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All Journal Laa Maisyir Jurnal Ekonomi Islam IJTIHAD Maraji`: Jurnal Ilmu Keislaman Al-Amwal : Jurnal Ekonomi dan Perbankan Syari\'ah Jurnal Ekonomi Pembangunan STIE Muhammadiyah Palopo Jurnal ASPIKOM Ijaz Arabi Journal of Arabic Learning MALIA NISBAH: JURNAL PERBANKAN SYARIAH Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Istinbath: Jurnal Hukum dan Ekonomi Islam Jurnal Tabarru': Islamic Banking and Finance Syarikat : Jurnal Rumpun Ekonomi Syariah Justisia Ekonomika Ulumuna: Jurnal Studi Keislaman Al Maal: Journal of Islamic Economics and Banking SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Dialektika: Jurnal Ekonomi dan Ilmu Sosial Al-Kharaj: Journal of Islamic Economic and Business Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Jurnal Ilmiah Al-Tsarwah El-Qist : Journal of Islamic Economics and Business (JIEB) Adz Dzahab : Jurnal Ekonomi dan Bisnis Islam AL-ARBAH: Journal of Islamic Finance and Banking Al-tsaman : Jurnal Ekonomi dan Keuangan Islam Al-Buhuts (e-journal) Jurnal Riset Ekonomi Syariah Milkiyah: Jurnal Hukum Ekonomi Syariah Keris: Journal of Community Engagement MIYAH: Jurnal Studi Islam JUSTICES: Journal of Law ORGANIZE: Journal of Economics, Management and Finance Santri: Journal of Student Engagement Amal: Jurnal Ekonomi Syariah Al-Arfa: Journal of Sharia, Islamic Economics and Law Maslahah: Jurnal Manajemen dan Ekonomi Syariah Jurnal Media Akademik (JMA) Demagogi: Journal of Social Sciences, Economics and Education Maklumat: Journal of Da'wah and Islamic Studies Al-Fadilah: Islamic Economics Journal MASADIR: Jurnal Hukum Islam Rihlah Iqtishad: Jurnal Bisnis dan Keuangan Islam Jurnal Kajian Ekonomi dan Perbankan Syariah Optimum: Jurnal Ekonomi dan Pembangunan Journal of Islamic Philosophy and Contemporary Thought Jurnal At-Tamwil: Kajian Ekonomi Syariah Reflektika Al-Iffah: Journal of Islamic Sciences Research Journal of Digital Economic Studies Journal of Shariah Economics
Taufiqur Rahman
Universitas Trunodjoyo Madura
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Strategic Management of Utilisation of Zakāh Funds in Improving Mustaḥiq's Welfare in The Productive Bojonegoro Programme at BAZNAS of Bojonegoro Regency Rahayu, Fitri Amalia; Rahman, Taufiqur; Ariffin, Mohd Faizal Noor bin
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 13 No. 2 (2023): October
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2023.13.2.209-227

Abstract

This study aims to explore the strategic management of zakāh fund utilization within the Productive Bojonegoro Programme at BAZNAS of Bojonegoro Regency, Indonesia, and its effectiveness in improving the economic welfare of mustaḥiq (zakāh recipients). Employing a qualitative-descriptive method through direct observation, interviews, and document analysis, the research reveals that zakāh funds channeled into productive sectors—such as small business tools, livestock assistance, and microenterprise training—can transform mustaḥiq into self-sufficient economic agents. The findings demonstrate that effective zakāh strategies involve comprehensive planning, rigorous standard operating procedures (SOPs), targeted recruitment, and ongoing monitoring to ensure sustainable impact. This study advances the discourse on Islamic social finance by presenting a replicable strategic management framework that links zakāh disbursement to long-term poverty alleviation. It also provides empirical evidence supporting the shift from consumptive to productive zakāh models in localized Muslim-majority settings. Future studies may expand upon this model by applying comparative approaches across other regions or by assessing the long-term transition of mustaḥiq into muzakkī (zakāh payers), thereby contributing to the theory and practice of Islamic economic empowerment.
Optimization of the Management of Zakat, Infaq, and Shadaqah Funds at the BAZNAS Kabupaten Bojonegoro Adinda Pramesti Indah Cahyani; Taufiqur Rahman
MALIA: Jurnal Ekonomi Islam Vol 15 No 1 (2023)
Publisher : Department of Islamic Economics, Faculty of Islamic Religion, Yudharta University Pasuruan, East Java, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/ml.v15i1.4324

