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All Journal AGRIPITA: Jurnal Agribisnis dan Pembangunan Pertanian AGRITEPA: Jurnal Ilmu dan Teknologi Pertanian Mimbar Agribisnis: Jurnal Pemikiran Masyarakat Ilmiah Berwawasan Agribisnis AGRIKAN Jurnal Ilmiah Agribisnis dan Perikanan Dinamisia: Jurnal Pengabdian Kepada Masyarakat Jurnal Media Agribisnis (MeA) JMM (Jurnal Masyarakat Mandiri) BUANA SAINS JURNAL AGRIBISNIS DAN KOMUNIKASI PERTANIAN (Journal of Agribusiness and Agricultural Communication) Lateralisasi Jurnal Pengabdian Masyarakat Bumi Raflesia Agriecobis : Journal of Agricultural Socioeconomics and Business Dharma Raflesia : Jurnal Ilmiah Pengembangan dan Penerapan IPTEKS Buletin Peternakan Tropis (Bulletin of Tropical Animal Science) Jurnal Abdimas Serawai Jurnal Agribis JAPI: Jurnal Akses Pengabdian Indonesia Journal of Creative Student Research JIA (Jurnal Ilmiah Agribisnis) : Jurnal Agribisnis dan Ilmu Sosial Ekonomi Pertanian West Science Interdisciplinary Studies Jurnal AGRISEP: Kajian Masalah Sosial Ekonomi Pertanian dan Agribisnis West Science Interdisciplinary Studies International Journal of Economics, Business and Innovation Research Journal of Islamic Economics and Finance
Kurniati, Novitri
Program Studi Agribisnis, Fakultas Pertanian, Universitas Muhammadiyah Bengkulu, Bengkulu
Religion Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Nursing Physics Public Health Social Sciences Transportation Veterinary Other

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Financial Feasibility Study of Nursery Business at CV Kebun Sari, Bengkulu City Aprilia, Dea; Edi Efrita; Novitri Kurniati; Edi Marwan
International Journal of Economics, Business and Innovation Research Vol. 5 No. 02 (2026): February - March, International Journal of Economics, Business and Innovation
Publisher : Cita konsultindo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63922/ijebir.v5i02.2923

Abstract

This study aims to analyze the feasibility of CV Kebun Sari's nursery business. The advantage of this business lies in the diversification of six cultivated commodities, so the risk of loss is smaller compared to other nurseries that only rely on one commodity. The feasibility analysis was carried out using the Net Present Value (NPV), Benefit Cost Ratio (B/C), Internal Rate of Return (IRR), and Payback Period (PP) methods. The NPV value remains positive at Rp4,857,854,973 at a bank interest rate of 10% to a discount of 51%, so the project is quite strong against the risk of increasing capital costs. In addition, the B/C Ratio value is greater than 1, namely 1.440, indicating that every Rp1 of capital produces Rp1,440 of net profit, the IRR of 51.558% is higher than the Discount Factor level of 10%, indicating very good investment returns and the Payback Period of only 4 years 6 months 7 days is much faster than the initial estimate of 5 years, reducing capital risk and accelerating investment returns. The results of the study show that CV Kebun Sari's nursery business is considered very feasible and has minimal financial risk, so this business has good prospects to be maintained and developed in the future.
ANALISIS TITIK IMPAS DAN KELAYAKAN FINANSIAL USAHATANI BAWANG MERAH SKALA ULTRA KECIL DI DATARAN TINGGI BENGKULU Deka Saskia Ananta; Novitri Kurniati; Edi Efrita; Elni Mutmainnah
BUANA SAINS Vol 25, No 3 (2025)
Publisher : Universitas Tribhuwana Tunggadewi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33366/bs.v25i3.7528

