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All Journal Jurnal Ekonomi Pembangunan Jurnal Paradigma Ekonomika IQTISHODUNA Ekonomikawan : Jurnal Ilmu Ekonomi dan Studi Pembangunan Jurnal Al-Iqtishad Ziswaf : Jurnal Zakat dan Wakaf Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmiah Ekonomi dan Bisnis Jurnal Ilmiah Universitas Batanghari Jambi Jurnal Ilmiah Pendidikan Scholastic Eksis: Jurnal Ilmiah Ekonomi dan Bisnis Ecosains Jurnal Samudra Ekonomi dan Bisnis Journal of Innovation in Business and Economics Menara Ilmu Jurnal Ekonomi dan Bisnis Dharma Andalas Jurnal Pembangunan Nagari Jurnal Perencanaan Pembangunan Jurnal Informatika Ekonomi Bisnis Jurnal Ekonomi Pembangunan Community Development Journal: Jurnal Pengabdian Masyarakat Jurnal Ekonomi Efektif Ekasakti Jurnal Penelitian dan Pengabdian (EJPP) Jurnal Ekonomi Bisnis, Manajemen dan Akuntansi (JEBMA) Jurnal Ekonomi Syariah Pelita Bangsa Daengku: Journal of Humanities and Social Sciences Innovation Jurnal Kajian Ekonomi dan Pembangunan Jurnal Ekonomi Jurnal Kajian Peradaban Islam Journal of Education Research Jurnal Iqtisaduna Jurnal Ekonomika dan Bisnis Islam Edukasia: Jurnal Pendidikan dan Pembelajaran Maqdis: Jurnal Kajian Ekonomi Islam Jurnal Informatika Ekonomi Bisnis JIM: Jurnal Ilmiah Mahasiswa Pendidikan Sejarah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies Taraadin : Jurnal Ekonomi dan Bisnis Islam BEGAWI: Jurnal Pengabdian Kepada Masyarakat
Kamarni, Neng
Department Of Economics, Faculty Of Economics And Business, Universitas Andalas, Indonesia
Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Energy Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Public Health Social Sciences Other

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Kinerja Bank Pembiayaan Rakyat Syariah (BPRS) di Indonesia Sebelum dan Sesudah Pandemi Covid-19 Kamarni, Neng; Ifriadi, Rike; Arqani, Alfe
Jurnal Iqtisaduna Vol 9 No 2 (2023)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v9i2.42778

Abstract

Pandemi Covid-19 membawa resiko yang signifikan bagi sektor perbankan di Indonesia, yang berdampak pada menurunnya kinerja sektor perbankan selama periode tersebut. Ancaman ini juga dirasakan oleh Bank Pembiayaan Rakyat Syariah (BPRS). Penelitian ini bertujuan untuk mengukur kinerja keuangan Bank Pembiayaan Rakyat Syariah (BPRS) sebelum dan sesudah pandemi Covid-19 ditinjau dari indikator keuangan. Data yang digunakan dalam penelitian ini berupa laporan keuangan Bank Pembiayaan Rakyat Syariah (BPRS) pada periode Januari 2017 sampai Desember 2019 yang merupakan data sebelum terjadinya Covid-19 dan Januari 2020 sampai Desember 2022 yang merupakan data sesudah terjadinya Covid-19. Analisis data berupa uji wilcoxon signed ranks test karena data dalam penelitian ini tidak berdistribusi normal. Hasil menunjukkan bahwa rasio Capital Adequacy Ratio (CAR), Return On Assets (ROA) dan Non Performing Financing (NPF) memiliki perbedaan yang signifikan pada kinerja Bank Pembiayaan Rakyat Syariah (BPRS) sebelum dan sesudah adanya pandemi Covid-19. Hasil ini berimplikasi bahwa Bank Pembiayaan Rakyat Syariah (BPRS) harus menjaga dan meningkatkan aset yang dimilikinya serta terus berupaya untuk meningkatkan laba dengan menekan angka pembiayaan bermasalah, sehingga kinerja pada Bank Pembiayaan Rakyat Syariah (BPRS) akan semakin baik.
Transformasi Keuangan: Menguak Pengaruh Zakat Digital dan Inflasi terhadap Pertumbuhan Ekonomi di Sumatera Barat Aulia, Wahyu; Kamarni, Neng
Maqdis: Jurnal Kajian Ekonomi Islam Vol 8, No 1 (2023): Januari - Juni 2023
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/maqdis.v8i1.556

