Articles
<![CDATA[Sharia Banking Syndicated Financing in The Context of Funding Strategic Projects after Islamic Financial Qanun Institution in Aceh ]]>
<![CDATA[Nurhisam, Luqman]]>;
<![CDATA[Eriyanti, Nahara]]>;
<![CDATA[Mundakir, Mundakir]]>;
<![CDATA[Mursid, Fadillah]]>;
<![CDATA[Khulwah, Juhrotul]]>
<![CDATA[ Samarah: Jurnal Hukum Keluarga dan Hukum Islam Vol 8, No 3 (2024): Samarah: Jurnal Hukum Keluarga dan Hukum Islam ]]>
Publisher : <![CDATA[Islamic Family Law Department, Sharia and Law Faculty, Universitas Islam Negeri Ar-Raniry ]]>
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DOI: 10.22373/sjhk.v8i3.15891
<![CDATA[This article focus on Islamic banking syndicated financing in the context of funding strategic projects in Aceh Province after the enactment of Qanun Number 11 of 2018. The research methodology used is normative legal study, which includes analysis of norms, principles of Islamic banking, and opinions of Islamic economic law experts. The approaches employed are the legislative approach. The object of this research is focused on the role of Islamic banks and the mechanisms carried out by Islamic banking in syndicated financing after the establishment of Qanun Number 11 of 2018 concerning Islamic Financial Institutions. The results of this study indicate that in the context of funding strategic projects, the infrastructure development of Aceh Province. That Islamic banking syndicated financing has an important role on the basis of financing needs on a large scale. It is hoped that the syndicated financing will be the right solution by referring to several provisions that contain sharia principles in the sharia banking syndicated financing process. The enactment of Qanun Number 11 of 2018 concerning Islamic Financial Institutions, became the legal basis for the implementation of syndicated financing. In addition, it also refers to the fatwa issued by DSN-MUI Number 91/DSN-MUI/IV/2014 concerning Syndicated Financing (Al-Tamwil Al-Mashrifi Al-Mujamma'), and based on OJK Circular Letter No. 36/SEOJK.03/ 2015 concerning Products and Activities of Islamic Commercial Banks and Sharia Business Units. So the implementation of syndicated financing at Islamic banks in Indonesia is in principle in line with the existing provisions in Sharia, but still must continue to be supervised by the Sharia Supervisory Board/DPS in this case the context is the Aceh Sharia Council/DSA so that there are no violations in its implementation.]]>
<![CDATA[SETTLEMENT OF DEFECTS IN MURABAHAH FINANCING AT BANK ACEH SYARIAH REGIONAL BIREUEN, INDONESIA ]]>
<![CDATA[Afra, Cut]]>;
<![CDATA[Eriyanti, Nahara]]>;
<![CDATA[Mohamed Arif, Nasr]]>
<![CDATA[ JURISTA: Jurnal Hukum dan Keadilan Vol. 7 No. 2 (2023): JURISTA: Jurnal Hukum dan Keadilan ]]>
Publisher : <![CDATA[Centre for Adat and Legal Studies of Aceh Province (CeFALSAP) ]]>
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DOI: 10.22373/jurista.v7i2.78
<![CDATA[This research aims to investigate the procedure for addressing problems in murabahah finance resulting from debtor default. This study uses empirical juridical research methodology, which involves gathering data through interviews, document and report analysis, and other secondary sources. The research findings indicate that default is primarily caused by external factors, including the deteriorating business condition or failure of the customer's business, the customer's unfavourable character, and issues in the installment payment process such as delayed debt payments. The second cause pertains to an internal issue when the debtor fails to fulfil the promised payment within the agreed timeframe. In order to address this default, Bank Aceh Bireuen Branch conducted deliberations guided by the principle of justice (al-ilah) between the bank and the member responsible for the default, in accordance with the muamalah concept and relevant rules.]]>
<![CDATA[ANALYSIS OF WORK SPECIFICATIONS ON LABOR WAGES AT EARLY CHILHOOD SCHOOL IN TRIENGGADENG SUB-DISTRICT, PIDIE JAYA - INDONESIA: A STUDY OF IJĀRAH AL-'AMĀL THEORY ]]>
