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All Journal Jurnal Manajemen Terapan dan Keuangan E-Journal Home Economic and Tourism Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi Teknik dan Ilmu Komputer Kultivasi al-Uqud : Journal of Islamic Economics Maneggio: Jurnal Ilmiah Magister Manajemen JURNAL MANAJEMEN INDUSTRI DAN LOGISTIK Diklat Review : Jurnal manajemen pendidikan dan pelatihan Journal of Contemporary Accounting Unri Conference Series: Community Engagement International Journal of Finance Research Maslahah: Jurnal Pengabdian Masyarakat Jurnal Hurriah: Jurnal Evaluasi Pendidikan dan Penelitian Jurnal Abdi Masyarakat Indonesia Journal of Math Tadris (jMt) International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Prosiding Konferensi Nasional PKM-CSR Indonesian Journal of Research and Educational Review (IJRER) Jurnal Pengabdian Inovasi dan Teknologi Kepada Masyarakat International Journal of Green Tourism Research and Applications Jurnal Bangun Manajemen Journal of International Conference Proceedings Media Bina Ilmiah HUMANITIS : Jurnal Humaniora, Sosial dan Bisnis Literatur : Jurnal Bahasa dan Sastra Jurnal Stia Bengkulu : Committe To Administration For Education Quality Jurnal Kewirausahaan dan Bisnis Jurnal Sistem Informasi, Akuntansi dan Manajemen Edusight Jurnal Pengabdian Masyarakat (EduJPM) SCIENTIA JOURNAL : Jurnal Ilmiah Mahasiswa
Julita Julita
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemistry Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Nursing Physics Public Health Social Sciences Transportation Other

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Understanding zakat payments in Indonesia: A psychological perspective on muzakki behaviour Julita, Julita; Soemitra, Andri; Marliyah
al-Uqud : Journal of Islamic Economics Vol. 8 No. 2 (2024): July
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/al-uqud.v8n2.p271-286

Abstract

The muzakki decision to pay zakat is influenced by behavioural finance, which considers psychological factors like emotions and beliefs. This research aims to establish a model for zakat payments that incorporates perceptions, financial behaviours, and religiosity among muzakki. This research analyses and evaluates what a practical and relevant model to be used by muzakki in behavioural finance-based zakat payment decisions in zakat management organisation, having good perceptions, financial behaviour, psychology, emotions, and religiosity, as well as a commitment to zakat payments in zakat management organisation is. His research indicates that money's psychology (X1) influences Muzakki's decision to pay zakat in behavioural finance. Perception (X2) and external locus of control (X3) do not affect this decision. The emotional quotient (Z) significantly impacts Muzakki's zakat decisions and moderates the psychology of money (X1) on these decisions. However, it does not moderate Perception (X2) about zakat payments. Lastly, the emotional quotient (Z) moderates the external locus of control (X3), affecting Muzakki's decision to pay zakat at management organisations in behavioural finance. Zakat management organisations can effectively tailor their strategies to align with behavioural finance principles, addressing the psychological and emotional factors driving Muzakki's decisions.
PENGELOMPOKAN KEILMUAN DALAM ISLAM: BAYANI BURHANI, DAN IRFANI Julita, Julita; Selfiana, Selfiana
HUMANITIS: Jurnal Homaniora, Sosial dan Bisnis Vol. 3 No. 4 (2025): April
Publisher : ADISAM PUBLISHER

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Abstract

This research discusses scientific groupings in Islam, especially from the perspective of Bahanu Burhani and Irfani. Through literature review and conceptual analysis, this study presents an in-depth understanding of these two approaches and their relationship to the development of science in the Islamic tradition. By considering aspects of methodology, epistemology and ontology, this research aims to provide comprehensive insight into the way of viewing and understanding science in the Islamic religious context. It is hoped that the findings from this research will make a significant contribution to our understanding of scientific groupings in Islam and their implications in a broader social and intellectual context.
PENGARUH KUALITAS PELAYANAN DAN FASILITAS TERHADAP KEPUASAN PELANGGAN PADA PT BPW INDOPRIMA EKA CAKRAWALA JULITA, JULITA; Msi, Heryenzus
SCIENTIA JOURNAL Vol 3 No 4 (2021): Volume 3 Nomor 4 2021
Publisher : LPPM Universitas Putera Batam

