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Kamarni, Neng
Department Of Economics, Faculty Of Economics And Business, Universitas Andalas, Indonesia
Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Energy Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Public Health Social Sciences Other

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PERMINTAAN PEMBIAYAAN UMKM KE PERBANKAN SYARIAH DI SUMATERA BARAT Neng Kamarni; Hefrizal Handra
Maqdis: Jurnal Kajian Ekonomi Islam Vol 4, No 2 (2019): Juli - Desember 2019
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/maqdis.v4i2.522

Abstract

The demand forIslamic financing from Micro, Small and Medium Enterprises (MSMEs) is important to be analyzed since they have a significant role in employment and the source of living for community. Quantitatively, the income and profits of MSMEs have a big impact on the gross regional domestic product (GRDP) where the MSMEs are located. They can be one of the drivers of the real sector of economy to improve the welfare of the community. The Islamic financing scheme is an alternative to strengthen the MSMEs and this is in line with the culture of the people of West Sumatra. This study aims to analyze the factors related to the demand for Islamic banking financing in helping micro, small and medium businesses to finance the capital expenditure in West Sumatra. The data used in this research is directly collected from the field. About 100 samples are chosen from 3,105 MSMEs that have already accessed capital financing from various Islamic Bank in West Sumatra. A crosstab analysis is used and tested using the Chi-Square method based on probability. One important finding of this study is that the bigger the size of capital financing, the bigger the probability of MSMEs to increase the income.
Impact of Microfinance on Fertilizer Use in the Ayeyarwady Region, Myanmar Hnin Wut Yee; Endrizal Ridwan; Fajri Muharja; Neng Kamarni
Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 2 (June 2023)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v5i2.553

Abstract

This research aims to analyze the impact of microfinance on fertilizer use and the amount of loan in the Ayeyarwady area, Myanmar. This study uses a quantitative technique as an analytical approach, utilizing data from a farmers' household survey conducted in 2015 as secondary data. Secondary data from a village tract in Myanmar's Ayeyarwady area. The overall frequency of gender of the household, education level of the household, age of the household, percentages of loan amount from each family, and average cost of usage per acre are all survey data used in this study. The outcome revealed the microfinance institution, as well as the overall proportion of demographic respondents from the Ayeyarwady area. An assessment into how the money was utilized in agricultural output, on the other hand, revealed that the respondents from credit beneficial used at all of the loan for agricultural purpose. The findings of this study must reveal the impact of microfinance on fertilizer use, as well as the strengths and shortcomings of microfinance. The results indicated the microfinance institution as well as the general proportion of demographic respondents from Ayeyarwady. An examination of how the money was used in agricultural production, on the other hand, found that credit advantageous respondents used at all of the loan for agricultural purposes. This study's findings must indicate the impact of microfinance on farmers.
Dampak Dana Perimbangan Dan Pendapatan Asli Daerah Terhadap Perkembangan Indeks Pembangunan Manusia Di Pemerintahan Kabupaten/Kota Provinsi Sumatera Barat Tahun 2017-2022 Harsya Saputra*; Debi Abdiska; Muhammad Ilham; Neng Kamarni
JIM: Jurnal Ilmiah Mahasiswa Pendidikan Sejarah Vol 8, No 3 (2023): Juni, socio-economics, community law, cultural history and social issues
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jimps.v8i3.25235