Abstract

Zakat adalah kewajiban yang harus ditunaikan oleh umat Islam. Dalam perspektif islam, zakat adalah salah satu sumber pembiayaan yang mempengaruhi pertumbuhan ekonomi. Zakat memiliki potensi yang besar khususnya di Sumatera Barat. Namun pada kenyataannya pengumpulan zakat di daerah ini masih belum optimal. Kondisi ini mendorong munculnya suatu gagasan yang dikemukakan oleh Forum Zakat (FOZ) yaitu gagasan Digizakat atau zakat digital dalam upaya peningkatan pengumpulan zakat yang diharapkan dapat membantu mendorong pertumbuhan ekonomi. Selain zakat, variable makro yang turut serta dalam mempengaruhi pertumbuhan ekonomi adalah inflasi. Naik turunnya inflasi akan menyebabkan gejolak perekonomian. Studi ini dilakukan bertujuan untuk melihat dan mengetahui apakah zakat yang dikumpulkan secara digital dan inflasi mempengaruhi pertumbuhan ekonomi di Sumatera Barat baik dalam jangka pendek maupun jangka panjang. Dalam melakukan analisis, penulis menggunakan data sekunder berupa data pengumpulan zakat secara digital secara bulanan periode waktu 2016-2020, yang didapatkan dari BAZNAS dan BPS Sumatera Barat dan menggunakan metode VAR untuk mengukur pengaruh digitalisasi zakat terhadap pertumbuhan ekonomi di Sumatera Barat. Hasil penelitian menunjukkan bahwa digitalisasi zakat memiliki pengaruh yang tidak signifikan terhadap pertumbuhan ekonomi di Sumatera Barat. Selanjutnya inflasi juga memiliki pengaruh yang tidak signifikan terhadap pertumbuhan ekonomi dalam jangka pendek.
Ex-Dividend Date: Problematic Abnormal Returns for Sharia Stock Index Companies Abdi Asmo; Adol Bastian; Neng Kamarni
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 9 No. 01 (2024): JESPB Edisi April 2024
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v9i01.1198

Abstract

This research aims to determine changes in stock prices before and after the ex-dividend date at PT. Indonesian Sharia Bank. Tbk. This research uses a quantitative approach with the event study method to analyze stock fluctuations in an event. Whether or not stock fluctuations are present, data will be collected 30 working days before the event and 30 days after the event by means of a sample t-test. The test results show that the value of Sig. (2-tailed) of 0.042 <0.05, thus rejecting H0 and accepting H1 which means there is a difference in stock price fluctuations before and after the announcement of the ex-dividend date. The magnitude of the value of changes in stock prices with the value of dividends per share distributed has the conclusion that the magnitude of changes in stock prices is reflected in the magnitude of the value of dividends per share distributed by the company.
Faktor yang mempengaruhi neet pada masa pandemi Covid-19 di Indonesia Yefita Febria, Angi; Ibrahim, Arief; Kamarni, Neng
Jurnal Paradigma Ekonomika Vol. 17 No. 3 (2022): Jurnal Paradigma Ekonomika
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

