset dan Jurnal Akuntansi NISBAH: JURNAL PERBANKAN SYARIAH Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Edumaspul: Jurnal Pendidikan Syarikat : Jurnal Rumpun Ekonomi Syariah (JRAMB) Jurnal Riset Akuntansi Mercu Buana Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Jurnal Review Pendidikan dan Pengajaran (JRPP) Journal of Management and Business Innovations Jurnal Informatika Ekonomi Bisnis International Journal of Economics Development Research (IJEDR) Management Studies and Entrepreneurship Journal (MSEJ) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Al-Mutharahah: Jurnal Penelitian dan Kajian Sosial Keagamaan Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Jurnal AKMAMI (Akuntansi Manajemen Ekonomi) Jurnal Manajemen Pendidikan dan Ilmu Sosial (JMPIS) AL IQTISHOD: Jurnal Pemikiran dan Penelitian Ekonomi Islam Journal Economy And Currency Study (JECS) El-Mujtama: Jurnal Pengabdian Masyarakat Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Kontigensi: Jurnal Ilmiah Manajemen Jurnal Ekonomi Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Journal of Indonesian Management Jurnal Iqtisaduna Jurnal Multidisiplin Madani (MUDIMA) International Journal of Humanities Education and Social Sciences Jurnal SALMAN : Sosial dan Manajemen MES Management Journal Edu Society: Jurnal Pendidikan, Ilmu Sosial dan Pengabdian Kepada Masyarakat Mumtaz : Jurnal Ekonomi dan Bisnis Islam J-EBI Jurnal Ekonomi dan Bisnis Islam Media Ekonomi International Journal of Economics (IJEC) Innovative: Journal Of Social Science Research Madani: Multidisciplinary Scientific Journal Jurnal Akuntansi Manado (JAIM) JAKBS Journal of Islamic Economics and Finance Jurnal REP (Riset Ekonomi Pembangunan) Promotor: Jurnal Mahasiswa Kesehatan Masyarakat Student Research Journal Jurnal Ilmiah Ekonomi dan Manajemen Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Neraca Manajemen, Akuntansi, dan Ekonomi El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Al-Istimrar: Jurnal Ekonomi Syariah Journal of Ekonomics, Finance, and Management Studies Proceeding International Conference on Islamic Economics Community Services HUKUM EKONOMI ISLAM

Tuti Anggraini

Universitas Islam Negeri Sumatera Utara

Author-ID : 2732116

Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Physics Public Health Social Sciences Other

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Mazhab Shahabi Dan Aplikasinya Dalam Ekonomi Kontemporer Nuri Aslami; Asmuni Asmuni; Tuti Anggraini
Mumtaz: Jurnal Ekonomi dan Bisnis Islam Vol. 1 No. 1 (2022): Januari 2022
Publisher : Ali Institute of Research and Publication

Perubahan hukum Islam dalam banyak hal erat kaitannya dengan disiplin ushul fiqh, yang menjadi dalil dan dasar berijtihad. Mazhab shahabi merupakan dalil para ulama hukum fiqh untuk mengatasi permasalahan yang ada di kalangan umat Islam. Mazhab shahabi berarti pendapat seorang sahabat, dan pendapat itu menyebar ke sahabat lain tanpa ada sahabat yang menentangnya. Mazhab shahabi adalah salah satu dari referensi aturan Islam dari zaman Tabi’in. Di kalangan ulama berbeda pendapat mengenai kehujjahan mazhab shahabi. Imam Malik, Ar-Razi, Hanafiyyah, Asy-Syafi’i dengan Qaul Qadimnya serta Ahmad bin Hanbal menerima Mazhab shahabi menjadi hujjah. Asya`irah, Mu`tazilah, Asy Syafi`i dengan Qaul Jadidnya, Ulama Syi`ah, ulama Al Karkhi, Madzhab Maliki, Hanafi, dan Ibn Hazm menolak mazhab shahabi sebagai hujjah. Seperti pembahasan lainnya, Mazhab shahabi dapat menjadi sumber berita terbaru. Ketidaksepakatan di kalangan ulama tentang penggunaan Mazhab shahabi menjadi perdebatan yang mempengaruhi penerapannya dalam perekonomian saat itu. Keyword : Mazhab shahabi, Kehujjahan, Ekonomi