Abstract

This research aims to find out how optimal and what the zakat management strategy has been carried out by BAZNAS Kabupaten Bojonegoro. This research uses a qualitative research method with a field study approach, with the primary data from BAZNAS Kabupaten Bojonegoro and secondary data comes from other literature. The results of this research are that BAZNAS Kabupaten Bojonegoro, in optimizing zakat, infaq, and shadaqah funds, has 5 reception services and 5 distribution programs. The collection strategy is traditional and modern methods, then the distribution strategy places more emphasis on 5 distribution programs. So it can be said that the management of zakat, infaq, and shadaqah funds that has been carried out is almost optimal, marked by the achievement of the management targets that have been set. In this research, what differentiates it from other research is that it lies in the research object and also the research topic studied.
Cross-sectional Analysis of Member Satisfaction Factors of KSPPS Mitra Usaha Ideal Jawa Timur Afrizal Zulkarnaein; Taufiqur Rahman
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i2.6512

Abstract

This study aims to ascertain the relationship between the variables of service quality, trust, and ease of use on member satisfaction of KSPPS Mitra Usaha Ideal Jawa Timur. This is predicated on the idea that cooperative member satisfaction significantly impacts the cooperative's long-term success, with service quality, trust, and usability being elements thought to influence members positive experiences. This kind of study employs a cross-sectional design and is quantitative. Ninety-three participants made up the study's sample, which was gathered by distributing questionnaires. Instrument tests, multiple linear analysis tests, and classical assumption tests are the methods of data analysis that are employed. The findings indicated that while simplicity of use has no discernible impact on member satisfaction, service quality and trust do. The satisfaction of KSPPS Mitra Usaha Ideal Jawa Timur members is simultaneously impacted by the three independent variables. This study also shows a connection to disconfirmation theory, which compares expectations with performance, and negativity theory, which maintains that bad experiences affect a person more than positive ones.
Accelerating Halal Certification: Al-Siyasah Shar’iyyah Analysis of Local Government Strategies and Systemic Challenges for Madura’s MSMEs Ahmad Musadad; Taufiqur Rahman; Baihaqi, Baihaqi; Mustaniroh, Mustaniroh; Tri Pujiati
Milkiyah: Jurnal Hukum Ekonomi Syariah Vol. 4 No. 2 (2025): Milkiyah: Jurnal Hukum Ekonomi Syariah
Publisher : Sekolah Tinggi Agama islam Negeri Majene

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46870/milkiyah.v4i2.1507

Abstract

Indonesia’s mandatory halal certification deadline of 17 October 2026 poses a pressing challenge for Micro, Small, and Medium Enterprises (MSMEs) for Sharia-compliant legal assurance to maintain consumer trust and enhance market competitiveness. This study examines the strategic role of local governments in accelerating halal certification for MSMEs using Siyasah Shar’iyyah approach with the principle of Tasharruf al-imām ‘alā al-Ra‘iyyah manūṭun bi al-Maṣlaḥah. This study used interviews and policy analysis for qualitative analysis. The qualitative multi-case approach examines halal certification acceleration across Madura's four regencies (Bangkalan, Sampang, Pamekasan, and Sumenep) through interviews with key stakeholders, participatory observation, and policy document analysis. The findings demonstrate that local governments are proactively advancing halal certification through targeted approaches. These include deploying Islamic religious counsellors, participating in national certification initiatives, and providing free certification programs to facilitate MSME compliance with halal requirements. Despite proactive efforts, the study identifies three persistent challenges hindering halal certification acceleration, including fragmented coordination between implementing institutions, unequal progress across regions, and insufficient local testing infrastructure, particularly for meat and animal-derived products. To address these systemic barriers, the study proposes mobile halal laboratories to expand testing coverage, digital platforms for accessibility, and Islamic boarding schools for continuous training. The findings bridge critical theory and practice, offering scalable approaches to enhance regulatory compliance and equitable halal certification access for MSMEs.
Analisis Transparansi dan Akuntabilitas Pengelolaan Dana Zakat Yayasan Dana Sosial Khumairoh, Dzurorin; Rahman, Taufiqur
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 5 No 4 (2024): May 2024
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v5i4.5002

Abstract

This research is motivated by several studies stating that transparency and accountability in the management of zakat funds have a positive correlation with the trust of the muzakki. However, understanding regarding the effectiveness of fund utilization, program sustainability, and openness in reporting is still limited. This study aims to fill this gap by analyzing these aspects to provide a comprehensive overview of the implementation of transparency and accountability in the management of zakat funds at LAZNAS Yayasan Dana Sosial Al-Falah Surabaya. The method used is descriptive analysis, data collected through semi-structured interviews, documentation, and observation. Data analysis techniques in this study involve data reduction, data presentation, and conclusion drawing processes. The research results show that Yayasan Dana Sosial Al-Falah Surabaya has successfully implemented the principles of transparency and accountability. Transparency is evidenced by the ease of accessing all information regarding financial reports and implemented programs. Meanwhile, in terms of accountability, Yayasan Dana Sosial Al-Falah Surabaya demonstrates compliance with the procedures for preparing financial statements in accordance with the principles of the Financial Accounting Standards (PSAK) 109.
Disasters, Discourse, and the Digital Sphere: A Critical Discourse Analysis of Natural Disaster Narratives on @NajwaShihab’s YouTube Channel Khasanah, Hanna Nur; Taufiqur Rahman
Journal of Islamic Philosophy and Contemporary Thought Vol. 1 No. 2 (2023): December
Publisher : Faculty of Ushuluddin and Philosophy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/jipct.2023.1.2.189-207

