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All Journal Jurnal Ekonomi Syariah Teori dan Terapan Falah : Jurnal Ekonomi Syariah Perisai : Islamic Banking and Finance Journal AFEBI Islamic Finance and Economic Review Tribakti: jurnal pemikiran keIslaman MALIA Amwaluna Jurnal Ekonomi dan Keuangan Syariah Journal of Islamic Monetary Economics and Finance JURNAL MANAJEMEN DAN BISNIS INDONESIA Jurnal Layanan Masyarakat (Journal of Public Service) Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Salus Cultura: Jurnal Pembangunan Manusia dan Kebudayaan Jurnal Ilmiah Pengabdian dan Inovasi Jurnal Review Politik Tribakti: Jurnal Pemikiran Keislaman Amwaluna: Jurnal Ekonomi dan Keuangan Syariah LAN TABUR: JURNAL EKONOMI SYARIAH
Irham Zaki
Departemen Ekonomi Syariah - Fakultas Ekonomi Dan Bisnis - Universitas Airlangga
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Social Sciences Other

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STRATEGI MANAJEMEN PENGELOLAAN WAKAF PRODUKTIF DI PESANTREN YAYASAN ARWANIYYAH KUDUS M Bastomi Fahri; Irham Zaki
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 5 No. 8 (2018): Agustus-2018
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (333.68 KB) | DOI: 10.20473/vol5iss20188pp699-712

Abstract

Basically, waqf only have a direct function. Islamic boarding school didn't yet toproductive the land of waqf. Yayasan Arwaniyyah is a foundation with boarding school basic who can utilizing waqf land productively. This study aims to describe the manajement of waqf productif in Yayasan Arwaniyyah Kudus. This study is using qualitative approach with study case strategy. Analitical techniqueis based on theoritical preposition, that followed the theoritical preposition which guide the case of study. Arwaniyyah Foundation when utilize the waqf productive do several things, which is performing management fungtions in the implemetation of waqf productive, creating jobs and social care, and creating economic independence boarding school. The result of this research show that Arwaniyyah Foundation utilize lands waqf to be productive to achieve economic independence boarding school. Management of waqf conducted by the foundation divided into three areas. Religion activities, Islamic education, and social and economic.  REFERENCESAl Qur’an. Departemen Agama Republik Indonesia. Syamil Qur’an The Miracle 15 in I. 2009. Bandung: PT Sygma Examedia Arkanleema.Al Hajjaj, Abu Al Husain Muslim bin. 2015. Shohih Muslim. Offline. Maktabah Syamilah.Abdullah, Andika Rahmad. Manajemen Wakaf Produktif: Studi Pengelolaan Donasi Wakaf Bagi Pemberdayaan Ekonomi Umat Pada Dompet Dhuafa Republika. Jurnal Ekonomi UIN Malang. Online. (http:///etheses.uin-malang.ac.id/2522/12/19510109_Ringkasan.pdf, diakses pada 9 November 2016. Fakultas Ekonomi Univeristas Islam Negeri Malang.Al Bajuri, Syeikh Ibrahim. Hasyiah Al Bajuri ‘ala Ibnu Qosim Al Ghuzzi. Jakarta: PT Karya Insani.Al Bujairomi, Sulaiman bin Muhammad. 