<![CDATA[Putri Maisarah, Intan]]>;
<![CDATA[Sumardi, Dedy]]>;
<![CDATA[Eriyanti, Nahara]]>
<![CDATA[ JURISTA: Jurnal Hukum dan Keadilan Vol. 8 No. 1 (2024): JURISTA: Jurnal Hukum dan Keadilan ]]>
Publisher : <![CDATA[Centre for Adat and Legal Studies of Aceh Province (CeFALSAP) ]]>
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DOI: 10.22373/jurista.v8i1.135
<![CDATA[This study discusses the issue of work specifications and wage provisions which are analyzed using the concept of ijārah al-'amāl. In practice, there is still a discrepancy between the work specifications imposed on workers and wages that are not in accordance with the level of risk and responsibility of workers in early childhood school (Pendidikan Anak Usia Dini [PAUD]). This causes workers' welfare to be neglected and has implications for the quality of services provided. This study is a type of juridical-empirical research using primary and secondary data, primary data obtained through interview techniques and secondary data obtained through reviewing library materials. The data collected was analyzed in qualitative descriptive form which was arranged systematically. The results of the research show that work specifications regarding labor wages at PAUD IT Mahkota Insani, PAUD Kasih Ibu and PAUD RA An Nur are fixed through calculating working days and hours for 6 days a week and working hours of 8 hours per day. Viewed according to the theory of ijārah al-'amāl, even though the terms and conditions of the contract have been fulfilled, there are problems in determining wages that do not fairly consider the level of risk and responsibility of workers in PAUD. To achieve justice and worker welfare in line with maqāṣid al-sharī'ah, it is necessary to make wage adjustments that take into account the number of children handled, the level of risk, and the responsibilities of each worker. In this way, the wages received reflect more justice and provide adequate welfare for workers.]]>
<![CDATA[Peran Bea Cukai dalam Penegakan Hukum terhadap Tindak Pidana Penyelundupan Bawang Merah ]]>
<![CDATA[Zubaidi, Zaiyad]]>;
<![CDATA[Eriyanti, Nahara]]>;
<![CDATA[Fiani, Ade Nuzul]]>
<![CDATA[ Tasyri' : Journal of Islamic Law Vol. 2 No. 1 (2023): Tasyri' ]]>
Publisher : <![CDATA[STAINI Press ]]>
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DOI: 10.53038/tsyr.v2i1.45
<![CDATA[This paper is motivated by the rise of criminal acts of smuggling of goods and services in Indonesia. The Customs and Excise Party as a government agency has conducted supervision and inspection of imports of goods both from within and from abroad to eradicate smuggling. The Sumatra region, one of which is the Aceh region, is one of the places for committing the crime of smuggling shallot products. If this crime always occurs every year, then every year the state suffers losses. This study used qualitative research methods. The data sources for this research are field data (field research) and literature (libray research). The results showed that the role of Langsa City Customs and Excise in law enforcement against the criminal act of smuggling shallots was by conducting patrols, strengthening intelligence and community information, carrying out law enforcement, collaborating with other agencies. Many obstacles were faced by the Customs and Excise of Langsa City in enforcing the law against the crime of smuggling shallots, these obstacles were due to the country's vast geography, lack of facilities, lack of personnel, safety of officers, and lack of public awareness of law.]]>
<![CDATA[Analisis Praktik Jual Beli Case Handphone Secara Online Dengan Metode Dropship Menurut Perspektif Akad Samsarah ]]>
<![CDATA[Nahara Eriyanti]]>
<![CDATA[ Islamic Circle Vol. 5 No. 1 (2024): Islamic Circle ]]>
Publisher : <![CDATA[Prodi Hukum Ekonomi Syari'ah STAIN Mandailing Natal ]]>
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DOI: 10.56874/islamiccircle.v5i1.1910
