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Understanding zakat payments in Indonesia: A psychological perspective on muzakki behaviour Julita, Julita; Soemitra, Andri; Marliyah
al-Uqud : Journal of Islamic Economics Vol. 8 No. 2 (2024): July
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/al-uqud.v8n2.p271-286

Abstract

The muzakki decision to pay zakat is influenced by behavioural finance, which considers psychological factors like emotions and beliefs. This research aims to establish a model for zakat payments that incorporates perceptions, financial behaviours, and religiosity among muzakki. This research analyses and evaluates what a practical and relevant model to be used by muzakki in behavioural finance-based zakat payment decisions in zakat management organisation, having good perceptions, financial behaviour, psychology, emotions, and religiosity, as well as a commitment to zakat payments in zakat management organisation is. His research indicates that money's psychology (X1) influences Muzakki's decision to pay zakat in behavioural finance. Perception (X2) and external locus of control (X3) do not affect this decision. The emotional quotient (Z) significantly impacts Muzakki's zakat decisions and moderates the psychology of money (X1) on these decisions. However, it does not moderate Perception (X2) about zakat payments. Lastly, the emotional quotient (Z) moderates the external locus of control (X3), affecting Muzakki's decision to pay zakat at management organisations in behavioural finance. Zakat management organisations can effectively tailor their strategies to align with behavioural finance principles, addressing the psychological and emotional factors driving Muzakki's decisions.
PENGELOMPOKAN KEILMUAN DALAM ISLAM: BAYANI BURHANI, DAN IRFANI Julita, Julita; Selfiana, Selfiana
HUMANITIS: Jurnal Homaniora, Sosial dan Bisnis Vol. 3 No. 4 (2025): April
Publisher : ADISAM PUBLISHER

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Abstract

This research discusses scientific groupings in Islam, especially from the perspective of Bahanu Burhani and Irfani. Through literature review and conceptual analysis, this study presents an in-depth understanding of these two approaches and their relationship to the development of science in the Islamic tradition. By considering aspects of methodology, epistemology and ontology, this research aims to provide comprehensive insight into the way of viewing and understanding science in the Islamic religious context. It is hoped that the findings from this research will make a significant contribution to our understanding of scientific groupings in Islam and their implications in a broader social and intellectual context.
PENGARUH KUALITAS PELAYANAN DAN FASILITAS TERHADAP KEPUASAN PELANGGAN PADA PT BPW INDOPRIMA EKA CAKRAWALA JULITA, JULITA; Msi, Heryenzus
SCIENTIA JOURNAL Vol 3 No 4 (2021): Volume 3 Nomor 4 2021
Publisher : LPPM Universitas Putera Batam

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Abstract

The main objective of the study was to analyze the Effect of Service Quality and Facility on Customer Satisfaction on Customer at PT BPW Indoprima Eka Cakrawala. In this study there were 120 respondents who were used to be analyzed. Multiple regression analysis was used in this test. The independent variable used is service quality and facility and the dependent variable is customer satisfaction. There are three results in this research that were obtained and it resulted that service quality has a positive and significant effect on customer satisfaction, with a significance level of 0.000 < 0.05. this means the first hypotesis is accepted. Facility has a positive and significant effect on customer satisfaction, with a significance level of 0.000 < 0.05, this means that the second hypothesis is accepted. While simultaneously service quality and facility have a significant effect on customer satisfaction with a significant level of 0.000 < 0.05 this means the third hypothesis is accepted.
ANALISIS KEBIJAKAN PENJUALAN KREDIT DALAM MENGURANGI RISIKO PIUTANG TAK TERTAGIH PADA TOKO MATERIAL BANGUNAN (UD) DI KECAMATAN KETAMBE Julita, Julita; Harahap, Rahmat Daim; Syafina, Laylan
Jurnal Manajemen Terapan dan Keuangan Vol. 14 No. 2 (2025): Jurnal Manajemen Terapan dan Keuangan
Publisher : Program Studi Manajemen Pemerintahan dan Keuangan Daerah Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jmk.v14i2.43840

Abstract

Penelitian ini bertujuan untuk menganalisis kebijakan penjualan kredit serta strategi pengelolaan piutang guna mengurangi risiko piutang tak tertagih pada toko material bangunan. Penelitian ini menggunakan metode kualitatif deskriptif dengan teknik pengumpulan data melalui observasi, wawancara, dan dokumentasi. Studi ini dilakukan pada tiga toko material, yaitu UD. Tawar, UD. Yuli, dan UD. Anak Ladang, yang menerapkan kebijakan kredit berbeda tetapi sama-sama mengutamakan kepercayaan dalam hubungan dengan pelanggan. Hasil penelitian menunjukkan bahwa kebijakan kredit yang tidak terstruktur, kurangnya sistem penilaian kredit yang jelas, lemahnya kebijakan sanksi, serta pencatatan yang masih dilakukan secara manual menjadi faktor utama peningkatan piutang tak tertagih. Untuk mengatasi permasalahan ini, toko material disarankan untuk menerapkan kebijakan kredit tertulis, menggunakan sistem pencatatan digital, serta memberikan insentif berupa diskon bagi pelanggan yang membayar tepat waktu dan denda bagi yang terlambat. Selain itu, penyesuaian siklus pembayaran dengan kondisi ekonomi pelanggan juga dapat membantu meningkatkan kepatuhan dalam pembayaran. Dengan strategi yang lebih terstruktur, toko material dapat mengelola piutang secara lebih efektif, mengurangi risiko kredit macet, serta meningkatkan stabilitas keuangan usaha.
Inventarisasi Hama Tanaman Cabai Merah Keriting (Capsicum Annum L.) di Aceh Barat Julita, Julita; Chairudin, Chairudin; Sari, Putri Mustika; Putri, Nhyra Kamala
Edusight Jurnal Pengabdian Masyarakat Vol. 2 No. 2 (2025): Edusight Jurnal Pengabdian Masyarakat
Publisher : Yayasan Meira Visi Persada