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Abstract

The main objective of the study was to analyze the Effect of Service Quality and Facility on Customer Satisfaction on Customer at PT BPW Indoprima Eka Cakrawala. In this study there were 120 respondents who were used to be analyzed. Multiple regression analysis was used in this test. The independent variable used is service quality and facility and the dependent variable is customer satisfaction. There are three results in this research that were obtained and it resulted that service quality has a positive and significant effect on customer satisfaction, with a significance level of 0.000 < 0.05. this means the first hypotesis is accepted. Facility has a positive and significant effect on customer satisfaction, with a significance level of 0.000 < 0.05, this means that the second hypothesis is accepted. While simultaneously service quality and facility have a significant effect on customer satisfaction with a significant level of 0.000 < 0.05 this means the third hypothesis is accepted.
ANALISIS KEBIJAKAN PENJUALAN KREDIT DALAM MENGURANGI RISIKO PIUTANG TAK TERTAGIH PADA TOKO MATERIAL BANGUNAN (UD) DI KECAMATAN KETAMBE Julita, Julita; Harahap, Rahmat Daim; Syafina, Laylan
Jurnal Manajemen Terapan dan Keuangan Vol. 14 No. 02 (2025): Jurnal Manajemen Terapan dan Keuangan
Publisher : Program Studi Manajemen Pemerintahan dan Keuangan Daerah Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jmk.v14i2.43840

Abstract

Penelitian ini bertujuan untuk menganalisis kebijakan penjualan kredit serta strategi pengelolaan piutang guna mengurangi risiko piutang tak tertagih pada toko material bangunan. Penelitian ini menggunakan metode kualitatif deskriptif dengan teknik pengumpulan data melalui observasi, wawancara, dan dokumentasi. Studi ini dilakukan pada tiga toko material, yaitu UD. Tawar, UD. Yuli, dan UD. Anak Ladang, yang menerapkan kebijakan kredit berbeda tetapi sama-sama mengutamakan kepercayaan dalam hubungan dengan pelanggan. Hasil penelitian menunjukkan bahwa kebijakan kredit yang tidak terstruktur, kurangnya sistem penilaian kredit yang jelas, lemahnya kebijakan sanksi, serta pencatatan yang masih dilakukan secara manual menjadi faktor utama peningkatan piutang tak tertagih. Untuk mengatasi permasalahan ini, toko material disarankan untuk menerapkan kebijakan kredit tertulis, menggunakan sistem pencatatan digital, serta memberikan insentif berupa diskon bagi pelanggan yang membayar tepat waktu dan denda bagi yang terlambat. Selain itu, penyesuaian siklus pembayaran dengan kondisi ekonomi pelanggan juga dapat membantu meningkatkan kepatuhan dalam pembayaran. Dengan strategi yang lebih terstruktur, toko material dapat mengelola piutang secara lebih efektif, mengurangi risiko kredit macet, serta meningkatkan stabilitas keuangan usaha.
Inventarisasi Hama Tanaman Cabai Merah Keriting (Capsicum Annum L.) di Aceh Barat Julita, Julita; Chairudin, Chairudin; Sari, Putri Mustika; Putri, Nhyra Kamala
Edusight Jurnal Pengabdian Masyarakat Vol. 2 No. 2 (2025): Edusight Jurnal Pengabdian Masyarakat
Publisher : Yayasan Meira Visi Persada

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69726/edujpm.v2i2.94

Abstract

Tanaman cabai merah keriting (Capsicum annuum L.) merupakan komoditas hortikultura penting yang sering mengalami penurunan hasil akibat serangan organisme pengganggu tanaman (OPT), seperti kutu kebul, walang sangit, dan ulat grayak. Fenomena ini menjadi tantangan utama bagi petani di Desa Ujung Tanjung, Kecamatan Meureubo, Kabupaten Aceh Barat.Penelitian ini bertujuan untuk meningkatkan pengetahuan dan keterampilan petani dalam penanganan hama tanaman cabai melalui kegiatan sosialisasi dan pengamatan langsung di lapangan.Pendekatan yang digunakan adalah metode campuran, yaitu kuantitatif melalui survei kepada petani untuk mengetahui pengetahuan, sikap, dan praktik terkait OPT, serta metode kualitatif melalui observasi lapangan dan wawancara mendalam.Hasil kegiatan menunjukkan bahwa serangan hama di lahan petani tergolong ringan, dengan persentase serangan berkisar 20–40%. Sosialisasi yang dilakukan berhasil meningkatkan pemahaman petani mengenai identifikasi hama dan pentingnya pengendalian hayati sebagai alternatif ramah lingkungan terhadap pestisida kimia.Kesimpulannya, program ini memberikan dampak positif dalam upaya pengendalian OPT dan peningkatan produksi cabai. Implikasi dari kegiatan ini menunjukkan perlunya edukasi berkelanjutan agar petani dapat melakukan tindakan preventif secara mandiri dan tepat sasaran.
EFEKTIVITAS SOSIALISASI DALAM MENINGKATKAN PARTISIPASI MASYARAKAT DALAM MENGHADAPI PILKADA 2024 KOTA BENGKULU Julita, Julita; Alfatah, Dhika; Faridah, Faridah
Jurnal STIA Bengkulu Vol 11 No 1 (2025): Januari
Publisher : STIA Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56135/jsb.v11i1.205