Pengaruh Gaya Hidup, Media Sosial dan Lingkungan Sosial terhadap Perilaku Konsumsi di Masa Pandemi Menurut Ekonomi Islam:: Studi pada Mahasiswa Prodi Ekonomi Islam Fakultas Ekonomi Dan Bisnis Islam UIN Sumatera Utara Medan Nurma Hasanah; Tuti Anggraini; Rahmat Daim Harahap
MES Management Journal Vol. 2 No. 1 (2023): MES Management Journal
Publisher : MES Bogor

According to Islamic economics, the goal of this research was to establish the influence that a person's lifestyle, social media, and social surroundings have on their purchasing behavior while the epidemic is ongoing. In this research, quantitative methods and associative approaches have been used. For the purpose of data collection, questionnaires have been employed, and both the population and the sample have consisted of 94 individuals. Multiple linear regression was the approach that was utilized to analyze the data. The findings of this research indicate that the Lifestyle Variable (X1) has a significant effect on Consumption Behavior. This is demonstrated by the t count value of 3.422 > t table 1.986 with a significant value of 0.008 0.05. Additionally, the findings of this research indicate that the Social Media Variable (X2) has a significant influence on Consumption Behavior. This consumption behavior is evidenced by the t-count value, which is 4.299 > t table 1.986 with a significant value of 0.007 0.05, the Social Environment Variable (X3) has a significant influence on consumption behavior, this is evidenced by the t-count value, which is 5.919 > t table, and the significance of this influence is shown by the value 0.007 0.05. The variables of Lifestyle, Social Media, and Social Environment all have a simultaneous and substantial impact on Consumption Behavior. The value of 1.986 indicates that this influence is significant, and the significant value is 0.000 0.05. Consumption of 55.8%, as well as the concept of consumption in Islamic Economics for the purpose of fulfilling the many requirements of human existence, meaning that requirements take priority over preferences. When compared to contemporary economics, which places an exclusive emphasis on materialistic pursuits, there is a substantial divergence. The principle in Islam regarding consumption, is governed by five main principles, namely: justice, modesty, morality, cleanliness, and generosity. Keywords: Lifestyle, Social Media, Social Environment, Consumption Behavior

The Role of Islamic Banks in Improving the Economy through Microfinance During the Covid-19 Pandemic Fitriani Fitriani; Tuti Anggraini
Journal of Indonesian Management (JIM) Vol. 2 No. 3 (2022): September
Publisher : Penerbit ADM Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/jim.v2i3.958

At the end of 2019 there was a global change due to the corona virus, the virus known as covid-19 first appeared in the city of Wuhan, China. WHO officially announced this respiratory virus as a pandemic in early 2020. This virus causes the death rate to continue to increase both in Indonesia and in the world. This virus affects various sectors, one of the sectors most affected is the economic sector. The virus that brought the community's economy also declined drastically because this outbreak caused a lot of decline in the wheels of community business. Many companies are laying off their employees so that the banking sector, industry and others are affected. The unemployment rate is increasing, and also in the micro-economic sector, many MSMEs have decreased and even went bankrupt. MSME turnover has decreased while MSMEs need capital assistance for their business. To handle and support MSMEs, the role of financial institutions is very much needed. One of the financial institutions that play a role in providing capital for MSMEs is Islamic banking. Because Islamic banking focuses on the real sector. Even so, Islamic banks need a strategy before providing financing so that Islamic banks can maintain financial stability during the pandemic. In this study used descriptive qualitative methods, which this research uses field studies to obtain accurate information by conducting interviews, data analysis and data credibility to get good results. So we know that during the pandemic there are banks providing concessions. And the policy is carried out on each financial institution which has its own policy. Noble from reducing the amount of installment fees and so on.

