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All Journal STRATEGIC MIQOT: Jurnal Ilmu-ilmu Keislaman Ikonomika : Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmiah Ekonomi Islam al-Uqud : Journal of Islamic Economics NUSANTARA : Jurnal Ilmu Pengetahuan Sosial Jurnal Penelitian Medan Agama Journal of Humanities and Social Studies Syarikat : Jurnal Rumpun Ekonomi Syariah SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Al-Kharaj: Journal of Islamic Economic and Business International Journal of Economics Development Research (IJEDR) Jurnal E-Bis: Ekonomi Bisnis Islamijah: Journal of Islamic Social Sciences JURNAL USM LAW REVIEW JURMA : Jurnal Program Mahasiswa Kreatif Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) International Journal of Education, Social Studies, And Management (IJESSM) International Journal Mathla'ul Anwar of Halal Issues Jurnal Ekonomi dan Bisnis Digital (MINISTAL) Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi JUMANTIK (Jurnal Ilmiah Penelitian Kesehatan) JURIS (Jurnal Ilmiah Syariah) Journal of International Conference Proceedings Journal of Management, Economic and Accounting (JMEA) Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen International Conference on Health Science, Green Economics, Educational Review and Technology (IHERT) Innovative: Journal Of Social Science Research Madani: Multidisciplinary Scientific Journal AMMA : Jurnal Pengabdian Masyarakat Jurnal Manajemen Pariwisata dan Perhotelan Jurnal Akuntan Publik IIJSE Sharia Economic and Management Business Journal (SEMBJ) J-Mabisya Jurnal Sains, Ekonomi, Manajemen, Akuntansi dan Hukum Jurnal Ekonomi, Bisnis, Manajemen dan Akuntansi (JEBIMAN)
Chuzaimah Batubara
Universitas Islam Negeri Sumatera Utara
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Environmental Science Health Professions Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Medicine & Pharmacology Nursing Physics Public Health Social Sciences Other

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PERAN MDTA DALAM PEMBENTUKAN KARAKTER RELIGIUS PADA SISWA DI DESA ARAS BATU BARA Chuzaimah Batubara; Nuraisyah Nuraisyah; Nining Mulyani; Raudhatul Ma’wa H; M. Ihsanul Fikri
NUSANTARA : Jurnal Ilmu Pengetahuan Sosial Vol 10, No 9 (2023): NUSANTARA : Jurnal Ilmu Pengetahuan Sosial
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jips.v10i9.2023.4315-4322

Abstract

Tujuan penelitian ini untuk memaparkan beberapa hal yang berkaitan dengan peran MDTA Al-Washliyah di Desa Aras. Selaras dengan hal ini, metode penelitian yang peneliti gunakan yaitu metode penelitian kualitatif dengan pendekatan deskriptif. Metode penelitian ini merupakan penelitian yang dilakukan langsung dengan rumusan masalah yang memandu penelitian untuk mengeksplorasi atau memotret situasi sosial yang akan diteliti secara menyeluruh, luas dan mendalam. MDTA sebagai tempat untuk menuntut ilmu agama memiliki peran penting dalam membantu siswa agar terdorong dan termotivasi dalam membentuk dirinya menjadi seorang muslim yang dapat  menjalankan perintah agamanya dengan baik serta membentuk kepribadiannya menjadi seorang yang memiliki akhlakul karimah. Setelah melakukan penelitian, peran MDTA Al-Washliyah di Desa Aras Batu Bara yang paling difokuskan yaitu mengarahkan siswa untuk memiliki sikap ketauhidan, mengerjakan kewajiban seorang muslim yang salah satunya adalah mendirikan shalat serta membiasakan diri untuk membaca dan mencintai alquran.
Analysis of the Multi-Factor Evaluation Process Method in the Decision of Choosing Asuransi Jiwa Syariah Bumiputera Branch Medan Laura Oktarani Br Torong; Chuzaimah Batubara
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3776