Abstract

Penelitian ini menganalisis pengaruh Pendapatan Asli Daerah (PAD) dan Dana Perimbangan terhadap Indeks Pembangunan Manusia. Tujuan dari penelitian ini adalah untuk mengetahui pengaruh dari Pendapatan Asli Daerah (PAD), Dana Alokasi Umum (DAU), Dana Alokasi Khusus (DAK), dan Dana Bagi Hasil (DBH) terhadap Indeks Pembangunan Manusia (IPM). Sampel yang digunakan pada penelitian ini sebanyak 19 kabupaten/kota di seluruh Provinsi Sumatera Barat dalam selang waktu 2017 sampai dengan 2022. Metode penelitian yang digunakan adalah regresi data panel dengan Fixed Effect Model (FEM) dan uji sensitivitas dengan menggunakan model lag satu tahun. Hasil yang diperoleh menunjukkan bahwa Dana Alokasi Khusus dan Pendapatan Asli Daerah (PAD) berpengaruh positif dan signifikan terhadap Indeks Pembangunan Manusia (IPM). Akan tetapi, penggunaan uji sensitivitas membuat Pendapatan Asli Daerah (PAD) tidak berpengaruh signifikan terhadap Indeks Pembangunan Manusia (IPM).
Poverty Alleviation Through Social Capital in Coastal Areas: Pariaman Coastal Case Neng Kamarni; Muslich Anshori; Raditya Sukmana
Journal of Innovation in Business and Economics Vol. 3 No. 01 (2019): Journal of Innovation in Business and Economics
Publisher : Faculty of Economics and Business, University of Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jibe.v3i01.7561

Abstract

This study aimes to provide an overview of the importance of social capital in poverty alleviation in Pariaman coastal area. The research was a survey research conducted in Padang Pariaman District, sample was conducted purposively sampling with 100 fishermen households as a sample. The result revelead that institution and culture variables get good categories while trust and participation variables are categorized as poor. The institution is one of four variables which has a significant correlation with welfare while the others are not significant. Trust and participation variables not have a significant correlation because they get poor category, but the interesting case even though the culture variable which gets a positive category but does not correlate significantly with the welfare. Although only institution variable which has a significant correlation with welfare, in general social capital has a positive impact on poverty alleviation in Pariaman Distric.
THE FINANCIAL INCLUSION OF ISLAMIC BANKING FOR LOW-INCOME COMMUNITIES: CASE STUDY IN WEST SUMATERA Neng Kamarni; Hefrizal Handra; Muslich Anshori
Jurnal Ekonomi dan Bisnis Islam | Journal of Islamic Economics and Business Vol. 8 No. 1 (2022): JANUARY-JUNE 2022
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jebis.v8i1.30449

Abstract

This study aims to analyze the prospects and perspectives of low-income people in West Sumatra on financial inclusion in Islamic banking. Also, this study analyzesvarious factors that determine Islamic banking's financial inclusion and assesses the level of public expectations of the financial inclusion of Islamic banks in West Sumatra. This study applies descriptive quantitative research with primary data. Statistical toolssuch as Mann-Whitney Rank Sum U-test, Kruskal Wallis test, weighted arithmetical mean, chi-square test, and one-way ANOVA are used to reach the research's objectives. As a result, gender, age, marital status, monthly income, type of work, and status in the household are not significantly related to the level of customer expectations of financial inclusion. However, there is a significant relationship between the level of education and type of bank with the level of customer expectations of financial inclusion. The study results illustrate that low-income people in West Sumatra are familiar with Islamic banking, but many of them have not chosen to have an account in Islamic banking. The fatwa of the Council of Ulama Indonesia (MUI) and the Islamic banking system are not fully understood by the people of West Sumatra, the majority of whom are Muslims. A bank account selection is based on ease of reach and location. However, the public's view of Islamic banks is very high, as can be seen from people's expectations that Islamic banks provide a high sense of justice and comfort.
Pengeluaran Pemerintah Kabupaten/Kota di Provinsi Riau: Pendekatan Spasial Tata Surya; Fery Andrianus; Neng Kamarni
Jurnal Ilmiah Universitas Batanghari Jambi Vol 23, No 3 (2023): Oktober
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/jiubj.v23i3.4368