In 2030, Indonesia is predicted to reach the peak of the demographic bonus. However, there is a worrying problem, namely youth unemployment, which reaches 1 in 5 youths aged 15-24 years. This study aims to determine the general description and factors that cause a person to become a NEET in Indonesia using the 2020 Sakernas data. The analytical methods used are descriptive statistics and inferential statistics with binary logistic regression models. The results show that with a 99 percent confidence level, the variables that significantly affect a person's status as a NEET are age, gender, disability, marital status, education, and area of residence, while the impact of COVID-19 has no significant effect.
QUALIFICATION MISMATCH DAN DAMPAKNYA TERHADAP UPAH PEKERJA DI INDONESIA: HECKMAN TWO STEP METHOD Ginting, Chris Yohanes; Elfindri, Elfindri; Kamarni, Neng
Jurnal Ilmiah Ekonomi Dan Bisnis Vol. 21 No. 2 (2024)
Publisher : Universitas Lancang Kuning

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31849/jieb.v21i2.22668

Abstract

Studi ini bertujuan untuk menganalisis dampak ketidaksesuaian kualifikasi (qualification mismatch) terhadap upah tenaga kerja di Indonesia. Dengan menggunakan data SAKERNAS Agustus 2022, ketidaksesuaian kualifikasi diidentifikasi dengan menggunakan pendekatan kuantitatif. Pendekatan kuantitatif dalam mengidentifikasi ketidaksesuaian kualifikasi dilakukan dengan menggunakan metode normatif, di mana ketidaksesuaian vertikal diidentifikasi dengan membandingkan tingkat pendidikan dan klasifikasi pekerjaan (KBJI 1 digit), sedangkan ketidaksesuaian horizontal membandingkan klasifikasi jurusan pendidikan (ISCED-F 3 digit) dan klasifikasi pekerjaan (KBJI 3 digit). Data kemudian diolah dengan menggunakan metode Heckman Two Step untuk mengatasi bias seleksi pada sampel dan melihat dampak ketidaksesuaian kualifikasi terhadap upah, dengan alat analisis regresi probit dan regresi OLS (Ordinary Least Square). Hasil penelitian menunjukkan bahwa undereducation berpengaruh signifikan dengan koefisien negatif terhadap tingkat upah, yang menunjukkan bahwa kurangnya kualifikasi pendidikan berhubungan dengan penurunan upah yang signifikan bagi para pekerja. Sebaliknya, overeducation mempengaruhi upah dengan koefisien positif, yang menunjukkan bahwa memiliki kualifikasi pendidikan yang melebihi persyaratan pekerjaan dikaitkan dengan peningkatan upah. Ketidaksesuaian bidang studi (horizontal mismatch) dan ketidaksesuaian kualifikasi juga menunjukkan dampak negatif terhadap tingkat upah, yang menyoroti perlunya kebijakan pendidikan dan pelatihan yang sesuai dengan kebutuhan pasar tenaga kerja untuk mengurangi ketidaksesuaian ini dan meningkatkan kesejahteraan pekerja di Indonesia.
Pengaruh Pembangunan Desa terhadap Penanggulangan Kemiskinan di Indonesia Farida, Alfiani; Arifuddin, Muhammad Hasbi; Rahimi, Nina; Kamarni, Neng
Jurnal Samudra Ekonomi dan Bisnis Vol 13 No 2 (2022)
Publisher : Fakultas Ekonomi Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jseb.v13i2.5253

Abstract

Poverty harms development, so we must address it immediately. The poor in Indonesia are more distributed in rural areas than urban areas, so they must pursue rural development to alleviate poverty. This study aims to analyze the impact of rural development on poverty alleviation in Indonesia. In this study, the Village Development Index (IPD) consists of five dimensions, namely essential services, infrastructure conditions, accessibility, publik services, and governance. The research method uses regression analysis with unit analysis for 434 provinces/cities in Indonesia. The results show that two dimensions, i.e. essential services and publik services have a negatif and significant impact on poverty in Indonesia. Other variables that have a significant impact on poverty reduction in Indonesia are economic growth and the Human Development Index.
Program Keluarga Harapan: Can It Reduce Poverty and Increase Welfare in Indonesia? Household Level Evidence from Districts/Cities in Indonesia on 2019 Resina, Dela; Kamarni, Neng; Putra, Febriandi Prima
Jurnal Samudra Ekonomi dan Bisnis Vol 14 No 2 (2023): JSEB
Publisher : Fakultas Ekonomi Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jseb.v14i2.6126

