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All Journal STRATEGIC MIQOT: Jurnal Ilmu-ilmu Keislaman Ikonomika : Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmiah Ekonomi Islam al-Uqud : Journal of Islamic Economics NUSANTARA : Jurnal Ilmu Pengetahuan Sosial Jurnal Penelitian Medan Agama Journal of Humanities and Social Studies Syarikat : Jurnal Rumpun Ekonomi Syariah SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Al-Kharaj: Journal of Islamic Economic and Business International Journal of Economics Development Research (IJEDR) Jurnal E-Bis: Ekonomi Bisnis Islamijah: Journal of Islamic Social Sciences JURNAL USM LAW REVIEW JURMA : Jurnal Program Mahasiswa Kreatif Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) International Journal of Education, Social Studies, And Management (IJESSM) International Journal Mathla'ul Anwar of Halal Issues Jurnal Ekonomi dan Bisnis Digital (MINISTAL) Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi JUMANTIK (Jurnal Ilmiah Penelitian Kesehatan) JURIS (Jurnal Ilmiah Syariah) Journal of International Conference Proceedings Journal of Management, Economic and Accounting (JMEA) Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen International Conference on Health Science, Green Economics, Educational Review and Technology (IHERT) Innovative: Journal Of Social Science Research Madani: Multidisciplinary Scientific Journal AMMA : Jurnal Pengabdian Masyarakat Jurnal Manajemen Pariwisata dan Perhotelan Jurnal Akuntan Publik IIJSE Sharia Economic and Management Business Journal (SEMBJ) J-Mabisya Jurnal Sains, Ekonomi, Manajemen, Akuntansi dan Hukum Jurnal Ekonomi, Bisnis, Manajemen dan Akuntansi (JEBIMAN)
Chuzaimah Batubara
Universitas Islam Negeri Sumatera Utara
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ANALISIS MINAT MASYARAKAT TERHADAP PRODUK DIGITAL PEGADAIAN SYARIAH DALAM KEMUDAHAN BERTRANSAKSI DI PT. PEGADAIAN SYARIAH CPS ARIEF RAHMAN HAKIM Tari Nopita Pratiwi; Chuzaimah Batubara; Sri Ramadhani
Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi Vol. 5 No. 2 (2025): Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurimea.v5i2.936

Abstract

Pegadaian Syariah CPS Arief Rahman Hakim is a sharia financial institution engaged in financial services and other services that have main products of pawn financing and micro financing. This study aims to determine the Strategy and Obstacles of PT Pegadaian Syariah CPS Arief Rahman Hakim in providing convenience for customers to transact, and to find out how the public responds and interests in digital pawn service products. The approach to this research is Qualitative descriptive, with data collection methods, namely: interviews as supporting using documentation studies in accordance with the problems discussed. The results of the study concluded that PT Pegadaian Syariah CPS Arief Rahman Hakim implemented a strategy to provide convenience for customers in transacting using digital pawn products. PT Pegadaian Syariah CPS Arief Rahman Hakim is also still lacking in socialization, causing many local people who do not know about the existence of the digital pawnshop sharia product. The obstacles faced by PT Pegadaian Syariah CPS Arief Rahman Hakim in increasing the number of customers using digital products are triggered by the application system which often errors, do not have smartphones and prefer to come directly to the outlet.
The Impact Of Village Funds On Enhanching Welfare Of North Maluku Communities Using Falah Approach Batubara, Chuzaimah; Harahap, Isnaini; Marpuah, Siti
IKONOMIKA Vol 5, No 2 (2020)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/febi.v5i2.6985

