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All Journal Jurnal Ekonomi Syariah Teori dan Terapan Falah : Jurnal Ekonomi Syariah Perisai : Islamic Banking and Finance Journal AFEBI Islamic Finance and Economic Review Tribakti: jurnal pemikiran keIslaman MALIA AT-TURAS: Jurnal Studi Keislaman Amwaluna Jurnal Ekonomi dan Keuangan Syariah Journal of Islamic Monetary Economics and Finance JURNAL MANAJEMEN DAN BISNIS INDONESIA Jurnal Informatika Ekonomi Bisnis Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Salus Cultura: Jurnal Pembangunan Manusia dan Kebudayaan Jurnal Ilmiah Pengabdian dan Inovasi Jurnal Review Politik Jurnal Informatika Ekonomi Bisnis Tribakti: Jurnal Pemikiran Keislaman Amwaluna: Jurnal Ekonomi dan Keuangan Syariah LAN TABUR: JURNAL EKONOMI SYARIAH Journal of Shariah Economics
Irham Zaki
Departemen Ekonomi Syariah - Fakultas Ekonomi Dan Bisnis - Universitas Airlangga
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Economic Independence of Islamic Boarding Schools Mi'raj, Denizar Abdurrahman; Zaki, Irham; Hasib, Fatin Fadhilah
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 7, No 2 (2023)
Publisher : Univeristas Islam Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/amwaluna.v7i2.7778

Abstract

Historically, Islamic boarding schools or pesantren have contributed greatly to the advancement of Islamic civilization in Indonesia. In addition to its function in the field of education, pesantren also have an important role in empowering the economy of the people. The independence of the pesantren can be applied to provide motivation and encouragement to students to become established in the economic field. This study uses a qualitative approach with a case study method. The purpose of this study is to describe the form of economic independence of pesantren using a case study at Riyadlul Jannah Islamic boarding school, Pacet. A pesantren that has a strong vision and mission in the fields of economy and empowerment. The finding of this research is that pesantren provide intensive education and instil an entrepreneurial spirit to the students, even brainwashing about the importance of entrepreneurship is given. The independence that is carried out is also not fixed on theory alone, but also in direct application to the various business units owned by the Islamic boarding school. Some of the business units owned by the Islamic boarding schools are restaurants, agriculture and fisheries, printing, mineral water production, and tours & travel.
HOW DOES ISLAM SUPPORT THE GREEN ECONOMY? A STUDY ON TURATH PERSPECTIVE Mirzal, Husnul; Zaki, Irham; Zusak, M Bastomi Fahri
Journal of Islamic Monetary Economics and Finance Vol. 10 No. 4 (2024)
Publisher : Bank Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21098/jimf.v10i4.1962

Abstract

This study addresses how Islam supports a green economy using a thematic analysis of the turath. The results show that Islam strongly supports the implementation of the green economy. The green economy has been a part of Islamic teachings long before its conception in this modern era. In Islam, there are the four main goals of the green economy, namely creating an economy that is inclusive and fair, environmentally friendly, resources sustainable, and resources efficient. Islam can provide guidance and for solutions to all human problems, including those related to the economy and environment. As a policy recommendation, the Government and related parties can leverage on a religious approach to develop a green economy by for examples including Islamic values as well as involving Islamic institutions and Islamic figures in the National Green Economy Development Roadmap such that its goals can be better achieved.
Diversifikasi Pengolahan Frozen Nugget, Pengemasan dan Pemasaran Google Bisnis Zaki, Irham; Herianingrum, Sri; Hapsari, Meri Indri; Bayuny, Ahmad Fadlur Rahman; Wijayanti, Ida
Jurnal Ilmiah Pengabdian dan Inovasi Vol. 2 No. 3 (2024): Jurnal Ilmiah Pengabdian dan Inovasi (Maret)
Publisher : Insan Kreasi Media

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57248/jilpi.v2i3.367

Abstract

The Covid 19 pandemic which has spread throughout the world has had a very bad impact on the national economy, including the rural economy. Because economic activity in urban areas has stopped, production demand in rural areas has also been affected. By using ABCD (Asset-Based Community Development) approach, the objective of this community service is to increase the productivity and economy of Sugihwaras village residents by using several methods. The first is to increase the diversification of existing products while increasing the value of goods sold by the community. Second, increase citizens' marketing level to the next level by providing an understanding of online marketing. The third is to increase the community's basic financial understanding with financial management and basic accounting counseling. The results of the community service program showed that there was a very significant increase in the understanding of the participants on the materials that had been taught.
Penguatan Kesejahteraan Masyarakat melalui Pelatihan Ternak, Manajemen Keuangan, dan Koperasi Syariah Arifin, Samsul; Zaki, Irham; Ryandono, Muhammad Nafik Hadi; Zulaikha, Siti; Hendratmi, Achsania; Rani, Lina Nugraha; Bayuny, Ahmad Fadlur Rahman; Wijayanti, Ida
Jurnal Ilmiah Pengabdian dan Inovasi Vol. 3 No. 2 (2024): Jurnal Ilmiah Pengabdian dan Inovasi (Desember)
Publisher : Insan Kreasi Media