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69726/edujpm.v2i2.94

Abstract

Tanaman cabai merah keriting (Capsicum annuum L.) merupakan komoditas hortikultura penting yang sering mengalami penurunan hasil akibat serangan organisme pengganggu tanaman (OPT), seperti kutu kebul, walang sangit, dan ulat grayak. Fenomena ini menjadi tantangan utama bagi petani di Desa Ujung Tanjung, Kecamatan Meureubo, Kabupaten Aceh Barat.Penelitian ini bertujuan untuk meningkatkan pengetahuan dan keterampilan petani dalam penanganan hama tanaman cabai melalui kegiatan sosialisasi dan pengamatan langsung di lapangan.Pendekatan yang digunakan adalah metode campuran, yaitu kuantitatif melalui survei kepada petani untuk mengetahui pengetahuan, sikap, dan praktik terkait OPT, serta metode kualitatif melalui observasi lapangan dan wawancara mendalam.Hasil kegiatan menunjukkan bahwa serangan hama di lahan petani tergolong ringan, dengan persentase serangan berkisar 20–40%. Sosialisasi yang dilakukan berhasil meningkatkan pemahaman petani mengenai identifikasi hama dan pentingnya pengendalian hayati sebagai alternatif ramah lingkungan terhadap pestisida kimia.Kesimpulannya, program ini memberikan dampak positif dalam upaya pengendalian OPT dan peningkatan produksi cabai. Implikasi dari kegiatan ini menunjukkan perlunya edukasi berkelanjutan agar petani dapat melakukan tindakan preventif secara mandiri dan tepat sasaran.
EFEKTIVITAS SOSIALISASI DALAM MENINGKATKAN PARTISIPASI MASYARAKAT DALAM MENGHADAPI PILKADA 2024 KOTA BENGKULU Julita, Julita; Alfatah, Dhika; Faridah, Faridah
Jurnal STIA Bengkulu Vol 11 No 1 (2025): Januari
Publisher : STIA Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56135/jsb.v11i1.205

Abstract

The purpose of this study was to determine the effectiveness of socialization in increasing community participation in facing the 2024 Pilkada in Bengkulu City. The sample in this study were the KPUD Commissioner, PPK Chairperson, PPK Members, PPS Chairperson, PPS Members and the Bengkulu City Community. Data collection methods with primary data and secondary data. Data analysis techniques with data reduction, data presentation and conclusions. The results of the study showed that. The results of the study obtained by the researcher were that with the socialization from the KPUD both from the KPU, PPK and PPS commissioners to all levels of society, where the socialization provided had material, presenters, systems (methods), targets, media time and place. With this socialization, the community participates in conducting general elections, public awareness of the importance of voting rights so that they exercise their voting rights by participating in voting according to their conscience, this proves that the socialization carried out in facing the regional elections has been effective where the effectiveness of the socialization of the general election commission can, , , candidate selection, voting for candidates and political parties, election dates, how to vote, candidates and political parties, invitations to increase public knowledge, understanding and awareness of the rights and obligations in the election of presenters, systems (methods), targets, media, time and place in socializing.
BALANCING SUSTAINABILITY AND PROFITABILITY: OPTIMIZING INTELLECTUAL CAPITAL AND ITS CHALLENGES IN INDONESIAN MANUFACTURING COMPANIES Julita, Julita; Iznillah, Muhammad; Andreas, Andreas
JRAK Vol 17 No 1 (2025): April Edition
Publisher : Faculty of Economics and Business, Universitas Pasundan, Bandung, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jrak.v17i2.21906

Abstract

Companies in Indonesia have faced challenges in balancing sustainability and profitability, with the optimization of intellectual capital emerging as a new perspective for creating competitive advantage. The research aims at examining the impact of Intellectual Capital and Corporate Sustainability Performance on Corporate Financial Performance. The secondary data was obtained from the sustainability and annual reports of manufacturing companies listed on the Indonesia Stock Exchange (2018–2020). Multiple regression analyses were conducted with SPSS 24. The results indicated that the environmental and social dimensions of sustainability performance significantly influenced financial performance, while intellectual capital and the economic dimension showed no significant impact. These findings highlighted the importance of managing sustainability and intellectual capital to achieve a balance between sustainability and profitability in the manufacturing sector. This research is limited by a small number of variables and a short observation period, requiring broader future research.
Locus Of Control, Intelectual Capital Dan Implementasi Fintech Untuk Meningkatkan Kinerja UMKM Di Kota Medan Julita, Julita
Maneggio: Jurnal Ilmiah Magister Manajemen Vol 7, No 1 (2024): Maret 2024
Publisher : Magister Manajemen Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/maneggio.v7i1.19629