Abstract

This study endeavors to delve into the discourse surrounding natural disasters in Indonesia, as portrayed on the YouTube channel @NajwaShihab, employing the critical discourse analysis framework introduced by Teun A. van Dijk. Van Dijk’s methodology is applied to elucidate the construction of discourse and its ramifications within a broader socio-cultural milieu, facilitating an in-depth exploration of the meanings and social implications inherent within the discourse. Natural disasters represent imminent threats or consequences stemming from natural phenomena, which may be exacerbated by human activity, posing risks to both human life and the environment. Three select videos from the @NajwaShihab YouTube channel serve as the focal point of examination in this study. Utilizing a qualitative descriptive approach, the findings of the analysis unveil a comprehensive portrayal of natural disasters in Indonesia through the lens of Islamic perspectives, employing universally accessible language to engage the audience.
PERAN REKSADANA SYARIAH DALAM MENDORONG PEMBANGUNAN EKONOMI: ANALISIS BIBLIOMETRIK VOSVIEWER Rizqiatul Camelia; Taufiqur Rohman
Jurnal Media Akademik (JMA) Vol. 3 No. 5 (2025): JURNAL MEDIA AKADEMIK Edisi Mei
Publisher : PT. Media Akademik Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62281/v3i5.1950

Abstract

Reksadana syariah telah menjadi instrumen investasi yang semakin menarik perhatian, terutama dalam konteks pembangunan ekonomi yang berkelanjutan. Penelitian ini bertujuan untuk menganalisis peran reksadana syariah dalam mendorong pertumbuhan ekonomi melalui pendekatan bibliometrik menggunakan VOSviewer. Data yang digunakan berasal dari artikel akademik terkait yang diolah dengan metode bibliometrik untuk mengidentifikasi tren penelitian, keterkaitan konsep utama, serta pola kolaborasi akademik dalam bidang ini. Hasil analisis menunjukkan bahwa reksadana syariah memiliki kontribusi signifikan terhadap inklusi keuangan dan stabilitas ekonomi, terutama dalam menyediakan alternatif investasi berbasis etika. Namun, beberapa tantangan masih perlu diatasi, seperti regulasi yang belum optimal, keterbatasan instrumen investasi, serta rendahnya literasi masyarakat terhadap pasar modal syariah. Studi ini memberikan wawasan bagi akademisi dan praktisi mengenai perkembangan reksadana syariah serta implikasinya bagi kebijakan ekonomi syariah di masa depan.
Analisis Determinan Kelancaran Pengembalian Pembiayaan Murabahah BPRS Lantabur Tebuireng Lamongan: Pendekatan Regresi Linear Berganda Afiza Ridha Zamzima; Dahruji, Dahruji; Taufiqur Rahman
Al-Buhuts Vol. 20 No. 2 (2024): Al-Buhuts
Publisher : Institute Agama Islam Negeri (IAIN) Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30603/ab.v20i2.5629

Abstract

This study aims to identify several factors that influence the smooth return of murabahah financing to MSME customers with the research object at BPRS Lantabur Tebuireng Lamongan. This type of research data data was obtained from primary and secondary data. The method used is quantitative research with sample data processing techniques using multiple linear regression analysis. The sampling technique was carried out using purposive sampling and a research sample of 67 MSME customers who were still active until the end of 2023 was obtained. From the research results it was found that the variables age, level of education, number of family dependents, business turnover, and religiosity simultaneously influence the smooth return of murabahah financing as indicated by a significance value 0,000. Meanwhile, partial test results show that the factors that have a significant influence on the level of smooth returns on murabahah financing for MSME customers are age, business turnover, and religiosity
IMPLEMENTATION OF SHARIAH COMPLIANCE FOR HYBRID CONTRACT PRODUCTS AT BAITUL MAL WAT TAMWIL IN INDONESIA Syakira, Yulia Rachma; Rahman, Taufiqur
Reflektika Vol 19, No 2 (2024)
Publisher : Universitas Al-Amien Prenduan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28944/reflektika.v19i2.1870