2015. Bujairomi ‘alaa al Khatib. Offline. Maktabah Syamilah.Al Hasani, Muhammad Ar Rouf Qosimiy. 2007. At Tathwiir At Takhrijiy wa At Tasyri’i li An Nidzomi Al Waqfi : Numudzujil Iqtishodi At Tazommuniy. Jordan: Chasier du CREAD.Amirullah dan Haris budiyono, 2003. Pengantar Manajemen. Yogyakarta: Graha Ilmu.Antonio, Muhammad Syafi'i Bank Syari'ah dari Teori ke Praktek. Jakarta: Gema Insani Prss dan Tazkia Cendekia.As Shan'ani, Muhammad Ibnu Isma'il. Subulus Salam. Mesir : Mushtafa Bab al Halabiwa Awladuh.At Thanthawi, Muhammad Sayyid 2013. Tafsir Al Wasith lit Thanthawi. Online. Al Mausu’ah As Syamilah.Dahwan. 2008. Pengelolaan Benda Wakaf Produktif. Jurnal UIN Sunan Kalijaga. Online. (http://digilib.uin-suka.ac.id/8240/1/DAHWAN%20PENGELOLAAN%20BENDA%20WAKAF%20PRODUKTIF..pdf, diakses pada 7 November 2016. Fakultas Ekonomi Universitas Islam Sunan Kalijaga Yogyakarta.Departemen Agama. 2003. Fiqh Waqf. Jakarta: Direktorat Pemberdayaan Wakaf Direktorat Jendral Bimbingan Masyarakat Islam Departemen Agama RI.Departemen Agama. 2005. Pola Pengembangan Pondok Pesantren. Direktorat Pendidikan dan Pondok Pesantren Departemen Agama RI.Emzir. 2012. Metodologi Penelitian Kualitatif: Analisis Data.  Jakarta: PT. Raja Grafindo Persada.Jawad Mughniyah. 1996. Fiqih Lima Madzhab: Edisi Lengkap. Jakarta: PT. Lentera Basrita.Wadjijiy, Farid dan Mursyid. 2007. Wakaf dan Kesejahteraan Umat “Filantropi yang Hampir Terlupakan”. Yogyakarta: Pustaka PelajarMoleong, Lexy J. 2005. Metodologi Penelitian Kualitatif, rev. Ed. Bandung: PT. Remaja Rosdakarya.Mubarak, Jaih. 2008. Wakaf Produktif. Bandung: Simbiosa Reksatama.Noor, Mahpuddin, H. 2006. Potret Dunia Pesantren. Bandung: Humaniora.Qomar, Mujamil. 2008. Pesantren: Dari Transformasi Metodologi Menuju Demokrasi Institusi, Jakarta: Erlangga.Saadati, Nila. 2014. Pengelolaan Wakaf Tunai dalam Mekanisme Pemberdayaan Ekonomi Pesantren (Studi pada Pondok Pesantren At Tauhid Al-Islamy Magelang). Tesis. Yogyakarta: Program Pascasarjana Universitas Islam Negeri Sunan Kalijaga.Sugiyono. 2014. Memahami Penelitian Kualitatif. Bandung: Alfabeta.Yin, Robert K. 2008. Studi Kasus:Desain dan Metode. Jakarta: PT. Raja Grafindo Persada.
IMPLEMENTASI WAKAF ISTIBDAL DALAM PEMBEBASAN LAHAN PEMBANGUNAN JALAN TOL (Studi Kasus Pembangunan Jalan Tol Surabaya-Mojokerto) Fikri Ariza Achmad; Irham Zaki
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 9 (2019): September-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss20199pp1924-1935