Abstract

Traditional determinants of government spending include income, grants, demographic and political factors. But a government's spending policy can also be influenced by its neighboring governments' spending policies. This study uses Spatial Autoregressive (SAR) spatial econometrics to observe the existence of strategic interactions in District/City Government spending in the Riau Province for the 2011-2019 period. The research results show that there is a strategic interaction in government spending.
Hope Family Program : Can It Reduce Poverty and Increase Welfare in Indonesia? Dela Resina; Neng Kamarni; Febriandi Prima Putra
Jurnal Ekonomi Pembangunan Vol 11 No 3 (2022): Volume 11 Nomor 3 Tahun 2022
Publisher : Fakultas Ekonomi dan Bisnis Universitas Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23960/jep.v11i3.530

Abstract

The ultimate goal of development in developing countries is to reduce poverty that can be achieved through increasing welfare. Poverty is a multidimensional phenomenon that become a major challenge in all countries. To reduce poverty and increase community welfare, government intervention programs are needed. One of them is through the provision of cash assistance. The Conditional Cash Transfer program has been widely implemented in some countries. In Indonesia, this program is called the Family Hope Program (PKH). This cash transfer program has a lot of debate as an anti-poverty program. This research wants to see the impact of PKH on reducing poverty and increasing welfare in Indonesia. It used raw data from Susenas and analyzed by SEM-PLS method. The results of this research show that PKH has a negative-significant effect on poverty and a positive-significant impact on welfare in Indonesia. In addition, the results of the analysis also show that poverty has a negative-significant influence on people's welfare in Indonesia.
Faktor-faktor Pendorong Penyebab Terjadinya Sistem Tallaqi Rukban Pada Komoditas Hasil Pertanian: Studi Kasus di Kabupaten Kerinci Dontes Putra; Saipul Azis; Neng Kamarni
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.945

Abstract

Tallaqi rukban is a buying and selling practice that is considered to violate Islamic business law. This practice is detrimental to one party, where the buyer buys the farmer's goods and deviates from the market price. This research is to determine the factors driving the practice of the tallaqi rukban system on agricultural commodities. This type of research is qualitative with a case study research approach. Primary data sources were obtained through interviews and observation methods. Based on the results of the study, the Tallaqi Rukban system still applies in some communities. The tallaqi rukban system, apart from being detrimental to village farmers, will also have an impact on market balance. The driving factors for the Tallaqi Rukban system in Kerinci are: Lifestyle; increased demand for goods; and Lack of knowledge of traders about the tallaqi rukban buying and selling system Keywords: Islamic Economics, Market Mechanism, Tallaqi Rukban.
Dampak Dana Perimbangan Dan Pendapatan Asli Daerah Terhadap Perkembangan Indeks Pembangunan Manusia Di Pemerintahan Kabupaten/Kota Provinsi Sumatera Barat Tahun 2017-2022 Saputra*, Harsya; Abdiska, Debi; Ilham, Muhammad; Kamarni, Neng
JIM: Jurnal Ilmiah Mahasiswa Pendidikan Sejarah Vol 8, No 3 (2023): Juni, socio-economics, community law, cultural history and social issues
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jimps.v8i3.25235

Abstract

Penelitian ini menganalisis pengaruh Pendapatan Asli Daerah (PAD) dan Dana Perimbangan terhadap Indeks Pembangunan Manusia. Tujuan dari penelitian ini adalah untuk mengetahui pengaruh dari Pendapatan Asli Daerah (PAD), Dana Alokasi Umum (DAU), Dana Alokasi Khusus (DAK), dan Dana Bagi Hasil (DBH) terhadap Indeks Pembangunan Manusia (IPM). Sampel yang digunakan pada penelitian ini sebanyak 19 kabupaten/kota di seluruh Provinsi Sumatera Barat dalam selang waktu 2017 sampai dengan 2022. Metode penelitian yang digunakan adalah regresi data panel dengan Fixed Effect Model (FEM) dan uji sensitivitas dengan menggunakan model lag satu tahun. Hasil yang diperoleh menunjukkan bahwa Dana Alokasi Khusus dan Pendapatan Asli Daerah (PAD) berpengaruh positif dan signifikan terhadap Indeks Pembangunan Manusia (IPM). Akan tetapi, penggunaan uji sensitivitas membuat Pendapatan Asli Daerah (PAD) tidak berpengaruh signifikan terhadap Indeks Pembangunan Manusia (IPM).
Implications od Perpres 12/2021 on MSEs Success in Public Procurement within Riau Province Wide Enardi; Sri Maryati; Neng Kamarni
Daengku: Journal of Humanities and Social Sciences Innovation Vol. 4 No. 2 (2024)
Publisher : PT Mattawang Mediatama Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35877/454RI.daengku2412