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57248/jilpi.v3i2.514

Abstract

This community service program was conducted to enhance the welfare of the residents in Sumber Sawit Village, Sidorejo District, Magetan Regency, through training in livestock management, financial literacy, and the development of Islamic cooperatives. The village faced key challenges, including limited technical knowledge in livestock management, restricted access to capital, and low financial literacy. The Participatory Action Research (PAR) approach was employed to actively involve the community in problem identification, training sessions, and program evaluation. The results indicated significant improvements in the community’s capabilities, including more efficient livestock management, enhanced financial literacy, and the utilization of Islamic cooperatives as an alternative community-based financing option. This program received high appreciation from the community and village leaders for its success in creating an inclusive, equitable, and sustainable local economic ecosystem. These findings highlight the effectiveness of a holistic approach that integrates technical training, financial literacy, and cooperative development as a model for empowering communities to support sustainable local economic development.
PEMIKIRAN EKONOMI POLITIK INTERNASIONAL HIZBUT TAHRIR Zaki, Irham
Jurnal Review Politik Vol. 3 No. 2 (2013): December
Publisher : Fakultas Ushuluddin dan Filsafat UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (570.848 KB) | DOI: 10.15642/jrp.2013.3.2.190-213

Abstract

This study describes the thinking of Hizbut Tahrir about some of the themes of political economy. It should be studied, because they spreads the ideas of Islamic economics which aimed to political objectives; namely establishing the Caliphate in the world. With the approach of the literature, the results showed that the economic issues which were highlighted by Hizbut Tahrir revolves around the ideas related to the economy from the West, which have political motive. This can be assess­ed from debt relief, privatization, globalization, and free mar­kets. Hizbut Tahrir considered that the condition of Muslims today are weak both economic and political aspects. On the other hand, Western countries propagate their ideas strongly to Muslim countries.
MANAGEMENT OF MURABAHAH FINANCING STRATEGY IN BMT NU SINGGAHAN TUBAN Muhammad Syauqi; Irham Zaki; Imron Mawardi
JOURNAL OF SHARIA ECONOMICS Vol. 5 No. 2 (2023): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v5i2.593

Abstract

In every financial institution, the risk of problematic financing is an absolute must to face. Therefore, every financial institution must implement appropriate strategy and risk management in distributing financing to customers to minimize the risk of problematic financing in the future. The focus of this research is: 1). How is strategic management implemented at BMT NU Singgahan in channeling financing to minimize the occurrence of financing problems? This research uses a qualitative method with a descriptive approach and field research type. Data collection techniques use observation, interviews and documentation methods. The data analysis stages used were data reduction, data presentation, and conclusion drawing, as well as data validity using source triangulation techniques. T The conclusion in this research is 1) Project or Product Selection Determining the project or product that will be financed using murabahah financing. This selection must consider potential benefits, risks, and conformity with sharia principles. 2) Financing Structure: Determine the appropriate murabahah financing structure, including buying and selling price, profit margin, term, and payment schedule. It must comply with sharia principles, including the prohibition of riba (interest) and speculative elements. 3) Risk Management Identify and mitigate risks associated with murabahah financing. This includes credit risk, market risk, operational risk, etc. 4) Performance Monitoring Conduct regular monitoring of projects or products funded with murabahah financing. This includes monitoring finances, project progress and use of funds. 5) Sharia Compliance Ensure that all transactions and activities related to murabahah financing comply with sharia principles. This involves rigorous auditing and monitoring to ensure compliance. 6) Product Development: Striving to continue developing murabahah financing products that are in line with market needs and sharia principles. This involves product innovation and marketing strategies. 7) Regulatory Compliance Ensure that all murabahah financing activities comply with applicable regulations in the company or financial institution's operating area. 8) Liquidity Management Efficient liquidity management to ensure the availability of sufficient funds for planned murabahah financing. 9) Evaluation and Adjustment Carry out regular evaluations of the murabahah financing strategy and make adjustments if necessary based on the results of the evaluation.
What Drives Participation in Online Cash Waqf? Integrating Religious, Social, and Technological Factors Asmen Junaidi Firman; Irham Zaki; Rahmad Hidayat; Intan Diane Binangkit
Lan Tabur: JURNAL EKONOMI SYARIAH Vol. 7 No. 2 (2026): (March)
Publisher : LAN TABUR: Jurnal Ekonomi Syariah The Islamic University of KH. Achmad Muzakki Syah Jember, East Java. Jember Jln. Manggar Gebang Poreng 139A Patrang Jember Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53515/lt.v7i2.153