Abstract

The background of this research is the existence of massive infrastructure development by the government, one of which is the construction of the Surabaya-Mojokerto Toll Road. The construction process of the Surabaya-Mojokerto Toll Road passes through the land and buildings owned by residents, and including to waqf land. One of the waqf land affected by the construction process of the Surabaya-Mojokerto Toll Road is the Sabilun Najah Mosque. This phenomenon encourages researchers to raise research that discusses how the waqf istibdal process, both in terms of changes in waqf assets and in the administration process of licensing. This study uses a qualitative approach with a case study strategy. Data collection is done through interview techniques with relevant parties and related documents. The data analysis technique used is making explanations. The results of this study indicate that the process of changing the waqf assets of the Sabilun Najah Mosque runs in accordance with statutory procedures. The waqf istibdal process consists of the process of changing the waqf property and the licensing administrative process. The process of changing waqf property consists of planning, implementation, coordination between toll management and nazir, searching for replacement land, replacing land replacement processes, and the process of building a new mosque. The second process consists of a licensing process that starts from nazir, the Office of the Ministry of Religion Sidoarjo Regency, and the Regional Office of the Ministry of Religion of East Java.Keywords: implementation, waqf, waqf istibdal, mosque, land acquisition, toll road, Surabaya-Mojokerto Toll RoadREFFERENCESAlquran Kementerian Agama RepublikIndonesiaDirektorat Pemberdayaan Wakaf DirektoratJenderal Bimbingan Masyarakat IslamDepartemen Agama. Fiqih Wakaf.Direktorat Pemberdayaan Wakaf. 2007.Paradigma Baru Wakaf di Indonesia,Cet 1. Jakarta: Dirjen Bimas IslamDirektorat Pengembangan Zakat dan Wakaf.2005. Wakaf Tunai dalam PerspektifHukum Islam. Jakarta: TPHalim, Abdul. M.A. 2005. Hukum Perwakafandi Indonesia. Jakarta: Ciputat Press.Kahf, Monzer. 2006. al-Waqf al-IslamiTaṣawwuruhu, Idaratuhu,Tanmiyatuhu. Damaskus: Dar al-FikrKarim, Shamsiah Bte Abdul. 2010.Contemporary of Shari’a ComplianceStructuring for the Development andManagement of Waqf Asset inAchmad, et al/Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 9 September 2019: 1924-1935;IMPLEMENTASI WAKAF ISTIBDAL DALAM PEMBEBASAN LAHAN PEMBANGUNAN JALAN TOL (STUDIKASUS PEMBANGUNAN JALAN TOL SURABAYA-MOJOKERTO)10Singapore. Kyoto Bulletin of IslamicArea Studies pp. 143–164.Mugniyah, Muhammad Jawad. 2010. FiqhLima Madzhab: Ja’fari, Hanafi, Syafi’i,Hambali. Jakarta: Lentera.Mukhlisin, Muzarie. 2010. Hukum Perwakafandan Implikasinya TerhadapKesejateraan Umat (ImplementasiWakaf di Pondok Modern DarussalamGontor) cet 1. Jakarta: KementerianAgamaPeraturan Pemerintah Nomor 42 Tahun 2006tentang Pelaksanaan Undang-UndangNomor 41 Tahun 2004 tentang Wakafdan Kompilasi Hukum IslamPeraturan Pemerintah Republik Indonesia No.8 Tahun 1990 Tentang Jalan TolPeraturan Pemerintah Republik IndonesiaNomor 25 Tahun 2018 tentangPerubahan Atas PeraturanPemerintah Nomor 42 Tahun 2006Tentang Pelaksanaan Undang-Undang Nomor 41 Tahun 2004Tentang Wakaf Dalam Undang-Undang Nomor 41 Tahun 2004tentang WakafSugiyono. 2012. Metode Penelitian KuantitatifKualitatif dan R&D. Bandung:Alfabeta.Undang-Undang Nomor 26 Tahun 2007Tentang Penataan Ruang.Undang-Undang Nomor 41 Tahun 2004tentang WakafWirartha, I Made. 2006. Metodologi PenetilianSosial Ekonomi. Yogyakarta: CV AndiOffset.Yin, Robert. K. 2009. Studi Kasus; Desain danMetode. Jakarta: Raja GrafindoPersada.bpjt.pu.go.id/ (laman Badan Pengatur JalanTol)www.jasamarga.com (laman Jasa Marga)https://bwi.or.id/ (laman Badan WakafIndonesia)https://katadata.co.id/ (laman perusahaanmedia dan riset berita ekonomi danbisnis)https://www.kpu.go.id/ (laman KomisiPemilihan Umum Republik Indonesia)
THE EFFICIENCY ANALYSIS OF ISLAMIC RURAL BANKS (BPRS) IN EAST JAVA USING DATA ENVELOPMENT ANALYSIS (DEA) FOR 2012-2018 PERIOD Nafilatul Khusnah; Irham Zaki; Lina Nugraha Rani
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 2 (2020): Februari-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss20202pp294-304

