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Imron Rosyadi
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Journal : Al-Kharaj: Jurnal Ekonomi, Keuangan

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Analisis Pengaruh Internet Banking dan Mobile Banking Terhadap Kinerja Keuangan Perbankan (Studi Empiris Perbankan Himbara Periode 2014-2023) Anisa Juliastuty Cahyaningrum; Imron Rosyadi
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 1 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i1.6417

Abstract

Currently, technology and information have entered the fourth industrial revolution, which has caused its development to be very rapid and its distribution is unlimited. The financial industry or what is generally called Financial Technology (Fintech) is greatly affected by the advancement of information and technology. Fintech or financial technology plays a significant role in the economy, especially in the banking industry. Collaboration between banks and fintech companies will provide benefits for all parties, especially in terms of improving financial performance. To ascertain how internet and mobile banking relate to the financial performance of Himbara banking, this study was conducted. Using quantitative research methodology, the results of this study were obtained from data analysis and displayed as numeric values. The population of this study were all banks registered with Himbara banks, and used purposive sampling and secondary data. Three banks from Himbara (Bank BRI, Bank BNI, and Bank Mandiri) became the research samples, covering the years 2014–2023. Especially in Indonesia, the findings of this study can help banks, academics, and policy makers in utilizing financial technology to improve banking financial performance.
Co-Authors - Suyatmin Abdualhmeed Alqahoom Abdul Fatah Bintoro Abdul Rohim Luqman Hakim Marwa Ash Sidiq Abdul Wakhid Abel Fuadi Ade Irman Adi Susanto Agung Sudrajad Akbar Nasution Anisa Juliastuty Cahyaningrum Aswata Aswata Budi Badrul Zaman Bukhori Cecep Cecep Dally Rahman Daryono Soebagiyo Defriman Djafri Dhimas Satria Dhimas Satria Eka Putri Emy Listijorini Endang Suhendi ENI SETYOWATI Fatchan Achyani Galang Muhamad Refli Hania Sumarni Hanifah Kusumastuti Haryadi Haryadi Haryadi Haryadi Heni Indriani Hevi Novriani Irham Maulana ISHAK " Isman Junaidi Junaidi Kevin Ardiansa Khaerudin Khamsin Linda Astuti Lukman Al Azhar M Haikal Fasya M. Khaeruddin Hamsin Mahmada Azmi Maulida Marfii Prasitia Marwiyah Moch Maulana Rizky Wicaksono Muhamad Arifin Muhammad Ali Akbarsyah Muhammad Ali Mahmud MUHAMMAD ARIFIN Muhammad Furi Irsyadi Muthoifin Noening Andrijati Noer Sasongko Novreza Pratama Nur Achmad Nur Hidayah Nur Rizqi Febriandika Nurul Hidayati Oddy Virgantara Putra Oktridarti, Levy Putri Ayu Nuraini Dewi Qonitah Amatullah Zain Reza Anugrah Yulian Ridlwan Kamaluddin Ridwan Febriyanto Rina Lusiani Rina Susanti Ririn Irnawati Rizka Rizka Sakinah Haryati Salsabilla Shauma Seftya Dwi Sinta Shinta Dewi Kasih Bratha Shoffia Anis Shantika Shoffin Nahwa Utama Sirajuddin - Siti Nur Rohmah Sri Haryani SRI WARDANI Syailendra Sabdo Djati PS Syamsul Bachri Syamsul Hidayat Syarif Abdullah Tb. Ahmad Nasorudin Triyono Triyono Wahyu Lestari Wildan Firdaus Yayuli Yori Manis Tika Yuni Indah Supriyanti, Yuni Indah Yusvardi Yusuf