Abstract

The village fund is the government's effort to reduce poverty in villages in Indonesia, including in North Maluku. From the perspective of development funding, village funds play a major role in improving the quality of villages in North Maluku. But in fact, the poverty rate in North Maluku has actually increased. Based on these facts, this paper seeks to explain how the effectiveness of village funds is to reduce poverty and improve community welfare. To answer this problem, a qualitative research approach was carried out by the method of collecting in-depth interview data and focus group discussions with the village head, BPD and village communities.By conducting in-depth interviews and focus group discussions, this study found that village funds in Beringin Jaya and Akeguraci Villages in Tidore Kepulauan District and Ake Jailolo Village and Bobane Village, West Halmahera District, North Maluku, were able to improve the status of villages from disadvantaged to developing villages, but these changes are not followed by an increase in welfare (Falah). This is because village fund programs are more focused on infrastructure development but have not been able to meet economic and social aspects of life, such as providing life skills, enhancing harmony, and independence. The main problem is that human resources are still low both in terms of education level and quality of expertise so that village funds are managed as is.This study recommends that village funds are effective in reducing poverty, the village government needs to prepare a village development blueprint (renstra) in the next 5 years with clear indicators based on village achievements and the amount of village funds received. Village governments also need to send village fund managers to attend training on planning and reportingvillage financialKeywords: village funds, index, empowerment, Falah, North Maluku
IMPLIKASI SERTIFIKASI HALAL TERHADAP DAYA JUAL DAGING: Studi Kasus Pada Penjual Daging di Pasar Palapa, Brayan Cania, Ema Saswita; Batubara, Chuzaimah
International Journal Mathla’ul Anwar of Halal Issues Vol. 4 No. 2 (2024)
Publisher : Universitas Mathla’ul Anwar Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30653/ijma.202442.112

Abstract

This study examines the implications of halal certification on the sales of meat in Palapa Market, Brayan, using a phenomenological approach and data triangulation. The findings indicate that halal certification significantly enhances consumer trust and boosts sales, with an observed increase of up to 20% in some vendors after certification. Consumer surveys reveal that 80% of respondents prefer buying meat from certified vendors, aligning with previous research indicating that halal certification is associated with higher perceived quality and safety. However, the study also identifies challenges in obtaining certification, particularly the high costs and complex procedures, which pose significant barriers for small-scale vendors. To address these issues, government intervention and supportive policies are essential, including subsidies and streamlined certification processes. Overall, halal certification not only meets consumer demands and improves market competitiveness but also contributes significantly to economic growth in the halal food sector.
Analysis of MSMEs Growth Post Pandemi Covid-19 in Medan Sasmita, Riza; Batubara, Chuzaimah; Kamilah, Kamilah
JHSS (JOURNAL OF HUMANITIES AND SOCIAL STUDIES) Vol 6, No 2 (2022): JHSS (Journal of Humanities and Social Studies)
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/jhss.v7i1.8249

Abstract

The purpose of this research is to determine the impact of the COVID-19 pandemic on small and medium-sized enterprises (SMEs) in the city of Medan, as well as solutions and measures to improve SMEs after the pandemic. This investigation employs a descriptive qualitative case study methodology. Documentary research, interviews, observations, and the distribution of questionnaires were used in this study to acquire data from Medan City MSME managers. The data analysis employed is a qualitative-interactive analysis comprised of three concurrent strands of activity: data reduction, data presentation, and conclusion. This study demonstrates the effects of COVID-19 on the development of small and medium-sized enterprises in Medan. In 2018, there were 1,664 MSMEs; in 2019, there will be 1,072. In 2019, the number of MSMEs in Medan City decreased by 594, or 34.5%, because COVID-19 affected all industries, including MSMEs. There were 1,040 MSMEs in 2020. This year, the number of small and medium-sized enterprises (SMEs) in Medan City decreased by 32, or 0.2%, due to the continued prevalence of the COVID-19 virus. There will be 1,179 SMEs in 2021. In 2021, the number of small and medium-sized enterprises will increase by 139, or 14.0%. Faced with the ongoing COVID-19 pandemic, small and medium-sized businesses (SMBs) in Medan City are innovating their product marketing, particularly through the use of digital marketing.
Branding of Halal Accommodation in Supporting Sharia Tourism Reni Ria Armayani Hasibuan; Azhari Akmal Tarigan; Chuzaimah Batubara; Nurhayati Nurhayati
Sharia Economic and Management Business Journal (SEMBJ) Vol. 7 No. 1 (2026): February
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v7i1.1898