Abstract

One of the ways carried out by Baitul Mal wat Tamwil institutions in order to attract customer interest and meet the demands of modern society is the development of hibryd contracts (multi-contracts) which in practice the use of these multi-contracts often experiences shifts and deviations from the principles that have been regulated in sharia provisions. This study has several objectives, among others, first to determine the application of multiple contracts in Baitul mal wat Tamwil institutions, in this case there are two institutions that are the object of research, namely BMT Makin Amin and BMT Nuansa Umat. Second, to determine sharia compliance in the application of multiple contracts applied to the two BMT. This research uses a qualitative method with an indepth analysis model, where researchers in conducting this research use several data sources ranging from literature studies, surveys and discussions with BMT and related sources. The approach used by the author is a normative-empirical approach by examining the implementation of contracts applied to Baitul Mal Wat Tamwil (BMT). The results of this study indicate that there are two hybrid models applied in the two BMTs, among others, Murabahah bil wakalah and Ijarah muntahiya Bit Tamlik (IMBT) Where in its implementation the two BMTs have shown their compliance, this is evidenced by the conformity between the DSN-MUI fatwa and the practices carried out by the two BMT.  
Bibliometric Review of Sharia Fintech Studies: Focus on Innovation, Regulation, and Technology Wasilatur Rohmah; Taufiqur Rahman
Al-Iffah: Journal of Islamic Sciences Research Vol. 1 No. 4 (2025)
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/iffah.v1i4.21

Abstract

Sharia fintech has shown rapid development in line with the increasing need for financial services that are in accordance with Islamic principles. However, related literature is still scattered and has not systematically discussed aspects of innovation, regulation, and technology. This study aims to map the trend of sharia fintech research bibliometrically to identify dominant themes, collaboration patterns, and the influence of publications in this field. Data were collected from Scopus in the period 2015–2025 using related keywords and analyzed using the VOSviewer tool. The results show three main clusters: technological innovation (such as AI and blockchain), sharia financial regulation (including the role of OJK and DSN-MUI), and digital platform development. This study contributes to understanding the direction of sharia fintech development and recommends cross-aspect integration to strengthen an inclusive and sustainable sharia financial ecosystem.
Co-Authors A'yun, Indah Firdanilla Abdur Rohim Adinda Pramesti Indah Cahyani Adiyono Adiyono Affandi, Mahrus Afiza Ridha Zamzima Afrizal Zulkarnaein Agriana, Gita Ahmad Amirul Aziz Ahmad Makhtum Ahmad Musadad Ahmad, Walid In'am Al Kautsar, Syahvergio Anugrah Alan Su'ud Ma'adi Alya, Ulka Anggraeni, Silvia Abni Ariffin, Mohd Faizal Noor bin Arsyad, Muhammad Rizal Aulia Urrohmah Dahruji Dahruji, Dahruji Dzikrulloh, Dzikrulloh Elita Putri Pradipta Ely Inriani Farid Ardyansyah Farid Ardyansyah Fidya Puji Ramadhani Fitriyah, Siti Lailatul Furaqanul Amirur Rifan Galuh Widitya Qomaro Hairul Umur Halimatuz Zahro Hanifah, Luluk Hikmah Hidayah, Isnaini Holis Holis Ianatus Sholeha Itsnaini, Fadhilatul Khasanah, Hanna Nur Khoiroh, Sabilatul Khoirun Nasik Khumairoh, Dzurorin Kurnia Fitri Salsabila LILIS SUAIBAH Lourensia Hani Luthfiyana Hidayatu Rohmah M. Syarifuddin Syarifuddin Ma’adi, Alan Su’ud Marshanda Ridia Amelia Masruroh Miftakur Rohman Misbahul Munir Moh Idris Moh. Nasrul Muslim Moh. Sudirman Mohamad Ali Hisyam, Mohamad Ali Mohammad Nizarul Alim Mohammad Syarifatul Mustofa Muhammad Ersya Faraby Muhammad Harun Mustaniroh, Mustaniroh Nur Baiti, Siti Nur Rizkiyah Ramadhani Nurul Jennah Permana, Dikki Pratiwi Nur Laili Putri Amalia Putri Rahayu Ningsih Putri, Filda Felisa Ribka Bunga Satya Banjarnahor Rikhe Dwi Nurdiyah Riris Tri Maulida Risa Umami Rizqiatul Camelia Romli, Moh. Rosita Ramadhani Salistia, Faisal Sa’adah, Nurus Siti Hasmah Dita Sp Siti Nur Baiti Siti Nur Halizah Sitti Halimah Sunariyah, Anik Syakira, Yulia Rachma Tri Pujiati Tri Pujiati Umi Qurrotul Aini Wahyu Setiawan Djodi Wasilatur Rohmah