Abstract

Insurance products are financial instruments used to anticipate the risk of financial loss that may occur in life. Choosing a life insurance product that suits the needs of prospective customers requires the right method to increase efficiency with appropriate product suitability information, to facilitate prospective customers in making decisions about choosing sharia life insurance products that are in accordance with the conditions of prospective customers based on several factors, namely age, insurance premiums, benefits, payment period and method of payment. The Multi-Factor Evaluation Process (MFEP) method is used to facilitate decision-making so that it is more accurate, efficient, and effective. The results of the ranking in this study are the ranking of Sharia life insurance products that are recommended for prospective customers, sorted from the highest to the lowest evaluation weight value. Based on calculations performed using the Multi-Factor Evaluation Process (MFEP) method, Mitra Iqra’ Plus Products received a score of 2.60, Mitra Mabrur Plus received a score of 2.40, and AJSB Assalam Family received the highest score of 3.40. It can be concluded that the AJSB Assalam Family product is a product that is recommended to customers.
Pathway Analysis of the Influence of Islamic Quality of Service, Location, Price, and Quality of Products Labeled Halal on Customer Loyalty through Customer Satisfaction of Wardah Cosmetics on Customers in North Sumatra Tio Astir Aulia Matondang; Chuzaimah Batubara; Nur Ahmad Bi Rahmadi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The halal industry continues to show positive development and growth every year. Indonesian people’s consumption of halal products continues to increase, even among the largest in the world. Marketing a product or modifying a product for a company is intended to satisfy consumers or customers. Customer satisfaction is always a top priority for every company. The purpose of this study was to determine the direct and indirect effect of Islamic service quality, location, price, and product quality on the totality of Wardah cosmetic customers in North Sumatra through customer satisfaction. This research method uses a quantitative approach with pathways and uses the help of the SPSS version 20.0 program. This study used a questionnaire with a sample of 100 respondents. The results showed that partial service quality had an effect on customer loyalty, location had a partial effect, religiosity had a partial effect and self-concept had no partial effect on customer loyalty. Prices affect customer loyalty and product quality affects customer loyalty. Customer satisfaction affects customer loyalty. Islamic service quality influences customer satisfaction. The location has no effect on customer satisfaction, price partially has an effect, and product quality has a significant effect on customer satisfaction. From the results of the significance test, it was obtained that Islamic service quality, location, and product quality had no significant and significant effect on customer loyalty through customer satisfaction for wardah cosmetics in North Sumatra. As for the price variable, it has a significant and significant effect on customer loyalty through customer satisfaction for Wardah cosmetics in North Sumatra. with a confidence level of 95% or an error rate of 5%.
Opportunities and Challenges in Implementing Halal Tourism Destinations in the Lake Toba Parapat Area, Simalungun Regency Sonya Melinda Nasution; Fauzi Arif Lubis; Chuzaimah Batubara
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economic: July, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3851

Abstract

This research attempts to analyze problems, and solutions by looking at opportunities and challenges in implementing halal tourism destinations in the Parapat area of Lake Toba. This is in order to increase tourist visits to increase local revenue, because the large potential for halal tourism has an impact on the regional economy, especially for the Simalungun district government. The qualitative approach through the research method used is the QSPM (Quantitative Strategic Planning Matrix) method. The results of this study conclude that the most influential opportunities for the advancement of tourist destinations in the Parapat Lake Toba area are implementing cashless payments so that they are practical and efficient. Seeing the progress of fintech, such as digital wallets, makes non-cash payments even more advanced. And several opportunities can be utilized for progress in halal tourism destination businesses in the Parapat Lake Toba area, Simalungun Regency, namely the growth of the tourism industry in the Parapat Lake Toba area, Simalungun Regency, is very high, the Parapat Lake Toba tourism destination has great potential for regional economic development, Cooperation between tickets tour with lodging around the Parapat Lake Toba destination, Simalungun Regency, integration with a digital transaction storage system to increase tourist visits and the government strongly supports halal-based businesses in the Parapat Lake Toba area, Simalungun. The challenge faced in implementing this halal tourism destination is that there is an understanding that halal tourism is not a large market share so that its application is less than optimal. Furthermore, the challenges faced in implementing halal tourism which are referred to in the results of the SWOT analysis are the lack of public or visitor awareness of the importance of preserving culture, art, and history.
The Influence of Brand Image, Price, Quality on Compulsive Buying Disorder of Imported Used Clothing Among Generation Z in the Perspective of Sharia Economics Chuzaimah Batubara; Inayatul Widad Nasution
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3893

