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All Journal Laa Maisyir Jurnal Ekonomi Islam IJTIHAD Maraji`: Jurnal Ilmu Keislaman Jurnal Ekonomi Pembangunan STIE Muhammadiyah Palopo Jurnal ASPIKOM Ijaz Arabi Journal of Arabic Learning MALIA NISBAH: JURNAL PERBANKAN SYARIAH Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Istinbath: Jurnal Hukum dan Ekonomi Islam Jurnal Tabarru': Islamic Banking and Finance Syarikat : Jurnal Rumpun Ekonomi Syariah Justisia Ekonomika Ulumuna: Jurnal Studi Keislaman Al Maal: Journal of Islamic Economics and Banking SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Dialektika: Jurnal Ekonomi dan Ilmu Sosial Al-Kharaj: Journal of Islamic Economic and Business Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Jurnal Ilmiah Al-Tsarwah El-Qist : Journal of Islamic Economics and Business (JIEB) Adz Dzahab : Jurnal Ekonomi dan Bisnis Islam AL-ARBAH: Journal of Islamic Finance and Banking Al-tsaman : Jurnal Ekonomi dan Keuangan Islam Al-Buhuts (e-journal) Jurnal Riset Ekonomi Syariah Milkiyah: Jurnal Hukum Ekonomi Syariah Keris: Journal of Community Engagement MIYAH: Jurnal Studi Islam JUSTICES: Journal of Law ORGANIZE: Journal of Economics, Management and Finance Santri: Journal of Student Engagement Amal: Jurnal Ekonomi Syariah Al-Arfa: Journal of Sharia, Islamic Economics and Law Maslahah: Jurnal Manajemen dan Ekonomi Syariah Jurnal Media Akademik (JMA) Maklumat: Journal of Da'wah and Islamic Studies Al-Fadilah: Islamic Economics Journal MASADIR: Jurnal Hukum Islam Journal of Sharia Economics, Banking and Accounting Rihlah Iqtishad: Jurnal Bisnis dan Keuangan Islam Optimum: Jurnal Ekonomi dan Pembangunan Journal of Islamic Philosophy and Contemporary Thought Jurnal At-Tamwil: Kajian Ekonomi Syariah Reflektika Al-Iffah: Journal of Islamic Sciences Research Journal of Digital Economic Studies Journal of Shariah Economics Proceeding UMSurabaya Al-Amwal: Jurnal Ekonomi dan Perbankan Syariah
Taufiqur Rahman
Universitas Trunodjoyo Madura
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Analisis Transparansi dan Akuntabilitas Pengelolaan Dana Zakat Yayasan Dana Sosial Khumairoh, Dzurorin; Rahman, Taufiqur
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 5 No 4 (2024): May 2024
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v5i4.5002

Abstract

This research is motivated by several studies stating that transparency and accountability in the management of zakat funds have a positive correlation with the trust of the muzakki. However, understanding regarding the effectiveness of fund utilization, program sustainability, and openness in reporting is still limited. This study aims to fill this gap by analyzing these aspects to provide a comprehensive overview of the implementation of transparency and accountability in the management of zakat funds at LAZNAS Yayasan Dana Sosial Al-Falah Surabaya. The method used is descriptive analysis, data collected through semi-structured interviews, documentation, and observation. Data analysis techniques in this study involve data reduction, data presentation, and conclusion drawing processes. The research results show that Yayasan Dana Sosial Al-Falah Surabaya has successfully implemented the principles of transparency and accountability. Transparency is evidenced by the ease of accessing all information regarding financial reports and implemented programs. Meanwhile, in terms of accountability, Yayasan Dana Sosial Al-Falah Surabaya demonstrates compliance with the procedures for preparing financial statements in accordance with the principles of the Financial Accounting Standards (PSAK) 109.
Disasters, Discourse, and the Digital Sphere: A Critical Discourse Analysis of Natural Disaster Narratives on @NajwaShihab’s YouTube Channel Khasanah, Hanna Nur; Taufiqur Rahman
Journal of Islamic Philosophy and Contemporary Thought Vol. 1 No. 2 (2023): December
Publisher : Faculty of Ushuluddin and Philosophy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/jipct.2023.1.2.189-207