Abstract

Efficiency is needed by Islamic Rural Bank (BPRS)to facing rivalry in the banking sector. Efficiency can show the performance of BPRS and make BPRS more productive. This study measures the efficiency of Islamic Rural Banks (BPRS) in East Jawa using data envelopment analysis (DEA). DEA is a non-parametric and deterministic methodology for determining relative efficiency. This study used the intermediation approach and output orientation to measure the efficiency of BPRS. Inputs in this study are deposits, labor, and fixed assets. Outputs in this study are financing and other income. The result shows that the inefficiency exists in the BPRS in East Java. From 21 BPRS, which were used as a sample, 17 BPRS are not efficient technically. The inefficiency of BPRS causes BPRS still can not manage its inputs optimally to producing maximum output. To achieve an efficient level, BPRS needs to increase its output and reduce its input.Keywords: Islamic Rural Banks (BPRS), Efficiency, Performance, Data Envelopment Analysis (DEA)REFFERENCE Ali, M. M., & Ascarya. (2010). Analisis Efisiensi Baitul Maal Wat Tamwil dengan pendekatan two stage Data Envelopment Analysis (Studi kasus kantor cabang BMT MMU dan BMT UGT Sidogiri). TAZKIA: Islamic Finance & Business Review, 5(2), 110–125.Ascarya, & Yumanita, D. (2006). Analisis efisiensi perbankan syariah di Indonesia dengan Data Envelopment Analysis. TAZKIA Islamic Finance and Business Review, 1(2), 1–27.Ascarya, & Yumanita, D. (2008). Comparing the efficiency of islamic banks in Malaysia and Indonesia. Buletin Ekonomi Moneter Dan Perbankan, 11(2), 95-119.Ascarya, Yumanita, D., Achsani, N. A., & Rokhimah, G. S. (2010). Measuring the efficiency of islamic banks in Indonesia and Malaysia using parametric and nonparametric approaches. 3rd International Conference on Islamic Banking and Finance. SBP-IRTI. Jakarta, Indonesia.Iqbal, zamir & Mirakhor, Abbas. (2012). The Islamic financial system. In an introduction to islamic finance: theory and practice (pp. 113-136). Singapore: John Wiley & Sons.Khumbakar, Subal C. & Lovell, C.A. knox. (2012). Stochastic frontier analysis, United Kingdom: Cambridge University Press.Nurhandini. (2006). Analisis efisiensi industri perbankan di Indonesia dengan metode non parametrik Data Envelopment Analysis. Skripsi  tidak diterbitkan. Depok: Fakultas Ekonomi dan Bisnis Universitas Indonesia.Prasetyo, Muhammad Budi. (2007). Perbandingan pengukuran efisiensi perbankan syariah di Indonesia dengan perbankan syariah di Malaysia pada tahun 2003-2006 dengan metode DEA. Skripsi  tidak diterbitkan. Depok: Fakultas Ekonomi dan Bisnis Universitas Indonesia.https://bps.go.id https://www.ojk.go.id/id/kanal/perbankan/data-dan-statistik/statistik-perbankan-indonesia/default.aspx https://www.ojk.go.id/id/kanal/perbankan/regulasi/peraturan-ojk/Default.aspx https://www.ojk.go.id/waspada-investasi/id/regulasi/Pages/Undang-Undang-Nomor-21-Tahun-2008-Tentang-Perbankan-Syariah.aspx 
Problematika Pengawasan Dewan Pengawas Syariah Pada BMT Almaun Berkah Madani dan BMT Mandiri Ukhuwah Persada Fathin Su'aidi; Irham Zaki
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 11 (2019): November-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss201911pp2361-2368

Abstract

Sharia Board is an commite in sharia financial institution and assigned overseeing the implementation of the decisions of the National Sharia Board (DSN) in Islamic financial institutions. Sharia Board functions to supervise sharia compliance in sharia financial institutions including the Baitul Maal Waat Tamwil (BMT). BMT is a sharia micro finance institution that combines the concept of maal and tamwil . This study aims to determine the problems faced by the Sharia Board in conducting supervision in BMT. The point that is necessary reviewed in this supervisory practice are based on Decree MUI DSN No. 3 of 2000 concerning instructions for implementing the determination of members of the sharia board in sharia financial institutions. This study use qualitative methods with descriptive case study strategy. From the results of the research occur several problems were encountered by the Sharia Board including: lack of the professionalism of Sharia Board, lack of commitment, lack of independence, and challange to mobilize all elemnts os sharia financial institution to comply with sharia law.The sloution of the problematic is by upgrade an increase faith and taqwa ang commitment to enforce sharia especially as the Sharia Board. always implementing the principles of Good Corporate Governance, and the governmemt making strong and clear rules of sharia supervisions.Keywords: Problematic , Sharia Board , Baitul Maal Wat Tamwil
THE WELFARE OF MASJID’S MARBOT IN SURABAYA BASED ON THE MAQASHID SYARIAH PERSPECTIVE Gilang Abdu Baasithurahim; Irham Zaki
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 6 (2020): Juni-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss20206pp1025-1035