Abstract

Online cash waqf has grown rapidly alongside the digitalization of Islamic philanthropy in Indonesia; however, public literacy, awareness, and participation remain relatively low compared to its national potential. This study positions itself within the behavioral and Islamic finance literature by examining key determinants of individuals’ intention to participate in online cash waqf. Specifically, it investigates the effects of religious motivation, Islamic financial literacy, subjective norm, awareness, and perceived ease of use. Employing a quantitative approach, this study analyzes survey data from 150 Indonesian Muslim respondents using Partial Least Squares-Structural Equation Modeling (PLS-SEM) to test direct and indirect relationships, including mediation effects. The results indicate that subjective norm, awareness, and perceived ease of use have a significant positive influence on participation intention. Conversely, religious motivation and Islamic financial literacy do not have a direct effect; their influence is mediated through awareness and subjective norm. These findings demonstrate that social influence, cognitive awareness, and technological convenience play a more decisive role than religiosity or financial literacy alone. The study concludes that increasing participation in online cash waqf requires strengthened public education, improved digital platform usability, and community-based social campaigns, with practical implications for nazhir institutions and regulators.
Community and Business Sustainability in Islamic Boarding Schools of the Tapal Kuda Region Ainol Yaqin; Achsania Hendratmi; Fatin Fadilah Hasib; Irham Zaki
JURNAL AT-TURAS Vol 13, No 2 (2026)
Publisher : Universitas Nurul Jadid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/at-turas.v13i2.15662

Abstract

This study aims to analyze the role of the Islamic boarding school community (jama'ah) in building and maintaining business sustainability in Islamic boarding schools located in the Tapal Kuda region of East Java, namely Nurul Jadid Islamic Boarding School in Paiton, Salafiyah Syafi’iyyah Islamic Boarding School in Sukorejo, and Zainul Hasan Genggong Islamic Boarding School. Islamic boarding schools (pesantren) not only function as institutions of education and Islamic propagation (da'wah), but have also developed into centers of economic empowerment capable of supporting institutional self-reliance and improving the welfare of surrounding communities. This research employed a qualitative approach using a case study method in several Islamic boarding schools in the Tapal Kuda region. Data were collected through in-depth interviews, observations, and documentation, and were subsequently analyzed using interactive analysis techniques, including data reduction, data display, and conclusion drawing. The findings indicate that the business sustainability of Islamic boarding schools is determined by the strength of their communities, which involve kiai (Islamic scholars), administrators, students, alumni, parents of students, and local communities within mutually supportive social networks. Social capital in the form of trust, Islamic values, charismatic leadership, and a culture of mutual cooperation (gotong royong) constitutes the primary factor in sustaining pesantren enterprises. Furthermore, business unit diversification, strengthening institutional governance, human resource development, and the utilization of alumni networks contribute significantly to the economic resilience of Islamic boarding schools. The business model developed is not solely oriented toward economic profit but also emphasizes social aspects and benefits for the wider community. These findings confirm that the integration of community strength and business strategies grounded in Islamic values is capable of creating institutional sustainability while enhancing the contribution of Islamic boarding schools to local economic development. This study provides a conceptual contribution to the community-based business sustainability model within Islamic educational institutions. In addition, Islamic boarding schools play an important role in creating employment opportunities and developing human resources who embody Islamic ethical values.
Fast Fashion Consumption Behavior According to Islamic Consumption Ethics and Sustainability Ighfirly Hariroh; Naili Jazilinni’am; Irham Zaki
Jurnal Informatika Ekonomi Bisnis Vol. 8, No. 2 (June 2026)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v8i2.1445

Abstract

This article discusses the growing phenomenon of fast fashion and how people's consumption patterns of fast fashion products are viewed from the perspective of Islamic consumption ethics and environmental sustainability. Fast fashion is often criticized for its impact on the environment and labor exploitation. In Islam, consumption should be balanced, not excessive, and should prioritize sustainability. This research is quantitative with an explanatory approach, aiming to explain the causal relationship between the variables studied. The type of data used in this study is primary data, in the form of information obtained directly from respondents through questionnaires. This article discusses the growing phenomenon of fast fashion and how people's consumption patterns of fast fashion products are reviewed from the perspective of Islamic consumption ethics and environmental sustainability. Fast fashion is often criticized for its impact on the environment and labor exploitation. In Islam, consumption should be balanced, not excessive, and pay attention to sustainability aspects. This research is quantitative with an explanatory approach, aiming to explain the causal relationship between the variables studied. The type of data used in this study is primary data in the form of information obtained directly from respondents through questionnaires.
Fast Fashion Consumption Behavior According to Islamic Consumption Ethics and Sustainability Ighfirly Hariroh; Naili Jazilinni’am; Irham Zaki
Jurnal Informatika Ekonomi Bisnis Vol. 8, No. 2 (June 2026)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v8i2.1445