Abstract

This study endeavors to delve into the discourse surrounding natural disasters in Indonesia, as portrayed on the YouTube channel @NajwaShihab, employing the critical discourse analysis framework introduced by Teun A. van Dijk. Van Dijk’s methodology is applied to elucidate the construction of discourse and its ramifications within a broader socio-cultural milieu, facilitating an in-depth exploration of the meanings and social implications inherent within the discourse. Natural disasters represent imminent threats or consequences stemming from natural phenomena, which may be exacerbated by human activity, posing risks to both human life and the environment. Three select videos from the @NajwaShihab YouTube channel serve as the focal point of examination in this study. Utilizing a qualitative descriptive approach, the findings of the analysis unveil a comprehensive portrayal of natural disasters in Indonesia through the lens of Islamic perspectives, employing universally accessible language to engage the audience.
PERAN REKSADANA SYARIAH DALAM MENDORONG PEMBANGUNAN EKONOMI: ANALISIS BIBLIOMETRIK VOSVIEWER Rizqiatul Camelia; Taufiqur Rohman
Jurnal Media Akademik (JMA) Vol. 3 No. 5 (2025): JURNAL MEDIA AKADEMIK Edisi Mei
Publisher : PT. Media Akademik Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62281/v3i5.1950

Abstract

Reksadana syariah telah menjadi instrumen investasi yang semakin menarik perhatian, terutama dalam konteks pembangunan ekonomi yang berkelanjutan. Penelitian ini bertujuan untuk menganalisis peran reksadana syariah dalam mendorong pertumbuhan ekonomi melalui pendekatan bibliometrik menggunakan VOSviewer. Data yang digunakan berasal dari artikel akademik terkait yang diolah dengan metode bibliometrik untuk mengidentifikasi tren penelitian, keterkaitan konsep utama, serta pola kolaborasi akademik dalam bidang ini. Hasil analisis menunjukkan bahwa reksadana syariah memiliki kontribusi signifikan terhadap inklusi keuangan dan stabilitas ekonomi, terutama dalam menyediakan alternatif investasi berbasis etika. Namun, beberapa tantangan masih perlu diatasi, seperti regulasi yang belum optimal, keterbatasan instrumen investasi, serta rendahnya literasi masyarakat terhadap pasar modal syariah. Studi ini memberikan wawasan bagi akademisi dan praktisi mengenai perkembangan reksadana syariah serta implikasinya bagi kebijakan ekonomi syariah di masa depan.
Analisis Determinan Kelancaran Pengembalian Pembiayaan Murabahah BPRS Lantabur Tebuireng Lamongan: Pendekatan Regresi Linear Berganda Afiza Ridha Zamzima; Dahruji, Dahruji; Taufiqur Rahman
Al-Buhuts Vol. 20 No. 2 (2024): Al-Buhuts
Publisher : Institute Agama Islam Negeri (IAIN) Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30603/ab.v20i2.5629

Abstract

This study aims to identify several factors that influence the smooth return of murabahah financing to MSME customers with the research object at BPRS Lantabur Tebuireng Lamongan. This type of research data data was obtained from primary and secondary data. The method used is quantitative research with sample data processing techniques using multiple linear regression analysis. The sampling technique was carried out using purposive sampling and a research sample of 67 MSME customers who were still active until the end of 2023 was obtained. From the research results it was found that the variables age, level of education, number of family dependents, business turnover, and religiosity simultaneously influence the smooth return of murabahah financing as indicated by a significance value 0,000. Meanwhile, partial test results show that the factors that have a significant influence on the level of smooth returns on murabahah financing for MSME customers are age, business turnover, and religiosity
IMPLEMENTATION OF SHARIAH COMPLIANCE FOR HYBRID CONTRACT PRODUCTS AT BAITUL MAL WAT TAMWIL IN INDONESIA Syakira, Yulia Rachma; Rahman, Taufiqur
Reflektika Vol 19, No 2 (2024)
Publisher : Universitas Al-Amien Prenduan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28944/reflektika.v19i2.1870

Abstract

One of the ways carried out by Baitul Mal wat Tamwil institutions in order to attract customer interest and meet the demands of modern society is the development of hibryd contracts (multi-contracts) which in practice the use of these multi-contracts often experiences shifts and deviations from the principles that have been regulated in sharia provisions. This study has several objectives, among others, first to determine the application of multiple contracts in Baitul mal wat Tamwil institutions, in this case there are two institutions that are the object of research, namely BMT Makin Amin and BMT Nuansa Umat. Second, to determine sharia compliance in the application of multiple contracts applied to the two BMT. This research uses a qualitative method with an indepth analysis model, where researchers in conducting this research use several data sources ranging from literature studies, surveys and discussions with BMT and related sources. The approach used by the author is a normative-empirical approach by examining the implementation of contracts applied to Baitul Mal Wat Tamwil (BMT). The results of this study indicate that there are two hybrid models applied in the two BMTs, among others, Murabahah bil wakalah and Ijarah muntahiya Bit Tamlik (IMBT) Where in its implementation the two BMTs have shown their compliance, this is evidenced by the conformity between the DSN-MUI fatwa and the practices carried out by the two BMT.  
Bibliometric Review of Sharia Fintech Studies: Focus on Innovation, Regulation, and Technology Wasilatur Rohmah; Taufiqur Rahman
Al-Iffah: Journal of Islamic Sciences Research Vol. 1 No. 4 (2025)
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/iffah.v1i4.21

