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All Journal EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Bima Journal : Business, Management and Accounting Journal Journal of Research in Social Science and Humanities Jurnal Fokus Manajemen Jurnal Akuntansi, Manajemen Dan Ekonomi Islam (JAM-EKIS) Jurnal Akuntansi, Manajemen dan Bisnis Digital Jurnal Indonesia Raya Jurnal Dehasen Untuk Negeri Journal of Management, Economic, and Accounting Jurnal Pusat Manajemen Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Journal of Indonesian Management
Nia Indriasari
Universitas Dehasen Bengkulu
Religion Arts Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Nursing Public Health Social Sciences Other

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Digital Payment and Financial Technology: Their Impact on the Financial Performance of MSMEs in Yogyakarta Eska Prima Monique Damarsiwi; Andriyani Prawitasari; Nia Indriasari
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 14 No 3 (2026): Juli
Publisher : UNIVED Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/ekombis.v14i3.11866

Abstract

Digital transformation has driven significant changes in the business activities of MSMEs, particularly in the areas of transactions and financial management. The use of digital payments and financial technology (FinTech) is one strategy that can improve operational efficiency, expand access to financial services, and support improved business performance. This study aims to analyse the impact of digital payments and financial technology on the financial performance of MSMEs in the Special Region of Yogyakarta. The study employs a quantitative approach using explanatory research methodology. Data were collected through the distribution of questionnaires to 200 MSME operators selected using purposive sampling. The Digital Payment variable was measured using indicators of QRIS usage, e-wallet usage, ease of transactions, transaction speed, transaction security, and ease of transaction recording. The Financial Technology variable was measured using indicators of ease of access to digital financial services, ease of obtaining digital financing, efficiency of business financial management, and ease of monitoring transactions and cash flow. Meanwhile, Financial Performance was measured through sales growth, profit growth, operational cost efficiency, improved cash flow, and increased profitability. Data analysis was carried out using multiple linear regression with the aid of SPSS software. The results of the study indicate that Digital Payment has a positive and significant effect on Financial Performance.
Pengaruh Work From Home (WFH) Dan Lingkungan Kerja Selama Pandemi Covid-19 Terhadap Produktivitas Kerja ASN Di Dinas P3PPKB Provinsi Bengkulu Gempo Priharto; Nia Indriasari; Siti Hanila
Journal of Management, Economic, and Accounting Vol. 1 No. 1 (2022): Januari-Juni
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jmea.v1i1.1

Abstract

The purpose of this study was to determine the work from home and work environment during the Covid-19 pandemic on the work productivity of ASN at the P3APPKB Office of Bengkulu Province.The population in this study amounted to 80 ASN with a saturated sampling technique, where all members of the population were sampled. Work From Home (X1) had a positive and significant effect on Productivity during the COVID-19 Pandemic Period ASN Work at the P3APPKB Office of Bengkulu Province. This can be seen from the significant Work From Home (X1) 0.012 < 0.05 and the value of t table = t (a/2 ;nk-1) = t (0.025 ; 77 = 1.994 means the value of tcount is greater than ttable 2.574 > 1.994 then H0 rejected and H1 accepted. Work Environment Variable (X2) had a positive and significant effect on Productivity during the COVID-19 Pandemic Period of ASN Work at the Bengkulu Province P3APPKB Office. 0.124 > 0.05 and value tcount = t (a/2 ;nk-1) = t (0.025; 77 = 1.994 means the value of tcount is greater than ttable 1.555 < 1.994 then H0 is rejected and H1 is accepted. Test F: F table = F (k;nk) =F (2;80-2;78 + 3, 11. it can be seen that the value of Fcount is 4.996 with the value of Ftable is 3.11 so that the value of Fcount and Ftable or 4.996 > 3.11, and a significant level of 0.009 < 0.05 then H0 is rejected and H3 is accepted, it can be concluded that the Work Form Home variable (X1 ) and the Work Environment (X2) simultaneously affect productivity during the COVID-19 Pandemik Period of ASN Work at the P3APPKB Office of Province B engkulu. By using multiple linear regression and the results of the study indicate that there is an effect of the variable Work From Home (X1) and the work environment (X2) partially influencing the work productivity of ASN in the P3APPKB Office of Bengkulu Province. Work From Home (X1) and Work Environment (X2) Simultaneous effect on productivity (Y) is 92%.
Swot Analysis Of Tahu Tempe In Efforts To Develop The Food Industry In South Bengkulu District Shofi Rahmadannia; Nia Indriasari; Dodi Hardinata
Jurnal Pusat Manajemen Vol. 1 No. 1 (2024): Juni
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jpm.v1i1.439

Abstract

This research presents a SWOT analysis of efforts to develop the tofu and tempeh food industry in South Bengkulu Regency. This research aims to analyze the strengths, weaknesses, opportunities and threats (SWOT) in the development of the tofu and tempeh industry in South Bengkulu Regency. The method used is qualitative descriptive analysis with a SWOT approach. Data was obtained through interviews with tofu and tempeh producers and field observations. This research concludes that to develop the tofu and tempe industry in South Bengkulu Regency, a strategy is needed that includes increasing market expansion and strengthening the managerial capabilities of producers. In this way, the tofu and tempeh industry can become a more competitive sector and contribute significantly to the local economy.
Co-Authors Abdul Rahman Akbar Ilahi Aldi Zulfikar Aldizulfikar Aldizulfikar Andriyani Prawitasari Ariska, Yesi Indian Damarsiwi, Eska Prima Monique Deka Amlia Desti Hendayani Dodi Asmawi Dodi Hardinata Dwi Kurniawan Fadila Putri Lauara Fikri Nazih Juniansyah Galuh Hardiyanti Gempo Priharto Hasan Abdulah Heru Orbandi Ida Anggraini Ida Anggriani Ida Anggriani Ida Ayu Made Er Metha Gayatri Iswi Dana Utama Putra Iswidana Utama Putra Kadri Kadri Kamelia Astuty Karona Cahya Susena Lusi Aprika Mira Andina Muhammad Rahman Febliansa Nela Puspita Sari Neri Susanti Nina Nina Nyoman Jepri Arianto Olan Rizki Oni Yulianti Ripi Pitriyanti Ripi Pitriyanti Sadad Radansyah Secilia Racmi serly mayang sari Shofi Rahmadannia Siti Hanila Suwarni Tinsi Afriani Tito Irawanto Tito Irwanto Tri Febrina Tri Hadi Purnomo Wagini Yanto Efendi Yollandah Yollandah Yudi Irawan Abi Yun Fitriano