Abstract

This study aims to analyze price, quality, and brand image on compulsive buying disorder because fast-changing fashion trends among consumers tend to make consumers become exaggerated and use various ways to follow trends, especially buying imported used clothes. Formulation of the problem is What is the phenomenon of Generation Z in choosing to buy imported used clothing, what are the causes of Generation Z committing compulsive buying disorder in choosing imported used clothing, Does imported used clothing have a positive or negative effect on the survival of Generation Z. While the purpose of the research is to answer the problem formulated above. This research method is associative quantitative. The population in this study is Generation Z who are in the UIN North Sumatra environment, namely Islamic Economics Students in 2022 totaling 100 students. The analytical method used is Moderated Regression Analysis (MRA) with the SPSS 25 application and the results are obtained: The t-test results for the variable X1 t count are less t table (1.164 <1.984.), and a significance value is 0.247> 0.05. The results of the t-test for the price variable mean that individually the price does not have a significant effect on compulsive buying disorder. X2 The value of tcount exceeds ttable (-0.755 > 1.984.), and a significance value of 0.452 > 0.05. shows that product quality does not affect compulsive buying disorder behavior. X3 Individual Brand Image has a significant effect on compulsive buying disorder. The t count value exceeds t table (78.410 > 1.984.), and a significance value of 0.000 <0.05.
The Development Strategy of Waqf Insurance Benefits and Investment Benefits in Islamic Life Insurance PT. Takaful Medan Branch Chuzaimah Batubara; Lilis Pujiyanti; Rahmi Syahriza
International Journal of Economics Development Research (IJEDR) Vol. 4 No. 3 (2023): International Journal of Economics Development Research (IJEDR)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ijedr.v5i1.4304

Abstract

This study aims to evaluate the strategy of developing waqf benefits in Sharia insurance and investment benefits in Sharia life insurance at PT Takaful Keluarga Medan, and to formulate strategic recommendations based on SWOT and QSPM analysis. The research method used is descriptive qualitative by applying SWOT and QSPM analysis. The results of the SWOT analysis show that the strategic position of PT Takaful Keluarga Medan is in quadrant 1 (positive strategy), between strengths and opportunities. Strategic recommendations include consistent development of Sharia products, increasing public trust through excellent service, platform diversification for better accessibility, training and socialization about waqf benefits, and improving the quality of human resources. QSPM analysis indicates that the prioritized development strategy is to leverage the Sharia insurance brand and enhance customer trust through digital platforms, increase the number of marketers, improve product quality, workforce understanding, and collaboration with Islamic institutions. The researchers hope that these findings can serve as considerations for students in selecting alternative strategies, while for future researchers, it is hoped that they can analyze other factors and variables not explored in this study.
Analisis Pengaruh Electronic Word Of Mouth dan Kualitas Produk Terhadap Pembelian Ulang Halal Kosmetik Safi Frida Yanti Sirait; Mulyana Fitri; Chuzaimah Batubara
Syarikat: Jurnal Rumpun Ekonomi Syariah Vol. 6 No. 2 (2023): Syarikat : Jurnal Rumpun Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Fakultas Agama Islam Universitas Islam Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/syarikat.2023.vol6(2).13654