Abstract

The purpose of this study was to find out how the welfare of mosques’ marbot in Surabaya from the perspective of maqashid syariah. Research on welfare is based on the phenomenon that occurs in research subjects. The subject of this research is the mosques’ marbot located in Surabaya by taking 4 mosques as the  samples with the most number based on typology. This research uses a qualitative method with a descriptive approach. After the interview, the results of the study were analyzed using descriptive data analysis techniques by narrating the results of the interview and direct narration. The findings of this study are the welfare of the mosques’ marbot can not be said to be fully prosperous because many aspects have not been fulfilled, but for the mosques’ marbot not only measures sustenance based on material ownership alone but also peace of mind that is obtained because they are always close to the mosque. On the other hand, the mosques have also provided rewards and facilities that are considered appropriate to support the life and performance of the mosques’ marbot.Keywords: welfare, mosque marbot, sharia maqashidREFFERENCEAl-Faruq, Asadullah. (2010). Panduan lengkap mengelola dan memakmurkan masjid. Solo: Pustaka Arafah.Al-Fauzan, A. b. (2008). Fiqih seputar masjid, penerjemah Ahmad Yunus. Jakarta: Pustaka imam syafi’i.Athiyyah, Muhyi al Din. (1992). Al kasysyaf al iqtishadi li ayat al qur’an al karim. Riyadh: Al Dar al Ilmiyah Lil Kitab al Islami.Bakri, Asyafrijaya. (1996). Konsep maqashid syariah menurut Assyatibi. Jakarta: Lentera Abadi. Chapra, M. Umer. (2000). Islam dan pembangunan ekonomi, edisi terjemahan. Jakarta: Gema Insani Press.Chapra, Umer. (2001). Masa depan ilmu ekonomi (Sebuah tinjauan Islam). Jakarta: Gema Insani Press.Dewan masjid Indonesia. (2003). Buku panduan praktis manajemen pengelolaan masjid, edisi pertama. Surabaya: PW DMI Jawa Timur.
THE CONTRIBUTION OF PONDOK PESANTREN RIYADHUL JANNAH IN EMPOWERING THE COMMUNITY ECONOMY IN THE VILLAGE OF PACET MOJOKERTO Rifqi Lazuardian; Irham Zaki
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 3 (2020): Maret-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss20203pp472-485

Abstract

This study aims to analyze the role of the Riyadhul Jannah Islamic Boarding School in community economic empowerment in Pacet Village, Mojokerto. This study uses a qualitative research approach to understand phenomena about what is experienced by research subjects, such as subjects, perceptions, motivations, actions, and so forth. The results showed that the Riyadhul Jannah Islamic boarding school had a role in community empowerment around the boarding school. The role of Islamic boarding schools is shown by the activities of the business units of PT. Rijan Dinamis Selaras which involve communities around the boarding schools so that the benefits can be felt directly by the people of Pacet Village and its surroundings.Keywords: Economic Empowerment, Islamic Business, Islamic CommunitiesREFFERENCE Dhofier, Zamakhsyari Dhofier. (2011). Tradisi pesantren studi tentang pandangan hidup kyai. Jakarta: LP3ES.G, Sumudiningrat. (2000). Visi dan misi pembangunan pertanian berbasis pemberdayaan. Yogyakarta: IDEA.Steenbrink, Karel. (1986). Pesantren madrasah sekolah, pendidikan islam dalam kurun modern. Jakarta: Dharma Aksara.Hirokoshi, Hiroko. (1987). Kiai dan perubahan sosial. Jakarta: Perhimpunan Pengembangan Pesantren dan Masyarakat (P3M).Fauroni, Lukman. R. (2014). Model bisnis ala pesantren: Filsafat ukhuwah menembus hypermarket memberdayakan ekonomi umat. Yogyakarta: Kaukaba.Soekamto, Soerjono. (2009). Sosiologi suatu pengantar. Jakarta: Rajawali Press.Qomar, Mujamil. (2008). Pesantren: Dari transformasi metodologi menuju demokrasi institusi. Jakarta: Penerbit Erlangga.Madjid, Nurcholis. (1997). Bilik-bilik pesantren: Sebuah potret perjalanan. Jakarta: Paramadina.Maulana, Mirza. Al-Kautsari. (2014). Pemberdayaan masyarakat berbasis pondok pesantren (studi pondok pesantren ASWAJA lintang songo desa sitimulyo, piyungan, Bantul). Skripsi tidak diterbitkan. Yogyakarta: Fakultas Dakwah dan Komunikasi Universitas Islam Negeri Sunan Kalijaga.Yin. Robert. K. (2008). Studi kasus: Desain dan metode. Jakarta: PT. Raja Grafindo.
THE IMPACT OF ZIS MANAGEMENT OF LAZNAS AL-AZHAR FOR THE YOUTH IN THE PROGRAM OF RUMAH GEMILANG INDONESIA IN SURABAYA Nadiyah Bilqis; Irham Zaki
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 4 (2020): April-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss20204pp659-667