Abstract

This article discusses the growing phenomenon of fast fashion and how people's consumption patterns of fast fashion products are viewed from the perspective of Islamic consumption ethics and environmental sustainability. Fast fashion is often criticized for its impact on the environment and labor exploitation. In Islam, consumption should be balanced, not excessive, and should prioritize sustainability. This research is quantitative with an explanatory approach, aiming to explain the causal relationship between the variables studied. The type of data used in this study is primary data, in the form of information obtained directly from respondents through questionnaires. This article discusses the growing phenomenon of fast fashion and how people's consumption patterns of fast fashion products are reviewed from the perspective of Islamic consumption ethics and environmental sustainability. Fast fashion is often criticized for its impact on the environment and labor exploitation. In Islam, consumption should be balanced, not excessive, and pay attention to sustainability aspects. This research is quantitative with an explanatory approach, aiming to explain the causal relationship between the variables studied. The type of data used in this study is primary data in the form of information obtained directly from respondents through questionnaires.
Co-Authors Abdurrofiil Ali Achsania Hendratmi Ade Rahmawati Afifah Nur Millatina Afifah Nur Millatina Ahmad Fadlur Rahman Bayuny ainol ainol yaqin Ajeng Dwyanita Ajeng Dwyanita, Ajeng Anak Agung Gede Sugianthara Ario Hernest Hadinata Asmen Junaidi Firman Asri, Muhammad Rizal Bagus Baidhowi Bagus Baidhowi, Bagus Beny Septyliyan Primada Beny Septyliyan Primada, Beny Septyliyan Beta Raditya Aulia Beta Raditya Aulia, Beta Raditya Dezata Nublidin Tridharma Putra Eko Fajar Cahyono, David Kaluge Fahamsyah, Mohammad Hatta Fahri, Bastomi Fanet Muhammad Hanifan Paham Fathin Su'aidi Fatin Fadhilah Hasib Fatin Fadilah Hasib Fikri Ariza Achmad Firdaus Arfianandy Abiyoga Firdaus Arfianandy Abiyoga, Firdaus Arfianandy Firmansyah Aditama Firmansyah Aditama, Firmansyah Gautsi Hamida Gautsi Hamida Gilang Abdu Baasithurahim Hakimi, Fifi Hamida, Gautsi Hanif Ferryanto Hanif Ferryanto, Hanif Hariyanto Hariyanto Haryanti, Peni Husnul Mirzal Ighfirly Hariroh Ike Nofita Nurohmah Imam Gracia Marshall Imam Sopingi Imma Mufidatus Sholikhah Imron Mawardi Intan Diane Binangkit Isna Yuningsih Khoirun Nisak Khurin Fijria Nuzula Kusumaningtyas, Menur Laili, Yunita Nur M Bastomi Fahri M Bastomi Fahri Zusak Meri Indri Hapsari, Meri Indri Mi'raj, Denizar Abdurrahman Miftah Marta Diansyah Millatina, Afifah Nur Muhamad Nafik Hadi Ryandono Muhammad Ali Ridho Muhammad Anis Muhammad Sena Nugraha Pamungkas Muhammad Sena Nugraha Pamungkas Muhammad Syauqi Nadiyah Bilqis Nafilatul Khusnah Naili Jazilinni’am Nanda Nur Novadina Nisful Laila Nur Halimah Paham, Fanet Muhammad Hanifan Raden Mohamad Herdian Bhakti Rahmad Hidayat Rani, Lina Nugraha Rian Rahmat Hidayat Rian Rahmat Hidayat, Rian Rahmat Rifqi Lazuardian Riza Arsita Sari Safika Rosyidatul Arifah Sakethi Arrow Rulloh Saher Samsul Arifin Santoso, Rohmad Prio Shahzad Shabbir, Malik Sholikudin Alawy Siti Zulaikha Sri Herianingrum Sri Herianingrum Syahrul Falah Wenny Widiantika Wijayanti, Ida Yunan Fadhilah Yuninda Roro Yekti Nugrahana Yunita Nur Laili Zusak, M Bastomi Fahri