Abstract

Sharia fintech has shown rapid development in line with the increasing need for financial services that are in accordance with Islamic principles. However, related literature is still scattered and has not systematically discussed aspects of innovation, regulation, and technology. This study aims to map the trend of sharia fintech research bibliometrically to identify dominant themes, collaboration patterns, and the influence of publications in this field. Data were collected from Scopus in the period 2015–2025 using related keywords and analyzed using the VOSviewer tool. The results show three main clusters: technological innovation (such as AI and blockchain), sharia financial regulation (including the role of OJK and DSN-MUI), and digital platform development. This study contributes to understanding the direction of sharia fintech development and recommends cross-aspect integration to strengthen an inclusive and sustainable sharia financial ecosystem.
Pendampingan Sertifikasi Halal Produk Usaha Mikro dan Kecil Bagi Masyarakat Desa Bajeman Kecamatan Tragah Kabupaten Bangkalan Taufiqur Rahman; Farid Ardyansyah; Kurnia Fitri Salsabila; Rosita Ramadhani
Keris: Journal of Community Engagement Vol. 5 No. 2 (2025): In Press: KERIS: Journal of Community Engagement
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/keris.v5i2.2326

Abstract

The obligation to implement halal certification for micro and small business products will end in October 2026. Therefore, the sustainability of micro and small business actors must be taken more seriously and need to be protected from unfair competition, specifically in Bajeman Tragah village, Bangkalan Regency because many business actors in Bajeman Village do not fully understand the obligation of halal certification of products and do not understand the procedures for registering halal certification. The focus of this activity is to provide training and mentoring to business actors so that the business products get legal certainty and halal legality from BPJPH with the mechanisms established by the Indonesian government. The products must be halal and in accordance with Islamic law, where cleanliness, quality, and safety of the production process must be based on a halal quality management system. The mentoring technique implemented is to help business actors to be able to understand and be aware of the obligation of halal certification of their products, then accompany them in the halal certification registration process starting with obtaining NIB, the Self-Declare SJPH Process and until obtaining Halal Product certification. The halal certification mentoring program for micro and small businesses in Bajeman Village, Bangkalan will be conducted over a four-month period, from August 2025 to November 2025. The program aims to facilitate the process of obtaining halal product certification for businesses in Bajeman Village, Bangkalan. The program will raise awareness among the micro and small business actors to register their products to obtain halal product certification from The Government of Indonesia.
Personal shopper (Jastip) and the representation of digital workers: A critical study of social media discourse in the gig economy Elita Putri Pradipta; Taufiqur Rahman
Jurnal ASPIKOM - Jurnal Ilmu Komunikasi Vol 10, No 2 (2025): Jurnal ASPIKOM
Publisher : Asosiasi Pendidikan Tinggi Ilmu Komunikasi (ASPIKOM)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24329/aspikom.v10i2.1695

Abstract

Personal shoppers (jastip) have emerged as informal digital workers within the gig economy, often promoted on social media as flexible and empowering entrepreneurial practices. However, behind this narrative lies a condition of precarity and limited labor protection. This study examines how the representation of jastip workers is discursively constructed on Instagram using Fairclough’s Critical Discourse Analysis. Adopting a critical qualitative approach, this research combines textual analysis, virtual ethnography, and interviews to analyze captions, visual elements, emojis, testimonials, and interaction patterns. The findings reveal that digital identity is constructed through affective language, visual consistency, and trust-oriented expressions, which serve as performative strategies to establish credibility. Participatory communication practices, such as live sessions and testimonial reposts, co-produce legitimacy while intensifying relational labor. At the level of social practice, these representations are embedded within the ideological logic of the gig economy and digital neoliberalism, where flexibility and productivity are emphasized while structural vulnerability remains obscured. This study highlights how platform logic and discourse shape trust, identity, and labor relations in informal digital work.
The Impact of Sharia Fintech on Financial Inclusion in Indonesia: A Bibliometric Analysis Nurul Jennah; Taufiqur Rahman
ORGANIZE: Journal of Economics, Management and Finance Vol. 4 No. 4 (2025): Economic Transformation and Development
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/organize.v4i4.176