Abstract

Background: The global Muslim population reached 26% in 2020 and is projected to reach 34% by 2070, driving significant demand for halal tourism. Indonesia, as the country with the largest Muslim population, possesses enormous potential for Sharia tourism development, yet faces challenges including unclear regulations, limited facilities, and low public awareness of halal certification. In Aceh, only two out of 84 accommodation units have obtained halal certification despite many claiming to operate on Sharia principles. Method: This study employed a quantitative approach with explanatory and correlational research design. A sample of 600 respondents was selected using simple random sampling from star-rated hotels in Banda Aceh. Data were collected through closed questionnaires with a 1-5 Likert scale. Data analysis utilized Structural Equation Modeling (SEM) based on Partial Least Squares (PLS) using SmartPLS 4.0 software. Results: The results indicate that all branding variables—Brand Salience, Brand Meaning, Brand Response, Brand Resonance—and the Role of Government have significant positive influences on Sharia tourism development (p-value < 0.05). Brand Resonance demonstrated the strongest influence (path coefficient 0.321), followed by the Role of Government (0.289). The model showed good goodness of fit with SRMR 0.035 and NFI 0.926. Conclusion: The conclusion emphasizes that strong halal accommodation branding and government support through regulation and oversight are essential keys to positioning Aceh as a leading destination in the global halal tourism industry.
MANAJEMEN SUMBER DAYA MANUSIA DALAM PERSPEKTIF ISLAM Anisyah Risky Nasution; Chuzaimah Batubara
JEBIMAN : Jurnal Ekonomi, Bisnis, Managemen dan Akuntansi Vol. 1 No. 4 (2023): JEBIMAN: Jurnal Ekonomi, Bisnis, Manajemen dan Akuntansi
Publisher : CV. ADIBA AISHA AMIRA

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Abstract

Management in an Islamic perspective is a management practice that applies Islamic values in the company's management functions. The purpose of this study is to determine the application of sharia management in the recruitment, selection and training of professional employees. This study also analyzes management practices based on Islam in companies. The research used is a qualitative approach with descriptive analysis method. The owners and staff of Azalea Botanicals have an understanding of the mandala. Management in an Islamic perspective is a management practice that incorporates Islamic values into the company's management functions. The results show that about Islamic management, which applies to areas such as workforce planning, recruitment, selection, and training. Likewise, researchers found that the application of Islamic values in all company activities has a positive impact on employee religiosity and responsibility, as well as creating a Rahmatan Lil'alamin environment that is beneficial to many people
PRAKTIK ETIKA ISLAM DAN PASAR: BUKTI DARI INSTITUSI KEUANGAN ISLAM Nabila Prahaski; Chuzaimah Batubara
JEBIMAN : Jurnal Ekonomi, Bisnis, Managemen dan Akuntansi Vol. 1 No. 4 (2023): JEBIMAN: Jurnal Ekonomi, Bisnis, Manajemen dan Akuntansi
Publisher : CV. ADIBA AISHA AMIRA

