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All Journal Sodality: Jurnal Sosiologi Pedesaan MANAJEMEN IKM: Jurnal Manajemen Pengembangan Industri Kecil Menengah Jurnal Manajemen dan Agribisnis Sosiohumaniora Journal of Educational, Health and Community Psychology Jurnal Aplikasi Bisnis dan Manajemen (JABM) E-Journal Journal of Family Science Journal of Consumer Science Journal of Consumer Sciences Jurnal Ilmu Keluarga dan Konsumen Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Khazanah Sosial Jurnal Pusat Inovasi Masyarakat International Journal of Economics (IJEC) International Journal of Educational Research Excellence (IJERE) International Journal of Disaster Management Journal of Child, Family, and Consumer Studies Jurnal Penelitian Pendidikan Indonesia Policy Brief Pertanian, Kelautan, dan Biosains Tropika Jurnal Pendidikan Progresif Indigenous: Jurnal Ilmiah Psikologi
Irni Rahmayani Johan
Departemen Ilmu Keluarga Dan Konsumen, Fakultas Ekologi Manusia, Institut Pertanian Bogor, Jl. Raya Darmaga Kampus IPB Darmaga, Bogor, 16680, Indonesia
Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Nursing Public Health Social Sciences Other

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Journal : Journal of Consumer Sciences

 1 
The Influence of Financial Literacy and Reference Group toward Consumptive Behavior Across Senior High School Students Ridhayani, Fikriyyah; Johan, Irni Rahmayani
Journal of Consumer Sciences Vol. 5 No. 1 (2020): Journal of Consumer Sciences
Publisher : Department of Family and Consumer Sciences, Faculty of Human Ecology, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (715.695 KB) | DOI: 10.29244/jcs.5.1.29-45

Abstract

Consumptive behavior is the tendency to buy goods or services without rational consideration. This study aims to analyze the influence of financial literacy and reference groups toward consumptive behavior across senior high school students. The study used a cross-sectional design and the research location was selected purposively based on the distance of the school from the shopping center area. Using the self-administered questionnaire, the study involved 125 students of public high school (SMAN) at Bogor City, that is SMAN 3 and SMAN 9. The data were analyzed using descriptive analysis and inferential statistics. The study showed that the level of financial literacy was in the medium category, while the reference group and the level of consumptive behavior were in a low category. Moreover, results indicated a relationship between the characteristics of adolescents, financial literacy, reference groups, and consumptive behavior. The regression test found a significant negative effect of financial behavior toward consumptive behavior. Females were more likely to be more consumptive, while reference groups positively influenced the consumptive behavior of senior high school students.
The Effects of Financial Literacy and Self-Control towards Financial Behavior among High School Students in Bogor Khoirunnisaa, Jihaan; Johan, Irni Rahmayani
Journal of Consumer Sciences Vol. 5 No. 2 (2020): Journal of Consumer Sciences
Publisher : Department of Family and Consumer Sciences, Faculty of Human Ecology, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jcs.5.2.73-86

Abstract

This research aims to analyze the effect of financial literacy and self-control on financial behavior among Bogor High School students. This research was conducted in two public high schools in Bogor, West Java, Indonesia, that were selected based on the level of passing grade of the school (high-grade and low grade). In collecting the data, this study used a self-administered questionnaire. About 113 of senior high school students from science and social majors were selected as the sample. This study found that financial knowledge and financial attitude were on a moderate level. High-grade school students tend to have better financial knowledge and attitude than those from low-grade schools. The results of this study also show that the self-control of students was classified as a low category. Those from low-grade schools were more likely to have better self-control compared to students from the high-grade school. Furthermore, financial behavior, which consists of saving and spending behavior, were categorized as poor. There was a significant difference in financial knowledge, financial attitude, and self-control among both schools. The financial attitude was positively significantly related to financial knowledge and behavior. Self-control was associated positively with financial behavior. Further analysis of multiple linear regression shows a positive and significant effect of financial attitude and self-control towards financial behavior.
Co-Authors Alfiasari Aminah, Mimin Anggi Mayang Sari Baehaqi Christine Haryati Dewi Sekar Mukhti Diah Krisnatuti Diar Rizki Fitriani Dwi Anindita DWI HASTUTI Dwi Kurniati Putri Ekawati Sri Wahyuni Euis Sunarti Fadillah, Siti Sekar Ayu Fakhrina Fadhli Fathia Rizqi Hafiza Firina Firina Fulan Sri Utami, Fulan Sri Hanazenira, Alvina Hanum Fauziah Ramadhanti Hasna Najiyyah Istiqlaliyah Muflikhati Jihan Apikasari Putri Khoirunnisaa, Jihaan Latuconsina, Nurgaip Leli Dwi Novitasari Lilik Noor Yuliati Lisa Asriyani m, Istiqlaliyah Ma'mun Sarma Mahanani, Raditya Kasih Megawati Simanjuntak Melly Latifah Moh. Djemdjem Djamaludin Mohammad Nur Indro Nisrina Nadhifah Nur Alisha Suherman Nurazizah Aprilia Pramesti, Prita Pratiwi, Ismayani Pudji Muljono Purnama, Nurjanah Putri, Marietta Krisnaya Nandika Rahayu, Ismie Leona Restu Dwi Prihatina Restu Utami Restu Utami, Restu Retnaningsih Retnaningsih Ridhayani, Fikriyyah Rohimatul Janah Shafa Ariella Azarian Shafira, Nabilla Sinaini, La Siroj, Eko Yuliarti Siti Nadira Nurdiyanti Sofyan Sjaf Sukmawati, Indah Titik Sumarti Tri Yuliyanti Ujang Sumarwan Wahpiyudin, Cep Abdul Baasith Wahyuni, Fitri Ayu Yulina Eva Riany Yulina Eva Riany Yulina Eva Riany