Abstract

Industri Halal terus-menerus menjadi isu penting secara global, termasuk di Indonesia khususnya kosmetik Produk Safi yang mengembangkan produk bersertifikat Halal. Tujuan penelitian ini adalah untuk menganalisis pengaruh E-Wom dan kualitas produk terhadap pembelian ulang halal kosmetik safi. Teknik analisis data yang digunakan yaitu kuantitatif dengan software pengolahan data SPSS 26. Hasil penelitian yaitu Secara parsial, variabel E-Wom (X1) tidak berpengaruh terhadap Pembelian Ulang Halal Kosmetik Safi. Hal tersebut dapat dibuktikan dengan hasil uji t dimana t-hitung sebesar -0,270 dan nilai signifikan sebesar 0,789. Maka nilai signifikan > 0,05 (0,789 > 0,05) dan nilai thitung < ttabel (-0,270 > 2,682), Secara parsial, variabel Kualitas Produk (X2) berpengaruh terhadap Pembelian Ulang Halal Kosmetik Safi. Hal tersebut dapat dibuktikan dengan hasil uji t dimana thitung sebesar 4,628 dan nilai signifikan sebesar 0,000. Maka nilai signifikan < 0,05 (0,000 < 0,05) dan nilai thitung > ttabel (4,628 > 2,682), Secara simultan, variabel E-wom (X1) dan variabel kualitas produk (X2) memiliki pengaruh secara simultan terhadap pembelian ulang halal kosmetik safi nilai sig 0,000 < 0,05 dan nilai fhitung > ftabel (14.844 > 4,043) maka h3 diterima, artinya E-Wom dan kualitas produk memiliki pengaruh secara simultan terhadap pembelian ulang halal kosmetik safi. Kesimpulan yaitu E-Wom tidak berpengaruh positif terhadap pembelian ulang sedangkan kualitas produk berpengaruh positif terhadap pembelian ulang. Disebabkan oleh keterbatasan waktu dan sumber daya, penlitian ini masih memiliki kekurangan dan membutuhkan penelitian selanjutnya yang lebih luas dan komprehensif.  
APPLICATION OF WAKALAH CONTRACT TO GOODS DELIVERY SERVICES Fuadi; Muhammad Ramadhan; Chuzaimah Batubara
International Conference on Health Science, Green Economics, Educational Review and Technology Vol. 5 No. 1: IHERT (2023) FIRST ISSUE: International Conference on Health Science, Green Economics,
Publisher : Universitas Efarina

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ihert.v5i1.369

Abstract

This study aims to determine the application of the wakalah contract to goods delivery services (case study on goods delivery services in Bireuen Regency). This research uses primary data obtained by interviewing company leaders and consumers. In this study, the research subjects are company leaders and consumers. The results of this study indicate that the application of the wakalah contract to the delivery of goods has been applied in the Bireuen Regency area, and has fulfilled the elements of the provisions of the wakalah contract seen from the company's work procedures, but regarding delays in delivery of goods, damage to goods and loss of goods the company will be responsible by providing compensation according to the classification of losses if consumers follow according to company procedures.
Realizing Justice and Maṣlaḥah in E-Commerce: Fiqh Muamalah Insights and Challenges in Malaysia and Indonesia Batubara, Chuzaimah; Rokan, Mustapa Khamal; Manaf, Muhammad Firdaus Bin Abdul; Sukiati, Sukiati; Harahap, Isnaini
JURIS (Jurnal Ilmiah Syariah) Vol 23, No 2 (2024)
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/juris.v23i2.12356

Abstract

This study explores how fiqh muamalah principles can realise justice and maṣlaḥah in e-commerce practices, focusing on the understanding and behavior of consumers and producers in Malaysia and Indonesia. The research investigates how these Islamic legal principles are integrated and practised within the digital marketplace. The primary data sources include e-commerce users from Malaysia and Indonesia, specifically consumers and producers. Data were collected through in-depth interviews with various e-commerce users, including consumers and producers. The results reveal that producers generally have a higher awareness of justice and ma maṣlaḥah in e-commerce, though their application of these principles varies. Consumers' experiences are inconsistent, often influenced by their educational background and exposure to Islamic commerce teachings. Key challenges include the lack of standardized guidelines and divergent interpretations of fiqh muamalah principles. The study underscores the need for more structured education and regulatory frameworks to ensure these principles' effective and consistent integration into e-commerce practices. Recommendations include developing comprehensive training programs and establishing clear guidelines to bridge the gap between understanding and practice, thereby aligning e-commerce practices in Malaysia and Indonesia with fiqh muamalah principles.
The Urgency Regulation Prohibition of Social Commerce in Indonesia From The Perspective Maslahah Mursalah Oktavia, Dian Novyta; Batubara, Chuzaimah
JURNAL USM LAW REVIEW Vol. 7 No. 3 (2024): DECEMBER
Publisher : Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/julr.v7i3.10341