Abstract

The purpose of this study was to determine the effectiveness of socialization in increasing community participation in facing the 2024 Pilkada in Bengkulu City. The sample in this study were the KPUD Commissioner, PPK Chairperson, PPK Members, PPS Chairperson, PPS Members and the Bengkulu City Community. Data collection methods with primary data and secondary data. Data analysis techniques with data reduction, data presentation and conclusions. The results of the study showed that. The results of the study obtained by the researcher were that with the socialization from the KPUD both from the KPU, PPK and PPS commissioners to all levels of society, where the socialization provided had material, presenters, systems (methods), targets, media time and place. With this socialization, the community participates in conducting general elections, public awareness of the importance of voting rights so that they exercise their voting rights by participating in voting according to their conscience, this proves that the socialization carried out in facing the regional elections has been effective where the effectiveness of the socialization of the general election commission can, , , candidate selection, voting for candidates and political parties, election dates, how to vote, candidates and political parties, invitations to increase public knowledge, understanding and awareness of the rights and obligations in the election of presenters, systems (methods), targets, media, time and place in socializing.
Locus Of Control, Intelectual Capital Dan Implementasi Fintech Untuk Meningkatkan Kinerja UMKM Di Kota Medan Julita, Julita
Maneggio: Jurnal Ilmiah Magister Manajemen Vol 7, No 1 (2024): Maret 2024
Publisher : Magister Manajemen Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/maneggio.v7i1.19629

Abstract

UMKM dalam perekonomian nasional memiliki peran yang sangat besar. Potensi UMKM di Indonesia dapat menjadi faktor utama penggerak ekonomi bisnis. Salah satu yang harus dilihat yaitu pembangunan nasional di Indonesia pada bidang perekonomian usaha mikro, kecil menengah (UMKM) telah memberikan kontribusi dalam perkembangan perekonomian secara nasional maupun lokal, salah satunya adalah melalui pajak. UMKM merupakan penopang pertumbuhan ekonomi Indonesia. Maka dari itu dibutuhkan locus of control, pengetahuan intellectual, implementasi fintech dalam menjalankan kegiatan usahanya. Penelitian ini bertujuan untuk mengetahui bagaimana pengaruh locus of control, pengetahuan intellectual, dan implementasi fintech terhadap kinerja UMKM. Penelitian ini merupakan jenis penelitian dengan pendekatan kuantitatif dengan sampel sebanyak 130 responden pada pelaku UMKM di Kota Medan dengan penarikan sampel menggunakan rumus Hair. Dengan pengolahan data menggunakan SmartPLS (Parcial Least Square) versi 4. Aplikasi ini juga digunakan untuk menguji atau mengetahui bagaimana hubungan variabel locus of control, intellectual capital, dan implementasi fintech terhadap kinerja UMKM di Kota Medan. Hasil dari penelitian ini menunjukkan bahwa Locus of Control berpengaruh positif signifikan terhadap kinerja UMKM, Intelctual Capital berpengaruh positif signifikan terhadap kinerja UMKM dan Implementasi Fintech berpengaruh positif signifikan terhadap kinerja UMKM di Kota Medan.
Factors influencing readiness of local governments in implementing government regulation in government of Riau province Azlina, Nur; Naza, Ahrun; Julita, Julita
Journal of Contemporary Accounting Volume 2 Issue 1, 2020
Publisher : Master in Accounting Program, Faculty of Business & Economics, Universitas Islam Indonesia, Yogyakarta, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jca.vol2.iss1.art2

Abstract

This study is to examine the factors influencing the readiness of local governments in the implementation of Government Regulation 12 of 2019 regarding regional financial management. The investigated factors include human resources competency and organizational commitment. The research applied a quantitative approach using primary data. The sample for this study consisted of 108 respondents from 27 regional work units in the government of Riau Province. The method of determining the sample by using a census sampling method. Multiple linear regression analysis was used to analyze the data with SPSS version 25.0 software. The results of this study represent that the human resources competency has a significant positive effect on the readiness in implementing regulation and then organizational commitment has a significant positive effect on the readiness in implementing regulation. The research contributions are important for local governments to strategize the effective guidelines for change to ensure the successful implementation of the regulation.
The Frayer Learning Model Assisted by Flashcard Media: Descriptive Text Writing Skills of Islamic Elementary School Students Julita, Julita; Hidayah, Nurul; Erfayliana, Yudesta
ETDC: Indonesian Journal of Research and Educational Review Vol. 4 No. 4 (2025): September
Publisher : Education and Talent Development Center Indonesia (ETDC Indonesia)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51574/ijrer.v4i4.3823