Abstract

Micro and small enterprises (MSEs) play a pivotal role in economic growth, particularly in government procurement. This study delves into the impact of policy changes, notably the implementation of Perpres 12 of 2021, on MSEs participating in procurement activities in Riau Province. Using a blend of quantitative and qualitative methodologies, this research explores the intricate relationship between various factors and the success of MSBs in procurement. Findings indicate that education, experience, workforce size, and capital significantly influence MSEs success in government procurement. Moreover, the policy implementation demonstrated substantial alterations in the correlation between independent variables and MSEs success. This article also provides strategic recommendations to bolster MSEs participation and success in government procurement, emphasizing policy adaptation, regulatory oversight, technological innovation, capacity-building programs, and stakeholder collaboration. Continuous policy evaluation and comprehensive data collection are advocated for future research endeavors to foster a deeper understanding of MSB success in procurement and its broader impact on regional economic growth.
Co-Authors Abdi Asmo Abdiska, Debi Abdul Karib Adol Bastian Amra Ausri Anggraini, Misi Aprilia, Cindy Arifuddin, Muhammad Hasbi Arqani, Alfe Aulia, Wahyu Bachtiar, Nasri Bahri, Susila Baqi, Ahmad Iqbal Cempaka Rizki Ambar Sari Chris Yohanes Ginting Debi Abdiska Dela Resina Dela Resina Devianto, Dodi Dhoifullah, Aisyah Dontes Putra Elfindri, Elfindri Endrizal Ridwan Fadhilah Hasib, Fatin Fadila, Dinda Fajri Farida, Alfiani Fery Andrianus, Fery Fitri Ayu Fitri Mulyani Ginting, Chris Yohanes Gustina Lusiani HANDRA, HEFRIZAL Haripamyu Haripamyu Harsya Saputra* Hazmi, Dolly Heru Setiawan Hnin Wut Yee Ibrahim, Arief Ifriadi, Rike Indelman Indelman Izzati Rahmi HG Jusman Sani Landasari, Foni M Irsyad M. Gunawan Azhar Mahlil Andre Putra Maulini Septya Maulini Septya Muhammad Ilham Muhammad Ilham Muhammad Rizal MUHARJA, FAJRI Muslich Anshori Muslich Anshori N., Zulkifli Nur Haminati nusrida, helda Primayesa, Elvina Purwasutrisno Purwasutrisno Purwasutrisno Purwoko, Agus Putra, Febriandi Prima Putri, Sri Gema Dirga Raditya Sukmana Rahimi, Nina Rano Efmon Ratna Dewi Ratna Dewi Resfaliza Resina, Dela Rika Fitriani Riri Lestari Riyanda, Irdham Roza Zulfita Saipul Azis Sapuan, Noraina Mazuin Saputra*, Harsya Saputra, Harsya Sri Maryati Sukma, Nefi Syafruddin Karimi, Syafruddin Sylvia Ardella Tan, Firwan Tata Surya Tata Surya Tetri Desvira Valerina, Citra Vivi Afryani Wahyu Aulia Wide Enardi Wide Enardi Widya Sri Wahyuni Wise Harumi Yanuar, Ferra Yee, Hnin Wut Yefita Febria, Angi Yoan Faldrix Yogi Saputra Yusrizal Yulius Zulkifli N