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Abstract

The market from Islamic ethical practices will pay attention, among other things, to the process of obtaining the right supply from the right suppliers, performing Sharia-compliant processes efficiently and innovatively, with the ultimate goal of providing halal, environmentally friendly, ethical, and socially responsible products and services to customers. The main objective of this research is to examine the market dimensions of 37 Islamic financial institutions in Indonesia for the year 2012. Content analysis of annual reports and sustainability reports was used to examine their current market practices. Semi- structured interviews were also conducted to validate the findings and clarify emerging issues. The marketplace involves stakeholder engagement activities followed by marketing activities. The disclosure of Islamic principles and values in market-related policies has received insufficient attention. This indicates that Islamic financial institutions do not strategically incorporate Islamic principles and values into their market dimension-related policies. To some extent, the interview results support the content analysis findings. The interviews conducted revealed that the motivation for stakeholder engagement in Islamic institutions is to address issues of zakat distribution
PENERAPAN MANAJEMEN PERUBAHAN PADA ETOS KERJA ISLAMI TERHADAP PENGURANGAN RESIKO TERHADAP KINERJA KARYAWAN: STUDI LITERATUR Adelika Adelika; Chuzaimah Batubara
JEBIMAN : Jurnal Ekonomi, Bisnis, Managemen dan Akuntansi Vol. 1 No. 4 (2023): JEBIMAN: Jurnal Ekonomi, Bisnis, Manajemen dan Akuntansi
Publisher : CV. ADIBA AISHA AMIRA

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Abstract

Identification of potential protective variables that can assist in the development of resilience will be made possible by better knowledge of the potential elements that prevent decreased life satisfaction and harmful side effects. Protective variables that can assist the development of resilience will be made possible by better knowledge of the elements that prevent decreased life satisfaction and harmful side effects. In particular, qualitative research methodologies are used. the attempt of this study to evaluate while descriptively, is descriptive in nature. In qualitative research, the emphasis is on process and meaning. The emphasis is on process and meaning. The theoretical basis serves as a guide so that the topic of study is in accordance with the actual situation. Several survey participants reported being able to go to religious services to relieve stress and to be able to go to places of worship to relieve stress. teachings encourage Islam Muslims to practice worship, especially prayer, as servants who seek Allah's help for help in prayer when they are experiencing problems in their lives. prayer when they experience problems in their life encourages Muslims to maintain their religious practices, religious practices including including prayer ,prayer,. A man may take the opportunity to protect all his hidden and repressed feelings until they are lifted from him; Based on the written opinion, it can be concluded that the description of Islamic work ethics, change and change management can take the power of a company or company, especially because the Islamic principles that are highly upheld bring many benefits and blessings. , which came later, would make the company even more advanced. Changes in the spirit of continuous improvement can improve the performance and expertise of each member of the school which can improve community teaching standards, which can improve teaching standards
ANALISIS PENERAPAN MANAJEMEN LABA DALAM MENINGKATKAN KUALITAS PERUSAHAAN BERDASARKAN NILAI-NILAI ISLAM Juwita Putri Wulandari; Chuzaimah Batubara
JEBIMAN : Jurnal Ekonomi, Bisnis, Managemen dan Akuntansi Vol. 1 No. 5 (2023): JEBIMAN: Jurnal Ekonomi, Bisnis, Manajemen dan Akuntansi
Publisher : CV. ADIBA AISHA AMIRA

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Abstract

Earnings management is generally considered an unethical behavior, as it implies management discretion over accounting data, which may lead to manipulation of financial information available. However, companies' involvement in social responsibility projects shows that they care about the well-being of society, which goes beyond profits. The amount of profit generated. The amount of profit generated. Earnings management seems to have become a global corporate culture carried out by all companies. With the development of the corporate world, each entity must be able to compete with the products of companies in their respective sectors. Although in theory, performance management is considered halal when it does not conflict with Generally Accepted Accounting Principles (GAAP), the practice of performance management is considered incompatible with the values contained therein
Implementasi Kegiatan Bakti Sosial Bersama Masyarakat Desa Klumpang Kampung Sebagai Wujud Kepedulian Cinta Lingkungan Desi Arni Syahfitri; Siti Nurcahayati; Khairunnisa Sitompul; Hera Hazira Herdina Lubis; Salsabila Mayla; Ainun Meryna Aulia; Nadiyah Mawaddah; Ika Safitri; Indah Putri Maharaja; Nurul Wardani Fadhilah Lubis; Chuzaimah Batubara
AMMA : Jurnal Pengabdian Masyarakat Vol. 4 No. 8 : September (2025): AMMA : Jurnal Pengabdian Masyarakat
Publisher : CV. Multi Kreasi Media