Abstract

 Shallot farming on marginal land with an ultra-small scale (0.1 ha) faces different efficiency and profitability challenges compared to larger-scale farming. This study aims to analyze the cost structure, income, financial feasibility, and break-even point of ultra-small-scale shallot farming in Air Duku Village, Rejang Lebong Regency. Using a quantitative descriptive method with a case study approach, this research involved 12 farmers selected through purposive sampling based on the criteria of actively cultivating shallots for at least two growing seasons on 0.02-0.08 ha of land. Data were collected through structured interviews and analyzed using income analysis, R/C ratio, and Break-Even Point (BEP) analysis. The results showed that the average production cost was IDR 4,479,187.48 per growing season, with a net income of IDR 5,920,812.52. An R/C ratio of 1.32 indicates that this farming practice is financially feasible and profitable. The production break-even point was achieved at 172.28 kg, far below the actual production (400 kg). Similarly, the sales break-even point (IDR 4,479,187.48) was below the actual revenue (IDR 10,400,000). These findings confirm that ultra-small-scale shallot farming still has promising economic prospects and a low risk of loss, although there is room for improvement in input use efficiency, particularly in terms of seed and labor utilization. The policy implication of this research is the need for technical assistance to optimize the productivity of smallholdings and improve farmer access to more efficient production inputs
ANALISIS USAHA PEMBIBITAN MATOA PADA CV KEBUN SARI DI KOTA BENGKULU (Business Analysis of Matoa Seedling Production at CV Kebun Sari in Bengkulu City) BONITA, YESHA; KURNIATI, NOVITRI; EFRITA, EDI; MUTMAINNAH, ELNI
JURNAL AGRIBISNIS DAN KOMUNIKASI PERTANIAN (Journal of Agribusiness and Agricultural Communication) JAKP, Volume 9, Nomor 1, April 2026
Publisher : Universitas Mulawarman (University of Mulawarman)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35941/jakp.9.1.2026.23914.37-48

Abstract

The matoa nursery business has strong potential in tropical fruit agribusiness development; however, its sustainability depends on cost efficiency and financial viability. This study aimed to determine whether this business is financially feasible and economically viable. The method applied is a case study approach with descriptive quantitative analysis, using data on production costs, revenue, and profit per production cycle. The results showed a total production cost of IDR 75,016,083.33 with revenue of IDR 240,000,000, resulting in a profit of IDR 164,983,916.67 per production period. The R/C ratio was 3.20 and the B/C ratio was 2.20, indicating high cost efficiency and profitability. The break-even point for production is 3,750.80 seedlings and IDR 75,016,083.33 in sales. This is far below the realization of sales of 12,000 seedlings or IDR 240 million, indicating a large safety margin. Thus, the matoa nursery business at CV Kebun Sari is declared feasible and has the potential to be developed comprehensively.
Pengembalian Investasi pada Usahatani Selada Hidroponik dengan Metode Deep Flow Technique (DFT) dan Nutrient Film Technique (NFT) Afriyanti Afriyanti; Novitri Kurniati; Edi Efrita; Elni Mutmainnah
JIA (Jurnal Ilmiah Agribisnis) : Jurnal Agribisnis dan Ilmu Sosial Ekonomi Pertanian Vol. 9 No. 4 (2024)
Publisher : Department of Agribusiness, Halu Oleo University Jointly with Perhimpunan Ekonomi Pertanian Indonesia - Indonesian Society of Agricultural Economics (PERHEPI/ISAE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37149/jia.v9i4.1425

Abstract

People with limited land or in urban areas can use the land for plant farming using hydroponics. Hydroponics is farming using water enriched with plant nutrients as a growth media. This system has been popular due to its efficiency in using water, land, time, and space. It also allows plant growth quickly and under controlled conditions. One of the vegetables that has the potential to be cultivated with a hydroponic system is lettuce (Lactuca sativa L). The nutrients in vegetables, especially vitamins and minerals, cannot be substituted by staple foods so that they can suffice the need for vegetables for the community. This study analyzes the return on investment and profit in hydroponic lettuce farming. The research method is a case study, and the data analysis technique used is investment costs, variable costs, income production, Return on Investment (ROI), and Payback Period (PP). The results showed that the hydroponic farming Deep Flow technique (DFT) method incurred costs of Rp54.730.590,48 and income of Rp9.266.566,52, and the Nutrient Film Technique (NFT) method incurred costs of Rp59.655.572,78 and received income of Rp6.769.306,45. The DFT technique has a Return On Investment (ROI) value of 16.9%, the NFT technique is 10.9%, and the DFT technique has a Payback Period (PP) of 5.89, while the NFT is 9.13.
SUMBER HUKUM ISLAM DAN SISTEM KEUANGAN SYARIAH Novitri Kurniati; Nabila Putri Sakinah; Salsabila Salsabila
Journal of Islamic Economics and Finance Vol. 2 No. 3 (2026): Februari
Publisher : Yayasan Nuraini Ibrahim Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70248/joieaf.v2i3.2627