Abstract

Poverty is a multidimensional phenomenon which is a major challenge in all countries. To reduce poverty and improve welfare, government intervention programs are needed. Conditional cash transfer programs are widely implemented in several countries. In Indonesia, there is Program Keluarga Harapan (PKH). This program has many debates as an anti-poverty program. This research looks at the effect of PKH on poverty and welfare in Indonesia. It used the 2019 Susenas raw data and analyzed by SEM-PLS method. The findings showed that PKH had a negative-significant effect on poverty and a positive-significant effect on welfare in Indonesia. In addition, poverty has a negative and significant effect on welfare in Indonesia. The research results are expected to be input for the central and regional governments in making policies for the sustainability of PKH implementation in reducing poverty and increasing welfare.
POLA PRILAKU KONSUMSI MUSLIMAH GENERASI Z TERHADAP PRODUK TREND FASHION (STUDI KASUS MAHASISWI UIN IMAM BONJOL) Anggraini, Misi; Nusrida, Helda; Kamarni, Neng
Jurnal Ekonomika dan Bisnis Islam Vol 5 No 3 (2022): Desember
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (681.396 KB) | DOI: 10.26740/jekobi.v5n3.p52-64

Abstract

Generation Z is a generation in the digitalization era that always interacts with technology. Generation Z is a generation that is easily influenced by the times, including generation Z Muslim women. The influence of the times also affects the consumption pattern of Muslim generation Z towards fashion trend products. Writing this article aims to analyze how the consumption pattern of generation Z Muslim women on fashion trend products. The research was conducted using qualitative research methods with a case study research approach, data analysis used was a case study with data collection techniques through interviews, observation and also distributing questionnaires via google form. The results of the study show that Muslim women of generation Z follow the development of fashion trend products but still follow shari'ah rules in choosing fashion trends according to shari'ah rules. However, in terms of following the ever-changing fashion trends, needs change into momentary desires. Then it has the impact of israf, tabzir, riya, and tabarruj attitudes on generational consumption patterns, especially among UIN Imam Bonjol Padang students.
Analisis Dampak Pemotongan Gaji untuk Wakaf terhadap Perilaku Aparatur Sipil Negara Dewi, Ratna; Kamarni, Neng; Andrianus, Fery
Jurnal Informatika Ekonomi Bisnis Vol. 4, No. 4 (December 2022)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (494.897 KB) | DOI: 10.37034/infeb.v4i4.175

Abstract

The Ministry of Religion as a government institution is the main driving force in implementing government programs in the social and religious fields through carrying out the National Cash Waqf Movement (GNWU). Employees at the ranks of ministries consistently and measurably always carry out programs announced by the government in waqf. Waqf money is an alternative instrument to drive the community's economy in overcoming poverty and income inequality and strengthening social solidarity and a sense of concern in the community. This study analyzes the impact of cutting wages for waqf on the behavior of the State Civil Apparatus (ASN). The ASNs studied were employees who served at the Ministry of Religion in Padang City. Salaries are deducted directly in the form of cash waqf or al-nuqud waqf. Waqf obligations are deducted in the form of money against individuals directly. This study uses primary data obtained through distributing questionnaires and conducting several in-depth interviews with respondents. The number of respondents was 285 people in the State Civil Apparatus of the Ministry of Religion of Padang City. The analysis tool used is SEM-PLS. The results of this study found that the variables of attitude, subjective norms and religiosity had a positive and significant effect on the behavior of civil servants at the Ministry of Religion of Padang City conducting cash waqf through salary deductions.
Impact of Microfinance on Fertilizer Use in the Ayeyarwady Region, Myanmar Yee, Hnin Wut; Ridwan, Endrizal; Muharja, Fajri; Kamarni, Neng
Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 2 (June 2023)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (220.324 KB) | DOI: 10.37034/infeb.v5i2.553