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Abstract

Community Service Program (KKN) is a form of community service activity conducted by universities by students under the guidance of lecturers and local government leaders. Through KKN, students can apply the knowledge they have gained in higher education to real life. KKN students from the State Islamic University of North Sumatra Medan who were stationed in Klumpang Kampung Village created a work program in the form of Community Service activities. The results of this community service show that the waste problem in Klumpang Kampung Village is a serious issue with a dirty environment, especially around the river near residential areas. Public awareness of cleanliness and health is important to prevent disease and potential flooding due to piles of garbage that can clog water channels during the rainy season. This Community Service Program is not only carried out to maintain the cleanliness of the village, but also as a medium to get closer to the people of Klumpang Kampung Village and to maintain harmony between communities. In this case, certain agendas are needed in Klumpang Kampung Village, so as to strengthen the existing family ties and also create a spirit of mutual reminder between the community about the importance of cleanliness and health, as well as providing a place as a final disposal for waste. The increasingly better quality of clean and healthy life of the people of Klumpang Village will have an impact on other village communities.
Co-Authors Adelia Zahra Harahap Adelika Adelika Agita Yurinda Hasibuan Agustina, Dewi Ahmad Fuadi Tanjung Ahmad Prayendi Dasopang Ainun Meryna Aulia Amaliyah Mutiara Anisyah Risky Nasution Arifin Fauzi Lubis Azhari Akmal Tarigan Cania, Ema Saswita Cut Wardina Afprilla Sapira Putri Desi Arni Syahfitri Ekry Syahriwanda Fadhillah Insani Frida Yanti Sirait Fuadi Fuadi Fuadi Hamdani Hamdani Hera Hazira Herdina Lubis Ika Darma Yuni Ika Safitri Ikhwan Abidin Ilfani, Ilfani Inayatul Widad Nasution Inayatul Widad Nasution Indah Putri Maharaja Irham , Mawaddah Isnaini Harahap Juwita Putri Wulandari Kamila, Kamila Kamilah, Kamilah Khairunnisa Sitompul Laura Oktarani Br Torong Lilis Pujiyanti Lisna R Lubis M. Ihsanul Fikri Manaf, Muhammad Firdaus Bin Abdul Mhd Dimas Jayadi Mhd Zulkifli Hasibuan Muhammad Arif Muhammad Ramadhan Muhammad Ramadhan Mulyana Fitri Mustapa  Khamal  Rokan Nabila Prahaski Nadia Anggraini Ritonga Nadiyah Mawaddah Nasution, Annio Indah Lestari Nawir Yuslem Nining Mulyani Nugrhainy Hidayana Nur Ahmad Bi Rahmadi Nur, Melani Azzahra Nuraisyah Nuraisyah Nurhadiah Nurhadiah Nurhayati Nurhayati Nurul Wardani Fadhilah Lubis Oktavia, Dian Novyta Pasarela, Husni Pradesyah, Riyan Rahma Fahmadina Lubis Rahmad Daim Harahap Rahmi Syahriza Rahmi Syahriza Raju Adha Raudhatul Ma’wa H Reni Ria Armayani Hasibuan Sakti Andiyanto Salsabila Mayla Salsabila, Rizka Sandi Pranata Saragih, Al Manar Sasmita, Riza Silviana Simatupang Siti Jubaidah Siti Marpuah Siti Marpuah, Siti Siti Nurcahayati Sonya Melinda Nasution Sri Ramadhani sri sudiarti Sri Wahyuni Ningsih Sukiati Sukiati Sukiman Sukiman Syahlaa Maulana Tambunan, Khairina Tari Nopita Pratiwi Tio Astir Aulia Matondang Utami, Tri Niswati Wahyu Syarvina Widyatul Hidayah