Abstract

Penelitian ini bertujuan untuk mengidentifikasi dan menganalisis sumber-sumber hukum Islam yang menjadi dasar sistem keuangan syariah serta menelaah konsistensi penerapannya dalam praktik keuangan modern di Indonesia. Metode penelitian yang digunakan adalah studi kepustakaan (library research) dengan pendekatan kualitatif deskriptif, melalui pengumpulan data dari literatur primer berupa Al-Qur’an dan Hadis, serta literatur sekunder seperti buku fiqh, jurnal ilmiah, fatwa DSN-MUI, dan karya akademik terkait ekonomi Islam, yang kemudian dianalisis menggunakan teknik analisis isi (content analysis). Hasil penelitian menunjukkan bahwa sistem keuangan syariah dibangun di atas empat sumber utama hukum Islam, yaitu Al-Qur’an, Hadis, Ijma’, dan Qiyas, yang berfungsi sebagai landasan normatif, etis, dan operasional dalam pengembangan instrumen keuangan syariah. Namun, dalam implementasinya masih terdapat tantangan berupa keragaman pemahaman, lemahnya literasi fikih muamalah, ketidaksinkronan antara fatwa dan regulasi nasional, serta dinamika perkembangan teknologi digital seperti fintech dan blockchain yang menuntut ijtihad kontemporer. Simpulan penelitian ini menegaskan bahwa sumber hukum Islam memiliki relevansi yang kuat dan fleksibel dalam mendukung pengembangan sistem keuangan syariah, dengan syarat adanya harmonisasi regulasi, penguatan sumber daya manusia, serta adaptasi terhadap perkembangan teknologi agar tetap sesuai dengan prinsip keadilan, transparansi, dan maqashid syariah.
PERILAKU INVESTOR RITEL DAN INSTITUSIONAL ANALISIS PERBEDAAN STRATEGI INVESTASI SLR Ezzy Cardila Vertiwi; Novitri Kurniati; Tiara Anjellina Putri
Journal of Islamic Economics and Finance Vol. 2 No. 2 (2025): November
Publisher : Yayasan Nuraini Ibrahim Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70248/joieaf.v2i2.3325

Abstract

Penelitian ini bertujuan untuk menganalisis perbedaan perilaku dan strategi investasi antara investor ritel dan investor institusional di pasar modal Indonesia serta mengkaji faktor-faktor internal dan eksternal yang memengaruhi pengambilan keputusan investasi pada kedua kelompok tersebut di Bursa Efek Indonesia. Metode penelitian yang digunakan adalah pendekatan kualitatif deskriptif melalui Systematic Literature Review (SLR) dengan prosedur PRISMA untuk menyeleksi dan mensintesis literatur yang relevan terkait perilaku investor, analisis teknikal dan fundamental, serta pengaruh faktor eksternal dan psikologis terhadap keputusan investasi. Hasil penelitian menunjukkan bahwa investor ritel cenderung lebih dipengaruhi oleh faktor psikologis seperti overconfidence, herding behavior, sentimen pasar, serta tingkat literasi keuangan, dan lebih responsif terhadap informasi media serta fluktuasi jangka pendek, sedangkan investor institusional menunjukkan perilaku yang lebih rasional, terstruktur, dan berbasis analisis fundamental serta teknikal yang mendalam dengan dukungan sumber daya dan sistem manajemen risiko yang lebih kuat; selain itu, integrasi faktor eksternal melalui model Behavioral Dynamic External Impact Model (BDEIM) dan Model Integratif Respon Eksternal Investor (MIREI) mampu menjelaskan dinamika respons investor terhadap perubahan kondisi makroekonomi dan kebijakan publik. Simpulan, bahwa perbedaan karakteristik, kapasitas analisis, serta tingkat literasi dan pengelolaan risiko menyebabkan perbedaan strategi investasi antara investor ritel dan institusional, sehingga peningkatan literasi keuangan, transparansi informasi, serta penguatan tata kelola pasar menjadi faktor penting dalam mendorong perilaku investasi yang lebih rasional dan berkelanjutan di pasar modal Indonesia.
Study On The Revenue And Income Of Mungkus Fish Catchers In Padang Guci Hulu District, Kaur Regency Rita Feni; Anton Feriady; Novitri Kurniati; Jon Yawahar; Elni Mutmainah; Riko Saputra
AGRITEPA: Jurnal Ilmu dan Teknologi Pertanian Vol 11 No 2 (2024)
Publisher : UNIVED Press, Dehasen University Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/agritepa.v11i2.7133