Abstract

This research aims to analyze the impact of microfinance on fertilizer use and the amount of loan in the Ayeyarwady area, Myanmar. This study uses a quantitative technique as an analytical approach, utilizing data from a farmers' household survey conducted in 2015 as secondary data. Secondary data from a village tract in Myanmar's Ayeyarwady area. The overall frequency of gender of the household, education level of the household, age of the household, percentages of loan amount from each family, and average cost of usage per acre are all survey data used in this study. The outcome revealed the microfinance institution, as well as the overall proportion of demographic respondents from the Ayeyarwady area. An assessment into how the money was utilized in agricultural output, on the other hand, revealed that the respondents from credit beneficial used at all of the loan for agricultural purpose. The findings of this study must reveal the impact of microfinance on fertilizer use, as well as the strengths and shortcomings of microfinance. The results indicated the microfinance institution as well as the general proportion of demographic respondents from Ayeyarwady. An examination of how the money was used in agricultural production, on the other hand, found that credit advantageous respondents used at all of the loan for agricultural purposes. This study's findings must indicate the impact of microfinance on farmers.
Co-Authors Abdi Asmo Abdiska, Debi Abdul Karib Adol Bastian Amra Ausri Anggraini, Misi Aprilia, Cindy Ardella, Sylvia Arifuddin, Muhammad Hasbi Arqani, Alfe Aulia, Wahyu Azis, Saipul Bachtiar, Nasri Bahri, Susila Baqi, Ahmad Iqbal Cempaka Rizki Ambar Sari Chris Yohanes Ginting Debi Abdiska Dela Resina Dela Resina Desvira, Tetri Devianto, Dodi Dhoifullah, Aisyah Elfindri, Elfindri Endrizal Ridwan Fadhilah Hasib, Fatin Fadila, Dinda Fajri Farida, Alfiani Fatin Fadhilah Hasib Fery Andrianus, Fery Fitri Ayu Fitri Mulyani Ginting, Chris Yohanes Haminati, Nur HANDRA, HEFRIZAL Haripamyu Haripamyu Harsya Saputra* Hazmi, Dolly Heru Setiawan HERU WAHYUDI Hnin Wut Yee Ibrahim, Arief Ifriadi, Rike Indelman Indelman Irsyad, M Izzati Rahmi HG Jusman Sani Karib, Abdul Landasari, Foni Lusiani, Gustina M Irsyad M. Gunawan Azhar Mahlil Andre Putra Maulini Septya Maulini Septya Muhammad Ilham Muhammad Ilham Muhammad Rizal MUHARJA, FAJRI Muslich Anshori Muslich Anshori N., Zulkifli Nur Haminati nusrida, helda Primayesa, Elvina Purwasutrisno Purwasutrisno, Purwasutrisno Purwoko, Agus Putra, Dontes Putra, Febriandi Prima Putri, Sri Gema Dirga Raditya Sukmana Rahimi, Nina Rano Efmon Ratna Dewi Ratna Dewi Resfaliza Resina, Dela Rika Fitriani Riri Lestari Riyanda, Irdham Roza Zulfita Sani, Jusman Sapuan, Noraina Mazuin Saputra*, Harsya Saputra, Harsya Sri Maryati Sukma, Nefi Sumarni, Leli Syafruddin Karimi, Syafruddin Tan, Firwan Tata Surya Tata Surya Valerina, Citra Vivi Afryani Wahyu Aulia Wahyuni, Widya Sri Wide Enardi Wide Enardi Wise Harumi Yanuar, Ferra Yee, Hnin Wut Yefita Febria, Angi Yoan Faldrix Yogi Saputra Yuli Utami Yusrizal Yulius Zulkifli N