Antusias Masyarakat terhadap Mahasiswa KKN 43 UINSU melalui Pengabdian di Lingkungan Desa Kota Rantang, Hamparan Perak yang Menjadi Obyek Penelitian Noveria Fradila Noveria Fradila; Tuti Anggraini; Ayu Sundari; Muhammad Syawal Karo; Nur Atika Shofia Herman; Riska Dwi Prasasti
MODELING: Jurnal Program Studi PGMI Vol 9 No 2 (2022): Juni
Publisher : Program Studi PGMI Sekolah Tinggi Ilmu Tarbiyah Nahdlatul Ulama Al Hikmah Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36835/modeling.v9i2.1246

This paper aims to instill the values of responsibility, independence, leadership and a sense of empathy, especially to students. This research was conducted by the Student Community Service Group of 43 UINSU, in Dusun V, Rantang City Village, Hamparan Perak. The method used in this study is a qualitative research method, with a qualitative descriptive approach. The data sources used are primary data sources and secondary data sources. The findings of this study are utilizing the natural environment as a direct data source and prioritizing behavioral processes in natural situations. Through this KKN activity, it has become a new hope for the village community because it has created positive activities such as the pious children's festival which was held at the Rantang City Village Mosque. The community is also helped in carrying out daily activities, for example, during the day the Student Community Service Program Group 43 helps the community to teach MDA and its tahfiz.

AL-GHABN DAN AL-NAJSY DALAM MUAMALAH Syuhada Fela Yudha; Marliyah Marliyah; Tuti Anggraini
Al-Muaddib : Jurnal Ilmu-Ilmu Sosial & Keislaman Vol 7, No 2 (2022): Al-Muaddib : Jurnal Ilmu-Ilmu Sosial & Keislaman
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/muaddib.v7i2.168-173

Dalam Islam, manusia diajarkan untuk melakukan muamalah dengan baik, benar dan tentunya sesuai dengan syariat Islam. Sebab, muamalah merupakan aktivitas yang setiap saat terjadi dalam kehidupan sehari-hari. Oleh karena itu, Islam mengatur muamalah agar tidak keluar dari syariah Islam, dan tentunya transaksi yang dilakukan mendapat ridha dari Allah. Tetapi seiring dengan perkembangan zaman, banyak transaksi yang dilanggar dalam muamalah, hanya karena ingin mendapatkan keuntungan yang banyak. Oleh sebab itu, perlu adanya pemaparan secara ringkas tentang transaksi-transaksi yang tidak diperbolehkan dalam muamalah. Paper ini mengangkat tentang transaksi yang tidak dibolehkan dalam Islam, tetapi saat ini banyak dilakukan oleh masyarakat. Maka masyarakat butuh banyak mendapatkan referensi, untuk mengkaji tentang transaksi yang sudah dilakukan dalam kehidupan sehari-hari.

Analisis Efektivitas Produk Rahn Tasjily Tanah Dalam Kemudahan Permodalan dan Peningkatan Perekonomian Nasabah pada PT Pegadaian Syariah Cabang Setia Budi Medan Atika Pratiwi; Tuti Anggraini; Nusantri Yanti
MES Management Journal Vol. 2 No. 2 (2023): MES Management Journal
Publisher : MES Bogor

This study aims to determine the level of effectiveness of Rahn Tasjily's soil products in facilitating capital at PT. Pegadaian Syariah Setia Budi Medan Branch and to determine the level of effectiveness of Rahn Tasjily's land products in improving the economy of customers at PT. Pawnshop Syariah Setia Budi Medan Branch. This study uses qualitative methods with primary and secondary data sources and data collection methods using observation, interviews, and documentation, while data analysis uses descriptive analysis methods. Based on the results of the study, it can be concluded that the land yields of Rahn Tasjily found at the Pawnshop Syariah Setia Budi Medan are in accordance with the indicators of the effectiveness of the ease of capital, as evidenced by explanations from staff and customers who use Rahn Tasjily's produce. Rahn Tasjily's land yield is also in accordance with the indicators of the effectiveness of improving the economy as evidenced by the explanations of several customers whose economy has improved after using this product. Although in the manufacture of this product there are still several obstacles such as a long and difficult process and full caution in choosing prospective customers who will use this product and a great risk if the customer fails to pay, this product is still quite popular among the public so that this product is considered effective, because in its implementation Rahn Tasjily's financing of this land has met the effectiveness aspects, and indicators of the effectiveness of the ease of capital and economic improvement. In the perspective of Islamic economics, this financing is also in accordance with the principles of Islamic economics, such as there is no element of usury, the transactions carried out are permissible transactions and not prohibited activities. Keywords: Effectiveness, Rahn Tasjily Tanah, Sharia Pawnshop.