Abstract

Purpose: This research aims to determine the amount of revenue and income of mungkus fish finders in Padang Guci Hulu District, Kaur Regency. Method: The research method used in this research is the census method and questionnaires as data collection tools. The respondents in this study were 33 people looking for mungkus fish. Result: The results of the research show that the income of mungkus fish finders in Padang Guci Hulu District is IDR 530,652 per month, with an average income reaching IDR 869,394 per month and an average total cost of IDR 338,742 per month. With an average income of IDR 869,394 per month and an average total cost of IDR 338,742 per month, the income of mungkus fish finders is profitable, This research shows that the subject has not been widely researched and is cost efficient. Findings: This study also highlights a subject that is still under-researched as well as cost-efficient. Novelty: This research provides new insights into the natural resource potential associated with mungkus fish. Originality: This study offers an analysis of the revenue and income of mungkus fish seekers in Kaur Regency. Conclusion: The income earned by mungkus fish seekers is not only profitable, but also serves as an additional source of income to meet family needs. Type of paper : Empirical Research Article
Business Analysis of Jakarin 1 Composite Maize Seed Production in Bukit Peninjauan II, Sukaraja District, Seluma Regency Suci Gustiawan; Edi Efrita; Novitri Kurniati; Edy Marwan
West Science Interdisciplinary Studies Vol. 4 No. 01 (2026): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v4i01.2588