Abstract

This study aims to determine the impact of LAZNAS Al-Azhar's ZIS fund management in empowering productive youth through the Rumah Gemilang Indonesia program, seen from increased religiosity and increased income. This research uses a qualitative approach with a case study strategy. According to the result, it is showed that the empowerment program was implemented through the Rumah Gemilang Indonesia program by LAZNAS Al-Azhar by receiving funding from donors. The synergy of roles and assistance between LAZNAS Al-Azhar and the fostered participants went very well. The final impact felt is an increase in income and moral improvement. Thus, young people can be free from the problem of unemployment and poverty.Keywords: Productive Zakat, Zakat Institution, Empowerment, UnemploymentREFFERENCE Aziz Syamsudin. (2008). Kaum muda menatap masa depan Indonesia. Jakarta: PT. Wahana Semesta IntermediaBadan Pusat Statistik. (2018). Tingkat pengangguran terbuka. (http://www.bps.go.id diakses 20 Februari 2019).Badan Pusat Statistik. (2018). Statistik pemuda provinsi Jawa Timur 2018. (http://www.bps.go.id diakses 20 Februari 2019).Departemen Agama RI, Qur’an terjemah tajwid, (Jakarta: Maghfirah Pustaka, 2006)Hafidhudhin, Didin. (2002). Zakat dalam perekonomian modern. Jakarta: Gema Insani.Malumbot, R. H. (2015). Program pemberdayaan dalam penanggulangan kemiskinan di Kota Bitung. Politico: Jurnal Ilmu Politik.Permono, Sjechul Hadi. (1992). Sumber-sumber pengelolaan zakat. Jakarta: Pustaka Firdaus.Sugiyono. (2009). Metode Penelitian kuantitatif, kualitatif dan R&D. Bandung: Alfabeta.Undang-Undang Republik Indonesia Nomor 23 Tahun 2011 Tentang Pengelolaan ZakatWebsite Rumah Gemilang Indonesia. (2019). (http://www/rumahgemilang.com, diakses pada 28 Januari 2019).Widiastuti, Tika. (2015). Model pendayagunaan zakat produktif oleh lembaga zakat dalam meningkatkan pendapatan mustahiq.Jurnal Ekonomi dan Bisnis Islam, 1(1), 89-102.Yin, Robert K. (2015). Studi kasus desain dan metode. Jakarta: Rajawali PersZuardi, H.M. (2013). Optimalisasi zakat dalam ekonomi Islam. Adzkiya: Jurnal Hukum dan Ekonomi Syariah, 1(1), 16-34.
SOCIAL CAPITAL MANAGEMENT IN IMPROVING COMMUNITY WELFARE (CASE STUDY OF BAALUL MAAL HIDAYATULLAH SURABAYA) Nur Halimah; Irham Zaki
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 5 (2020): Mei-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss20205pp842-851