PENGARUH PENGARUH KONTRIBUSI PEMBIAYAAN MURABAHAH DAN MUDHARABAH PERBANKAN SYARIAH TERHADAP PENGEMBANGAN MICRO BUSINESS PERFORMANCE DI KOTA MEDAN: PENGARUH KONTRIBUSI PEMBIAYAAN MURABAHAH DAN MUDHARABAH PERBANKAN SYARIAH TERHADAP PENGEMBANGAN MICRO BUSINESS PERFORMANCE DI KOTA MEDAN Nurselina Nasution; Tuti Anggraini
NISBAH: Jurnal Perbanka Syariah Vol. 8 No. 2 (2022): NISBAH: Jurnal Perbankan Syariah
Publisher : Sharia Banking Study Program, Faculty of Islamic Economics, Djuanda University, Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/jn.v8i2.6969

Tujuan dari penelitian ini adalah untuk mengkaji dampak pembiayaan murabahah dan mudharabah terhadap perkembangan kinerja usaha mikro di kota Medan. Penelitian ini menggunakan metode kuantitatif. Pengaruh variabel bebas terhadap variabel terikat ditentukan dengan menggunakan analisis regresi linier sederhana. Populasi penelitian ini terdiri dari 30 nasabah pembiayaan murabahah dan 19 nasabah pembiayaan mudharabah. Sehingga sampel penelitian terdiri dari seluruh populasi nasabah pembiayaan murabahah dan mudharabah. Teknik pengumpulan data menggunakan angket dan dokumentasi untuk memperoleh data jumlah nasabah dan tentang perkembangan micro business performance. Hasil penelitian menunjukkan bahwa pembiayaan murabahah dan mudharabah berpengaruh positif signifikan terhadap perkembangan micro business performance di Kota Medan

Manajemen Penyelesaian Pembiayaan Bermasalah Era Pandemi Covid 19 pada Lembaga Perbankan Syariah: Riski Khaliq; Tuti Anggraini
El-Mujtama: Jurnal Pengabdian Masyarakat Vol 3 No 1 (2023): El-Mujtama: Jurnal Pengabdian Masyarakat
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Sharia Financial Institutions (LKS), both banks and non-banks, have activities to collect funds from the public (customers) and channel these funds through financing and loans, as well as services. After the funds have been channeled by LKS as an investor to the business manager, there are two possibilities: a business that is categorized as smooth because it has good management or poor business management, so that installment payments stop. This study aims to determine how the settlement management carried out by PT Bank SUMUT Syariah in solving problematic financing in the Covid 19 pandemic era and whether the methods used have an impact on all parties concerned. In this study also concluded that the factors that influence the existence of problematic financing are caused by internal factors and external factors which make the bank's control function not functioning properly. So that with these factors, the bank anticipates the steps that are deemed appropriate and in accordance with banking regulations and the Sharia Banking Law as one of the strategies to resolve problematic financing to realize more optimal Islamic banking performance. Keywords: LKS, problematic financing, pandemic Covid-19

Analisis Proses Rekrutmen dan Seleksi Karyawan Pada PT. Bakrie Sumatera Plantations Tbk Ditinjau dari Perspektif Islam Muhammad Fikri Adrian; Tuti Anggraini
Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 1 (March 2023)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v5i1.191

The purpose of this study was to determine the employee recruitment and selection process carried out by PT Bakie Sumatera Plantations from an Islamic perspective. The research method used is descriptive qualitative. Retrieval of data obtained using interview techniques and field observations. The implementation of the recruitment and selection carried out by PT Bakrie Sumatera Plantations prioritizes the capabilities of prospective employees. The method used by PT Bakrie is also in accordance with Islamic principles which use an open system by using social media and cooperation with the Department of Labor as information dissemination. The nepotism that was carried out at PT Bakrie was based on the ability of prospective employees with a record of passing the tests determined by the company.

BANK SYARIAH INDONESIA (BSI) STRATEGY IN DEALING WITH NATIONAL COMPETITION IN FINANCIAL INSTITUTIONS Muhammad Reza Iriawan; Tuti Anggraini
Jurnal Ekonomi Vol. 12 No. 01 (2023): Jurnal Ekonomi, 2023 Periode Januari - Maret
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

In this study, it examines in depth related to the merger carried out by BSI bank and examines before and after the merger of the bank and examines sharia regarding mergers. The method used is descriptive qualitative, using secondary data to obtain documents and the results of previous research. The analysis technique in this study was carried out descriptively by summarizing the research data, then displaying the data and drawing conclusions according to the research results. The results of this study are that the merger strategy carried out by BSI bank is by combining 3 large Islamic banks in Indonesia. Then carry out international cooperation with Dubai to support the quality and performance of the BSI bank. The impact after this merger has had a good effect, which is based on the data it can be seen that the total assets, the amount of financing, the amount of third party funds and the amount of profit increased when the merger was carried out. As for sharia studies, it has allowed the merger to take place while having a positive impact and not contradicting sharia law.