Abstract

Sharia FinTech is the integration of financial technology with Islamic financial principles, which plays a role in increasing financial inclusion in Indonesia. This study aims to analyze the impact of Sharia FinTech on financial inclusion using a bibliometric approach. The research data was obtained from Google Scholar in the period 2015 to 2025, which was then analyzed using VOSviewer software to visualize publication trends and relationships between concepts. The results of the study indicate that Sharia FinTech, especially in the form of sharia P2P lending and waqf-based crowdfunding, plays an important role in expanding access to financial services for previously underserved communities. The main factors driving the growth of Sharia FinTech include increasing internet penetration, smartphone usage, supportive government policies, and sharia regulations that ensure the conformity of the digital financial ecosystem with Islamic principles. This study also identified that research on the analysis of the impact of Sharia FinTech on financial inclusion still has room for further exploration. The implications of this study can be a basis for academics and practitioners in developing research and policies that support sharia-based financial inclusion in the future.
Challenges and Opportunities for Developing Islamic Pension Funds in the Global Market Masruroh; Taufiqur Rahman
Rihlah Iqtishad: Jurnal Bisnis dan Keuangan Islam Vol. 3 No. 1 (2026)
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/rihlah.v3i1.38

Abstract

The development of Islamic finance in Indonesia has increased significantly, but the Islamic pension fund subsector remains slow. This is despite the high growth of the global Islamic economy and Indonesia's large Muslim population, which should present significant opportunities for the development of Sharia-compliant pension instruments. This study aims to identify and analyze the challenges and opportunities for developing Sharia-compliant pension funds in Indonesia using a Systematic Literature Review (SLR) approach, as a basis for strategic policy in building the future of national Islamic finance. The qualitative SLR approach was based on the PRISMA method. Literature from 2015–2025 was collected through Google Scholar, SINTA, and GARUDA. Articles meeting the inclusion criteria were thematically analyzed to identify regulatory, institutional, innovation, and socio-literacy issues. The main challenges are the immature legal framework, low literacy on Sharia pensions, and limited innovative products. Opportunities include support from Muslim demographics, government incentives, and the involvement of Islamic financial institutions.
Co-Authors A'yun, Indah Firdanilla Abdur Rohim Adinda Pramesti Indah Cahyani Adiyono Adiyono Affandi, Mahrus Afiza Ridha Zamzima Afrizal Zulkarnaein Agriana, Gita Ahmad Makhtum Ahmad Musadad Ahmad, Walid In'am Al Kautsar, Syahvergio Anugrah Alan Su'ud Ma'adi Alya, Ulka Anggraeni, Silvia Abni Ariffin, Mohd Faizal Noor bin Arsyad, Muhammad Rizal Aulia Urrohmah Dahruji Dahruji, Dahruji Dzikrulloh, Dzikrulloh Elita Putri Pradipta Ely Inriani Farid Ardyansyah Farid Ardyansyah Fidya Puji Ramadhani Fitriyah, Siti Lailatul Galuh Widitya Qomaro Hairul Umur Halimatuz Zahro Hanifah, Luluk Holis Holis Ianatus Sholeha Indah Firdanilla A'yun Isnaini Hikmah Hidayah Itsnaini, Fadhilatul Khasanah, Hanna Nur Khoiroh, Sabilatul Khoirun Nasik Khumairoh, Dzurorin Kurnia Fitri Salsabila LILIS SUAIBAH Lourensia Hani Luthfiyana Hidayatu Rohmah M. Syarifuddin Syarifuddin Ma’adi, Alan Su’ud Marshanda Ridia Amelia Masruroh Miftakur Rohman Misbahul Munir Moh Idris Moh. Nasrul Muslim Moh. Sudirman Mohamad Ali Hisyam, Mohamad Ali Mohammad Nizarul Alim Mohammad Syarifatul Mustofa Muhammad Ersya Faraby Muhammad Harun Mustaniroh, Mustaniroh Nur Baiti, Siti Nur Rizkiyah Ramadhani Nurul Jennah Permana, Dikki Pratiwi Nur Laili Putri Amalia Putri Rahayu Ningsih Putri, Filda Felisa Ribka Bunga Satya Banjarnahor Rikhe Dwi Nurdiyah Riris Tri Maulida Risa Umami Rizqiatul Camelia Romli, Moh. Rosita Ramadhani Salistia, Faisal Sa’adah, Nurus Siti Nur Baiti Siti Nur Halizah Sitti Halimah Sunariyah, Anik Syakira, Yulia Rachma Tri Pujiati Tri Pujiati Umi Qurrotul Aini Wahyu Setiawan Djodi Wasilatur Rohmah