<![CDATA[Jual beli dropship telah menjadi model bisnis yang semakin popular saat ini. Namun, tinjauannya terhadap kesesuaiannya dengan prinsip-prinsip syariah sangat penting. Artikel ini bertujuan untuk mengkaji praktik dropship yang dilakukan oleh @ciptagoislam. Beberapa isu utama yang akan penulis bahas meliputi kepemilikan barang, transparansi informasi, dan pertukaran nilai yang adil. Analisis yang akan dilakukan untuk menilai apakah kegiatan jual beli dropship yang dilakukan oleh @ciptagoislam sudah sesuai dengan konsep akad Samsarah. Pembahasan ini juga akan mencakup persyaratan dan batas yang harus di penuhi agar bisnis ini sah dan sesuai dengan prinsip syariah. Penelitian ini merupakan penelitian kualitaif dengan pendekatan deskriptif analisis. Hasil penelitian ini menyimpulkan bahwa praktik jual beli dropship diperbolehkan dalam islam dengan sejumlah persyaratan dan menggunakan akad samsarah. Adapun praktik jual beli dropship yang dilakukan oleh @ciptagoislam sudah sesuai dengan rukun dan syarat akad samsarah.]]>
<![CDATA[TINJAUAN HUKUM EKONOMI SYARIAH TERHADAP SISTEM BAGI HASIL NGAWALI KORO: Studi Kasus Desa Tungel Kecamatan Rikit Gaib Kabupaten Gayo Lues ]]>
<![CDATA[Eriyanti, Nahara]]>
<![CDATA[ Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 2 No. 1 (2021): Al-Mudharabah : Jurnal ekonomi dan Keuangan Syariah ]]>
Publisher : <![CDATA[Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry ]]>
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DOI: 10.22373/al-mudharabah.v3i1.1299
<![CDATA[Pada dasarnya dalam teori bagi hasil yang ada dalam Islam disebut akad Mudharabah yaitu kerja sama antara dua pihak untuk menjalankan suatu usaha tertentu, di mana pihak pertama sebagai pemilik modal kemudian pihak kedua sebagai pengelola. Hal ini berlaku pula pada kegiatan kerjasama di bidang peternakan kerbau atau biasa disebut Ngawali Koro di Desa Tungel Kecamatan Rikit Gaib Kabupaten Gayo Lues, Namun pada praktiknya Pembagian keuntungan dari hasil Ngawali koro hanya dilakukan jika kerbau sudah beranak minimal tiga ekor, di situlah si pemilik modal akan membagi satu ekor kerbau kepada si pengelola sebagai hitungan bagi hasil. Penelitian ini bertujuan Untuk mengetahui Bagaimana pelaksanaan perjanjian kerja sama bagi hasil Ngawali Koro , serta tinjauan hukum ekonomi syariah terhadap sistem bagi hasil pada masyarakat di Desa Tungel, kecamatan Rikit Gaib, Kabupaten Gayo Lues. Jenis penelitian ini adalah penelitian Lapangan (field research) yang dilaksanakan di Desa Tungel, Untuk mendapatkan data yang valid, peneliti menggunakan beberapa metode pengumpul data yaitu wawancara, dokumentasi dan observasi setelah data tersebut terkumpul maka dianalisis menggunakan metode deskriptif kualitatif. Hasil penelitian ini menunjukkan bahwa pelaksanaan bagi hasil hewan ternak di Desa Tungel Kecamatan Rikit Gaib Kabupaten Gayo Lues menggunakan sistem Nisbah bagi hasil keuntungan yang akan diberikan dalam bentuk anak kerbau bukan upah. Ketika hewan ternak itu sudah beranak minimal tiga ekor, maka si pemilik modal akan membagi satu ekor kerbau kepada si pengelola sebagai hitungan bagi hasil. Praktik pembagian keuntungan pada kerjasama Ngawali Koro tidak sesuai dengan konsep mudharabah dalam Islam, karena pembagian keuntungan terdapat unsur ketidakjelasan kepada pengelola kerbau tersebut.]]>
<![CDATA[KEBIJAKAN PEMERINTAH TENTANG MEKANISME JUAL BELI PUPUK SUBSIDI DI KABUPATEN ACEH SINGKIL DALAM PERSPEKTIF TAS’IR AL-JABARI ]]>
<![CDATA[Nahara Eriyanti]]>
<![CDATA[ Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 2 No. 2 (2021): Al-Mudharabah : Jurnal Ekonomi dan Keuangan Syariah ]]>
Publisher : <![CDATA[Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry ]]>
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DOI: 10.22373/al-mudharabah.v3i2.2008