Co-Authors Abdul Kholid Azhari Ade Khadijatul Z. HRP Ade Sakila Ade Syafitri Ahmad Muhajir Ahmad Perdana Indra Ahmad Riyansyah Ahmad Sabili Yuhda Aida Sulam Tambak Ajizah Syahfitri Siregar Alif Lailasari Saragih Alwan Azhari Alya Nabila Junaidi Ammy, Baihaqi Ananda Dwi Cahya Andri Soemitra Angga Syahputra Annisa Karimah Karimah Annisa Putri Siregar Anriza Witi Nasution Anton Anton Aqwa Naser Daulay Ardi Prayetno Askur Hamid Nasution Asmiwarti Asmiwarti Asmuni Asmuni Asmuni Asmuni Asmuni Asmuni Asmuni Asmuni Atika Atika Pratiwi Ayu Sundari Ayu Wulandari S Tanjung Bunga Syafira Dalimunthe Burhan Hanafi Cantika Florentina Br Bangun Catur Aldiansyah Claudio Ramadona Dani Iskandar Dinda Anisa Dinda Rahayu Dini Syara Sagala Dodi Okri Handoko Fadhila Audi Ubay fathia zuhra Fathia Zuhra Nasution Fatwa Nasya Al Hadi Fitri Fitriani Fitriani Frida Yanti Sirait Hasnia Ananda Harahap Hilman Fauzi Harahap Ian Ian Alfian Icarestika Waluyani Indra Prawira Intan Fitri Panisa Harahap Irgi Iqbal Isna Maulida Jannah, Nurul Kusmilawaty Kusmilawaty Laylan Syafina Lufriansyah Lufriansyah Lutfiah Effendi M. Ikhsan Harahap M. Yoga Pratama Harahap Maisyaroh, Elvira Marliyah Mawaddah Irham Muhammad Arif Muhammad Aulia Fajri Muhammad Fikri Adrian Muhammad Hasan Asy’ary Muhammad Lathief Ilhamy Nasution Muhammad Lathief Ilhamy Nst Muhammad Reza Iriawan Muhammad Syahbudi Muhammad Syawal Karo Mustapa Khamal Rokan Nabilla Amalia Nasution Nailul Muna Nanda Sholehah Nanda, Muhammad Rhenz Noveria Fradila Noveria Fradila Nur Ainun Ningsih Nur Atika Shofia Herman Nur Maghfirah Nurbaiti Nurbaiti Nurhayati Nurhayati Nuri Aslami Nurma Hasanah Nursantri Yanti Nurselina Nasution Nurul Annisa Nurul Inayah Nurul Inayah Nusantri Yanti Popi Adiyes Putra Rahmat Rahmat Daim Harahap Rahmat Daim Harahap Rahmi Syahriza Raisa Muthia Syahrani Hasibuan Rakhmad Bahagia Rani Febriyanni Ria Tifanny Tambunan Ridho Khairi Affandi Rika Umbaiyani Ritonga Riki Pranata Riska Dwi Prasasti Riski Khaliq Rizki Munaito Siregar Saparuddin Siregar Saragih, Fitriani Silalahi, Purnama Ramadani Simamora, Siti Anisa Siti Zumara Sri Sudiarti Sri Wahyuni Sudirman Suparmin Syuhada Fela Yudha Tambunan, Khairina Tapi Rumondang Sari Siregar Tasya Yustika Putri Tentiyo Suharto Tia Nava Utari Tanjung Tira Syahira Uci Roito Anggina Nst Vebry Andrian Venny Fraya Hartin Nst Vivi Novika Widy Hastuti Windi Mariska Suryani Siregar Yulpida Sari Lubis Yunanda Dela Zuhrinal M. Nawawi Zulfa Khoiriah Zulhasby Assidqy Nasution

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