Abstract

This study aimed to describe and analyze the role of social capital, as seen from the interrelation of networks, norms, and beliefs in improving the welfare of the community under the indicators of Maqashid Syariah. This study employed a qualitative approach with a case study strategy. Besides, this study has an analysis unit in the form of social capital and improvement of the welfare of the community who received scholarship assistance from Baitul Maal Hidayatullah of Surabaya. Also, data collection was carried out by interview and direct observation of the research object. The analysis technique utilized in this study was an explanatory analysis technique by explaining the results of interviews and direct observation. The study results reveal that social capital with norms, networks, and trust indicators play a role in improving the welfare of the community seen from the aspects of Maqashid Syariah.Keywords: Social capital, Welfare, and Maqashid SyariahREFFERENCE Al-Faizin, Abdul Wahid dan Nashr Akbar. (2010). Tafsir ekonomi kontemporer kajian tafsir al-qur’an tentang ekonomi Islam. Jakarta: Madani Publishing House.Amalia, Euis. (2009). Keadilan distributif dalam ekonomi Islam penguatan peran LKM dan UKM di Indonesia. Jakarta: PT. RajaGrafindo Persada.Chapra, Umer. (2001). Masa depan ilmu ekonomi (sebuah tinjauan Islam. Jakarta: Gema Insani Press.Field, John. (2010). Modal sosial. Bantul: Kreasi Wacana.Widayani, Retno dan Nisa Agistiani Rachman. (2003). Studi kemunculan modal sosial.Jurnal Kebijakan dan Administrasi Publik, 17(2), 1-75Yin, Rober K. (2010). Studi kasus design & metode. Jakarta: Raja Grafindo Persada.
KESESUAIAN AKAD MURABAHAH DENGAN PEMBIAYAAN KEPEMILIKAN RUMAH BANK JATIM UNIT USAHA SYARIAH Riza Arsita Sari; Irham Zaki
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 6 (2019): Juni-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss20196pp1259-1271

Abstract

The research objectives were to find out the suitability of the murabahah contract on home ownership financing of Bank Jatim sharia business unit. The research objects were the employees of Bank Jatim Sharia who were competent in the field of financing analyst for Griya iB Barokah KPR (public housing loan). This research used descriptive qualitative approach. The data collection was conducted by interviewing five employees of Bank Jatim sharia business unit. The results of this study was, there were four points that were used as references for conducting research, namely prices, guarantees, fines, bad financing of KPR products which in practice were in accordance with DSN-MUI fatwas. Additionally, some did not.Keywords: murabahah contract, sharia KPR, DSN-MUI fatwas, Bank Jatim sharia business unitREFFERENCESAntonio, Muhammad Syaf’i. 2001. Bank Syariah : dari teori ke praktek. Jakarta: Gema Insani.Arifin, Zainul. 2009. Dasar-Dasar Manajemen Bank Syariah. Jakarta: Kelompok Pustaka Alvabet.Ascarya. 2011. Akad dan Produk Bank Syariah. Jakarta: PT. Rajawali Pers.Bungin, Burhan. 2005. Penelitian Kualitatif: Komunikasi, Ekonomi, Kebijakan Publik dan Ilmu Sosial Lainnya. Jakarta. Balai Pustaka.HariHaris, Helmi. 2007. Pembiayaan Kepemilikan Rumah (Sebuah Inovasi Pembiayaan Perbankan Syariah). Jurnal Ekonomi Islam La Riba vol.1 No.1 (online) (http://journal.uii.ac.id) diakses pada 7 Agustus 2015.Ibrahim, Ahmad. 2006. Manajemen Syariah. Jakarta: PT Raja Grafindo Persada.Ismail. 2011. Perbankan Syariah. Jakarta: PT Fajar Interpratama Offset.Karim, Adiwarman. 2007. Bank Islam Analisis Fiqh dan Keuangan. Jakarta: PT Rajawali Pers.Kountur, R. 2004. Manajemen Risiko. Jakarta: Abdi Tandur.Kuncoro, Mundrajad. 2002. Manajemen Perbankan: Teori dan Aplikasi. Yogyakarta: BPFE Yogyakarta.Manullang. 2006. Dasar-Dasar Manajemen. Yogyakarta: Gadjah Mada University Press.Muhammad. 2000. Sistem dan Prosedur Operasional Bank Syariah. Yogyakarta: UII Press.Muhammad. 2004. Manajemen Dana Bank Syariah. Yogyakarta: Ekonisia.Muhammad. 2005. Bank Syariah : Analisis Kekuatan, Peluang, Kelemahan dan Ancaman. Yogyakarta: Ekonisia. 
KONSEP PEMBIAYAAN BERBASIS AKAD JUAL BELI PADA BAITUL MAAL WAT TAMWIL PAHLAWAN TULUNGAGUNG Ike Nofita Nurohmah; Irham Zaki
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 7 (2019): Juli-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss20197pp1434-1449