Abstract

UMKM dalam perekonomian nasional memiliki peran yang sangat besar. Potensi UMKM di Indonesia dapat menjadi faktor utama penggerak ekonomi bisnis. Salah satu yang harus dilihat yaitu pembangunan nasional di Indonesia pada bidang perekonomian usaha mikro, kecil menengah (UMKM) telah memberikan kontribusi dalam perkembangan perekonomian secara nasional maupun lokal, salah satunya adalah melalui pajak. UMKM merupakan penopang pertumbuhan ekonomi Indonesia. Maka dari itu dibutuhkan locus of control, pengetahuan intellectual, implementasi fintech dalam menjalankan kegiatan usahanya. Penelitian ini bertujuan untuk mengetahui bagaimana pengaruh locus of control, pengetahuan intellectual, dan implementasi fintech terhadap kinerja UMKM. Penelitian ini merupakan jenis penelitian dengan pendekatan kuantitatif dengan sampel sebanyak 130 responden pada pelaku UMKM di Kota Medan dengan penarikan sampel menggunakan rumus Hair. Dengan pengolahan data menggunakan SmartPLS (Parcial Least Square) versi 4. Aplikasi ini juga digunakan untuk menguji atau mengetahui bagaimana hubungan variabel locus of control, intellectual capital, dan implementasi fintech terhadap kinerja UMKM di Kota Medan. Hasil dari penelitian ini menunjukkan bahwa Locus of Control berpengaruh positif signifikan terhadap kinerja UMKM, Intelctual Capital berpengaruh positif signifikan terhadap kinerja UMKM dan Implementasi Fintech berpengaruh positif signifikan terhadap kinerja UMKM di Kota Medan.
Entrepreneurship for Sustainability: Dampak Education Sustainability dan Awareness of Green Accounting Julita, Julita; Desmiyawati, Desmiyawati; Natariasari, Riska; Luthfi Iznillah, Muhammad; Nabila, Kania; Izzara, Aidura
Akuntansi & Ekonomika Vol 15 No 1 (2025): Jurnal Akuntansi dan Ekonomika
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat (LPPM) Universitas Muhammadiyah Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37859/jae.v15i1.8233

Abstract

This study investigates the influence of Education Sustainability on Entrepreneurship for Sustainability, moderated by Awareness of Green Accounting, among university students. The topic is critical as higher education plays a pivotal role in shaping sustainable entrepreneurial practices aligned with the Sustainable Development Goals (SDGs). Conducted at Universitas Riau, Indonesia, the research adopts a causal design with data collected via a digital questionnaire distributed to students enrolled in entrepreneurship courses. A sample of 753 respondents was selected through convenience sampling. The data were analyzed using Partial Least Square-Structural Equation Modeling (PLS-SEM), ensuring robust testing of complex models. Results reveal that Education Sustainability significantly impacts Entrepreneurship for Sustainability, with Awareness of Green Accounting functioning as both a direct predictor and a quasi-moderator. These findings emphasize the dual importance of sustainability education and green accounting awareness in fostering sustainable entrepreneurship.
PENGEMBANGAN RENCANA BISNIS WIRAUSAHA MAHASISWA MELALUI PELATIHAN PENYUSUNAN FEASIBILITY STUDY BISNIS Julita, Julita; Nasrizal, Nasrizal; Abdurrahman, Rezi; Iznillah, Muhammad Luthfi
Jurnal Abdi Insani Vol 12 No 4 (2025): Jurnal Abdi Insani
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/abdiinsani.v12i4.2281

Abstract

Universities play a strategic role in fostering entrepreneurship, including through training in the preparation of Feasibility Studies (FS) to support the development of student entrepreneurship. This training aims to enhance students' understanding and competence in preparing FS relevant to their businesses, to reduce risks, facilitate planning, and improve business management. The methodology involves situational analysis, training preparation, material delivery, FS preparation workshops, and evaluation and mentoring. The material covers the importance of FS, the FS preparation process, and workshops using an interactive discussion approach. Results showed a significant increase in participants' understanding of FS, with most participants expressing readiness to implement the FS outcomes in their businesses. A total of 58 students from the UNRI Entrepreneur Society (UNRIES) demonstrated high enthusiasm throughout the training, which indicates the success of the applied methodology. This activity helped students understand financial needs, potential risks, and risk mitigation strategies for their businesses. With systematic and targeted training, the entrepreneurial competencies of Universitas Riau students were successfully improved. This training was effective in preparing students to run businesses more strategically and systematically, thereby supporting sustainable entrepreneurship development.