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All Journal Jurnal Usia Dini Fondasi: Jurnal Teknik Sipil JURNAL EDUKASI NONFORMAL Maspul Journal of Community Empowerment Aghniya: Jurnal Ekonomi Islam Jurnal Bahasa dan Sastra Private Law Optimal: Jurnal Ekonomi dan Manajemen Protasis: Jurnal Bahasa, Sastra, Budaya, dan Pengajarannya Jurnal Riset Hukum, Ekonomi Islam, ekonomi, Manajemen dan Akuntansi Jurnal Manajemen Dan Bisnis Ekonomi Journal of Educational Innovation and Public Health Jurnal Ilmu Kedokteran dan Kesehatan Indonesia Jurnal Bima: Pusat Publikasi Ilmu Pendidikan Bahasa dan Sastra Nian Tana Sikka: Jurnal Ilmiah Mahasiswa Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Dharma Acariya Nusantara: Jurnal Pendidikan, Bahasa dan Budaya Jurnal Intelek Dan Cendikiawan Nusantara Jurnal Intelek Insan Cendikia Karya Nyata: Jurnal Pengabdian Kepada Masyarakat Inovasi Sosial: Jurnal Pengabdian Masyarakat Journal of Digital Technology and Computer Science Jurnal Ilmu Kedokteran dan Kesehatan Indonesia
Nurhaliza Nurhaliza
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Journal : Aghniya: Jurnal Ekonomi Islam

 1 
Implementasi Produk Pembiayaan Kredit Usaha Rakyat (KUR) Mikro Pada PT. Bank Syariah Indonesia Kantor Cabang Pembantu Binjai Sudirman Nurhaliza Nurhaliza; Ahmad Sanusi Lukman; Sri Wahyuni Hasibuan
AGHNIYA : Jurnal Ekonomi Islam Vol 4, No 1 (2022): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/aghniya.v4i1.11142

Abstract

The research aims to find out the criteria for customers who receive Sharia Micro KUR financing products at PT. BSI KCP Binjai Sudirman, and the implementation of Kur Mikro Syariah products at PT. BSI KCP Binjai Sudirman. This type of research is a qualitative type. The results showed that the Murabahah contract mechanism in financing products starts from completing the requirements in the murabahah bank BSI KCP Binjai Sudirman financing application application, which consists of the terms of the individual financing application and the terms of the application for legal entity / business entity financing. The stages of the financing process flow start from initiation, data collection, financing evaluation, financing decisions, and financing contracts. In analyzing the feasibility of financing KUR BSI KCP Binjai Sudirman, referring to the principles of 5C analysis which include; character, capacity, capital, condition of economy and collateral.
Co-Authors Abdul Kahar Achmad Syahlani Adrian Roy Sanda Manurung Afifah Vania Faradillah Ahmad Moh Nur Ahmad Sanusi Lukman Alfani Maulidah Rahmah Ambia Nurdin Amiruddin Amiruddin Andi Adbiyah Kurnia Dela ARDIANSYAH ARDIANSYAH Daniel Aritonang Deri Kurniawan Dika Meilisan Dwi Wahyu Candra Dewi Eka Yanti Ella Oktavinata Syahputri Fauzi Aldina Febiola Febiola Fetty Febriasti Bahar Hairul Huda Hamzah, Any Suryani Hasnah Faizah AR Hendra Cipta Irma wati Istiqoma Helmi Putri Luki Alvino M Nuklirullah M. Mimbar Topik Mariana Mariana Marsye Wulandari Maulidawati Maulidawati Muammar Khaddafi Muh Nasir Muhammad Alfian Pahri Muhammad Haikal Muhammad Idham Muhammad Irsyad Fadhil Muhammad Muhammad Mulkiatul Hikmah Nakita Sisilia Nashruddin, Nashruddin Nasrul Ulfa Nazwa Nabila Nurdiansyah Nurdiansyah Olfa Seviona Putri Opi Andriani Puti Artistia Putri Sembiring Radhiah Radhiah Ramli Ramli Rayyan Firdaus Retno Wulandari Ricky Dear Fitria Ropi Saputri Saparuddin Saparuddin Selvisah Pitriyani Sitti Aisyah Sri Wahyuni Hasibuan Sri Yuliani Sukmawati Sukmawati Sulvio Berlusconi Sihombing Tanasy, Novalia Tri Agustin Wan Nova Listia Winda Winda Zakiyuddin Zakiyuddin Zamzami Zamzami