Abstract

Financing using a sale and purchase contract is one of the most dominant financing in Islamic financial institutions. One of the Islamic microfinance institutions namely baitul maal wat tamil has two types of sale and purchase agreements on its financing products, namely the contract of sale and purchase of murabahah and bai bithaman ajil. This study discusses the concept of financing based on the sale and purchase contract, namely murabahah and bai bithaman ajil on baitul maal wat tamwil (BMT) Pahlawan Tulungagung. The things that need to be reviewed in the practice of the ajabahah and bai bithaman contract are adjusted to the points in the DSN-MUI Fatwa on murabahah financing. This study uses qualitative methods with descriptive case study strategies. Data collection through interviews with four respondents consisting of financing managers, managers and two members of the financing of buying and selling financing and documentation. Interpretation and conclusions are made by linking between data obtained in interviews and documentation. The results of the study show that the concept of financing murabahah and bai bithaman ajil in BMT Pahlawan is not fully in accordance with the DSN-MUI Fatwa regarding the purchase of goods. However, this is still tolerated because of the limitations of BMT to purchase goods which then applies the Al-hajatu tunazzilu rule, manzilata al-dharurah, which is a requirement or need to occupy an emergency position so that the purchasing system is allowed.Keywords: Financing, Murabaha, Bai bithaman ajil, DSN-MUI, BMT Pahlawans
Co-Authors Abdurrofiil Ali Achsania Hendratmi Ade Rahmawati Afifah Nur Millatina Afifah Nur Millatina Ahmad Fadlur Rahman Bayuny Ajeng Dwyanita Ajeng Dwyanita, Ajeng Anak Agung Gede Sugianthara Ario Hernest Hadinata Asri, Muhammad Rizal Bagus Baidhowi Bagus Baidhowi, Bagus Beny Septyliyan Primada Beny Septyliyan Primada, Beny Septyliyan Beta Raditya Aulia Beta Raditya Aulia, Beta Raditya Dezata Nublidin Tridharma Putra Eko Fajar Cahyono, David Kaluge Fahamsyah, Mohammad Hatta Fahri, Bastomi Fanet Muhammad Hanifan Paham Fathin Su'aidi Fatin Fadhilah Hasib Fikri Ariza Achmad Firdaus Arfianandy Abiyoga Firdaus Arfianandy Abiyoga, Firdaus Arfianandy Firman, Asmen Junaidi Firmansyah Aditama Firmansyah Aditama, Firmansyah Gautsi Hamida Gautsi Hamida Gilang Abdu Baasithurahim Hakimi, Fifi Hamida, Gautsi Hanif Ferryanto Hanif Ferryanto, Hanif Hariyanto Hariyanto Haryanti, Peni Herry Agoes Hermadi Hidayatik, Nanik Husnul Mirzal Ike Nofita Nurohmah Imam Gracia Marshall Imam Sopingi Imma Mufidatus Sholikhah Intan Diane Binangkit Isna Yuningsih Khoirun Nisak Khurin Fijria Nuzula Kusumaningtyas, Menur Laili, Yunita Nur M Bastomi Fahri M Bastomi Fahri Zusak Meri Indri Hapsari, Meri Indri Mi'raj, Denizar Abdurrahman Miftah Marta Diansyah Millatina, Afifah Nur Mirni Lamid Muhamad Nafik Hadi Ryandono, Muhamad Nafik Muhammad Ali Ridho Muhammad Anis Muhammad Sena Nugraha Pamungkas Muhammad Sena Nugraha Pamungkas Nadiyah Bilqis Nafilatul Khusnah Nanda Nur Novadina Nisful Laila Nur Halimah Paham, Fanet Muhammad Hanifan Raden Mohamad Herdian Bhakti Rani, Lina Nugraha Rian Rahmat Hidayat Rian Rahmat Hidayat, Rian Rahmat Rifqi Lazuardian Riza Arsita Sari Safika Rosyidatul Arifah Sakethi Arrow Rulloh Saher Samsul Arifin Santoso, Rohmad Prio Shahzad Shabbir, Malik Sholikudin Alawy Siti Zulaikha Sri Herianingrum Sri Herianingrum Syahrul Falah Warsito, Sunaryo Hadi Wenny Widiantika Wijayanti, Ida Yunan Fadhilah Yuninda Roro Yekti Nugrahana Yunita Nur Laili Zusak, M Bastomi Fahri