Abstract

This research aims to determine the importance of social commerce regulations, explore the development and implementation of these regulations in Indonesia, and understand Maslahah Mursalah's views on these regulations. The current rapid growth of digital technology has driven great progress in various scientific disciplines, particularly in the economic sector, where business actors, especially MSMEs, are starting to participate in the e-commerce space. With the emergence of online trading trends that use social media as the main platform (social commerce), government awareness of the growth potential of e-commerce has encouraged the government to adopt strict and enforceable regulations. This scientific study uses normative juridical research methodology, specifically focussing on secondary data sources. These sources include primary legal materials, such as statutory regulations (legislative approach), and secondary legal sources accessed through library sources. The study revealed that the Minister of Trade, Zulkifli Hasan, has issued new regulations, namely Minister of Home Affairs Regulation (Permendagri) Number 31 of 2023 concerning Licensing, Advertising, Development, and Supervision of Trading Business Entities via Electronic Systems. This law aims to help Micro, Small, and Medium Enterprises (MSMEs), clarify social commerce operations, and foster a strong e-commerce ecosystem. However, some view the government's issuance of this regulation as lacking substance and haste. Mursalah's problem is that government regulations, specifically Minister of Trade Regulation Number 31 of 2023, only address a few aspects of enhancing human welfare, particularly for commercial actors.
Co-Authors Adelia Zahra Harahap Adelika Adelika Agita Yurinda Hasibuan Agustina, Dewi Ahmad Fuadi Tanjung Ahmad Prayendi Dasopang Ainun Meryna Aulia Amaliyah Mutiara Anisyah Risky Nasution Arifin Fauzi Lubis Azhari Akmal Tarigan Cania, Ema Saswita Cut Wardina Afprilla Sapira Putri Desi Arni Syahfitri Ekry Syahriwanda Fadhillah Insani Frida Yanti Sirait Fuadi Fuadi Fuadi Hamdani Hamdani Hera Hazira Herdina Lubis Ika Darma Yuni Ika Safitri Ikhwan Abidin Ilfani, Ilfani Inayatul Widad Nasution Inayatul Widad Nasution Indah Putri Maharaja Irham , Mawaddah Isnaini Harahap Juwita Putri Wulandari Kamila, Kamila Kamilah, Kamilah Khairunnisa Sitompul Laura Oktarani Br Torong Lilis Pujiyanti Lisna R Lubis M. Ihsanul Fikri Manaf, Muhammad Firdaus Bin Abdul Mhd Dimas Jayadi Mhd Zulkifli Hasibuan Muhammad Arif Muhammad Ramadhan Muhammad Ramadhan Mulyana Fitri Mustapa  Khamal  Rokan Nabila Prahaski Nadia Anggraini Ritonga Nadiyah Mawaddah Nasution, Annio Indah Lestari Nawir Yuslem Nining Mulyani Nugrhainy Hidayana Nur Ahmad Bi Rahmadi Nur, Melani Azzahra Nuraisyah Nuraisyah Nurhadiah Nurhadiah Nurhayati Nurhayati Nurul Wardani Fadhilah Lubis Oktavia, Dian Novyta Pasarela, Husni Pradesyah, Riyan Rahma Fahmadina Lubis Rahmad Daim Harahap Rahmi Syahriza Rahmi Syahriza Raju Adha Raudhatul Ma’wa H Reni Ria Armayani Hasibuan Sakti Andiyanto Salsabila Mayla Salsabila, Rizka Sandi Pranata Saragih, Al Manar Sasmita, Riza Silviana Simatupang Siti Jubaidah Siti Marpuah Siti Marpuah, Siti Siti Nurcahayati Sonya Melinda Nasution Sri Ramadhani sri sudiarti Sri Wahyuni Ningsih Sukiati Sukiati Sukiman Sukiman Syahlaa Maulana Tambunan, Khairina Tari Nopita Pratiwi Tio Astir Aulia Matondang Utami, Tri Niswati Wahyu Syarvina Widyatul Hidayah