Abstract

The purpose of this study was to describe the effect of the Frayer learning model assisted by flashcard media on descriptive writing skills in Indonesian language subjects for elementary school students. This research employs an experimental design with a nonequivalent control group. This study was conducted in Grade 2 at Islamic Elementary School Assalam Bandar Lampung. Data collection was done using observation sheets and tests. Data analysis used quantitative analysis with an independent t-test. The findings indicated that the Frayer learning model, facilitated by flashcard media, significantly and positively influenced the descriptive text writing abilities of second-grade students. The hypothesis test results, derived from an independent samples t-test, demonstrated a significance (2-tailed) value of 0.000, which is less than 0.05 (0.000 < 0.05), leading to the rejection of H₀ and the acceptance of H₁. Moreover, a substantial disparity in learning outcomes was observed between the experimental group and the control group. The experimental group employing the Frayer model achieved an average posttest score of 44.80, which was significantly superior to the control group's average posttest score of 38.70, utilizing the discovery learning method and video media. Moreover, the implementation of the Frayer learning model utilizing flashcards not only enhanced the average proficiency of students but also yielded more uniform and consistent capabilities. This data suggests that this model effectively aids most students, irrespective of their initial abilities, in attaining improved learning outcomes.
The Effect of Digital Transformation on University Brand Image with Ownership as a Moderating Variable Julita, Julita; Helmi, Sulaiman; Gunarto, Muji; Sartika, Dewi
International Journal of Finance Research Vol. 5 No. 1 (2024): International Journal of Finance Research
Publisher : Training & Research Institute - Jeramba Ilmu Sukses (TRI-JIS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47747/ijfr.v5i1.1695

Abstract

The digital era demands transformation from universities, including private ones. However, the effectiveness of digital transformation on university brand image can be strengthened by ownership. This research investigates the impact of digital transformation on the university's brand image, with ownership as a moderating variable. Using random sampling, we analyzed 45 private universities affiliated with Private Universities in Indonesia Region 2A. This exploratory study employed a quantitative method. The results indicate a significant positive relationship between digital transformation and university brand image, suggesting an enhancement of the university's reputation in the eyes of the public. However, the study also reveals that ownership does not mediate the relationship between digital transformation and university brand image. This suggests that each university may have different Ownership Competencies, especially in decision-making regarding digital transformation. The conclusion of this research indicates that digital transformation affects university brand image. However, specifically in the case of universities in LLDIKTI Region 2, ownership does not moderate the effects of digital transformation on university brand image. It is recommended that this research be continued using mixed methods to explore ownership moderation or test it in other regions' universities.  
Co-Authors A. M. Fadhil Aly Bantore A. Nurul Hidayah A. Suharman Ade Gunawan Agus, Nour Farozi Ahmad Nurul Ihsan B Alfatah, Dhika Aminah Aminah Amminiyani, Amminiyani Anastasia, Melvin Andri Soemitra Aswin Bancin* Basri, Goh Andy Brian, Reagan Bunga Aditi Bunga Chintia Utami Chairudin Chairudin DEWI SARTIKA Edisah Putra Nainggolan elida elida Enni, Savitri Faridah Faridah Febriansyah, Ridho ravi Harahap, Rahmat Daim I Wayan Sukania Jajang Gunawijaya, Jajang Kenari, Purnama Kurnia, Deby Kusumo, Elang Laylan Syafina Marliyah Marwan Marwan Michelle, Michelle Msi, Heryenzus Muhammad Ilsan Muji Gunarto Mulyono, Stephanie Theodora Mutmainna Nabila, Tiara Nainggolan, Rebecca Faustine Nasrizal, Nasrizal Nasrullah, Ahmad Naza, Ahrun NEL ARIANTY Nita Wahyuni, Nita Nur Azizah Fitratul Awaliah Nur Azlina Nurbaeti Nurbaeti NURUL HIDAYAH Oktaviangel Oktaviangel Orlina, Meita Papuania, Hairuni Pranadjaja, Fernanda Christianna Putri, Nhyra Kamala Quinella, Rachel Rachelle, Rachelle Rahmat Hidayat Rahmat Junaidi Rosita Rosita Sari, Putri Mustika Selfiana, Selfiana Sembiring, Masta Shaldi Syarif Sosinarti, Sosinarti Sri Endang Rahayu Sucipto, Lalu Sulaiman Helmi Suwirmen, Suwirmen Wijaya, Latasha Kirsty Wirnelis Syarif Yasin, Hanifa Yudesta Erfayliana Yuliana Yuliana Yustisia Kristiana Zozy Aneloi Noli Zulia Hanum