<![CDATA[Aceh Singkil memiliki sumber daya alam potensial yang kontribusinya di bidang pertanian dan perkebunan menempati urutan pertama terhadap perekonomian masyarakat. Sehingga pemerintah memberikan perhatian lebih di sektor pertanian dengan memberikan pupuk subsidi bagi petani dari kalangan menengah ke bawah. Namun ternyata kebijakan yang dilakukan oleh pemerintah terkait penyaluran pupuk subsidi tidak berjalan sebagaimana mestinya. Berbagai permasalahan seperti kelangkaan pupuk dan tingkatan harga yang berbeda menjadi hal yang lumrah terjadi. Kajian ini menjawab tujuan penelitian yaitu bagaimana ketersediaan pupuk subsidi dan sistem pengalokasiannya untuk petani di Aceh Singkil, tingkat harga yang ditetapkan Dinas Tanaman Pangan, Hortikultura dan Peternakan Aceh Singkil pada penjualan pupuk subsidi di kios-kios resmi pengecer, dan kebijakan pemerintah Aceh Singkil terkait mekanisme jual beli pupuk subsidi dalam perspektif tas’ir al-jabari. Penelitian ini menggunakan metode kualitatif melalui pendekatan sosio-yuridis dan bersifat deskriptif analisis melalui pengumpulan data primer yang diperoleh di lapangan dan data sekunder yang diperoleh dari penelitian kepustakaan. Hasil penelitian menunjukkan bahwa ketersediaan pupuk subsidi di Kabupaten Aceh Singkil masih belum mencukupi 100% dari kebutuhan petani (hanya berkisar di antara 30% sampai dengan 40% saja) disebabkan oleh faktor, yaitu: jumlah alokasi yang terbatas, kurangnya kesadaran petani dalam pendaftaran e-RDKK, penjualan pupuk subsidi kepada pihak lain, dan ketidaksesuaian antara alokasi dengan jumlah RDKK. Tingkatan harga di kios pengecer masih beragam, karena ada pihak yang mengambil keuntungan sebanyak Rp.15.000,00 sampai Rp.20.000,00 dari ketetapan HET (Harga Eceran Tertinggi) pemerintah. Sistem pengalokasiannya juga masih kondisional.Kebijakan yang dibuat oleh pemerintah Aceh Singkil terkait mekanisme jual beli pupuk subsidi juga belum sesuai dengan konsep tas’ir al-jabari karena bertolak belakang dengan tujuan awalnya, yaitu menetapkan harga yang adil serta mengurangi tingkat kelangkaan demi kemaslahatan bersama.]]>
<![CDATA[MURABAHAH FINANCING MECHANISM IN SHARIA CONSUMER COOPERATIVE MITRA NIAGA SEJAHTERA LAMBARO ACEH BESAR, INDONESIA ]]>
<![CDATA[Mubarrak, Husni]]>;
<![CDATA[Eriyanti, Nahara]]>;
<![CDATA[Salsabilla, Tiara]]>
<![CDATA[ Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 4 No. 1 (2023): Al-Mudharabah : Jurnal Ekonomi dan Keuangan Syariah ]]>
Publisher : <![CDATA[Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry ]]>
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DOI: 10.22373/al-mudharabah.v4i1.3047
<![CDATA[One of the financial institutions that contribute effectively to channeling business capital financing is the Sharia Consumer Cooperative Mitra Niaga Sejahtera located in Lambaro Aceh Besar. This institution is supervised by the Sharia Supervisory Board which is tasked with overseeing the operations and practices of LKS in order to adhere to sharia principles. This research examines murabahah financing and looks at the extent of the supervision of the Sharia Supervisory Board at the Mitra Niaga Sejahtera Sharia Consumer Cooperative. So that it raises questions about the murabahah financing mechanism based on the DSN MUI Fatwa Review. In this study the authors used a type of qualitative research and produced data in the form of descriptive analysis. Data collection techniques using interview techniques in the field and documentation. The results of the research obtained that the initial mechanism to become a member / prospective member of murabahah financing is by submitting application for murabahah business capital financing with predetermined conditions, ensuring that murabahah financing is on target, checking the pillars such as contracts, parties to the transaction, objects, objectives and benefits of the financing.]]>
<![CDATA['Urf Marriage of Gampong Padang Residents in Setia Bakti District, Aceh Jaya Regency: 'Urf Pernikahan Warga Gampong Padang di Kecamatan Setia Bakti Kabupaten Aceh Jaya ]]>
<![CDATA[Rahmayani, Rahmayani]]>;
<![CDATA[karim, Ihdi]]>;
<![CDATA[Eriyanti, Nahara]]>