Abstract

Jakarin 1 composite maize is a superior variety capable of adapting to unfavorable environmental conditions and has high economic potential. This study aimed to analyze profitability, efficiency, feasibility, and the break-even point (BEP) of the Jakarin 1 composite maize seed production enterprise in Bukit Peninjauan II, Sukaraja District, Seluma Regency. The study was conducted from August to November 2024 using a census method involving the entire population of seed breeder farmers (four respondents). Primary data were collected through interviews using questionnaires, while secondary data were obtained from supporting literature. The analyses included income analysis, efficiency ratio (R/C), feasibility ratio (B/C), and break-even point analysis for both production and sales. The results showed that the average total production cost was IDR 10,415,040.87, while total revenue reached IDR 32,756,717.50, resulting in a net profit of IDR 22,341,676.63. The R/C ratio was 2.17 and the B/C ratio was 1.17, indicating that the enterprise is economically efficient and feasible. The break-even point was achieved at a sales volume of 347.17 kg of seed. Therefore, the Jakarin 1 composite maize seed production enterprise has promising prospects to be developed as a main source of farmers’ income.
UPAYA MENINGKATKAN MOTIVASI IBU RUMAH TANGGA DI PERUMAHAN KOPRI SELAMA PANDEMI COVID 19 DENGAN MEMANFAATKAN AUKSIN ALAMI UNTUK PERTUMBUHAN AGLONEMA Fiana Podesta; Dwi Fitriani; Ririn Harini; Novitri Kurniati
Jurnal Pengabdian Masyarakat Bumi Rafflesia Vol. 5 No. 1 (2022): Jurnal Pengabdian Kepada Masyarakat Bumi Raflesia
Publisher : Universitas Muhammadiyah Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Wabah Covid 19 mulai menyerang pada tahun 2020 dan sampai saat ini masih dilakukan upaya untuk mengurangi wabah, sehingga rutinitas saat ini mulai dari kegiatan rumah tangga, perkantoran, hingga pendidikan dilakukan didalam rumah atau dikenal dengan work from home(WFH). Dengan keadaan ini ibu-ibu rumah tangga banyak diuntungkan bersamaan dengan maraknya menanam bunga baik dikota maupun didesa. Bunga yang terdapat di hutan sampai bunga yang mempunyai nilai jual yang tinggi di pelihara. Salah satu bunga yang trend saat ini adalah jenis tanaman keladi yang memepunyai daun yang menarik dari segi daun maupun wrana seperti atanaman agklonema. Adapun jenis-jenis aglonema yaitu aglonema aurora, valentine, lipstick, chocine, suksom dan lain-lain. Permasalahan dari tanaman aglonema. Keyword: Aglonema, Auksin, dan ZPT
PEMANFAATAN PEKARANGAN DENGAN METODE AGROPANCASULA UNTUK MEMBANTU MENINGKATKAN KETAHANAN PANGAN DAN HEWANI KELUARGA Edi Efrita; Anton Feriady; Novitri Kurniati; Elni Mutmainnah; Ririn Harini
Jurnal Pengabdian Masyarakat Bumi Rafflesia Vol. 6 No. 1 (2023): April : Jurnal Pengabdian Kepada Masyarakat Bumi Raflesia
Publisher : Universitas Muhammadiyah Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Permasalahan ketahanan pangan merupakan salah satu masalah yang harus ditangani secara bersama. Permasalahan ini harus didukung secara aktif baik pemerintah maupun masyarakat. Ketahanan pangan adalah suatu keadan terpenuhi dan terjaminnya kebutuhan pangan bagi setiap anggota rumah tangga baik dari segi mutu, keamanan, pemerataan dan keterjangkauan. Kegiatan pengabdian kepada masyarakat ini dilaksanakan di Desa Tanjung Agung Kecamatan Ulu Talo Kabupaten Seluma dengan tujuan untuk memberikan sosialisasi dan pengetahuan untuk dapat memanfaatkan lahan pekarangan secara optimal agar dapat meningkatkan pangan skala rumah tangga menggunakan metode “agropancasula”. Diharapkan kegiatan ini masyarakat memiliki solusi dalam memanfaatkan lahan pekarangan yang belum optimal, selain itu juga dapat membantu tersedianya pangan, obat – obatan dan protein hewani skala rumah tangga yang tentunya berpotensi akan menambah pendapatan keluarga. Kata Kunci: Pekarangan, Ketahanan Pangan, Agropancasula
Co-Authors Afriyanti Afriyanti Agusalim Alda Lorenza Anton Feriady Aprilia, Dea Bayu Erlangga Bieng Brata BONITA, YESHA Chintia, Aksho Citra Damaiyanti, Denni dan Edy Marwan Deka Saskia Ananta Denni Damaiyanti Dwi Apriliani Ningsih Dwi Fitriani Dwi Fitriani Dwi Fitriani Edi Efrita Edi Marwan Edy Marwan Elni Muthmainah Elni Mutmainah Elni Mutmainnah Ezzy Cardila Vertiwi Feni, Rita Fithri Mufriantie Hakim, Nurmeilisari Hasanawi Hasanawi Hasanawi Heri Dwi Putranto Heri Dwi Putranto Hervito, Fiqro Ajnus Ira Yunita Islamuddin Islamuddin Islamuddin Jafrizal Jafrizal Jeni Wandira Manulang Maheran Mulyadi Manullang, Jeni Marwan, Edy Nabila Putri Sakinah Nadia puspita sari Nensi Yuniarti Neti Kesumawati, Neti Niken Ardelia Zamrizal Nopita, Nopita Podesta, Fiana Prasetio Budi Putri Reza Utami Rahyatul Maida Rapi Pajri Riko Saputra Ririn Harini Risa Hardiana Rita Feni Rita Hayati Salsabila Salsabila Selpi Julianti Suci Gustiawan Suci Gustiawan Sutriyono Tiara Anjellina Putri Vivilia Pitaloka Wahyuni, Selvi Yawahar, Jon Yossie Yumiati