<![CDATA[ El-Hadhanah : Indonesian Journal Of Family Law And Islamic Law Vol. 2 No. 2 (2022): El-Hadhanah: Indonesian Journal of Family Law and Islamic Law ]]>
Publisher : <![CDATA[Prodi Hukum Keluarga Fakultas Syariah dan Hukum UIN Ar-Raniry ]]>
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DOI: 10.22373/hadhanah.v2i2.1848
<![CDATA[There are often various customs of marriage customs in society. From these marriage habits, some are not contrary to Sharia but there are also the opposite. For this the customs/customs of marriage need to be traced using the review of 'urf, so that it is thus identified whether it belongs to 'urf shahih or 'urf fasid. From that, this study formulated two problems, including how the marriage habits carried out by a small number of Gampong Padang residents and what 'urf reviews these marriage habits are. To answer these two formulations, the author uses a library research method with several approaches, namely the case approach, legislation, and the 'urf theory approach. The result obtained from this study is that there is a small percentage of Gampong Padang residents who hand over the fate of their marriage to someone who is held under the name waled / walidi. After collecting several waled people then determined a mate against them. After the arranged marriage proceeds to the stage around sawa mountain, to the tomb of ureung malem for the ritual summoning of ancestral spirits and sirri marriage. Based on these data, researchers categorize the marriage habit into two forms of 'urf, namely shahih and fasid. What is included in the urf shahih is the arranged marriage and marriage of sirri, the arranged marriage is done voluntarily and so is the sirri marriage carried out according to the marriage. Meanwhile, what is included in the 'urf fasid is to surround the sawa mountain and to the tomb of the mountain malem for ancestral spirit summoning rituals, because it contains shirk and adultery. It should not be a custom that is fasid because a concept of custom can be done if it does not conflict with the syara'.]]>
<![CDATA[SIMPLE LAWSUIT IN SHARIA ECONOMIC DISPUTES. A CASE STUDY OF DECISION NUMBER 1/PDT.G.S/2019/PA.KDS ]]>
<![CDATA[Nurhisam, Luqman]]>;
<![CDATA[Eriyanti, Nahara]]>
<![CDATA[ Dusturiyah: Jurnal Hukum Islam, Perundang-undangan dan Pranata Sosial Vol 14, No 2 (2024): JURNAL DUSTURIAH ]]>
Publisher : <![CDATA[Universitas Islam Negeri Ar-Raniry ]]>
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DOI: 10.22373/dusturiyah.v14i2.25842
<![CDATA[As the activities of the Sharia economy develop, the number of Sharia economic dispute cases submitted to the Religious Court has increased. One of the cases decided by the Kudus Religious Court is the Breach of Contract Lawsuit with Decision Number 1/P.dt.G.S/2019/PA.Kds. The Supreme Court issued Regulation Number 14 of 2016 concerning Procedures for the Settlement of Sharia Economic Disputes, which includes simple lawsuits and ordinary lawsuits. Simple lawsuits are further regulated in Supreme Court Regulation Number 2 of 2015, which was later amended to Supreme Court Regulation Number 4 of 2019 concerning Procedures for the Settlement of Simple Lawsuits. This regulation aims to ensure that the resolution of Sharia economic disputes is simpler, faster, and less costly. This research aims to analyze the process and mechanism for resolving simple Sharia economic dispute lawsuits at the Kudus Religious Court, examine the judges' considerations in deciding Sharia economic dispute cases, and identify challenges in resolving Sharia economic disputes. The type of research used is field research with a qualitative approach, utilizing primary, secondary, and tertiary data. The results of the study show that the process and considerations of the judges in Decision Number 1/P.dt.G.S/2019/PA.Kds are in accordance with applicable regulations. However, the resolution of the case takes quite a long time. Therefore, judges in the Religious Courts are required to have competence in Sharia economic law to handle cases more effectively and efficiently.]]>
